Refinancing lenders in Plymouth County
2,485 refinancing mortgages were made in Plymouth County, Massachusetts, in 2025, by 255 lenders. The median rate their borrowers got was 6.624% on a median loan of $365,000. Of 3,350 decisions, 708 were denials — 21.1%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Citizens Bank, National Association | 480 | 7.400% | $205,000 | 23.9% |
| Rockland Trust Company | 227 | 6.990% | $155,000 | 29.6% |
| Eastern Bank | 180 | 6.990% | $205,000 | 26.8% |
| Rocket Mortgage, LLC | 127 | 5.990% | $475,000 | 16.7% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 109 | 5.893% | $495,000 | 18.8% |
| Loandepot.Com, LLC | 84 | 6.125% | $480,000 | 9.6% |
| Bank of America, National Association | 76 | 5.990% | $205,000 | 31.6% |
| GUARANTEED RATE, INC. | 49 | 6.125% | $605,000 | 3.9% |
| FREEDOM MORTGAGE CORPORATION | 46 | 6.063% | $515,000 | 6.8% |
| CROSSCOUNTRY MORTGAGE, INC. | 38 | 6.240% | $490,000 | 9.1% |
| PENNYMAC LOAN SERVICES, LLC | 37 | 5.990% | $455,000 | 15.2% |
| CMG MORTGAGE, INC. | 37 | 6.375% | $415,000 | 12.2% |
| Leader Bank, National Association | 37 | 6.125% | $615,000 | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | 31 | 5.990% | $515,000 | 31.0% |
| GUILD MORTGAGE COMPANY | 31 | 5.990% | $485,000 | 8.1% |
| RADIUS FINANCIAL GROUP INC. | 31 | 6.500% | $505,000 | 3.1% |
| bankESB | 28 | 5.990% | $255,000 | 3.5% |
| TD Bank, National Association | 25 | 7.440% | $265,000 | 30.6% |
| Fairway Independent Mortgage Corporation | 25 | 6.500% | $595,000 | 16.7% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 25 | 6.375% | $415,000 | 3.7% |
| NEWREZ LLC | 23 | 5.990% | $525,000 | 36.8% |
| HarborOne Bank | 23 | 7.240% | $155,000 | 51.1% |
| NATIONSTAR MORTGAGE LLC | 23 | 6.125% | $475,000 | 11.1% |
| MOVEMENT MORTGAGE, LLC | 19 | 6.375% | $645,000 | 4.8% |
| Bluestone Bank | 18 | Not published | $485,000 | 14.3% |
| LONGBRIDGE FINANCIAL, LLC | 18 | 6.625% | $255,000 | 9.5% |
| HARBORONE MORTGAGE, LLC | 17 | 6.375% | $515,000 | 18.2% |
| Hanscom Federal Credit Union | 17 | 7.500% | $165,000 | 5.6% |
| FINANCE OF AMERICA REVERSE LLC | 17 | 6.875% | $305,000 | 10.5% |
| PHH Mortgage Corporation | 16 | 6.188% | $345,000 | 11.1% |
| Webster Bank, National Association | 16 | 6.928% | $305,000 | 34.6% |
| Salem Five Cents Savings Bank | 16 | 5.990% | $205,000 | 5.9% |
| JPMorgan Chase Bank, National Association | 16 | 6.375% | $605,000 | 0.0% |
| ROCKLAND Federal Credit Union | 15 | 7.000% | $125,000 | 33.3% |
| The Cape Cod Five Cents Savings Bank | 15 | 6.000% | $375,000 | 5.9% |
| Third Federal Savings and Loan Association of Cleveland | 13 | 6.990% | $255,000 | 43.5% |
| Manufacturers and Traders Trust Company | 13 | 5.990% | $475,000 | 36.4% |
| PNC Bank, National Association | 11 | 5.990% | $535,000 | 35.3% |
| MERRIMACK VALLEY | 11 | 7.500% | $115,000 | 25.0% |
| BAYCOAST MORTGAGE COMPANY, LLC | 11 | 6.000% | $475,000 | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 10 | 6.370% | $565,000 | 9.1% |
| Merchants Bank of Indiana | 10 | 6.058% | $525,000 | 0.0% |
| Broker Solutions, Inc. | 9 | Under 10 loans | Under 10 loans | 18.2% |
| SHARON & CRESCENT UNITED Credit Union | 9 | Under 10 loans | Under 10 loans | 25.0% |
| GUARANTEED RATE AFFINITY, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Discover Bank | 8 | Under 10 loans | Under 10 loans | 57.9% |
| VILLAGE CAPITAL & INVESTMENT LLC | 8 | Under 10 loans | Under 10 loans | 27.8% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 8 | Under 10 loans | Under 10 loans | 11.1% |
| SALEM FIVE MORTGAGE COMPANY, LLC | 8 | Under 10 loans | Under 10 loans | 10.0% |
| North Easton Savings Bank | 8 | Under 10 loans | Under 10 loans | 20.0% |
| MORTGAGE EQUITY PARTNERS LLC | 8 | Under 10 loans | Under 10 loans | 11.1% |
| OCMBC, INC. | 7 | Under 10 loans | Under 10 loans | 10.0% |
| Colorado Federal Savings Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| UNION HOME MORTGAGE CORP. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Middlesex Savings Bank | 7 | Under 10 loans | Under 10 loans | 12.5% |
| EMM LOANS LLC | 6 | Under 10 loans | Under 10 loans | 11.1% |
| TOTAL MORTGAGE SERVICES, LLC | 6 | Under 10 loans | Under 10 loans | 22.2% |
| Mortgage Right | 6 | Under 10 loans | Under 10 loans | 0.0% |
| NEW FED MORTGAGE, CORP. | 6 | Under 10 loans | Under 10 loans | 14.3% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Needham Bank | 6 | Under 10 loans | Under 10 loans | 14.3% |
| LIBERTY BAY CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Navy Federal Credit Union | 5 | Under 10 loans | Under 10 loans | 37.5% |
| QUINCY CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 16.7% |
| U.S. Bank National Association | 5 | Under 10 loans | Under 10 loans | 16.7% |
| NBKC BANK | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Cornerstone Bank | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Bristol County Savings Bank | 5 | Under 10 loans | Under 10 loans | 28.6% |
| The Washington Trust Company, of Westerly | 5 | Under 10 loans | Under 10 loans | 16.7% |
| TAUNTON FEDERAL CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Brookline Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| WASHINGTON TRUST MORTGAGE COMPANY LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NQM FUNDING, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| NORTHPOINT MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Cornerstone First Mortgage, Inc | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Liberty Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Fall River Five Cents Savings Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Dedham Institution for Savings | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Wells Fargo Bank, National Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Mortgage Research Center, LLC | 3 | Under 10 loans | Under 10 loans | 57.1% |
| St. Anne's Credit Union | 3 | Under 10 loans | Under 10 loans | 40.0% |
| Sierra Pacific Mortgage Company, Inc. | 3 | Under 10 loans | Under 10 loans | 20.0% |
| Waterstone Mortgage Corporation | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Hingham Institution for Savings, The | 3 | Under 10 loans | Under 10 loans | 50.0% |
| WILLIAM RAVEIS MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| DIGITAL | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Bank of Easton | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Berkshire Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| PENTAGON FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 25.0% |
| NFM, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIANT CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Havard Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FALL RIVER MUNICIPAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ALIGN CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MILEND, INC. | 2 | Under 10 loans | Under 10 loans | 62.5% |
| AMERANT MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| ENVOY MORTGAGE, LTD | 2 | Under 10 loans | Under 10 loans | 33.3% |
| The Federal Savings Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| EQUITY RESOURCES, INC. | 2 | Under 10 loans | Under 10 loans | 50.0% |
| Hometown Equity Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 60.0% |
| LADERA LENDING, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| METRO Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Cambridge Savings Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| PLAZA HOME MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 50.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Northpointe Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Funder LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Direct Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 33.3% |
| T2 FINANCIAL LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NORWICH COMMERCIAL GROUP, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| EMBRACE HOME LOANS, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Watermark Capital, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Institution for Savings in Newburyport and Its Vicinity | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Norwood Co-operative Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MEMBERS MORTGAGE COMPANY, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Prosperity Home Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| The Dart Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NORTHEAST HOME LOAN, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST HOME MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BayCoast Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Farm Credit East, ACA | 2 | Under 10 loans | Under 10 loans | 0.0% |
| COASTAL1 Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MISSION LOANS, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NAVIGANT CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FOUNDATION MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Citibank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Flagstar Bank, N.A. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| INTELLILOAN, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LOWER, LLC | 1 | Under 10 loans | Under 10 loans | 66.7% |
| ALLIED MORTGAGE GROUP, INC. | 1 | Under 10 loans | Under 10 loans | 33.3% |
| Paramount Residential Mortgage Group, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Kiavi Funding, Inc. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| SPRING EQ, LLC | 1 | Under 10 loans | Under 10 loans | 66.7% |
| Workers Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PLANET HOME LENDING, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GEORGIA'S OWN | 1 | Under 10 loans | Under 10 loans | 50.0% |
| FIRST CITIZENS' FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MLD MORTGAGE INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First Heritage Mortgage, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Bethpage Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 50.0% |
| LENDSURE MORTGAGE CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Coastal Heritage Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Webster Five Cents Savings Bank | 1 | Under 10 loans | Under 10 loans | 50.0% |
| First Federal Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ALLTRUST CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| A&D Mortgage LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| East Cambridge Savings Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Service Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of New Hampshire | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FlexPoint, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Cazle Mortgage, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ICE LENDER HOLDINGS LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Nations Lending Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of America | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CAKE MORTGAGE CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MASS BAY Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| American Airlines Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AFFINITY | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Country Bank for Savings | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Cooperative Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GREYSTONE SERVICING COMPANY LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LEOMINSTER CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Enterprise Bank and Trust Company | 1 | Under 10 loans | Under 10 loans | 0.0% |
| JMAC LENDING, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE ACCESS CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NEXERA HOLDING LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| BankGloucester | 1 | Under 10 loans | Under 10 loans | 0.0% |
| United Nations Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ADVANCIAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| University Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Bank of Canton | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LUMENT REAL ESTATE CAPITAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SEMPER HOME LOANS, INC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| StonehamBank, A Co-operative Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| COREVEST AMERICAN FINANCE LENDER LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMWEST FUNDING CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| OCEAN STATE CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| BAY EQUITY LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Centreville Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTHCOAST FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Alden Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| EVERETT FINANCIAL, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| COMMONWEALTH ONE | 1 | Under 10 loans | Under 10 loans | 0.0% |
| City National Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 984500FAD1FB7FEGTE82 | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NorthEast Community Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 55 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.