Mortgage lenders in Johnson County
5,646 mortgages were made in Johnson County, Indiana, in 2025, by 335 lenders. The median rate their borrowers got was 6.625% on a median loan of $235,000. Of 7,425 decisions, 1,482 were denials — 20.0%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| LENNAR MORTGAGE, LLC | 281 | 4.990% | $335,000 | 27.1% |
| Rocket Mortgage, LLC | 276 | 6.875% | $175,000 | 18.1% |
| GVC MORTGAGE, INC. | 240 | 6.625% | $255,000 | 1.2% |
| INDIANA MEMBERS CREDIT UNION | 213 | 6.750% | $95,000 | 14.2% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 211 | 6.125% | $275,000 | 13.7% |
| Fifth Third Bank, National Association | 204 | 7.500% | $105,000 | 29.5% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 203 | 5.750% | $335,000 | 3.8% |
| Fairway Independent Mortgage Corporation | 155 | 6.750% | $235,000 | 8.8% |
| The Huntington National Bank | 154 | 7.890% | $135,000 | 28.8% |
| Union Savings Bank | 124 | 6.750% | $255,000 | 2.3% |
| FORUM | 119 | 7.500% | $95,000 | 15.5% |
| FREEDOM MORTGAGE CORPORATION | 117 | 6.250% | $255,000 | 12.7% |
| Horizon Bank | 117 | 6.000% | $105,000 | 24.4% |
| CROSSCOUNTRY MORTGAGE, INC. | 116 | 6.788% | $255,000 | 10.8% |
| RUOFF MORTGAGE COMPANY, INC. | 111 | 6.750% | $275,000 | 4.7% |
| First Financial Bank | 107 | 5.990% | $135,000 | 28.2% |
| NEWREZ LLC | 100 | 6.625% | $215,000 | 27.1% |
| DHI MORTGAGE COMPANY, LTD. | 93 | 4.990% | $365,000 | 24.4% |
| NVR Mortgage Finance, Inc. | 89 | 6.250% | $295,000 | 21.2% |
| Centra Credit Union | 87 | 5.625% | $145,000 | 11.0% |
| M/I FINANCIAL, LLC | 82 | 5.875% | $430,000 | 0.0% |
| PNC Bank, National Association | 76 | 7.800% | $105,000 | 32.8% |
| Elements Financial Federal Credit Union | 76 | 6.250% | $185,000 | 15.4% |
| Mortgage Research Center, LLC | 74 | 6.250% | $275,000 | 31.8% |
| JPMorgan Chase Bank, National Association | 73 | 6.625% | $205,000 | 9.8% |
| UNION HOME MORTGAGE CORP. | 71 | 6.625% | $275,000 | 7.4% |
| MJW FINANCIAL LLC | 67 | 6.500% | $275,000 | 1.5% |
| First Merchants Bank | 66 | 6.750% | $115,000 | 39.3% |
| BMO Bank National Association | 55 | 8.655% | $105,000 | 30.5% |
| GUILD MORTGAGE COMPANY | 55 | 6.625% | $255,000 | 1.6% |
| Zippy Loans, LLC | 54 | 8.000% | $45,000 | 59.7% |
| Mutual Savings Bank | 52 | 6.500% | $305,000 | 1.6% |
| MILESTONE HOME LENDING, LLC | 50 | 6.625% | $260,000 | 7.3% |
| Jackson County Bank | 49 | 6.750% | $195,000 | 3.9% |
| NATIONSTAR MORTGAGE LLC | 48 | 8.250% | $75,000 | 13.8% |
| PENNYMAC LOAN SERVICES, LLC | 46 | 6.000% | $280,000 | 11.9% |
| Loandepot.Com, LLC | 46 | 7.625% | $105,000 | 18.6% |
| EVERWISE CREDIT UNION | 42 | 7.500% | $55,000 | 22.2% |
| GUARANTEED RATE, INC. | 40 | 6.250% | $270,000 | 16.7% |
| Regions Bank | 39 | 4.990% | $105,000 | 31.3% |
| Old National Bank | 38 | 5.990% | $135,000 | 23.5% |
| Navy Federal Credit Union | 29 | 6.625% | $205,000 | 19.4% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 29 | 6.750% | $275,000 | 6.5% |
| SPRING EQ, LLC | 27 | 10.600% | $65,000 | 34.2% |
| PULTE MORTGAGE LLC | 26 | 6.375% | $310,000 | 0.0% |
| INDIANA UNIVERSITY CREDIT UNION | 25 | 7.250% | $85,000 | 34.2% |
| FIRST COMMUNITY MORTGAGE, INC. | 25 | 6.990% | $265,000 | 6.5% |
| Broker Solutions, Inc. | 24 | 6.750% | $255,000 | 20.0% |
| The National Bank of Indianapolis | 24 | Not published | $280,000 | 0.0% |
| VICTORY MORTGAGE, L.L.C. | 23 | 6.625% | $535,000 | 0.0% |
| Coastal Community Bank | 22 | 11.615% | $55,000 | 2.8% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 22 | 6.563% | $200,000 | 32.4% |
| U.S. Bank National Association | 21 | 7.490% | $145,000 | 57.1% |
| AmeriSave Mortgage Corporation | 20 | 7.188% | $185,000 | 60.8% |
| FIGURE LENDING LLC | 20 | 10.438% | $40,000 | 16.7% |
| FINANCIAL CENTER FIRST CREDIT UNION | 20 | 7.075% | $55,000 | 33.3% |
| KeyBank National Association | 20 | 6.875% | $195,000 | 25.0% |
| CMG MORTGAGE, INC. | 20 | 6.625% | $230,000 | 0.0% |
| GoodLeap, LLC | 19 | 6.375% | $125,000 | 17.2% |
| Citizens Bank | 19 | Not published | $285,000 | 5.0% |
| LOWER, LLC | 18 | 6.563% | $265,000 | 10.0% |
| PANORAMA MORTGAGE GROUP, LLC | 17 | 6.375% | $385,000 | 0.0% |
| Lake City Bank | 17 | 7.750% | $95,000 | 14.3% |
| First Option Mortgage, LLC | 17 | 6.625% | $255,000 | 0.0% |
| MM LENDING, LLC | 17 | 12.000% | $215,000 | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | 16 | 8.280% | $45,000 | 60.2% |
| PLANET HOME LENDING, LLC | 16 | 5.750% | $250,000 | 15.8% |
| CARRINGTON MORTGAGE SERVICES, LLC | 15 | 7.125% | $145,000 | 47.4% |
| ROYAL UNITED MORTGAGE LLC | 15 | 6.500% | $175,000 | 10.5% |
| Centier Bank | 14 | 7.000% | $170,000 | 6.7% |
| Equity Prime Mortgage LLC | 13 | 6.750% | $285,000 | 0.0% |
| German American Bank | 13 | 0.000% | $245,000 | 7.1% |
| Merchants Bank of Indiana | 13 | 6.875% | $215,000 | 0.0% |
| EUSTIS MORTGAGE CORPORATION | 13 | 6.875% | $385,000 | 0.0% |
| Citizens Bank, National Association | 12 | 7.525% | $130,000 | 36.8% |
| Lendage, LLC | 12 | 10.750% | $65,000 | 13.3% |
| Luminate Bank | 12 | 6.438% | $335,000 | 6.7% |
| AMERIHOME MORTGAGE COMPANY, LLC | 12 | 6.750% | $270,000 | 0.0% |
| Home Bank SB | 12 | Not published | $185,000 | 7.7% |
| First National Bank | 12 | Not published | $240,000 | 0.0% |
| 21st Mortgage Corporation | 11 | 12.930% | $45,000 | 70.3% |
| LAKEVIEW LOAN SERVICING, LLC | 11 | 6.125% | $265,000 | 63.6% |
| PLAZA HOME MORTGAGE, INC. | 11 | 6.500% | $235,000 | 0.0% |
| BAYSHORE MORTGAGE FUNDING, LLC | 11 | 6.625% | $275,000 | 0.0% |
| THE LOAN STORE, INC. | 10 | 6.500% | $265,000 | 14.3% |
| NEW DAY FINANCIAL, LLC | 9 | Under 10 loans | Under 10 loans | 54.6% |
| SOFI BANK, NATIONAL ASSOCIATION | 9 | Under 10 loans | Under 10 loans | 18.2% |
| PHH Mortgage Corporation | 9 | Under 10 loans | Under 10 loans | 15.4% |
| VILLAGE CAPITAL & INVESTMENT LLC | 9 | Under 10 loans | Under 10 loans | 6.3% |
| Sierra Pacific Mortgage Company, Inc. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Click n' Close, Inc. | 9 | Under 10 loans | Under 10 loans | 10.0% |
| USAA Federal Savings Bank | 8 | Under 10 loans | Under 10 loans | 46.7% |
| Kiavi Funding, Inc. | 8 | Under 10 loans | Under 10 loans | 33.3% |
| Wells Fargo Bank, National Association | 8 | Under 10 loans | Under 10 loans | 20.0% |
| Liberty | 8 | Under 10 loans | Under 10 loans | 20.0% |
| CRANE | 8 | Under 10 loans | Under 10 loans | 18.2% |
| A&D Mortgage LLC | 7 | Under 10 loans | Under 10 loans | 20.0% |
| The Federal Savings Bank | 7 | Under 10 loans | Under 10 loans | 18.2% |
| ZILLOW HOME LOANS, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 7 | Under 10 loans | Under 10 loans | 22.2% |
| SUN WEST MORTGAGE COMPANY, INC. | 7 | Under 10 loans | Under 10 loans | 20.0% |
| First Federal Bank | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Acre Mortgage & Financial, Inc. | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Wolfe Financial, Inc | 7 | Under 10 loans | Under 10 loans | 0.0% |
| LEADERONE FINANCIAL CORPORATION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| The State Bank and Trust Company | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Bank of America, National Association | 6 | Under 10 loans | Under 10 loans | 70.0% |
| MOVEMENT MORTGAGE, LLC | 6 | Under 10 loans | Under 10 loans | 22.2% |
| Plains Commerce Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| FLAT BRANCH MORTGAGE, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Valon Mortgage, Inc. | 6 | Under 10 loans | Under 10 loans | 33.3% |
| Hometown Equity Mortgage, LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| JMAC LENDING, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Farm Credit Mid-America | 6 | Under 10 loans | Under 10 loans | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 6 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Ixonia Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Discover Bank | 5 | Under 10 loans | Under 10 loans | 86.5% |
| AMERICAN FINANCIAL NETWORK, INC. | 5 | Under 10 loans | Under 10 loans | 28.6% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | 5 | Under 10 loans | Under 10 loans | 28.6% |
| Stock Yards Bank & Trust Company | 5 | Under 10 loans | Under 10 loans | 16.7% |
| HOWARD HANNA FINANCIAL SERVICES, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| JLB CORPORATION | 5 | Under 10 loans | Under 10 loans | 16.7% |
| STOCKTON MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 28.6% |
| FINANCE OF AMERICA REVERSE LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| BETTER MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 66.7% |
| Truist Bank | 4 | Under 10 loans | Under 10 loans | 42.9% |
| Citibank, National Association | 4 | Under 10 loans | Under 10 loans | 33.3% |
| Northpointe Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Prosperity Home Mortgage, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| HOMEXPRESS MORTGAGE CORP. | 4 | Under 10 loans | Under 10 loans | 33.3% |
| The Peoples State Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| V.I.P. MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CHAMPIONS FUNDING, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Flagstar Bank, N.A. | 3 | Under 10 loans | Under 10 loans | 50.0% |
| MISSION LOANS, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ENDEAVOR CAPITAL, LLC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 25.0% |
| FAIR WAY LENDING LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SUCCESS LENDING, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NBKC BANK | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Tomo Mortgage, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Gateway First Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Simple, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MLD MORTGAGE INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Civista Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Busey Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| TOWNE MORTGAGE COMPANY | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PURDUE | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCING CORPORATION | 2 | Under 10 loans | Under 10 loans | 86.7% |
| WINTERWOOD MORTGAGE GROUP, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| First Financial Bank, National Association | 2 | Under 10 loans | Under 10 loans | 33.3% |
| BAY EQUITY LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MILEND, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| STG MORTGAGE INC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| QUORUM FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Texana Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| STAR Financial Bank | 2 | Under 10 loans | Under 10 loans | 25.0% |
| Connexus Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LOANFLIGHT LENDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DEVELOPER'S MORTGAGE COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| The North Salem State Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SIRVA MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Baxter Credit Union | 2 | Under 10 loans | Under 10 loans | 33.3% |
| EVERETT FINANCIAL, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Cornerstone First Mortgage, Inc | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Logan Finance Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NQM FUNDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PRESTON HOME LOANS INC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Security Federal Savings Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ENCOMPASS LENDING GROUP, LP | 2 | Under 10 loans | Under 10 loans | 0.0% |
| USALLIANCE FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of America | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Paramount Residential Mortgage Group, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| POLARIS HOME FUNDING CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERITRUST MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| T2 FINANCIAL LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| OCMBC, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Greenfield Banking Company | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Farmers Bank & Trust | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Magnolia Bank, Incorporated | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BoxCar Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LENDSURE MORTGAGE CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| VAN DYK MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Savings Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| State Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Three Rivers Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 135 lenders each made 2 or fewer mortgages here, and are counted in the totals above.
Bank branches in Johnson County
48 FDIC-insured branches from 23 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| Horizon Bank | 5 | $418.4 million |
| JPMorgan Chase Bank, National Association | 4 | $647.5 million |
| Fifth Third Bank, National Association | 4 | $539.5 million |
| The Huntington National Bank | 4 | $411.9 million |
| Mutual Savings Bank | 4 | $284.3 million |
| PNC Bank, National Association | 3 | $342.1 million |
| First Merchants Bank | 3 | $301.0 million |
| BMO Bank National Association | 3 | $173.2 million |
| Stock Yards Bank & Trust Company | 2 | $61.2 million |
| Centier Bank | 2 | $4.1 million |
| Woodforest National Bank | 2 | $3.4 million |
| The National Bank of Indianapolis | 1 | $219.8 million |
| First Financial Bank | 1 | $163.0 million |
| Jackson County Bank | 1 | $97.5 million |
| KeyBank National Association | 1 | $86.6 million |
| Old National Bank | 1 | $81.8 million |
| Regions Bank | 1 | $62.6 million |
| Union Savings Bank | 1 | $39.5 million |
| Home Bank SB | 1 | $30.0 million |
| Bank of America, National Association | 1 | $29.8 million |
| Citizens Bank | 1 | $29.3 million |
| First National Bank | 1 | $23.8 million |
| Lake City Bank | 1 | $21.0 million |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.