Mortgage lenders in Sussex County
9,159 mortgages were made in Sussex County, Delaware, in 2025, by 435 lenders. The median rate their borrowers got was 6.625% on a median loan of $295,000. Of 12,013 decisions, 2,474 were denials — 20.6%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| NVR Mortgage Finance, Inc. | 648 | 6.625% | $325,000 | 17.7% |
| Rocket Mortgage, LLC | 569 | 6.750% | $205,000 | 16.9% |
| Loandepot.Com, LLC | 336 | 6.875% | $425,000 | 10.4% |
| Manufacturers and Traders Trust Company | 312 | 5.990% | $105,000 | 34.2% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 292 | 6.124% | $335,000 | 11.2% |
| Citizens Bank, National Association | 261 | 7.400% | $145,000 | 33.3% |
| CMG MORTGAGE, INC. | 260 | 6.750% | $380,000 | 1.1% |
| PNC Bank, National Association | 255 | 7.490% | $125,000 | 28.8% |
| Wilmington Savings Fund Society, FSB | 247 | 7.250% | $205,000 | 16.1% |
| LENNAR MORTGAGE, LLC | 229 | 6.625% | $315,000 | 12.2% |
| Capital Bank, National Association | 213 | 6.624% | $385,000 | 1.8% |
| K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. | 200 | 6.500% | $395,000 | 8.7% |
| DHI MORTGAGE COMPANY, LTD. | 190 | 6.375% | $305,000 | 10.3% |
| MERIDIAN BANK | 172 | 6.250% | $285,000 | 1.1% |
| PENNYMAC LOAN SERVICES, LLC | 158 | 6.625% | $260,000 | 18.9% |
| GUILD MORTGAGE COMPANY | 152 | 6.563% | $375,000 | 4.5% |
| EMBRACE HOME LOANS, INC. | 150 | 6.750% | $345,000 | 4.3% |
| Fulton Bank, National Association | 148 | 6.490% | $255,000 | 24.5% |
| NEWREZ LLC | 145 | 6.500% | $315,000 | 27.9% |
| DEL-ONE FEDERAL CREDIT UNION | 140 | 7.000% | $95,000 | 42.9% |
| Fairway Independent Mortgage Corporation | 135 | 6.750% | $365,000 | 3.6% |
| KEYSTONE FUNDING, INC. | 135 | 6.375% | $325,000 | 7.6% |
| Luminate Bank | 131 | 6.750% | $305,000 | 4.3% |
| MOVEMENT MORTGAGE, LLC | 130 | 6.750% | $305,000 | 6.5% |
| First Shore Federal Savings and Loan Association | 115 | Not published | $105,000 | 17.1% |
| PIKE CREEK MORTGAGE SERVICES, INC. | 109 | 6.624% | $315,000 | 3.5% |
| Navy Federal Credit Union | 107 | 7.375% | $235,000 | 21.2% |
| CROSSCOUNTRY MORTGAGE, INC. | 100 | 6.875% | $325,000 | 5.6% |
| Bank of America, National Association | 96 | 6.063% | $305,000 | 33.8% |
| Prosperity Home Mortgage, LLC | 79 | 6.625% | $395,000 | 3.7% |
| FREEDOM MORTGAGE CORPORATION | 74 | 5.995% | $330,000 | 23.8% |
| Truist Bank | 69 | 6.250% | $355,000 | 9.2% |
| JPMorgan Chase Bank, National Association | 65 | 6.500% | $405,000 | 8.3% |
| TIDEWATER MORTGAGE SERVICES, INC. | 64 | 6.250% | $300,000 | 18.0% |
| Wells Fargo Bank, National Association | 58 | 6.500% | $310,000 | 21.3% |
| GUARANTEED RATE AFFINITY, LLC | 57 | 6.625% | $395,000 | 3.4% |
| FIRST HOME MORTGAGE CORPORATION | 57 | 6.750% | $355,000 | 5.0% |
| NATIONSTAR MORTGAGE LLC | 56 | 6.750% | $195,000 | 13.6% |
| Broker Solutions, Inc. | 55 | 6.875% | $275,000 | 32.1% |
| AmeriSave Mortgage Corporation | 55 | 8.125% | $95,000 | 61.0% |
| TD Bank, National Association | 54 | 7.540% | $205,000 | 31.7% |
| DIRECT MORTGAGE LOANS, LLC | 52 | 6.990% | $340,000 | 1.6% |
| NFM, INC. | 51 | 6.625% | $345,000 | 0.0% |
| UNION HOME MORTGAGE CORP. | 49 | 6.875% | $375,000 | 0.0% |
| Mortgage Research Center, LLC | 48 | 5.990% | $330,000 | 37.7% |
| TIDEMARK FEDERAL CREDIT UNION | 46 | Not published | $180,000 | 13.0% |
| TOWER Federal Credit Union | 43 | 7.000% | $195,000 | 17.3% |
| Shore United Bank, N.A. | 43 | 6.375% | $325,000 | 12.2% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 43 | 6.490% | $365,000 | 0.0% |
| First National Bank of Pennsylvania | 40 | 6.625% | $430,000 | 18.4% |
| SPRING EQ, LLC | 38 | 9.050% | $75,000 | 64.2% |
| Morgan Stanley Private Bank, National Association | 36 | 6.050% | $670,000 | 5.1% |
| STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED | 33 | 6.250% | $105,000 | 42.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 33 | 6.250% | $305,000 | 19.6% |
| CREDIT HUMAN FEDERAL CREDIT UNION | 32 | 8.550% | $115,000 | 17.3% |
| GUARANTEED RATE, INC. | 30 | 6.688% | $395,000 | 3.2% |
| FIGURE LENDING LLC | 29 | 9.350% | $65,000 | 30.0% |
| Colorado Federal Savings Bank | 28 | 6.438% | $285,000 | 12.5% |
| Artisans' Bank | 28 | Not published | $290,000 | 9.1% |
| BAYSHORE MORTGAGE FUNDING, LLC | 28 | 6.625% | $235,000 | 6.5% |
| THE LOAN STORE, INC. | 26 | 6.990% | $335,000 | 13.9% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 26 | 6.563% | $275,000 | 3.7% |
| The Farmers Bank of Willards | 25 | Not published | $225,000 | 13.3% |
| LINKBANK | 24 | Not published | $205,000 | 37.5% |
| PENTAGON FEDERAL CREDIT UNION | 23 | 7.250% | $305,000 | 40.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 23 | 6.500% | $305,000 | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | 22 | 8.775% | $125,000 | 37.8% |
| LOWER, LLC | 22 | 6.625% | $310,000 | 21.4% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 22 | 6.563% | $285,000 | 4.4% |
| LAKEVIEW LOAN SERVICING, LLC | 20 | 6.500% | $250,000 | 52.6% |
| Nations Lending Corporation | 20 | 6.500% | $340,000 | 4.6% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 20 | 6.313% | $290,000 | 0.0% |
| USAA Federal Savings Bank | 19 | 6.500% | $375,000 | 32.1% |
| Discover Bank | 18 | 8.305% | $75,000 | 75.3% |
| Citibank, National Association | 18 | 5.813% | $900,000 | 5.3% |
| AMERIHOME MORTGAGE COMPANY, LLC | 18 | 6.438% | $340,000 | 5.3% |
| Towne Bank | 18 | 6.490% | $355,000 | 0.0% |
| MLD MORTGAGE INC. | 18 | 6.433% | $420,000 | 0.0% |
| Dover Federal Credit Union | 17 | 6.500% | $185,000 | 40.0% |
| TRUMARK FINANCIAL CREDIT UNION | 17 | 6.625% | $385,000 | 15.0% |
| A&D Mortgage LLC | 17 | 7.000% | $285,000 | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | 17 | 9.750% | $225,000 | 0.0% |
| 21st Mortgage Corporation | 16 | 10.005% | $100,000 | 71.4% |
| NEW FED MORTGAGE, CORP. | 16 | 6.188% | $330,000 | 5.9% |
| Northpointe Bank | 16 | 6.500% | $325,000 | 5.9% |
| NEW DAY FINANCIAL, LLC | 15 | 6.490% | $335,000 | 57.1% |
| BETTER MORTGAGE CORPORATION | 15 | 7.750% | $255,000 | 40.0% |
| PHH Mortgage Corporation | 15 | 5.500% | $235,000 | 21.1% |
| U.S. Bank National Association | 15 | 6.375% | $445,000 | 37.5% |
| Atlantic Coast Mortgage, LLC | 15 | 6.250% | $395,000 | 0.0% |
| Delaware State Police Federal Credit Union | 15 | 7.150% | $85,000 | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 14 | 10.500% | $130,000 | 91.8% |
| The Federal Savings Bank | 14 | 6.563% | $405,000 | 34.8% |
| POLICE & FIRE | 14 | 5.870% | $245,000 | 39.1% |
| Charles Schwab Bank, SSB | 14 | 5.238% | $870,000 | 0.0% |
| ABERDEEN PROVING GROUND FEDERAL CREDIT UNION | 12 | 5.563% | $165,000 | 5.6% |
| Calvin B. Taylor Banking Company of Berlin, Maryland | 12 | 6.990% | $405,000 | 22.2% |
| DEEPHAVEN MORTGAGE LLC | 12 | 7.563% | $255,000 | 25.0% |
| Valon Mortgage, Inc. | 12 | 7.975% | $70,000 | 25.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 11 | 5.750% | $335,000 | 28.6% |
| GoodLeap, LLC | 11 | 6.875% | $65,000 | 33.3% |
| SUCCESS LENDING, LLC | 11 | 6.625% | $295,000 | 31.3% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 11 | 10.350% | $125,000 | 42.1% |
| KIND LENDING, LLC | 11 | 6.875% | $295,000 | 20.0% |
| Sierra Pacific Mortgage Company, Inc. | 11 | 6.500% | $325,000 | 0.0% |
| FIRST SAVINGS MORTGAGE CORPORATION | 11 | 6.625% | $425,000 | 0.0% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | 11 | 5.750% | $345,000 | 8.3% |
| FIRST COMMUNITY MORTGAGE, INC. | 11 | 6.375% | $325,000 | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 10 | 8.000% | $165,000 | 44.4% |
| CARRINGTON MORTGAGE SERVICES, LLC | 10 | 8.807% | $95,000 | 67.6% |
| Equity Prime Mortgage LLC | 10 | 6.563% | $280,000 | 23.1% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 10 | 6.000% | $385,000 | 15.4% |
| CITADEL FEDERAL CREDIT UNION | 10 | 5.625% | $270,000 | 35.3% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 10 | 7.000% | $315,000 | 16.7% |
| Luminate Home Loans, Inc. | 10 | 6.813% | $305,000 | 9.1% |
| ALLIED MORTGAGE GROUP, INC. | 10 | 6.063% | $290,000 | 8.3% |
| BAY CAPITAL MORTGAGE CORPORATION | 9 | Under 10 loans | Under 10 loans | 10.0% |
| Plains Commerce Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| FBC MORTGAGE, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Atlantic Union Bank | 8 | Under 10 loans | Under 10 loans | 20.0% |
| STG MORTGAGE INC | 8 | Under 10 loans | Under 10 loans | 20.0% |
| PLAZA HOME MORTGAGE, INC. | 8 | Under 10 loans | Under 10 loans | 18.2% |
| OCMBC, INC. | 8 | Under 10 loans | Under 10 loans | 20.0% |
| SWBC MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 10.0% |
| Home Loan Investment Bank, F.S.B. | 7 | Under 10 loans | Under 10 loans | 42.9% |
| First National Bank of America | 7 | Under 10 loans | Under 10 loans | 22.2% |
| ABSOLUTE HOME MORTGAGE CORPORATION | 7 | Under 10 loans | Under 10 loans | 12.5% |
| NATIONS DIRECT MORTGAGE, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 7 | Under 10 loans | Under 10 loans | 10.0% |
| Horizon Farm Credit, ACA | 7 | Under 10 loans | Under 10 loans | 12.5% |
| First Heritage Mortgage, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| UBS Bank USA | 7 | Under 10 loans | Under 10 loans | 12.5% |
| HOMEXPRESS MORTGAGE CORP. | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Bank-Fund Staff Federal Credit Union | 7 | Under 10 loans | Under 10 loans | 0.0% |
| GREENWOOD CREDIT UNION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| LoanUnited.com, LLC | 6 | Under 10 loans | Under 10 loans | 25.0% |
| Sun East Federal Credit Union | 6 | Under 10 loans | Under 10 loans | 40.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 6 | Under 10 loans | Under 10 loans | 33.3% |
| Commerce Home Mortgage, Inc. | 6 | Under 10 loans | Under 10 loans | 14.3% |
| SUN WEST MORTGAGE COMPANY, INC. | 6 | Under 10 loans | Under 10 loans | 20.0% |
| EMM LOANS LLC | 6 | Under 10 loans | Under 10 loans | 25.0% |
| FRANKLIN MINT | 6 | Under 10 loans | Under 10 loans | 14.3% |
| PLANET HOME LENDING, LLC | 6 | Under 10 loans | Under 10 loans | 25.0% |
| Evolve Bank & Trust | 6 | Under 10 loans | Under 10 loans | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| POINT BREEZE Credit Union | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Vellum Mortgage, Inc. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| MortgageCountry, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| BayVanguard Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| AMWEST FUNDING CORP. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| EDUCATIONAL SYSTEMS | 5 | Under 10 loans | Under 10 loans | 54.6% |
| NBKC BANK | 5 | Under 10 loans | Under 10 loans | 37.5% |
| AMERICAN HERITAGE FCU | 5 | Under 10 loans | Under 10 loans | 37.5% |
| Hometown Equity Mortgage, LLC | 5 | Under 10 loans | Under 10 loans | 50.0% |
| QUORUM FEDERAL CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 44.4% |
| LONGBRIDGE FINANCIAL, LLC | 5 | Under 10 loans | Under 10 loans | 28.6% |
| Evergreen Bank Group | 5 | Under 10 loans | Under 10 loans | 16.7% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Burke & Herbert Bank & Trust Company | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Northwest Federal Credit Union | 5 | Under 10 loans | Under 10 loans | 16.7% |
| OceanFirst Bank, National Association | 5 | Under 10 loans | Under 10 loans | 0.0% |
| FIDELITY DIRECT MORTGAGE, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| DAS Acquisition Company, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 5 | Under 10 loans | Under 10 loans | 0.0% |
| United Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTH RIVER MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Bethpage Federal Credit Union | 4 | Under 10 loans | Under 10 loans | 55.6% |
| AMERICAN HERITAGE LENDING, LLC | 4 | Under 10 loans | Under 10 loans | 14.3% |
| AMERICAN INTERNET MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 33.3% |
| Farmers Bank & Trust | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ZILLOW HOME LOANS, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| TRADITIONAL MORTGAGE ACCEPTANCE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Citadel Servicing Corporation | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Presidential Bank, FSB | 4 | Under 10 loans | Under 10 loans | 0.0% |
| DEXSTA | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MEMBERS 1ST | 4 | Under 10 loans | Under 10 loans | 20.0% |
| LENDSURE MORTGAGE CORP. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| EVERETT FINANCIAL, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST HERITAGE FINANCIAL, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| INTERCOASTAL MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| EQUITY RESOURCES, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIANT CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| S&T Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| TAMMAC HOLDINGS CORPORATION | 3 | Under 10 loans | Under 10 loans | 66.7% |
| First Federal Bank | 3 | Under 10 loans | Under 10 loans | 42.9% |
| GTE Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 62.5% |
| Financial Freedom Mortgage, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Flagstar Bank, N.A. | 3 | Under 10 loans | Under 10 loans | 40.0% |
| Loan Funder LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CHAMPIONS FUNDING, LLC | 3 | Under 10 loans | Under 10 loans | 50.0% |
| Paramount Residential Mortgage Group, Inc. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| NATIONAL INSTITUTES OF HEALTH FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Waterstone Mortgage Corporation | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Magnolia Bank, Incorporated | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Mortgage America, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Pinnacle Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 235 lenders each made 3 or fewer mortgages here, and are counted in the totals above.
Bank branches in Sussex County
72 FDIC-insured branches from 20 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| Manufacturers and Traders Trust Company | 14 | $1.7 billion |
| PNC Bank, National Association | 8 | $1.4 billion |
| County Bank | 7 | $577.8 million |
| Wilmington Savings Fund Society, FSB | 6 | $844.6 million |
| Fulton Bank, National Association | 6 | $533.0 million |
| Burke & Herbert Bank & Trust Company | 5 | $246.0 million |
| Community Bank Delaware | 4 | $373.2 million |
| Citizens Bank, National Association | 3 | $368.7 million |
| Artisans' Bank | 3 | $130.6 million |
| Wells Fargo Bank, National Association | 2 | $388.9 million |
| Bank of Ocean City | 2 | $111.5 million |
| JPMorgan Chase Bank, National Association | 2 | $82.2 million |
| Shore United Bank, National Association | 2 | $78.8 million |
| First Shore Federal Savings and Loan Association | 2 | $21.3 million |
| Capital One, National Association | 1 | $74.4 billion |
| TD Bank, National Association | 1 | $141.4 million |
| Calvin B. Taylor Banking Company of Berlin, Maryland | 1 | $54.7 million |
| The Farmers Bank of Willards | 1 | $49.3 million |
| Applied Bank | 1 | $2.2 million |
| First Citizens Community Bank | 1 | $0 |
Closed since the 2025 survey
4 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- LINKBANK, 18572 Coastal Hwy, Rehoboth Beach
- LINKBANK, 200 E Market St, Laurel
- LINKBANK, 28280 Clayton St, Dagsboro
- LINKBANK, 910 Norman Eskridge Hwy, Seaford
Get told when this changes
When the next year’s lending figures are out for Sussex County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.