Home purchase lenders in Larimer County
5,064 home purchase mortgages were made in Larimer County, Colorado, in 2025, by 357 lenders. The median rate their borrowers got was 6.488% on a median loan of $425,000. Of 5,855 decisions, 542 were denials — 9.3%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| UNITED SHORE FINANCIAL SERVICES, LLC | 506 | 6.499% | $435,000 | 7.5% |
| GUILD MORTGAGE COMPANY | 269 | 6.500% | $405,000 | 2.7% |
| First Western Trust Bank | 232 | 6.500% | $440,000 | 0.0% |
| DHI MORTGAGE COMPANY, LTD. | 193 | 4.990% | $455,000 | 16.8% |
| ELEVATIONS | 193 | 6.625% | $405,000 | 1.5% |
| GROUP MORTGAGE, LLC | 179 | 6.490% | $435,000 | 0.6% |
| Rocket Mortgage, LLC | 121 | 6.375% | $435,000 | 9.6% |
| Bank of Colorado | 120 | 6.750% | $480,000 | 2.4% |
| Fairway Independent Mortgage Corporation | 117 | 6.625% | $415,000 | 3.2% |
| CROSSCOUNTRY MORTGAGE, INC. | 114 | 6.625% | $425,000 | 3.4% |
| Loandepot.Com, LLC | 114 | 5.813% | $405,000 | 1.7% |
| JET HOMELOANS, LP | 111 | 4.990% | $435,000 | 4.3% |
| ENT Credit Union | 108 | 6.125% | $405,000 | 8.8% |
| THE LOAN STORE, INC. | 103 | 6.490% | $395,000 | 2.6% |
| GUARANTEED RATE, INC. | 95 | 6.625% | $445,000 | 4.0% |
| CMG MORTGAGE, INC. | 89 | 6.750% | $435,000 | 1.8% |
| HOMEAMERICAN MORTGAGE CORPORATION | 88 | 4.563% | $500,000 | 7.3% |
| FirstBank | 87 | 6.250% | $325,000 | 6.4% |
| 254900RNV63A0TIZNK90 | 76 | 6.750% | $415,000 | 1.2% |
| JPMorgan Chase Bank, National Association | 70 | 6.490% | $455,000 | 9.9% |
| CORNERSTONE CAPITAL BANK, SSB | 68 | 6.375% | $450,000 | 4.2% |
| BETTER MORTGAGE CORPORATION | 68 | 6.125% | $380,000 | 10.5% |
| HARMONY HOME LENDING, LLC | 65 | 5.875% | $445,000 | 1.5% |
| PENNYMAC LOAN SERVICES, LLC | 64 | 6.375% | $460,000 | 5.8% |
| Gateway First Bank | 52 | 6.250% | $455,000 | 3.6% |
| MEGASTAR FINANCIAL CORP. | 46 | 6.188% | $415,000 | 2.1% |
| First National Bank of Omaha | 41 | 6.875% | $395,000 | 17.7% |
| KIND LENDING, LLC | 41 | 6.625% | $425,000 | 23.7% |
| LOWER, LLC | 41 | 6.375% | $375,000 | 6.8% |
| CANVAS CREDIT UNION | 41 | 6.625% | $395,000 | 0.0% |
| Broker Solutions, Inc. | 41 | 6.625% | $425,000 | 2.4% |
| NEST HOME LENDING, LLC | 41 | 5.750% | $385,000 | 0.0% |
| Mortgage Research Center, LLC | 36 | 6.058% | $475,000 | 9.8% |
| TOLL BROTHERS MORTGAGE COMPANY | 33 | 5.990% | $625,000 | 8.5% |
| U.S. Bank National Association | 33 | 6.625% | $445,000 | 21.4% |
| KEYSTONE FUNDING, INC. | 33 | 6.375% | $455,000 | 2.3% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 32 | 6.438% | $445,000 | 3.0% |
| GUARANTEED RATE AFFINITY, LLC | 30 | 6.425% | $450,000 | 3.1% |
| UNION HOME MORTGAGE CORP. | 28 | 6.125% | $440,000 | 0.0% |
| Navy Federal Credit Union | 25 | 6.000% | $435,000 | 3.9% |
| NEWREZ LLC | 23 | 6.250% | $435,000 | 7.7% |
| Loan Simple, Inc. | 23 | 6.375% | $425,000 | 4.2% |
| Kiavi Funding, Inc. | 23 | 9.950% | $395,000 | 0.0% |
| LENNAR MORTGAGE, LLC | 22 | 3.990% | $515,000 | 8.3% |
| Plains Commerce Bank | 21 | 6.490% | $465,000 | 0.0% |
| RESICENTRAL, LLC | 21 | 6.250% | $355,000 | 4.4% |
| INSPIRE HOME LOANS INC. | 21 | 4.875% | $535,000 | 8.7% |
| Wells Fargo Bank, National Association | 19 | 6.375% | $475,000 | 13.6% |
| FREEDOM MORTGAGE CORPORATION | 19 | 5.250% | $505,000 | 9.5% |
| Synergy One Lending, Inc. | 19 | 6.625% | $405,000 | 5.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 18 | 6.438% | $450,000 | 0.0% |
| Luminate Bank | 18 | 6.490% | $415,000 | 0.0% |
| 21st Mortgage Corporation | 17 | 11.430% | $95,000 | 84.3% |
| Paramount Residential Mortgage Group, Inc. | 17 | 6.375% | $405,000 | 5.6% |
| Alpine Bank | 17 | 8.490% | $95,000 | 20.0% |
| ANB Bank | 17 | 6.375% | $65,000 | 21.7% |
| MOVEMENT MORTGAGE, LLC | 16 | 6.500% | $425,000 | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | 16 | 6.438% | $620,000 | 5.9% |
| CHEVRON Federal Credit Union | 16 | 5.875% | $505,000 | 0.0% |
| Adams Bank & Trust | 15 | 7.750% | $515,000 | 11.1% |
| Commerce Home Mortgage, Inc. | 15 | 7.250% | $595,000 | 11.8% |
| TRIAD FINANCIAL SERVICES, INC. | 14 | 8.690% | $60,000 | 56.5% |
| The Huntington National Bank | 14 | 6.625% | $770,000 | 6.7% |
| FLAT BRANCH MORTGAGE, INC. | 14 | 6.433% | $475,000 | 0.0% |
| SUMMIT FUNDING, INC. | 13 | 6.990% | $385,000 | 0.0% |
| STG MORTGAGE INC | 13 | 6.500% | $425,000 | 6.3% |
| Blue Federal Credit Union | 13 | 6.220% | $255,000 | 0.0% |
| PIKE CREEK MORTGAGE SERVICES, INC. | 13 | 6.500% | $385,000 | 0.0% |
| NBKC BANK | 13 | 6.500% | $475,000 | 0.0% |
| TOWNE MORTGAGE COMPANY | 13 | 6.750% | $445,000 | 7.1% |
| USAA Federal Savings Bank | 12 | 6.375% | $495,000 | 42.9% |
| BOKF, National Association | 12 | 6.313% | $445,000 | 7.7% |
| American Liberty Mortgage, Incorporated | 12 | 6.625% | $405,000 | 0.0% |
| AMERICAN FINANCING CORPORATION | 12 | 6.625% | $430,000 | 0.0% |
| Bank of America, National Association | 11 | 6.250% | $365,000 | 38.9% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 11 | 6.375% | $465,000 | 0.0% |
| V.I.P. MORTGAGE, INC. | 11 | 6.625% | $385,000 | 0.0% |
| FIRST TECHNOLOGY FEDERAL CREDIT UNION | 11 | 6.750% | $505,000 | 6.7% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | 11 | 6.750% | $415,000 | 0.0% |
| Glacier Bank | 11 | 6.750% | $365,000 | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 10 | 6.500% | $335,000 | 0.0% |
| Morgan Stanley Private Bank, National Association | 10 | 6.250% | $575,000 | 0.0% |
| NATIONSTAR MORTGAGE LLC | 10 | 6.308% | $365,000 | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 9 | Under 10 loans | Under 10 loans | 80.7% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 9 | Under 10 loans | Under 10 loans | 0.0% |
| NBH Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| TOP FLITE FINANCIAL, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 8 | Under 10 loans | Under 10 loans | 10.0% |
| BROOKHOLLOW MORTGAGE SERVICES, LTD. | 8 | Under 10 loans | Under 10 loans | 11.1% |
| GENEVA FINANCIAL, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| ZILLOW HOME LOANS, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| PREMIER MEMBERS CREDIT UNION | 8 | Under 10 loans | Under 10 loans | 11.1% |
| BMO Bank National Association | 7 | Under 10 loans | Under 10 loans | 41.7% |
| ALLIANT CREDIT UNION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| ARC HOME LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Click n' Close, Inc. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank | 7 | Under 10 loans | Under 10 loans | 12.5% |
| LoanUnited.com, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| NMSI, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 7 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Tomo Mortgage, LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| LENDSURE MORTGAGE CORP. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Bell Bank | 6 | Under 10 loans | Under 10 loans | 12.5% |
| AMERICAN FINANCIAL RESOURCES, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| The Federal Savings Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| OriginPoint, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Sunflower Bank, National Association | 6 | Under 10 loans | Under 10 loans | 0.0% |
| GOLDEN EMPIRE MORTGAGE, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Texana Bank, National Association | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Zions Bancorporation, N.A. | 5 | Under 10 loans | Under 10 loans | 20.0% |
| CANOPY MORTGAGE, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| PLANET HOME LENDING, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| AMERICAN FINANCIAL NETWORK, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| ENVOY MORTGAGE, LTD | 5 | Under 10 loans | Under 10 loans | 0.0% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| 254900YZ174H294JW398 | 5 | Under 10 loans | Under 10 loans | 0.0% |
| PRIORITY HOME MORTGAGE, L.P. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT UNION OF COLORADO, A FEDERAL CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Prosperity Home Mortgage, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| NFM, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PNC Bank, National Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
| US MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Farm Credit Mid-America | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Liberty | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MERCHANTS MORTGAGE & TRUST CORPORATION, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| A&D Mortgage LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AMWEST FUNDING CORP. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Financial Funding Solutions, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| SECURITY SERVICE FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 42.9% |
| CREDIT HUMAN FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 61.5% |
| SouthState Bank, National Association | 3 | Under 10 loans | Under 10 loans | 40.0% |
| Meridian Trust Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 25.0% |
| WESTERRA CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 25.0% |
| BAY EQUITY LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| DIAMOND RESIDENTIAL MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| EVERETT FINANCIAL, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Union Bank and Trust Company | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Home Loans, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 40.0% |
| SELECT LENDING SERVICES LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| KeyBank National Association | 3 | Under 10 loans | Under 10 loans | 25.0% |
| First Federal Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| MORTGAGEONE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| UBS Bank USA | 3 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Commerce Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens Bank, National Association | 3 | Under 10 loans | Under 10 loans | 25.0% |
| UMB Bank, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of America | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FMS Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Academy Bank, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Climb Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Ixonia Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Truist Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SWBC MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 20.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 2 | Under 10 loans | Under 10 loans | 16.7% |
| Northpointe Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Ally Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE ACCESS CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| OCMBC, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Equitable Savings and Loan Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Valon Mortgage, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Hometown Equity Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Northwest Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| COMPASS MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Citibank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NETWORK FUNDING, L.P. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Northern Colorado Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| COMMUNITYAMERICA CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ROYAL PACIFIC FUNDING CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DELMAR FINANCIAL COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Integrity Bank & Trust | 2 | Under 10 loans | Under 10 loans | 0.0% |
| JMAC LENDING, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Points West Community Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RED ROCKS Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First United Bank and Trust Company | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Community First National Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Dollar Bank, Federal Savings Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Genisys Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First Interstate Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MICHIGAN MUTUAL, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| IncredibleBank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Merchants Bank of Indiana | 2 | Under 10 loans | Under 10 loans | 0.0% |
| VAN DYK MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PHH Mortgage Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 157 lenders each made 2 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.