Equitable Savings and Loan Association
Equitable Savings and Loan Association received 127 applications in 2025 and made 87 mortgages, in 23 counties across 3 states. The median rate its borrowers got was Not published on a median loan of $155,000. Of 110 decisions, 23 were denials — 20.9%.
| Legal Entity Identifier | 549300KLGM1W030VUP23 |
|---|---|
| Applications received | 127 |
| Mortgages made | 87 |
| Denied | 23 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 17 |
| Loans bought from other lenders | 4 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Equitable Savings and Loan Association, 10 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 35 | Not published | $245,000 | 22.2% |
| Refinancing | 5 | Under 10 loans | Under 10 loans | 37.5% |
| Cash-out refinancing | 24 | Not published | $150,000 | 11.1% |
| Other purposes | 23 | Not published | $55,000 | 23.3% |
Where Equitable Savings and Loan Association lends most
The 23 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Logan County, CO | 17 | Not published | 5.6% |
| Yuma County, CO | 14 | Not published | 26.3% |
| Kit Carson County, CO | 10 | Not published | 23.1% |
| Morgan County, CO | 10 | Not published | 23.1% |
| Phillips County, CO | 8 | Under 10 loans | 0.0% |
| Lincoln County, CO | 6 | Under 10 loans | 25.0% |
| Washington County, CO | 4 | Under 10 loans | 33.3% |
| Larimer County, CO | 3 | Under 10 loans | 0.0% |
| Elbert County, CO | 2 | Under 10 loans | 0.0% |
| Weld County, CO | 2 | Under 10 loans | 0.0% |
| Chase County, NE | 2 | Under 10 loans | 0.0% |
| Perkins County, NE | 2 | Under 10 loans | 0.0% |
| Adams County, CO | 1 | Under 10 loans | 0.0% |
| Boulder County, CO | 1 | Under 10 loans | 0.0% |
| Gunnison County, CO | 1 | Under 10 loans | 0.0% |
| Sedgwick County, CO | 1 | Under 10 loans | 83.3% |
| Sherman County, KS | 1 | Under 10 loans | 0.0% |
| Cheyenne County, NE | 1 | Under 10 loans | 50.0% |
| Kimball County, NE | 1 | Under 10 loans | 0.0% |
| Eagle County, CO | 0 | Under 10 loans | Not published |
| Summit County, CO | 0 | Under 10 loans | Not published |
| Cheyenne County, KS | 0 | Under 10 loans | 100.0% |
| Howard County, NE | 0 | Under 10 loans | Not published |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.