Mortgage lenders in Shasta County
3,591 mortgages were made in Shasta County, California, in 2025, by 302 lenders. The median rate their borrowers got was 6.745% on a median loan of $255,000. Of 4,992 decisions, 1,119 were denials — 22.4%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Rocket Mortgage, LLC | 239 | 6.625% | $245,000 | 19.1% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 220 | 6.373% | $305,000 | 13.9% |
| Tri Counties Bank | 204 | 5.990% | $105,000 | 34.9% |
| SUMMIT FUNDING, INC. | 183 | 6.375% | $305,000 | 3.7% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 180 | 6.875% | $295,000 | 4.8% |
| INFINITY EQUITY GROUP, LLC. | 162 | 6.625% | $335,000 | 2.4% |
| FIGURE LENDING LLC | 140 | 9.275% | $65,000 | 22.6% |
| MORTGAGEONE, INC. | 123 | 6.750% | $315,000 | 0.8% |
| CROSSCOUNTRY MORTGAGE, INC. | 115 | 6.575% | $315,000 | 11.9% |
| DHI MORTGAGE COMPANY, LTD. | 81 | 4.990% | $435,000 | 4.6% |
| U.S. Bank National Association | 80 | 8.275% | $105,000 | 42.9% |
| NFM, INC. | 74 | 6.750% | $295,000 | 1.3% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 72 | 6.490% | $285,000 | 20.2% |
| SIERRA CENTRAL CREDIT UNION | 70 | 8.125% | $75,000 | 31.4% |
| GUILD MORTGAGE COMPANY | 64 | 6.313% | $285,000 | 5.6% |
| THE GOLDEN 1 | 57 | 7.875% | $105,000 | 41.9% |
| Bank of America, National Association | 54 | 6.490% | $105,000 | 46.6% |
| MEGASTAR FINANCIAL CORP. | 52 | 6.313% | $285,000 | 1.9% |
| SPRING EQ, LLC | 51 | 9.500% | $75,000 | 59.1% |
| FREEDOM MORTGAGE CORPORATION | 48 | 6.250% | $355,000 | 14.5% |
| PENNYMAC LOAN SERVICES, LLC | 47 | 6.500% | $265,000 | 20.3% |
| THE LOAN STORE, INC. | 46 | 6.625% | $320,000 | 5.4% |
| Umpqua Bank | 40 | 7.000% | $250,000 | 26.3% |
| Paramount Residential Mortgage Group, Inc. | 40 | 5.933% | $275,000 | 0.0% |
| Fairway Independent Mortgage Corporation | 37 | 6.500% | $235,000 | 2.6% |
| NATIONSTAR MORTGAGE LLC | 34 | 8.625% | $80,000 | 36.4% |
| JPMorgan Chase Bank, National Association | 34 | 6.745% | $255,000 | 5.3% |
| NEWREZ LLC | 33 | 7.750% | $225,000 | 32.0% |
| Loandepot.Com, LLC | 33 | 7.875% | $85,000 | 33.3% |
| Mortgage Research Center, LLC | 32 | 6.250% | $325,000 | 40.7% |
| MEMBERS 1ST CREDIT UNION | 31 | 7.990% | $65,000 | 37.3% |
| KIND LENDING, LLC | 26 | 6.688% | $320,000 | 27.8% |
| MOVEMENT MORTGAGE, LLC | 26 | 6.625% | $270,000 | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | 25 | 6.375% | $335,000 | 7.4% |
| Cornerstone First Mortgage, Inc | 23 | 6.625% | $325,000 | 0.0% |
| Broker Solutions, Inc. | 22 | 6.870% | $280,000 | 17.2% |
| Commerce Home Mortgage, Inc. | 21 | 6.750% | $245,000 | 8.7% |
| RESICENTRAL, LLC | 21 | 6.490% | $305,000 | 0.0% |
| Coastal Community Bank | 20 | 9.240% | $60,000 | 1.5% |
| Navy Federal Credit Union | 19 | 7.750% | $175,000 | 29.6% |
| Home Mortgage Alliance Corporation (HMAC) | 18 | 6.990% | $275,000 | 21.7% |
| LAKEVIEW LOAN SERVICING, LLC | 17 | 5.625% | $285,000 | 56.8% |
| TRIAD FINANCIAL SERVICES, INC. | 16 | 9.580% | $85,000 | 33.9% |
| Wells Fargo Bank, National Association | 16 | 6.375% | $260,000 | 15.8% |
| CARRINGTON MORTGAGE SERVICES, LLC | 14 | 5.938% | $215,000 | 36.4% |
| ROGUE CREDIT UNION | 14 | 6.813% | $90,000 | 30.0% |
| Discover Bank | 13 | 8.940% | $55,000 | 61.8% |
| 21st Mortgage Corporation | 12 | 11.200% | $65,000 | 66.7% |
| USAA Federal Savings Bank | 12 | 6.500% | $350,000 | 40.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 12 | 6.308% | $215,000 | 25.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 12 | 10.255% | $75,000 | 20.0% |
| OCMBC, INC. | 11 | 6.500% | $215,000 | 5.9% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 11 | 6.375% | $355,000 | 8.3% |
| Banner Bank | 10 | 7.433% | $110,000 | 36.8% |
| MLD MORTGAGE INC. | 10 | 6.625% | $300,000 | 0.0% |
| ALLIANT CREDIT UNION | 10 | 10.250% | $105,000 | 37.5% |
| HOMEXPRESS MORTGAGE CORP. | 10 | 7.187% | $280,000 | 37.5% |
| EVERETT FINANCIAL, INC. | 10 | 6.500% | $415,000 | 16.7% |
| PHH Mortgage Corporation | 10 | 6.500% | $165,000 | 0.0% |
| Equity Prime Mortgage LLC | 9 | Under 10 loans | Under 10 loans | 30.8% |
| QUORUM FEDERAL CREDIT UNION | 9 | Under 10 loans | Under 10 loans | 42.1% |
| GUARANTEED RATE, INC. | 9 | Under 10 loans | Under 10 loans | 18.2% |
| PLANET HOME LENDING, LLC | 9 | Under 10 loans | Under 10 loans | 14.3% |
| AmeriSave Mortgage Corporation | 8 | Under 10 loans | Under 10 loans | 78.6% |
| Third Federal Savings and Loan Association of Cleveland | 8 | Under 10 loans | Under 10 loans | 43.8% |
| Lendage, LLC | 8 | Under 10 loans | Under 10 loans | 8.3% |
| AMERIHOME MORTGAGE COMPANY, LLC | 8 | Under 10 loans | Under 10 loans | 20.0% |
| SCHOOLSFIRST | 8 | Under 10 loans | Under 10 loans | 11.1% |
| Kiavi Funding, Inc. | 8 | Under 10 loans | Under 10 loans | 20.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 8 | Under 10 loans | Under 10 loans | 20.0% |
| PACIFIC SERVICE CREDIT UNION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| BETTER MORTGAGE CORPORATION | 7 | Under 10 loans | Under 10 loans | 42.9% |
| Valon Mortgage, Inc. | 7 | Under 10 loans | Under 10 loans | 36.4% |
| CHAMPIONS FUNDING, LLC | 7 | Under 10 loans | Under 10 loans | 12.5% |
| MASON MCDUFFIE MORTGAGE CORPORATION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| PNC Bank, National Association | 7 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 20.0% |
| GoodLeap, LLC | 6 | Under 10 loans | Under 10 loans | 30.8% |
| NATIONS DIRECT MORTGAGE, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| CLEARPATH LENDING | 6 | Under 10 loans | Under 10 loans | 0.0% |
| 254900M2C4Q6DATP2889 | 5 | Under 10 loans | Under 10 loans | 50.0% |
| UNION HOME MORTGAGE CORP. | 5 | Under 10 loans | Under 10 loans | 14.3% |
| AMWEST FUNDING CORP. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| CLEAREDGE LENDING LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| PLAZA HOME MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| SOFI BANK, NATIONAL ASSOCIATION | 4 | Under 10 loans | Under 10 loans | 42.9% |
| VILLAGE CAPITAL & INVESTMENT LLC | 4 | Under 10 loans | Under 10 loans | 35.7% |
| The Federal Savings Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 4 | Under 10 loans | Under 10 loans | 22.2% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 4 | Under 10 loans | Under 10 loans | 42.9% |
| CMG MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| LoanUnited.com, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Operating Engineers Local Union #3 | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Click n' Close, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Manufacturers and Traders Trust Company | 4 | Under 10 loans | Under 10 loans | 20.0% |
| BMO Bank National Association | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Citadel Servicing Corporation | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Royal Business Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| TRAVIS CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MERCHANTS MORTGAGE & TRUST CORPORATION, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NEW DAY FINANCIAL, LLC | 3 | Under 10 loans | Under 10 loans | 76.9% |
| Plains Commerce Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| NBKC BANK | 3 | Under 10 loans | Under 10 loans | 40.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| JMAC LENDING, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTH RIVER MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Firefighters First Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 25.0% |
| First Federal Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LAND HOME FINANCIAL SERVICES, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Exchange Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GTE Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 25.0% |
| ARC HOME LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Morgan Stanley Private Bank, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| VAL-CHRIS INVESTMENTS, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCING CORPORATION | 2 | Under 10 loans | Under 10 loans | 80.0% |
| A&D Mortgage LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Bethpage Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 71.4% |
| LADERA LENDING, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SayGO Home Loans, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 2 | Under 10 loans | Under 10 loans | 50.0% |
| Filo Mortgage, L.L.C. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Patelco Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Mechanics Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NQM FUNDING, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| TRADITIONAL MORTGAGE ACCEPTANCE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST TECHNOLOGY FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LOWER, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 254900CTT87ZKAUTIJ37 | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Tomo Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of America | 2 | Under 10 loans | Under 10 loans | 0.0% |
| STG MORTGAGE INC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LOGIX FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ALAMEDA MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ASSEMBLIES OF GOD Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| HomeTrust Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| EMM LOANS LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Five Star Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ENVOY MORTGAGE, LTD | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SCENIC OAKS FUNDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Florida Capital Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CANOPY MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 9845007CY0EC0F59W414 | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Ameris Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MISSION LOANS, LLC | 1 | Under 10 loans | Under 10 loans | 33.3% |
| Hometown Equity Mortgage, LLC | 1 | Under 10 loans | Under 10 loans | 75.0% |
| PENTAGON FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 66.7% |
| HomePromise Corporation | 1 | Under 10 loans | Under 10 loans | 66.7% |
| REDWOOD | 1 | Under 10 loans | Under 10 loans | 66.7% |
| Flagstar Bank, N.A. | 1 | Under 10 loans | Under 10 loans | 66.7% |
| CAKE MORTGAGE CORP. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| STAR ONE Credit Union | 1 | Under 10 loans | Under 10 loans | 66.7% |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 66.7% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Signature Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Truist Bank | 1 | Under 10 loans | Under 10 loans | 66.7% |
| Logan Finance Corporation | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Synergy One Lending, Inc. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Strong Home Mortgage, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Cazle Mortgage, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GOLDEN EMPIRE MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| FIRST COLONY MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 50.0% |
| PFN Lending Group, Inc. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| NEXERA HOLDING LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| OriginPoint, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NEW WAVE LENDING GROUP INC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Magnolia Bank, Incorporated | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RESIDENTIAL MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ROYAL UNITED MORTGAGE LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| VERITAS FUNDING, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Libertyville Bank & Trust Company, N.A. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| EDUCATIONAL EMPLOYEES CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Sunflower Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Deseret First Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AHL FUNDING | 1 | Under 10 loans | Under 10 loans | 0.0% |
| USALLIANCE FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Provident Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FlexPoint, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FRANKLIN LOAN CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ICE LENDER HOLDINGS LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Nations Lending Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CRESTLINE FUNDING CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 102 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
Bank branches in Shasta County
33 FDIC-insured branches from 11 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| Tri Counties Bank | 10 | $1.1 billion |
| Plumas Bank | 5 | $484.9 million |
| U.S. Bank National Association | 4 | $534.9 million |
| Columbia Bank | 3 | $481.6 million |
| Bank of America, National Association | 2 | $650.6 million |
| Wells Fargo Bank, National Association | 2 | $476.2 million |
| JPMorgan Chase Bank, National Association | 2 | $456.1 million |
| Golden Valley Bank | 2 | $54.1 million |
| Five Star Bank | 1 | $203.8 million |
| Banner Bank | 1 | $40.2 million |
| Mechanics Bank | 1 | $34.2 million |
Closed since the 2025 survey
3 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- Cornerstone Community Bank, 1845 California St, Redding
- Cornerstone Community Bank, 192 Hartnell Ave, Redding
- Cornerstone Community Bank, 2727 Ventura St, Anderson
Get told when this changes
When the next year’s lending figures are out for Shasta County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.