Home purchase lenders in Pima County
12,527 home purchase mortgages were made in Pima County, Arizona, in 2025, by 430 lenders. The median rate their borrowers got was 6.375% on a median loan of $315,000. Of 14,385 decisions, 1,446 were denials — 10.1%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| NOVA FINANCIAL & INVESTMENT CORPORATION | 1,028 | 6.490% | $295,000 | 8.9% |
| CROSSCOUNTRY MORTGAGE, INC. | 957 | 6.575% | $305,000 | 3.2% |
| Fairway Independent Mortgage Corporation | 757 | 6.625% | $295,000 | 5.7% |
| Loandepot.Com, LLC | 715 | 4.990% | $345,000 | 7.9% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 673 | 6.375% | $305,000 | 9.8% |
| LENNAR MORTGAGE, LLC | 496 | 3.990% | $355,000 | 10.9% |
| ALTITUDE FINANCIAL CORPORATION | 446 | 6.625% | $295,000 | 1.1% |
| V.I.P. MORTGAGE, INC. | 430 | 6.750% | $295,000 | 3.8% |
| Prosperity Home Mortgage, LLC | 423 | 6.375% | $335,000 | 3.0% |
| DHI MORTGAGE COMPANY, LTD. | 420 | 3.990% | $375,000 | 11.2% |
| GUILD MORTGAGE COMPANY | 355 | 6.500% | $295,000 | 2.8% |
| KBHS HOME LOANS, LLC | 320 | 5.750% | $335,000 | 7.8% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 314 | 6.750% | $265,000 | 8.2% |
| Rocket Mortgage, LLC | 305 | 6.500% | $295,000 | 16.0% |
| HOMEAMERICAN MORTGAGE CORPORATION | 267 | 4.125% | $385,000 | 6.0% |
| MORIA DEVELOPMENT, INC. | 220 | 6.625% | $315,000 | 1.8% |
| Mortgage Research Center, LLC | 209 | 6.250% | $315,000 | 7.0% |
| THE LOAN STORE, INC. | 204 | 6.625% | $305,000 | 4.0% |
| PULTE MORTGAGE LLC | 193 | 4.990% | $385,000 | 9.3% |
| MATTAMY HOME FUNDING, LLC | 183 | 5.250% | $455,000 | 8.0% |
| JPMorgan Chase Bank, National Association | 171 | 6.490% | $295,000 | 13.9% |
| GUARANTEED RATE AFFINITY, LLC | 160 | 6.600% | $305,000 | 4.1% |
| 21st Mortgage Corporation | 136 | 9.710% | $75,000 | 46.0% |
| VANTAGE WEST | 133 | 6.125% | $295,000 | 3.6% |
| T2 FINANCIAL LLC | 109 | 6.625% | $275,000 | 4.0% |
| PENNYMAC LOAN SERVICES, LLC | 92 | 6.499% | $315,000 | 13.2% |
| MOVEMENT MORTGAGE, LLC | 86 | 6.813% | $255,000 | 6.1% |
| Wells Fargo Bank, National Association | 85 | 6.375% | $325,000 | 13.3% |
| Plains Commerce Bank | 79 | 6.500% | $305,000 | 4.8% |
| Bank of America, National Association | 77 | 6.125% | $255,000 | 22.6% |
| PIMA Federal Credit Union | 77 | 6.625% | $315,000 | 7.1% |
| U.S. Bank National Association | 76 | 6.490% | $310,000 | 17.0% |
| Navy Federal Credit Union | 70 | 6.000% | $320,000 | 14.6% |
| Nations Lending Corporation | 68 | 6.375% | $300,000 | 1.3% |
| Paramount Residential Mortgage Group, Inc. | 61 | 6.125% | $285,000 | 7.6% |
| NEWREZ LLC | 57 | 6.125% | $325,000 | 10.8% |
| AMERICAN FINANCIAL RESOURCES, INC. | 55 | 6.250% | $275,000 | 6.8% |
| Zions Bancorporation, N.A. | 53 | 6.625% | $350,000 | 17.2% |
| GUARANTEED RATE, INC. | 48 | 6.313% | $290,000 | 7.7% |
| CMG MORTGAGE, INC. | 47 | 6.500% | $305,000 | 5.4% |
| TRIAD FINANCIAL SERVICES, INC. | 46 | 8.000% | $65,000 | 42.9% |
| GENEVA FINANCIAL, LLC | 43 | 6.500% | $285,000 | 10.2% |
| PLAZA HOME MORTGAGE, INC. | 42 | 6.375% | $320,000 | 20.8% |
| OneAZ Credit Union | 41 | 6.125% | $345,000 | 25.4% |
| ZILLOW HOME LOANS, LLC | 39 | 6.375% | $285,000 | 4.9% |
| Click n' Close, Inc. | 36 | 6.688% | $250,000 | 5.3% |
| ONY GLO, INC. | 35 | 6.250% | $265,000 | 14.6% |
| Citadel Servicing Corporation | 34 | 7.625% | $230,000 | 2.5% |
| Equity Prime Mortgage LLC | 32 | 6.625% | $290,000 | 20.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 32 | 6.375% | $335,000 | 0.0% |
| JMAC LENDING, INC. | 32 | 6.563% | $285,000 | 5.9% |
| UNION HOME MORTGAGE CORP. | 31 | 6.625% | $355,000 | 0.0% |
| RIGHT START MORTGAGE, INC. | 28 | 6.000% | $295,000 | 3.5% |
| CREDIT HUMAN FEDERAL CREDIT UNION | 27 | 8.400% | $85,000 | 38.2% |
| Broker Solutions, Inc. | 27 | 6.875% | $265,000 | 12.5% |
| USAA Federal Savings Bank | 26 | 6.188% | $345,000 | 44.9% |
| KIND LENDING, LLC | 25 | 6.625% | $285,000 | 16.7% |
| FREEDOM MORTGAGE CORPORATION | 25 | 5.750% | $305,000 | 3.9% |
| AMERICAN FINANCIAL NETWORK, INC. | 24 | 6.875% | $305,000 | 25.0% |
| A&D Mortgage LLC | 23 | 6.500% | $265,000 | 7.7% |
| OCMBC, INC. | 21 | 6.875% | $315,000 | 4.0% |
| INSPIRE HOME LOANS INC. | 21 | 5.875% | $305,000 | 0.0% |
| BMO Bank National Association | 20 | 6.500% | $420,000 | 20.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | 20 | 6.990% | $310,000 | 16.7% |
| STG MORTGAGE INC | 20 | 6.500% | $260,000 | 4.8% |
| NATIONSTAR MORTGAGE LLC | 19 | 5.375% | $275,000 | 17.4% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 19 | 6.490% | $265,000 | 4.8% |
| BoxCar Mortgage, LLC | 19 | 6.375% | $265,000 | 5.0% |
| Charles Schwab Bank, SSB | 19 | 5.500% | $645,000 | 0.0% |
| Flagstar Bank, N.A. | 18 | 6.438% | $285,000 | 43.8% |
| Kiavi Funding, Inc. | 18 | 11.470% | $235,000 | 13.0% |
| Morgan Stanley Private Bank, National Association | 18 | 6.250% | $515,000 | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 17 | 6.375% | $355,000 | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | 17 | 6.875% | $365,000 | 5.3% |
| DAS Acquisition Company, LLC | 17 | 6.125% | $245,000 | 0.0% |
| SUMMIT FUNDING, INC. | 16 | 6.875% | $310,000 | 0.0% |
| PNC Bank, National Association | 16 | 6.313% | $290,000 | 10.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 16 | 6.188% | $330,000 | 5.3% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 15 | 9.750% | $165,000 | 70.6% |
| BAY EQUITY LLC | 14 | 6.625% | $305,000 | 6.7% |
| AMWEST FUNDING CORP. | 14 | 6.750% | $315,000 | 0.0% |
| NBKC BANK | 13 | 6.375% | $405,000 | 7.1% |
| DEEPHAVEN MORTGAGE LLC | 13 | 7.375% | $325,000 | 27.8% |
| MORTGAGEONE, INC. | 13 | 7.000% | $295,000 | 0.0% |
| The Huntington National Bank | 13 | 6.875% | $765,000 | 0.0% |
| Bell Bank | 13 | 6.375% | $315,000 | 0.0% |
| EFINITY FINANCIAL INC. | 13 | 6.625% | $295,000 | 7.1% |
| TruHome Solutions, LLC | 12 | 6.063% | $325,000 | 20.0% |
| RESICENTRAL, LLC | 12 | 6.558% | $310,000 | 0.0% |
| LOWER, LLC | 12 | 6.625% | $330,000 | 25.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 11 | 6.125% | $365,000 | 8.3% |
| LENDSURE MORTGAGE CORP. | 11 | 7.625% | $315,000 | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | 11 | 3.500% | $295,000 | 14.3% |
| BETTER MORTGAGE CORPORATION | 10 | 6.438% | $310,000 | 47.4% |
| Tomo Mortgage, LLC | 10 | 6.245% | $360,000 | 23.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 10 | 6.875% | $345,000 | 8.3% |
| ALLIANT CREDIT UNION | 10 | 6.813% | $410,000 | 15.4% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | 10 | 6.625% | $665,000 | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | 9 | Under 10 loans | Under 10 loans | 55.2% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 9 | Under 10 loans | Under 10 loans | 8.3% |
| Boeing Employees Credit Union | 9 | Under 10 loans | Under 10 loans | 0.0% |
| NEXERA HOLDING LLC | 8 | Under 10 loans | Under 10 loans | 11.1% |
| HOMEXPRESS MORTGAGE CORP. | 8 | Under 10 loans | Under 10 loans | 50.0% |
| Manufacturers and Traders Trust Company | 8 | Under 10 loans | Under 10 loans | 18.2% |
| PYRAMID | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Global Federal Credit Union | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Glacier Bank | 8 | Under 10 loans | Under 10 loans | 11.1% |
| CHAMPIONS FUNDING, LLC | 8 | Under 10 loans | Under 10 loans | 20.0% |
| LoanUnited.com, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| BOKF, National Association | 8 | Under 10 loans | Under 10 loans | 0.0% |
| DESERT FINANCIAL CREDIT UNION | 7 | Under 10 loans | Under 10 loans | 35.7% |
| IDAHO CENTRAL CREDIT UNION | 7 | Under 10 loans | Under 10 loans | 37.5% |
| Mountain America Federal Credit Union | 7 | Under 10 loans | Under 10 loans | 36.4% |
| TRUWEST Credit Union | 7 | Under 10 loans | Under 10 loans | 27.3% |
| Commerce Home Mortgage, Inc. | 7 | Under 10 loans | Under 10 loans | 22.2% |
| PENTAGON FEDERAL CREDIT UNION | 7 | Under 10 loans | Under 10 loans | 30.0% |
| Cornerstone First Mortgage, Inc | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Hometown Equity Mortgage, LLC | 7 | Under 10 loans | Under 10 loans | 22.2% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 6 | Under 10 loans | Under 10 loans | 14.3% |
| WASHINGTON FEDERAL BANK | 6 | Under 10 loans | Under 10 loans | 0.0% |
| UMB Bank, National Association | 6 | Under 10 loans | Under 10 loans | 25.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| First-Citizens Bank & Trust Company | 6 | Under 10 loans | Under 10 loans | 0.0% |
| NFM, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| PREMIER LENDING, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| PLANET HOME LENDING, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| UBS Bank USA | 6 | Under 10 loans | Under 10 loans | 0.0% |
| GREENWOOD CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Filo Mortgage, L.L.C. | 5 | Under 10 loans | Under 10 loans | 22.2% |
| Zippy Loans, LLC | 5 | Under 10 loans | Under 10 loans | 54.6% |
| SUN WEST MORTGAGE COMPANY, INC. | 5 | Under 10 loans | Under 10 loans | 22.2% |
| Ixonia Bank | 5 | Under 10 loans | Under 10 loans | 37.5% |
| NexBank | 5 | Under 10 loans | Under 10 loans | 16.7% |
| CITIZENS EQUITY FIRST | 5 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| RESIDENTIAL MORTGAGE, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| GREENSTATE Credit Union | 5 | Under 10 loans | Under 10 loans | 0.0% |
| GENWAY HOME MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 63.6% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ARIZONA CENTRAL | 4 | Under 10 loans | Under 10 loans | 42.9% |
| MICHIGAN MUTUAL, INC. | 4 | Under 10 loans | Under 10 loans | 16.7% |
| AMERICAN INTERNET MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| NEW DAY FINANCIAL, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Evergreen Bank Group | 4 | Under 10 loans | Under 10 loans | 33.3% |
| Armed Forces Bank, National Association | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Arizona Financial Credit Union | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Old Second National Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| AML FUNDING LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Stride Bank, National Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Goldman Sachs Bank USA | 4 | Under 10 loans | Under 10 loans | 20.0% |
| First Western Trust Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| RBC Bank, (Georgia) National Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
| STARBOARD FINANCIAL MANAGEMENT, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| GARDNER FINANCIAL SERVICES, LTD. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICA FIRST Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 50.0% |
| Barrington Bank & Trust Company, National Association | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 3 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of America | 3 | Under 10 loans | Under 10 loans | 25.0% |
| ALAMEDA MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ARC HOME LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Waterstone Mortgage Corporation | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Synergy One Lending, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| State Department Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Alerus Financial, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CORNERSTONE CAPITAL BANK, SSB | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SIRVA MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Logan Finance Corporation | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Sunflower Bank, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NOTRE DAME FEDERAL CREDIT UNION CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FlexPoint, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Gateway First Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| First Interstate Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Baxter Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Florida Capital Bank, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CANOPY MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LENDINGONE, LLC | 2 | Under 10 loans | Under 10 loans | 77.8% |
| COUNTRYPLACE MORTGAGE, LTD. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Texana Bank, National Association | 2 | Under 10 loans | Under 10 loans | 25.0% |
| Old National Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| The Federal Savings Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| DIRECT MORTGAGE LOANS, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ENVOY MORTGAGE, LTD | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Strong Home Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LEADERONE FINANCIAL CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| OriginPoint, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Banterra Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST TECHNOLOGY FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 254900CTT87ZKAUTIJ37 | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AAA CAPITAL INVESTMENT, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCING CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Choice Financial Group | 2 | Under 10 loans | Under 10 loans | 33.3% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 230 lenders each made 2 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.