Mortgage lenders in Morgan County
2,896 mortgages were made in Morgan County, Alabama, in 2025, by 281 lenders. The median rate their borrowers got was 6.625% on a median loan of $175,000. Of 3,973 decisions, 875 were denials — 22.0%, most often for credit history.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| REDSTONE Federal Credit Union | 286 | 8.125% | $105,000 | 21.6% |
| Rocket Mortgage, LLC | 219 | 6.500% | $165,000 | 16.7% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 131 | 6.120% | $245,000 | 18.6% |
| Regions Bank | 127 | 5.000% | $65,000 | 32.2% |
| Broker Solutions, Inc. | 101 | 6.750% | $185,000 | 8.2% |
| Renasant Bank | 79 | 7.000% | $195,000 | 13.2% |
| River Bank & Trust | 70 | 6.675% | $145,000 | 2.7% |
| Bank Independent | 69 | 6.624% | $185,000 | 13.6% |
| Mortgage Research Center, LLC | 63 | 6.250% | $255,000 | 19.2% |
| Synovus Bank | 58 | 6.375% | $210,000 | 10.5% |
| FREEDOM MORTGAGE CORPORATION | 56 | 6.250% | $225,000 | 12.3% |
| PENNYMAC LOAN SERVICES, LLC | 54 | 6.250% | $175,000 | 21.4% |
| Fairway Independent Mortgage Corporation | 53 | 6.750% | $215,000 | 5.4% |
| STOCKTON MORTGAGE CORPORATION | 53 | 6.250% | $225,000 | 10.0% |
| SouthPoint Bank | 52 | 6.500% | $215,000 | 1.9% |
| PNC Bank, National Association | 48 | 7.730% | $105,000 | 25.4% |
| United Community Bank | 38 | 6.500% | $205,000 | 7.3% |
| Heritage Mortgage, LLC | 37 | 6.250% | $275,000 | 0.0% |
| Kiavi Funding, Inc. | 33 | 10.490% | $155,000 | 5.7% |
| MORTGAGE INVESTORS GROUP, INC. | 33 | 6.624% | $285,000 | 2.9% |
| Loandepot.Com, LLC | 32 | 6.875% | $130,000 | 32.0% |
| Family Security Credit Union | 30 | 5.740% | $115,000 | 30.2% |
| Cadence Bank | 29 | 7.000% | $125,000 | 29.5% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 28 | 9.375% | $135,000 | 74.2% |
| Navy Federal Credit Union | 28 | 6.375% | $210,000 | 33.3% |
| NEWREZ LLC | 26 | 6.563% | $190,000 | 38.1% |
| NATIONSTAR MORTGAGE LLC | 26 | 6.813% | $205,000 | 16.1% |
| Premier Bank of the South | 25 | Not published | $65,000 | 0.0% |
| 21st Mortgage Corporation | 24 | 10.180% | $110,000 | 62.1% |
| CROSSCOUNTRY MORTGAGE, INC. | 24 | 6.490% | $215,000 | 7.7% |
| CANOPY MORTGAGE, LLC | 24 | 6.063% | $200,000 | 0.0% |
| LENNAR MORTGAGE, LLC | 23 | 4.875% | $225,000 | 17.9% |
| KIND LENDING, LLC | 21 | 6.125% | $245,000 | 30.0% |
| EvaBank | 20 | Not published | $75,000 | 16.0% |
| Traditions Bank | 19 | Not published | $165,000 | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | 18 | 8.795% | $145,000 | 26.1% |
| FirstBank | 18 | 6.563% | $170,000 | 35.7% |
| OCMBC, INC. | 18 | 6.688% | $180,000 | 0.0% |
| Wells Fargo Bank, National Association | 18 | 6.500% | $185,000 | 18.2% |
| FIRST COMMUNITY MORTGAGE, INC. | 17 | 6.250% | $205,000 | 9.1% |
| CB&S Bank, Inc. | 17 | 6.500% | $145,000 | 5.3% |
| Assurance Financial Group, L.L.C. | 17 | 6.375% | $215,000 | 5.6% |
| HOMEXPRESS MORTGAGE CORP. | 16 | 7.438% | $165,000 | 46.7% |
| Trustmark National Bank | 16 | 6.500% | $235,000 | 0.0% |
| JPMorgan Chase Bank, National Association | 16 | 6.563% | $185,000 | 5.9% |
| PLANET HOME LENDING, LLC | 16 | 6.313% | $195,000 | 11.1% |
| VICTORIAN FINANCE, LLC | 14 | 6.563% | $220,000 | 26.3% |
| SouthState Bank, National Association | 14 | 5.875% | $225,000 | 0.0% |
| SPRING EQ, LLC | 13 | 9.075% | $55,000 | 55.2% |
| GoodLeap, LLC | 13 | 6.250% | $105,000 | 18.2% |
| First Federal Bank, A FSB | 13 | 6.500% | $185,000 | 0.0% |
| UNION HOME MORTGAGE CORP. | 13 | 6.625% | $265,000 | 18.8% |
| Listerhill Credit Union | 13 | 6.000% | $175,000 | 0.0% |
| AmeriSave Mortgage Corporation | 12 | 8.938% | $65,000 | 73.5% |
| Coastal Community Bank | 12 | 13.365% | $55,000 | 0.0% |
| FIGURE LENDING LLC | 12 | 9.775% | $40,000 | 24.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 11 | 6.125% | $135,000 | 42.9% |
| LENDINGONE, LLC | 11 | 6.885% | $125,000 | 35.3% |
| Peoples Bank of Alabama | 11 | Not published | $185,000 | 6.3% |
| USAA Federal Savings Bank | 11 | 6.375% | $305,000 | 25.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 10 | 6.688% | $255,000 | 9.1% |
| PHH Mortgage Corporation | 10 | 6.495% | $295,000 | 9.1% |
| NEW DAY FINANCIAL, LLC | 9 | Under 10 loans | Under 10 loans | 65.4% |
| ServisFirst Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| THE LOAN STORE, INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Consumer First Mortgage, Inc. | 9 | Under 10 loans | Under 10 loans | 10.0% |
| SOUTHWEST STAGE FUNDING, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| MILEND, INC. | 8 | Under 10 loans | Under 10 loans | 27.3% |
| U.S. Bank National Association | 8 | Under 10 loans | Under 10 loans | 33.3% |
| PLAZA HOME MORTGAGE, INC. | 8 | Under 10 loans | Under 10 loans | 20.0% |
| Lendage, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Hamilton Mortgage Corporation | 8 | Under 10 loans | Under 10 loans | 0.0% |
| SmartBank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| 2549005Z23HAAZ6QDM98 | 7 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 7 | Under 10 loans | Under 10 loans | 12.5% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 7 | Under 10 loans | Under 10 loans | 12.5% |
| MOVEMENT MORTGAGE, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Equity Prime Mortgage LLC | 6 | Under 10 loans | Under 10 loans | 25.0% |
| FIRST COLONY MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| 254900M2C4Q6DATP2889 | 6 | Under 10 loans | Under 10 loans | 25.0% |
| PRINCETON MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 33.3% |
| ROYAL UNITED MORTGAGE LLC | 6 | Under 10 loans | Under 10 loans | 33.3% |
| Ixonia Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| AVADIAN | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Bank of Frankewing | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Bryant Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| First Horizon Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 5 | Under 10 loans | Under 10 loans | 25.0% |
| BETTER MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 50.0% |
| Discover Bank | 5 | Under 10 loans | Under 10 loans | 54.6% |
| LENDLO MORTGAGE, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| HOPE FEDERAL CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 50.0% |
| Truist Bank | 5 | Under 10 loans | Under 10 loans | 44.4% |
| LoanUnited.com, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| CSL Financial, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| ZILLOW HOME LOANS, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| LAND HOME FINANCIAL SERVICES, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 42.9% |
| AMERICAN FINANCIAL NETWORK, INC. | 4 | Under 10 loans | Under 10 loans | 50.0% |
| GUILD MORTGAGE COMPANY | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 4 | Under 10 loans | Under 10 loans | 16.7% |
| Towne Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| HUNT MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Pinnacle Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Paramount Residential Mortgage Group, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ACOPIA, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| First Metro Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | 3 | Under 10 loans | Under 10 loans | 65.0% |
| Bank of America, National Association | 3 | Under 10 loans | Under 10 loans | 70.0% |
| Citizens Bank & Trust | 3 | Under 10 loans | Under 10 loans | 40.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 3 | Under 10 loans | Under 10 loans | 16.7% |
| Colorado Federal Savings Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| BPL MORTGAGE TRUST, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CONTOUR MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| TOP FLITE FINANCIAL, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| RESICENTRAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Presidential Bank, FSB | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ENDEAVOR CAPITAL, LLC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICA'S FIRST | 3 | Under 10 loans | Under 10 loans | 0.0% |
| EVERETT FINANCIAL, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Flagstar Bank, N.A. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGEONE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| BankFirst Financial Services | 3 | Under 10 loans | Under 10 loans | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ALABAMA CENTRAL | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PIKE CREEK MORTGAGE SERVICES, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of Pulaski | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Prosperity Home Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Citizens Bank, National Association | 2 | Under 10 loans | Under 10 loans | 60.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 2 | Under 10 loans | Under 10 loans | 33.3% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 2 | Under 10 loans | Under 10 loans | 20.0% |
| AMERICAN FINANCING CORPORATION | 2 | Under 10 loans | Under 10 loans | 25.0% |
| Plains Commerce Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMWEST FUNDING CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of America | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Click n' Close, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Commerce Home Mortgage, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Wolfe Financial, Inc | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Simple, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GENWAY HOME MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| AMERITRUST MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Granite Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TOWNE MORTGAGE COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ALABAMA CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TVA COMMUNITY CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTHWEST FUNDING, LP | 2 | Under 10 loans | Under 10 loans | 0.0% |
| INTERCOASTAL MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| EASTMAN CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| COMMUNITY MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Magnolia Bank, Incorporated | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First Citizens National Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| APCO EMPLOYEES | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Valley National Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 254900O723MCLR701H50 | 1 | Under 10 loans | Under 10 loans | 85.7% |
| GUARANTEED RATE, INC. | 1 | Under 10 loans | Under 10 loans | 75.0% |
| Loan Funder LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| HomePromise Corporation | 1 | Under 10 loans | Under 10 loans | 66.7% |
| CMG MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| First South Farm Credit, ACA | 1 | Under 10 loans | Under 10 loans | 66.7% |
| Ameris Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First Savings Bank | 1 | Under 10 loans | Under 10 loans | 66.7% |
| First Southern Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| STG MORTGAGE INC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LEADERONE FINANCIAL CORPORATION | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Primis Mortgage Company | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GMFS LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Florida Capital Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 9845005BP6974AE5D838 | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Cornerstone First Mortgage, Inc | 1 | Under 10 loans | Under 10 loans | 0.0% |
| A&D Mortgage LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Archwest Funding | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 254900CTT87ZKAUTIJ37 | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Easy Street Capital, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Tomo Mortgage, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Filo Mortgage, L.L.C. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Honor Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| WALKER & DUNLOP, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| North Alabama Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ENCORE BANK | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ALAMEDA MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NIZARI PROGRESSIVE FCU | 1 | Under 10 loans | Under 10 loans | 0.0% |
| INTERLINC MORTGAGE SERVICES, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 5493004T38NMC864VL66 | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Liberty | 1 | Under 10 loans | Under 10 loans | 0.0% |
| DATA MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| HOME TOWN FUNDING, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 81 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
Bank branches in Morgan County
31 FDIC-insured branches from 15 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| Peoples Bank of Alabama | 5 | $269.3 million |
| Bank Independent | 4 | $304.2 million |
| Renasant Bank | 3 | $678.8 million |
| Regions Bank | 3 | $544.7 million |
| PNC Bank, National Association | 3 | $247.2 million |
| The Huntington National Bank | 2 | $114.1 million |
| EvaBank | 2 | $84.5 million |
| CB&S Bank, Inc. | 2 | $66.4 million |
| United Community Bank | 1 | $198.5 million |
| Wells Fargo Bank, National Association | 1 | $174.3 million |
| Traditions Bank | 1 | $91.5 million |
| River Bank & Trust | 1 | $72.4 million |
| Premier Bank of the South | 1 | $23.3 million |
| Pinnacle Bank | 1 | $13.0 million |
| Woodforest National Bank | 1 | $2.8 million |
Closed since the 2025 survey
2 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- Cadence Bank, 4662 Highway 31 Sw, Falkville
- Cadence Bank, 600 Main St W, Hartselle
Get told when this changes
When the next year’s lending figures are out for Morgan County, or a lender arrives or leaves.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.