Home purchase lenders in Montgomery County
4,576 home purchase mortgages were made in Montgomery County, Tennessee, in 2025, by 350 lenders. The median rate their borrowers got was 6.250% on a median loan of $305,000. Of 5,090 decisions, 407 were denials — 8.0%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Mortgage Research Center, LLC | 709 | 6.125% | $325,000 | 3.3% |
| GUARANTEED RATE, INC. | 407 | 6.250% | $305,000 | 3.3% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 223 | 6.125% | $325,000 | 6.3% |
| LENNAR MORTGAGE, LLC | 166 | 4.625% | $385,000 | 10.3% |
| Broker Solutions, Inc. | 157 | 6.375% | $295,000 | 1.3% |
| Legends Bank | 142 | 6.000% | $295,000 | 0.0% |
| GERSHMAN INVESTMENT CORP. | 138 | 5.990% | $305,000 | 6.7% |
| CROSSCOUNTRY MORTGAGE, INC. | 123 | 6.250% | $305,000 | 1.6% |
| CMG MORTGAGE, INC. | 109 | 6.500% | $255,000 | 1.7% |
| Navy Federal Credit Union | 97 | 6.000% | $295,000 | 13.3% |
| Rocket Mortgage, LLC | 96 | 6.375% | $295,000 | 8.3% |
| FIRST COMMUNITY MORTGAGE, INC. | 92 | 5.990% | $325,000 | 3.9% |
| SOUTHWEST FUNDING, LP | 86 | 6.495% | $315,000 | 2.2% |
| Fortera Federal Credit Union | 85 | 6.375% | $255,000 | 16.4% |
| Legacy Home Loans, LLC | 83 | 6.125% | $315,000 | 2.4% |
| Loandepot.Com, LLC | 81 | 4.990% | $345,000 | 12.9% |
| PENNYMAC LOAN SERVICES, LLC | 60 | 6.125% | $315,000 | 12.5% |
| UNION HOME MORTGAGE CORP. | 55 | 6.125% | $295,000 | 1.8% |
| INTERCOASTAL MORTGAGE, LLC | 53 | 6.125% | $305,000 | 6.7% |
| NVR Mortgage Finance, Inc. | 52 | 6.125% | $315,000 | 18.8% |
| F&M Bank | 51 | 7.050% | $245,000 | 9.8% |
| ALTRA Federal Credit Union | 51 | 5.990% | $235,000 | 5.4% |
| NEWREZ LLC | 47 | 6.250% | $325,000 | 7.8% |
| First Federal Bank | 45 | Not published | $275,000 | 4.2% |
| U.S. Bank National Association | 40 | 6.500% | $260,000 | 13.0% |
| SWBC MORTGAGE CORPORATION | 40 | 6.375% | $270,000 | 2.4% |
| United Community Bank | 39 | 6.500% | $235,000 | 17.0% |
| FirstBank | 35 | 6.625% | $265,000 | 5.4% |
| VAN DYK MORTGAGE CORPORATION | 34 | 6.500% | $300,000 | 2.9% |
| Synergy One Lending, Inc. | 34 | 6.250% | $305,000 | 5.4% |
| USAA Federal Savings Bank | 31 | 6.250% | $305,000 | 8.8% |
| MOVEMENT MORTGAGE, LLC | 29 | 6.500% | $325,000 | 6.1% |
| STOCKTON MORTGAGE CORPORATION | 27 | 6.375% | $285,000 | 6.9% |
| FREEDOM MORTGAGE CORPORATION | 24 | 5.688% | $295,000 | 17.2% |
| JPMorgan Chase Bank, National Association | 24 | 6.370% | $280,000 | 4.0% |
| Presidential Bank, FSB | 24 | 6.500% | $295,000 | 14.3% |
| PENTAGON FEDERAL CREDIT UNION | 23 | 6.000% | $365,000 | 25.8% |
| Click n' Close, Inc. | 23 | 7.250% | $215,000 | 11.1% |
| Planters Bank, Inc. | 22 | Not published | $225,000 | 0.0% |
| KIND LENDING, LLC | 21 | 6.625% | $275,000 | 8.3% |
| Fairway Independent Mortgage Corporation | 19 | 6.250% | $275,000 | 9.5% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 19 | 6.500% | $235,000 | 5.0% |
| NATIONSTAR MORTGAGE LLC | 18 | 6.558% | $300,000 | 10.0% |
| Primis Mortgage Company | 18 | 6.495% | $300,000 | 5.3% |
| Regions Bank | 17 | 6.500% | $215,000 | 36.4% |
| COMMUNITY MORTGAGE CORPORATION | 17 | 6.490% | $255,000 | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 15 | 7.750% | $305,000 | 0.0% |
| Plains Commerce Bank | 14 | 6.500% | $305,000 | 6.7% |
| FIRSTTRUST HOME LOANS, INC. | 14 | 6.188% | $305,000 | 6.7% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 14 | 6.813% | $255,000 | 0.0% |
| Flagstar Bank, N.A. | 13 | 6.250% | $285,000 | 35.0% |
| CHURCHILL MORTGAGE CORPORATION | 13 | 6.500% | $215,000 | 7.1% |
| NBKC BANK | 13 | 5.990% | $365,000 | 0.0% |
| Kiavi Funding, Inc. | 12 | 11.220% | $175,000 | 7.7% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 12 | 6.500% | $290,000 | 0.0% |
| GUILD MORTGAGE COMPANY | 12 | 6.313% | $325,000 | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 11 | 5.990% | $285,000 | 0.0% |
| Traditions First Bank | 11 | Not published | $195,000 | 8.3% |
| Wells Fargo Bank, National Association | 10 | 6.125% | $295,000 | 33.3% |
| Ixonia Bank | 10 | 6.625% | $255,000 | 9.1% |
| Old National Bank | 10 | 6.125% | $295,000 | 23.1% |
| THE LOAN STORE, INC. | 10 | 6.625% | $230,000 | 7.7% |
| Hometown Equity Mortgage, LLC | 10 | 7.000% | $205,000 | 23.1% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 10 | 6.750% | $295,000 | 0.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 9 | Under 10 loans | Under 10 loans | 33.3% |
| Ameris Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| BPL MORTGAGE TRUST, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of America, National Association | 8 | Under 10 loans | Under 10 loans | 25.0% |
| FIRST COLONY MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 16.7% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 8 | Under 10 loans | Under 10 loans | 10.0% |
| EVERETT FINANCIAL, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Nations Lending Corporation | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Liberty | 8 | Under 10 loans | Under 10 loans | 0.0% |
| GoPrime Mortgage, Inc. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| BoxCar Mortgage, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE INVESTORS GROUP, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Zippy Loans, LLC | 7 | Under 10 loans | Under 10 loans | 41.7% |
| OCMBC, INC. | 7 | Under 10 loans | Under 10 loans | 46.2% |
| SOFI BANK, NATIONAL ASSOCIATION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Farm Credit Mid-America | 7 | Under 10 loans | Under 10 loans | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | 7 | Under 10 loans | Under 10 loans | 22.2% |
| First Horizon Bank | 7 | Under 10 loans | Under 10 loans | 12.5% |
| ASCEND FEDERAL CREDIT UNION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| INTERLINC MORTGAGE SERVICES, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Armed Forces Bank, National Association | 7 | Under 10 loans | Under 10 loans | 0.0% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| ZILLOW HOME LOANS, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| CANOPY MORTGAGE, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Commerce Home Mortgage, Inc. | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Prosperity Home Mortgage, LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| ISERVE RESIDENTIAL LENDING, LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| ROSS MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| First Financial Bank, National Association | 6 | Under 10 loans | Under 10 loans | 0.0% |
| FLAT BRANCH MORTGAGE, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 5 | Under 10 loans | Under 10 loans | 83.3% |
| 21st Mortgage Corporation | 5 | Under 10 loans | Under 10 loans | 50.0% |
| Texana Bank, National Association | 5 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 5 | Under 10 loans | Under 10 loans | 37.5% |
| SFMC, LP | 5 | Under 10 loans | Under 10 loans | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| The Federal Savings Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Barrington Bank & Trust Company, National Association | 5 | Under 10 loans | Under 10 loans | 0.0% |
| T2 FINANCIAL LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Truist Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Equity Prime Mortgage LLC | 4 | Under 10 loans | Under 10 loans | 28.6% |
| CHAMPIONS FUNDING, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Loan Funder LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| BAY EQUITY LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Renasant Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NextMortgage, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ACOPIA, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of America | 4 | Under 10 loans | Under 10 loans | 0.0% |
| SUMMIT FUNDING, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| LOWER, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Cornerstone First Mortgage, Inc | 3 | Under 10 loans | Under 10 loans | 25.0% |
| A&D Mortgage LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| 3RD STREET FINANCIAL CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMWEST FUNDING CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| RIGHT START MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| ServisFirst Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Cadence Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ABL RPC Residential Credit Acquisition LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| The Farmers Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Northpointe Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Tomo Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Fifth Third Bank, National Association | 2 | Under 10 loans | Under 10 loans | 50.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LENDSURE MORTGAGE CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Service Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 54930002HD26G3OGZR79 | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Pinnacle Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| CORNERSTONE FINANCIAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 25.0% |
| BAYSHORE MORTGAGE FUNDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First Citizens National Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens Bank, National Association | 2 | Under 10 loans | Under 10 loans | 50.0% |
| Manufacturers and Traders Trust Company | 2 | Under 10 loans | Under 10 loans | 33.3% |
| GENEVA FINANCIAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PLANET HOME LENDING, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| MORTGAGEONE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NEXERA HOLDING LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CASTLE & COOKE MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Bell Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AmeriSave Mortgage Corporation | 2 | Under 10 loans | Under 10 loans | 33.3% |
| SUCCESS LENDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PNC Bank, National Association | 2 | Under 10 loans | Under 10 loans | 33.3% |
| AAFMAA Mortgage Services LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PACIFIC LENDING LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 212 LOANS, LLC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LEADERONE FINANCIAL CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PREMIER LENDING, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Gateway First Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Bank3 | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DELMAR FINANCIAL COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| EUSTIS MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of Hope | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| REDSTONE Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Waterstone Mortgage Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GARDNER FINANCIAL SERVICES, LTD. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Brighton Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| COMPASS MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| City Lending Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Emporium TPO LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 2 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 1 | Under 10 loans | Under 10 loans | 80.0% |
| Discover Bank | 1 | Under 10 loans | Under 10 loans | 66.7% |
| Paramount Residential Mortgage Group, Inc. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| 254900O723MCLR701H50 | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Bank of Tennessee | 1 | Under 10 loans | Under 10 loans | 50.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Citadel Servicing Corporation | 1 | Under 10 loans | Under 10 loans | 33.3% |
| WILSON BANK AND TRUST | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NFM, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NEW WAVE LENDING GROUP INC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RiverHills Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Leaders Credit Union | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Sierra Pacific Mortgage Company, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Lineage Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ALAMEDA MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Mortgage Right | 1 | Under 10 loans | Under 10 loans | 0.0% |
| TOP FLITE FINANCIAL, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank Texas | 1 | Under 10 loans | Under 10 loans | 0.0% |
| JMAC LENDING, INC. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| LIBERTY HOME MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| HomeTrust Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 150 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
Get told when this changes
When the next year’s lending figures are out for Montgomery County, or a lender arrives or leaves.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.