Mortgage Lender Index

Home purchase lenders in Jefferson County

802 home purchase mortgages were made in Jefferson County, Tennessee, in 2025, by 192 lenders. The median rate their borrowers got was 6.500% on a median loan of $275,000. Of 1,081 decisions, 224 were denials — 20.7%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
DHI MORTGAGE COMPANY, LTD. 66 6.125% $290,000 13.0%
MORTGAGE INVESTORS GROUP, INC. 44 6.500% $275,000 2.1%
CMG MORTGAGE, INC. 42 6.250% $265,000 4.2%
FirstBank 36 6.375% $215,000 17.7%
UNITED SHORE FINANCIAL SERVICES, LLC 34 6.250% $290,000 5.4%
UNION HOME MORTGAGE CORP. 34 6.500% $255,000 0.0%
Rocket Mortgage, LLC 32 6.563% $325,000 13.5%
VANDERBILT MORTGAGE AND FINANCE, INC. 31 9.990% $115,000 72.2%
STOCKTON MORTGAGE CORPORATION 26 6.625% $235,000 0.0%
Mortgage Research Center, LLC 23 6.125% $295,000 11.5%
KNOXVILLE TVA EMPLOYEES CREDIT UNION 20 6.500% $255,000 0.0%
FIRST COMMUNITY MORTGAGE, INC. 16 6.313% $235,000 5.3%
ORNL 15 6.500% $475,000 10.5%
Fairway Independent Mortgage Corporation 14 6.625% $280,000 12.5%
AMERICAN PACIFIC MORTGAGE CORPORATION 13 6.750% $255,000 0.0%
AMERICAN FINANCIAL RESOURCES, INC. 12 6.558% $270,000 0.0%
CONSUMER Credit Union 12 6.750% $215,000 7.7%
CROSSCOUNTRY MORTGAGE, INC. 11 6.575% $335,000 8.3%
Farm Credit Mid-America 10 7.125% $400,000 16.7%
GUILD MORTGAGE COMPANY 10 6.375% $255,000 9.1%
EVERETT FINANCIAL, INC. 9 Under 10 loans Under 10 loans 25.0%
EASTMAN CREDIT UNION 8 Under 10 loans Under 10 loans 11.1%
FLAT BRANCH MORTGAGE, INC. 8 Under 10 loans Under 10 loans 0.0%
Truist Bank 7 Under 10 loans Under 10 loans 20.0%
Broker Solutions, Inc. 7 Under 10 loans Under 10 loans 0.0%
Citizens National Bank 7 Under 10 loans Under 10 loans 0.0%
MOVEMENT MORTGAGE, LLC 6 Under 10 loans Under 10 loans 0.0%
GUARANTEED RATE, INC. 6 Under 10 loans Under 10 loans 14.3%
KIND LENDING, LLC 6 Under 10 loans Under 10 loans 33.3%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 6 Under 10 loans Under 10 loans 0.0%
Paramount Residential Mortgage Group, Inc. 6 Under 10 loans Under 10 loans 0.0%
Citizens Bank and Trust Company of Grainger County 6 Under 10 loans Under 10 loans 0.0%
JPMorgan Chase Bank, National Association 6 Under 10 loans Under 10 loans 0.0%
GVC MORTGAGE, INC. 6 Under 10 loans Under 10 loans 0.0%
First Horizon Bank 5 Under 10 loans Under 10 loans 0.0%
Home Federal Bank of Tennessee 5 Under 10 loans Under 10 loans 0.0%
ROSS MORTGAGE CORPORATION 5 Under 10 loans Under 10 loans 0.0%
Gateway First Bank 5 Under 10 loans Under 10 loans 0.0%
Liberty 5 Under 10 loans Under 10 loans 0.0%
21st Mortgage Corporation 4 Under 10 loans Under 10 loans 88.2%
Navy Federal Credit Union 4 Under 10 loans Under 10 loans 20.0%
THE LOAN STORE, INC. 4 Under 10 loans Under 10 loans 0.0%
CORNERSTONE CAPITAL BANK, SSB 4 Under 10 loans Under 10 loans 20.0%
FIRST BANCORP, INC. 4 Under 10 loans Under 10 loans 0.0%
Bell Bank 4 Under 10 loans Under 10 loans 20.0%
U.S. Bank National Association 4 Under 10 loans Under 10 loans 33.3%
TOWNE MORTGAGE COMPANY 4 Under 10 loans Under 10 loans 0.0%
PENNYMAC LOAN SERVICES, LLC 4 Under 10 loans Under 10 loans 0.0%
Community Trust Bank, Inc. 4 Under 10 loans Under 10 loans 0.0%
Kiavi Funding, Inc. 4 Under 10 loans Under 10 loans 0.0%
Tennessee State Bank 4 Under 10 loans Under 10 loans 0.0%
SOUTHWEST STAGE FUNDING, LLC 3 Under 10 loans Under 10 loans 14.3%
Regions Bank 3 Under 10 loans Under 10 loans 42.9%
USAA Federal Savings Bank 3 Under 10 loans Under 10 loans 40.0%
NEWREZ LLC 3 Under 10 loans Under 10 loans 0.0%
SUMMIT FUNDING, INC. 3 Under 10 loans Under 10 loans 0.0%
First Century Bank 3 Under 10 loans Under 10 loans 0.0%
LOWER, LLC 3 Under 10 loans Under 10 loans 0.0%
Commercial Bank 3 Under 10 loans Under 10 loans 25.0%
Click n' Close, Inc. 3 Under 10 loans Under 10 loans 0.0%
Citizens Bank 3 Under 10 loans Under 10 loans 0.0%
NFM, INC. 3 Under 10 loans Under 10 loans 0.0%
Pinnacle Bank 2 Under 10 loans Under 10 loans 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 2 Under 10 loans Under 10 loans 33.3%
CALCON MUTUAL MORTGAGE LLC 2 Under 10 loans Under 10 loans 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. 2 Under 10 loans Under 10 loans 33.3%
Waterstone Mortgage Corporation 2 Under 10 loans Under 10 loans 0.0%
Countybank 2 Under 10 loans Under 10 loans 33.3%
MORTGAGE SOLUTIONS OF COLORADO, LLC 2 Under 10 loans Under 10 loans 0.0%
CBBC Bank 2 Under 10 loans Under 10 loans 0.0%
Y-12 Federal Credit Union 2 Under 10 loans Under 10 loans 0.0%
CHURCHILL MORTGAGE CORPORATION 2 Under 10 loans Under 10 loans 0.0%
Andrew Johnson Bank 2 Under 10 loans Under 10 loans 0.0%
MOUNTAIN VALLEY BANK 2 Under 10 loans Under 10 loans 0.0%
Goldwater Bank, N.A. 2 Under 10 loans Under 10 loans 0.0%
Wells Fargo Bank, National Association 2 Under 10 loans Under 10 loans 0.0%
Fifth Third Bank, National Association 2 Under 10 loans Under 10 loans 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 68.4%
Tomo Mortgage, LLC 1 Under 10 loans Under 10 loans 0.0%
Commerce Home Mortgage, Inc. 1 Under 10 loans Under 10 loans 0.0%
EUSTIS MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation 1 Under 10 loans Under 10 loans 0.0%
Sierra Pacific Mortgage Company, Inc. 1 Under 10 loans Under 10 loans 0.0%
Renasant Bank 1 Under 10 loans Under 10 loans 0.0%
FAIRWINDS CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
RESICENTRAL, LLC 1 Under 10 loans Under 10 loans 0.0%
U. T. Federal Credit Union 1 Under 10 loans Under 10 loans 50.0%
INTERCOASTAL MORTGAGE, LLC 1 Under 10 loans Under 10 loans 0.0%
Equity Prime Mortgage LLC 1 Under 10 loans Under 10 loans 0.0%
FREEDOM MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 50.0%
PRINCETON MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
NEW DAY FINANCIAL, LLC 1 Under 10 loans Under 10 loans 0.0%
ALLIANT CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
VAN DYK MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
CANOPY MORTGAGE, LLC 1 Under 10 loans Under 10 loans 0.0%
CHAMPIONS FUNDING, LLC 1 Under 10 loans Under 10 loans 0.0%
First Federal Bank 1 Under 10 loans Under 10 loans 50.0%
NBKC BANK 1 Under 10 loans Under 10 loans 0.0%
Hearthside Bank Corporation 1 Under 10 loans Under 10 loans 0.0%
A&D Mortgage LLC 1 Under 10 loans Under 10 loans 0.0%
254900AH8L5ZM1JZET07 1 Under 10 loans Under 10 loans 0.0%
LIMA ONE CAPITAL, LLC 1 Under 10 loans Under 10 loans 0.0%
AMERIHOME MORTGAGE COMPANY, LLC 1 Under 10 loans Under 10 loans 0.0%
BankTennessee 1 Under 10 loans Under 10 loans 0.0%
FIRST STATE MORTGAGE SERVICES, LLC 1 Under 10 loans Under 10 loans 0.0%
INFINITY EQUITY GROUP, LLC. 1 Under 10 loans Under 10 loans 0.0%
ISERVE RESIDENTIAL LENDING, LLC 1 Under 10 loans Under 10 loans 0.0%
HOMEBRIDGE FINANCIAL SERVICES, INC. 1 Under 10 loans Under 10 loans 0.0%
Mortgage Right 1 Under 10 loans Under 10 loans 0.0%
INTERLINC MORTGAGE SERVICES, LLC 1 Under 10 loans Under 10 loans 0.0%
SOFI BANK, NATIONAL ASSOCIATION 1 Under 10 loans Under 10 loans 0.0%
Primis Mortgage Company 1 Under 10 loans Under 10 loans 0.0%
Prosperity Home Mortgage, LLC 1 Under 10 loans Under 10 loans 0.0%
TENNESSEE VALLEY FCU 1 Under 10 loans Under 10 loans 0.0%
UIF CORPORATION 1 Under 10 loans Under 10 loans 0.0%
MICHIGAN FIRST CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
HomeTrust Bank 1 Under 10 loans Under 10 loans 0.0%
SWBC MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
NEXERA HOLDING LLC 1 Under 10 loans Under 10 loans 0.0%
ACHIEVA CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
SmartBank 1 Under 10 loans Under 10 loans 0.0%
LUMENT REAL ESTATE CAPITAL, LLC 1 Under 10 loans Under 10 loans 0.0%
NATIONSTAR MORTGAGE LLC 1 Under 10 loans Under 10 loans 0.0%
Dollar Bank, Federal Savings Bank 1 Under 10 loans Under 10 loans 0.0%
WRIGHT-PATT CREDIT UNION, INC. 1 Under 10 loans Under 10 loans 0.0%
NexBank 1 Under 10 loans Under 10 loans 0.0%
LoanUnited.com, LLC 1 Under 10 loans Under 10 loans 0.0%
SCHUMACHER MORTGAGE LLC 1 Under 10 loans Under 10 loans 0.0%
Legends Bank 1 Under 10 loans Under 10 loans 0.0%
Luminate Bank 1 Under 10 loans Under 10 loans 0.0%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 1 Under 10 loans Under 10 loans 0.0%
BoxCar Mortgage, LLC 1 Under 10 loans Under 10 loans 0.0%
River City Bank 1 Under 10 loans Under 10 loans 0.0%
RIGHT START MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
SUCCESS MORTGAGE PARTNERS, INC. 1 Under 10 loans Under 10 loans 0.0%
Mountain Commerce Bank 1 Under 10 loans Under 10 loans 0.0%
Apex Bank 1 Under 10 loans Under 10 loans 0.0%
First Mid Bank & Trust, National Association 1 Under 10 loans Under 10 loans 0.0%
Peoples Bank of East Tennessee 1 Under 10 loans Under 10 loans 0.0%
DAS Acquisition Company, LLC 1 Under 10 loans Under 10 loans 0.0%
894500QC0C65HO7V5165 1 Under 10 loans Under 10 loans 0.0%
SouthState Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
Emporium TPO LLC 1 Under 10 loans Under 10 loans 0.0%
984500FAD1FB7FEGTE82 1 Under 10 loans Under 10 loans 0.0%
Stifel Bank and Trust 1 Under 10 loans Under 10 loans 0.0%
Ameris Bank 1 Under 10 loans Under 10 loans 0.0%
First-Citizens Bank & Trust Company 1 Under 10 loans Under 10 loans 0.0%
United Community Bank 1 Under 10 loans Under 10 loans 0.0%
TRIAD FINANCIAL SERVICES, INC. 0 Under 10 loans Under 10 loans 60.0%
FIRST COLONY MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans 66.7%
PNC Bank, National Association 0 Under 10 loans Under 10 loans Not published
Appalachian Community Federal Credit Union 0 Under 10 loans Under 10 loans 100.0%
MYCUMORTGAGE, LLC 0 Under 10 loans Under 10 loans 50.0%
Superior National Bank 0 Under 10 loans Under 10 loans Not published
PINNACLE BANK 0 Under 10 loans Under 10 loans Not published
FIRSTTRUST HOME LOANS, INC. 0 Under 10 loans Under 10 loans Not published
Citadel Servicing Corporation 0 Under 10 loans Under 10 loans 0.0%
Filo Mortgage, L.L.C. 0 Under 10 loans Under 10 loans Not published
GUARANTEED RATE AFFINITY, LLC 0 Under 10 loans Under 10 loans Not published
Lineage Bank 0 Under 10 loans Under 10 loans 100.0%
Wolfe Financial, Inc 0 Under 10 loans Under 10 loans 100.0%
Third Federal Savings and Loan Association of Cleveland 0 Under 10 loans Under 10 loans Not published
Loandepot.Com, LLC 0 Under 10 loans Under 10 loans Not published
DOMINION FINANCIAL SERVICES, LLC 0 Under 10 loans Under 10 loans 0.0%
PENTAGON FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
OCMBC, INC. 0 Under 10 loans Under 10 loans Not published
ANGEL OAK MORTGAGE SOLUTIONS LLC 0 Under 10 loans Under 10 loans Not published
CONSUMER REAL ESTATE FINANCE CO. 0 Under 10 loans Under 10 loans 100.0%
Generations Bank 0 Under 10 loans Under 10 loans 0.0%
CARRINGTON MORTGAGE SERVICES, LLC 0 Under 10 loans Under 10 loans 0.0%
Hometown Equity Mortgage, LLC 0 Under 10 loans Under 10 loans 100.0%
Texana Bank, National Association 0 Under 10 loans Under 10 loans 0.0%
LENDSURE MORTGAGE CORP. 0 Under 10 loans Under 10 loans 100.0%
Northpointe Bank 0 Under 10 loans Under 10 loans Not published
PIKE CREEK MORTGAGE SERVICES, INC. 0 Under 10 loans Under 10 loans Not published
DEEPHAVEN MORTGAGE LLC 0 Under 10 loans Under 10 loans 100.0%
AMERICAN HERITAGE LENDING, LLC 0 Under 10 loans Under 10 loans Not published
Flagstar Bank, N.A. 0 Under 10 loans Under 10 loans 100.0%
Discover Bank 0 Under 10 loans Under 10 loans 100.0%
LUXURY MORTGAGE CORP. 0 Under 10 loans Under 10 loans Not published
MidFirst Bank 0 Under 10 loans Under 10 loans Not published
PLANET HOME LENDING, LLC 0 Under 10 loans Under 10 loans Not published
WESTSTAR MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
DATA MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
PANORAMA MORTGAGE GROUP, LLC 0 Under 10 loans Under 10 loans Not published
PLAZA HOME MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
LAKEVIEW LOAN SERVICING, LLC 0 Under 10 loans Under 10 loans Not published
Centier Bank 0 Under 10 loans Under 10 loans Not published
VILLAGE CAPITAL & INVESTMENT LLC 0 Under 10 loans Under 10 loans Not published
Bank of America, National Association 0 Under 10 loans Under 10 loans Not published
Citizens Bank, National Association 0 Under 10 loans Under 10 loans Not published
PHH Mortgage Corporation 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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When the next year’s lending figures are out for Jefferson County, or a lender arrives or leaves.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.