Home purchase lenders in New Hanover County
3,260 home purchase mortgages were made in New Hanover County, North Carolina, in 2025, by 325 lenders. The median rate their borrowers got was 6.500% on a median loan of $365,000. Of 3,656 decisions, 293 were denials — 8.0%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| STATE EMPLOYEES' | 253 | 5.825% | $345,000 | 11.8% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 170 | 6.624% | $355,000 | 0.0% |
| CROSSCOUNTRY MORTGAGE, INC. | 158 | 6.750% | $375,000 | 1.8% |
| CORNING CREDIT UNION | 150 | 6.125% | $365,000 | 7.9% |
| Rocket Mortgage, LLC | 132 | 6.625% | $360,000 | 5.7% |
| Loansteady LLC | 104 | 6.500% | $350,000 | 0.0% |
| GUARANTEED RATE, INC. | 99 | 6.650% | $425,000 | 2.9% |
| NEWREZ LLC | 75 | 6.625% | $345,000 | 5.1% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 75 | 6.500% | $355,000 | 2.6% |
| Towne Bank | 69 | 6.625% | $315,000 | 1.4% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 66 | 5.990% | $355,000 | 45.2% |
| Integrity Home Mortgage Corporation | 64 | 6.813% | $355,000 | 4.2% |
| First-Citizens Bank & Trust Company | 62 | 6.375% | $470,000 | 10.8% |
| CORNERSTONE CAPITAL BANK, SSB | 62 | 6.625% | $365,000 | 0.0% |
| First National Bank of Pennsylvania | 60 | 6.375% | $570,000 | 4.8% |
| Truist Bank | 59 | 6.115% | $465,000 | 15.5% |
| North State Bank | 58 | 6.625% | $390,000 | 0.0% |
| MOVEMENT MORTGAGE, LLC | 57 | 6.750% | $305,000 | 0.0% |
| PULTE MORTGAGE LLC | 55 | 6.375% | $365,000 | 6.8% |
| First Bank | 52 | 6.425% | $395,000 | 1.8% |
| Navy Federal Credit Union | 39 | 6.250% | $345,000 | 9.3% |
| PENNYMAC LOAN SERVICES, LLC | 39 | 6.624% | $425,000 | 4.9% |
| JPMorgan Chase Bank, National Association | 37 | 6.250% | $305,000 | 14.0% |
| DHI MORTGAGE COMPANY, LTD. | 34 | 4.990% | $375,000 | 32.0% |
| American Security Mortgage Corp. | 34 | 6.625% | $340,000 | 0.0% |
| Kiavi Funding, Inc. | 31 | 10.450% | $285,000 | 34.6% |
| T2 FINANCIAL LLC | 29 | 6.625% | $325,000 | 0.0% |
| Bank of America, National Association | 28 | 5.990% | $355,000 | 30.0% |
| Wells Fargo Bank, National Association | 28 | 6.188% | $400,000 | 9.7% |
| Primis Mortgage Company | 28 | 6.625% | $315,000 | 0.0% |
| Prosperity Home Mortgage, LLC | 28 | 6.625% | $305,000 | 6.7% |
| Mortgage Research Center, LLC | 27 | 6.250% | $345,000 | 3.5% |
| Alcova Mortgage LLC | 26 | 6.875% | $475,000 | 0.0% |
| INTERCOASTAL MORTGAGE, LLC | 25 | 6.625% | $405,000 | 0.0% |
| Southern Bank and Trust Company | 24 | 6.800% | $420,000 | 0.0% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 23 | 6.500% | $315,000 | 4.2% |
| LOWER, LLC | 22 | 6.625% | $350,000 | 0.0% |
| Fairway Independent Mortgage Corporation | 20 | 6.370% | $370,000 | 9.1% |
| EMM LOANS LLC | 20 | 6.500% | $340,000 | 0.0% |
| UNION HOME MORTGAGE CORP. | 20 | 6.875% | $355,000 | 0.0% |
| COASTAL Federal Credit Union | 19 | 6.375% | $485,000 | 9.5% |
| Luminate Bank | 19 | 7.250% | $395,000 | 0.0% |
| THE LOAN STORE, INC. | 19 | 6.625% | $355,000 | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 19 | 6.500% | $315,000 | 0.0% |
| PNC Bank, National Association | 19 | 6.625% | $225,000 | 5.0% |
| USAA Federal Savings Bank | 15 | 6.125% | $325,000 | 42.3% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 15 | 6.500% | $385,000 | 11.8% |
| ZILLOW HOME LOANS, LLC | 15 | 6.625% | $345,000 | 0.0% |
| CMG MORTGAGE, INC. | 14 | 6.663% | $425,000 | 0.0% |
| Capital City Home Loans, LLC | 13 | 6.875% | $305,000 | 0.0% |
| BoxCar Mortgage, LLC | 13 | 6.875% | $315,000 | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 12 | 7.438% | $350,000 | 25.0% |
| Presidential Bank, FSB | 12 | 6.875% | $420,000 | 0.0% |
| First Carolina Bank | 12 | Not published | $630,000 | 0.0% |
| EVERETT FINANCIAL, INC. | 11 | 6.875% | $305,000 | 0.0% |
| United Bank | 11 | 6.375% | $205,000 | 8.3% |
| FREEDOM MORTGAGE CORPORATION | 11 | 5.990% | $465,000 | 0.0% |
| NATIONSTAR MORTGAGE LLC | 11 | 6.750% | $485,000 | 0.0% |
| TD Bank, National Association | 10 | 6.063% | $930,000 | 16.7% |
| SouthState Bank, National Association | 10 | 6.188% | $565,000 | 8.3% |
| Fifth Third Bank, National Association | 10 | 6.500% | $720,000 | 9.1% |
| TIDEWATER MORTGAGE SERVICES, INC. | 10 | 6.750% | $310,000 | 0.0% |
| AMWEST FUNDING CORP. | 10 | 6.875% | $290,000 | 0.0% |
| Morgan Stanley Private Bank, National Association | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Loandepot.Com, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Broker Solutions, Inc. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| RESOURCE FINANCIAL SERVICES, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Atlantic Coast Mortgage, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Tomo Mortgage, LLC | 7 | Under 10 loans | Under 10 loans | 12.5% |
| GUILD MORTGAGE COMPANY | 7 | Under 10 loans | Under 10 loans | 10.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| First Heritage Mortgage, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| CHAMPIONS FUNDING, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 7 | Under 10 loans | Under 10 loans | 0.0% |
| U.S. Bank National Association | 6 | Under 10 loans | Under 10 loans | 25.0% |
| Ameris Bank | 6 | Under 10 loans | Under 10 loans | 14.3% |
| 254900CTT87ZKAUTIJ37 | 6 | Under 10 loans | Under 10 loans | 25.0% |
| Commerce Home Mortgage, Inc. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Citadel Servicing Corporation | 6 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of America | 6 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTHERN TRUST MORTGAGE, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Gateway First Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Manufacturers and Traders Trust Company | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Cornerstone First Mortgage, Inc | 5 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE ASSURANCE, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| RADIUS FINANCIAL GROUP INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| EXCITE Credit Union | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens Bank, National Association | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Regions Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| KIND LENDING, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Paragon Bank | 5 | Under 10 loans | Under 10 loans | 16.7% |
| General Mortgage Capital Corporation | 5 | Under 10 loans | Under 10 loans | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| First Horizon Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| NATIONS DIRECT MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NBKC BANK | 4 | Under 10 loans | Under 10 loans | 0.0% |
| The Fidelity Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CORPORATE INVESTORS MORTGAGE GROUP, INC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NEW WAVE LENDING GROUP INC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 3 | Under 10 loans | Under 10 loans | 57.1% |
| SOFI BANK, NATIONAL ASSOCIATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Plains Commerce Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| C & F Mortgage Corporation | 3 | Under 10 loans | Under 10 loans | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 25.0% |
| HOWARD HANNA FINANCIAL SERVICES, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| REV FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Pinnacle Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GoPrime Mortgage, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Carter Bank & Trust | 3 | Under 10 loans | Under 10 loans | 25.0% |
| The Central Trust Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| EMBRACE HOME LOANS, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| The Huntington National Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PLANET HOME LENDING, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| UBS Bank USA | 3 | Under 10 loans | Under 10 loans | 0.0% |
| United Nations Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| EAST COAST CAPITAL CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NFM, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Hometown Equity Mortgage, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Bank OZK | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ALL CREDIT CONSIDERED MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Goldman Sachs Bank USA | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Filo Mortgage, L.L.C. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Marine Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 25.0% |
| FIRST HOME MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Northpointe Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 2 | Under 10 loans | Under 10 loans | 50.0% |
| Click n' Close, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| V.I.P. MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LOCAL GOVERNMENT | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Atlantic Union Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BPL MORTGAGE TRUST, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Blue Ridge Bank, National Association | 2 | Under 10 loans | Under 10 loans | 33.3% |
| UNIVERSITY Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Home Loans, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| STOCKTON MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIANT CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 33.3% |
| VAN DYK MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Barrington Bank & Trust Company, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Citibank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CAPITAL CENTER, L.L.C. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Associated Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| The Conway National Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LIMA ONE CAPITAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FlexPoint, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| WALKER & DUNLOP, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Paramount Residential Mortgage Group, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BNY Mellon, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Coastal Carolina National Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Uwharrie Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DELMAR FINANCIAL COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NMSI, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NEXERA HOLDING LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ENVOY MORTGAGE, LTD | 2 | Under 10 loans | Under 10 loans | 0.0% |
| OCMBC, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RAPID MORTGAGE COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CONTOUR MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Anderson Brothers Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TOWNE MORTGAGE COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| HOMESTEAD FUNDING CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Bison State Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TOTAL MORTGAGE SERVICES, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE INVESTORS GROUP, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PIKE CREEK MORTGAGE SERVICES, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CANOPY MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Raymond James Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Funder LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 21st Mortgage Corporation | 1 | Under 10 loans | Under 10 loans | 66.7% |
| BETTER MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 50.0% |
| TRIAD FINANCIAL SERVICES, INC. | 1 | Under 10 loans | Under 10 loans | 20.0% |
| Flagstar Bank, N.A. | 1 | Under 10 loans | Under 10 loans | 66.7% |
| TOWER Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ACOPIA, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ENCOMPASS LENDING GROUP, LP | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ARC HOME LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| The Freedom Bank of Virginia | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Third Federal Savings and Loan Association of Cleveland | 1 | Under 10 loans | Under 10 loans | 50.0% |
| ABSOLUTE HOME MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Servion, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| EQUITY RESOURCES, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NextMortgage, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SIRVA MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SPRING EQ, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 125 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.