Mortgage lenders in Barnstable County
7,248 mortgages were made in Barnstable County, Massachusetts, in 2025, by 431 lenders. The median rate their borrowers got was 6.875% on a median loan of $365,000. Of 9,466 decisions, 1,949 were denials — 20.6%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| The Cape Cod Five Cents Savings Bank | 1,476 | 7.500% | $275,000 | 13.2% |
| Citizens Bank, National Association | 710 | 7.150% | $205,000 | 29.6% |
| Rockland Trust Company | 358 | 6.990% | $205,000 | 31.5% |
| Rocket Mortgage, LLC | 340 | 6.875% | $310,000 | 17.5% |
| Leader Bank, National Association | 279 | 6.240% | $485,000 | 1.4% |
| Eastern Bank | 248 | 6.990% | $175,000 | 29.4% |
| CROSSCOUNTRY MORTGAGE, INC. | 199 | 6.750% | $525,000 | 5.2% |
| Bank of America, National Association | 188 | 5.990% | $305,000 | 36.2% |
| Cape Cod Co-operative Bank | 160 | Not published | $465,000 | 1.7% |
| TD Bank, National Association | 152 | 7.440% | $270,000 | 32.5% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 139 | 6.625% | $455,000 | 15.2% |
| CMG MORTGAGE, INC. | 111 | 6.687% | $465,000 | 6.5% |
| GUARANTEED RATE, INC. | 103 | 6.750% | $515,000 | 4.4% |
| Loandepot.Com, LLC | 89 | 6.625% | $355,000 | 21.1% |
| NEWREZ LLC | 77 | 6.625% | $455,000 | 39.8% |
| PENNYMAC LOAN SERVICES, LLC | 73 | 6.624% | $435,000 | 19.2% |
| Seamen's Bank | 71 | Not published | $575,000 | 12.5% |
| JPMorgan Chase Bank, National Association | 59 | 6.490% | $615,000 | 10.5% |
| Fairway Independent Mortgage Corporation | 57 | 6.875% | $455,000 | 13.6% |
| FIRST CITIZENS' FEDERAL CREDIT UNION | 54 | Not published | $105,000 | 11.5% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 52 | 6.375% | $445,000 | 25.0% |
| RADIUS FINANCIAL GROUP INC. | 50 | 6.625% | $505,000 | 2.0% |
| MOVEMENT MORTGAGE, LLC | 46 | 6.875% | $535,000 | 12.1% |
| NATIONSTAR MORTGAGE LLC | 44 | 8.438% | $105,000 | 22.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 41 | 9.750% | $545,000 | 0.0% |
| Middlesex Savings Bank | 41 | 5.750% | $465,000 | 4.6% |
| Navy Federal Credit Union | 40 | 7.750% | $160,000 | 30.5% |
| Service Federal Credit Union | 39 | 6.490% | $105,000 | 29.8% |
| Manufacturers and Traders Trust Company | 39 | 5.875% | $715,000 | 24.5% |
| Morgan Stanley Private Bank, National Association | 39 | 5.675% | $1,005,000 | 4.9% |
| GUILD MORTGAGE COMPANY | 36 | 6.500% | $395,000 | 7.0% |
| FREEDOM MORTGAGE CORPORATION | 34 | 6.250% | $445,000 | 13.6% |
| KEYSTONE FUNDING, INC. | 31 | 6.500% | $435,000 | 2.9% |
| U.S. Bank National Association | 30 | 6.313% | $515,000 | 31.1% |
| PHH Mortgage Corporation | 29 | 5.990% | $345,000 | 9.4% |
| Fall River Five Cents Savings Bank | 29 | 6.875% | $405,000 | 21.1% |
| HARBORONE MORTGAGE, LLC | 28 | 6.563% | $495,000 | 6.3% |
| DIGITAL | 27 | 7.750% | $125,000 | 30.8% |
| LONGBRIDGE FINANCIAL, LLC | 27 | 6.500% | $395,000 | 12.1% |
| Martha's Vineyard Bank | 27 | Not published | $555,000 | 9.4% |
| Charles Schwab Bank, SSB | 27 | 5.625% | $755,000 | 10.0% |
| OCMBC, INC. | 24 | 7.437% | $495,000 | 14.3% |
| PNC Bank, National Association | 24 | 6.990% | $435,000 | 25.0% |
| ROCKLAND Federal Credit Union | 24 | 7.000% | $115,000 | 23.5% |
| Mortgage Research Center, LLC | 23 | 6.250% | $515,000 | 32.4% |
| Hanscom Federal Credit Union | 23 | 6.750% | $105,000 | 35.1% |
| bankESB | 23 | 6.250% | $405,000 | 0.0% |
| Webster Bank, National Association | 22 | 6.313% | $920,000 | 18.5% |
| Broker Solutions, Inc. | 21 | 6.875% | $465,000 | 34.3% |
| WILLIAM RAVEIS MORTGAGE, LLC | 21 | 6.625% | $525,000 | 18.5% |
| FIGURE LENDING LLC | 20 | 8.050% | $95,000 | 32.6% |
| SALEM FIVE MORTGAGE COMPANY, LLC | 20 | 6.058% | $605,000 | 13.0% |
| AmeriSave Mortgage Corporation | 19 | 8.500% | $125,000 | 75.9% |
| Citibank, National Association | 19 | 5.500% | $1,225,000 | 8.7% |
| FINANCE OF AMERICA REVERSE LLC | 19 | 6.875% | $385,000 | 20.8% |
| Prosperity Home Mortgage, LLC | 19 | 6.250% | $495,000 | 9.5% |
| Sierra Pacific Mortgage Company, Inc. | 19 | 6.875% | $285,000 | 20.0% |
| Wells Fargo Bank, National Association | 18 | 5.875% | $625,000 | 25.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 18 | 6.875% | $515,000 | 9.5% |
| EQUITY RESOURCES, INC. | 18 | 6.625% | $395,000 | 10.0% |
| Salem Five Cents Savings Bank | 18 | 5.990% | $220,000 | 0.0% |
| Direct Federal Credit Union | 17 | Not published | $165,000 | 29.2% |
| Brookline Bank | 17 | 6.625% | $705,000 | 5.6% |
| BETTER MORTGAGE CORPORATION | 16 | 8.313% | $330,000 | 48.4% |
| GUARANTEED RATE AFFINITY, LLC | 16 | 6.625% | $405,000 | 0.0% |
| Liberty Bank | 16 | 5.933% | $675,000 | 5.9% |
| BAYCOAST MORTGAGE COMPANY, LLC | 16 | 6.563% | $440,000 | 0.0% |
| Needham Bank | 15 | 7.000% | $505,000 | 16.7% |
| Cambridge Savings Bank | 15 | 6.500% | $515,000 | 11.8% |
| UNION HOME MORTGAGE CORP. | 14 | 6.375% | $465,000 | 16.7% |
| NEW FED MORTGAGE, CORP. | 14 | 6.875% | $505,000 | 0.0% |
| Northpointe Bank | 14 | 6.750% | $445,000 | 0.0% |
| TOTAL MORTGAGE SERVICES, LLC | 14 | 6.625% | $375,000 | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | 14 | 6.625% | $475,000 | 0.0% |
| NORTHPOINT MORTGAGE, INC. | 14 | 6.813% | $555,000 | 0.0% |
| SPRING EQ, LLC | 13 | 8.975% | $105,000 | 71.7% |
| LAKEVIEW LOAN SERVICING, LLC | 13 | 6.250% | $345,000 | 56.3% |
| METRO Credit Union | 12 | 6.938% | $355,000 | 25.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 12 | 6.188% | $410,000 | 0.0% |
| Cornerstone Bank | 12 | Not published | $245,000 | 20.0% |
| UBS Bank USA | 12 | 5.688% | $1,190,000 | 7.1% |
| AMERANT MORTGAGE, LLC | 12 | 6.490% | $520,000 | 7.7% |
| LENDSURE MORTGAGE CORP. | 11 | 7.375% | $625,000 | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 10 | 7.745% | $130,000 | 44.4% |
| QUORUM FEDERAL CREDIT UNION | 10 | 9.063% | $130,000 | 37.5% |
| First National Bank of America | 10 | 8.750% | $430,000 | 16.7% |
| Milford Federal Bank | 10 | Not published | $490,000 | 9.1% |
| MORTGAGE EQUITY PARTNERS LLC | 9 | Under 10 loans | Under 10 loans | 18.2% |
| BNY Mellon, National Association | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Dedham Institution for Savings | 9 | Under 10 loans | Under 10 loans | 0.0% |
| CCG Fund 1, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Raymond James Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Discover Bank | 8 | Under 10 loans | Under 10 loans | 83.3% |
| Third Federal Savings and Loan Association of Cleveland | 8 | Under 10 loans | Under 10 loans | 47.4% |
| UniBank for Savings | 8 | Under 10 loans | Under 10 loans | 18.2% |
| Paramount Residential Mortgage Group, Inc. | 8 | Under 10 loans | Under 10 loans | 11.1% |
| WASHINGTON TRUST MORTGAGE COMPANY LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| BayCoast Bank | 8 | Under 10 loans | Under 10 loans | 27.3% |
| Kiavi Funding, Inc. | 8 | Under 10 loans | Under 10 loans | 20.0% |
| FIRST HOME MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Truist Bank | 8 | Under 10 loans | Under 10 loans | 11.1% |
| Hingham Institution for Savings, The | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Presidential Bank, FSB | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Winchester Co-operative Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| EMM LOANS LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 7 | Under 10 loans | Under 10 loans | 63.2% |
| Workers Federal Credit Union | 7 | Under 10 loans | Under 10 loans | 20.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 7 | Under 10 loans | Under 10 loans | 30.0% |
| United Nations Federal Credit Union | 7 | Under 10 loans | Under 10 loans | 0.0% |
| GEORGIA'S OWN | 7 | Under 10 loans | Under 10 loans | 12.5% |
| The Federal Savings Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| LOWER, LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Bristol County Savings Bank | 6 | Under 10 loans | Under 10 loans | 27.3% |
| Bethpage Federal Credit Union | 6 | Under 10 loans | Under 10 loans | 45.5% |
| Hometown Equity Mortgage, LLC | 6 | Under 10 loans | Under 10 loans | 50.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 6 | Under 10 loans | Under 10 loans | 33.3% |
| Bluestone Bank | 6 | Under 10 loans | Under 10 loans | 22.2% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 6 | Under 10 loans | Under 10 loans | 33.3% |
| MEMBERS MORTGAGE COMPANY, INC. | 6 | Under 10 loans | Under 10 loans | 25.0% |
| Berkshire Bank | 6 | Under 10 loans | Under 10 loans | 33.3% |
| Havard Federal Credit Union | 6 | Under 10 loans | Under 10 loans | 14.3% |
| EMBRACE HOME LOANS, INC. | 6 | Under 10 loans | Under 10 loans | 14.3% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 6 | Under 10 loans | Under 10 loans | 12.5% |
| NQM FUNDING, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| North Easton Savings Bank | 6 | Under 10 loans | Under 10 loans | 14.3% |
| JMAC LENDING, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| JEANNE D'ARC Credit Union | 6 | Under 10 loans | Under 10 loans | 0.0% |
| NORTHEAST HOME LOAN, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 6 | Under 10 loans | Under 10 loans | 0.0% |
| A&D Mortgage LLC | 5 | Under 10 loans | Under 10 loans | 40.0% |
| HarborOne Bank | 5 | Under 10 loans | Under 10 loans | 50.0% |
| PLAZA HOME MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 40.0% |
| Colorado Federal Savings Bank | 5 | Under 10 loans | Under 10 loans | 16.7% |
| SHARON & CRESCENT UNITED Credit Union | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Home Loan Investment Bank, F.S.B. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| NFM, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| PeoplesBank | 5 | Under 10 loans | Under 10 loans | 28.6% |
| Webster Five Cents Savings Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| USALLIANCE FEDERAL CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| LIBERTY BAY CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Main Street Bank | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Bay State Savings Bank | 5 | Under 10 loans | Under 10 loans | 16.7% |
| CENTRAL ONE FEDERAL CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| COASTAL1 Credit Union | 5 | Under 10 loans | Under 10 loans | 0.0% |
| The Camden National Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCING CORPORATION | 4 | Under 10 loans | Under 10 loans | 54.6% |
| NBKC BANK | 4 | Under 10 loans | Under 10 loans | 37.5% |
| Loan Funder LLC | 4 | Under 10 loans | Under 10 loans | 33.3% |
| FALL RIVER MUNICIPAL CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 25.0% |
| The Washington Trust Company, of Westerly | 4 | Under 10 loans | Under 10 loans | 33.3% |
| 254900M2C4Q6DATP2889 | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MERRIMACK VALLEY | 4 | Under 10 loans | Under 10 loans | 42.9% |
| ALLIANT CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 42.9% |
| FIRST COLONY MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 16.7% |
| Dean Co-operative Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MassMutual Federal Credit Union | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Country Bank for Savings | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Northern Bank & Trust Company | 4 | Under 10 loans | Under 10 loans | 20.0% |
| DREW MORTGAGE ASSOCIATES, INC. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| WEBSTER FIRST Federal Credit Union | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Baxter Credit Union | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NAVIGANT CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| First-Citizens Bank & Trust Company | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Bank of Easton | 4 | Under 10 loans | Under 10 loans | 0.0% |
| The Huntington National Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Norwood Co-operative Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ENVOY MORTGAGE, LTD | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Florence Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| BOSTON FIREFIGHTERS | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Valon Mortgage, Inc. | 3 | Under 10 loans | Under 10 loans | 57.1% |
| CHAMPIONS FUNDING, LLC | 3 | Under 10 loans | Under 10 loans | 50.0% |
| USAA Federal Savings Bank | 3 | Under 10 loans | Under 10 loans | 50.0% |
| The Bank of Canton | 3 | Under 10 loans | Under 10 loans | 0.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 3 | Under 10 loans | Under 10 loans | 16.7% |
| DEEPHAVEN MORTGAGE LLC | 3 | Under 10 loans | Under 10 loans | 50.0% |
| Cornerstone First Mortgage, Inc | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LIMA ONE CAPITAL, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| LEOMINSTER CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 25.0% |
| OriginPoint, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ARC HOME LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Bangor Savings Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Citadel Servicing Corporation | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ZILLOW HOME LOANS, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Everett Co-operative Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| POLISH NATIONAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| The Village Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NORWICH COMMERCIAL GROUP, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GoodLeap, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| 9845005BP6974AE5D838 | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Synergy One Lending, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Institution for Savings in Newburyport and Its Vicinity | 3 | Under 10 loans | Under 10 loans | 0.0% |
| QUINCY CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Stoughton Co-operative Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Watertown Savings Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MID-ISLAND MORTGAGE CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Centreville Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 231 lenders each made 3 or fewer mortgages here, and are counted in the totals above.
Bank branches in Barnstable County
86 FDIC-insured branches from 11 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| The Cape Cod Five Cents Savings Bank | 17 | $3.8 billion |
| Rockland Trust Company | 12 | $1.4 billion |
| Cape & Coast Bank | 11 | $1.4 billion |
| Citizens Bank, National Association | 11 | $909.0 million |
| TD Bank, National Association | 8 | $1.5 billion |
| Santander Bank, N.A. | 6 | $509.8 million |
| Bank of America, National Association | 5 | $1.1 billion |
| Eastern Bank | 5 | $570.0 million |
| Seamen's Bank | 5 | $405.4 million |
| Martha's Vineyard Bank | 3 | $124.2 million |
| JPMorgan Chase Bank, National Association | 3 | $47.5 million |
Closed since the 2025 survey
1 branch in the 2025 survey has no 2026 row: closed, sold, or moved.
- TD Bank, National Association, 1708 Falmouth Rd, Centerville
Get told when this changes
When the next year’s lending figures are out for Barnstable County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.