Home purchase lenders in Lake County
6,096 home purchase mortgages were made in Lake County, Indiana, in 2025, by 343 lenders. The median rate their borrowers got was 6.625% on a median loan of $235,000. Of 7,029 decisions, 778 were denials — 11.1%, most often for credit history.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| GUARANTEED RATE, INC. | 387 | 6.500% | $255,000 | 4.2% |
| Fairway Independent Mortgage Corporation | 293 | 6.750% | $235,000 | 4.5% |
| LENNAR MORTGAGE, LLC | 256 | 5.125% | $335,000 | 7.6% |
| CROSSCOUNTRY MORTGAGE, INC. | 244 | 6.750% | $215,000 | 4.3% |
| JPMorgan Chase Bank, National Association | 237 | 6.500% | $215,000 | 11.9% |
| Centier Bank | 215 | 6.750% | $215,000 | 9.3% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 207 | 6.624% | $225,000 | 7.9% |
| Rocket Mortgage, LLC | 199 | 6.500% | $245,000 | 10.7% |
| Kiavi Funding, Inc. | 187 | 10.500% | $155,000 | 6.8% |
| DIRECT MORTGAGE LOANS, LLC | 160 | 6.500% | $230,000 | 2.8% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 150 | 6.625% | $245,000 | 1.2% |
| DIAMOND RESIDENTIAL MORTGAGE CORPORATION | 132 | 6.750% | $215,000 | 3.5% |
| RUOFF MORTGAGE COMPANY, INC. | 126 | 6.625% | $235,000 | 1.5% |
| DHI MORTGAGE COMPANY, LTD. | 120 | 5.500% | $335,000 | 8.3% |
| Mortgage Research Center, LLC | 118 | 6.500% | $245,000 | 12.5% |
| BoxCar Mortgage, LLC | 115 | 6.750% | $235,000 | 0.8% |
| Peoples Bank | 114 | 6.625% | $235,000 | 2.6% |
| University Bank | 101 | 6.125% | $295,000 | 0.0% |
| Ixonia Bank | 86 | 6.750% | $260,000 | 7.5% |
| Broker Solutions, Inc. | 86 | 6.750% | $225,000 | 1.2% |
| First Financial Bank | 85 | 6.375% | $205,000 | 14.1% |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | 82 | 6.625% | $205,000 | 7.9% |
| UNION HOME MORTGAGE CORP. | 79 | 6.875% | $255,000 | 1.2% |
| AMERICAN FINANCIAL NETWORK, INC. | 78 | 6.875% | $235,000 | 6.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 75 | 6.750% | $265,000 | 2.6% |
| GUILD MORTGAGE COMPANY | 72 | 6.688% | $215,000 | 5.3% |
| TECH Credit Union | 58 | 6.745% | $225,000 | 0.0% |
| Fifth Third Bank, National Association | 56 | 6.625% | $200,000 | 24.7% |
| LEADERONE FINANCIAL CORPORATION | 55 | 6.875% | $225,000 | 12.7% |
| American Community Bank of Indiana | 52 | Not published | $320,000 | 0.0% |
| Old National Bank | 51 | 6.375% | $225,000 | 13.6% |
| T2 FINANCIAL LLC | 51 | 6.625% | $245,000 | 5.4% |
| Loandepot.Com, LLC | 44 | 6.990% | $190,000 | 17.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 44 | 6.990% | $220,000 | 6.0% |
| Luminate Bank | 44 | 6.813% | $250,000 | 0.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 44 | 6.625% | $275,000 | 6.4% |
| First Merchants Bank | 43 | 6.000% | $155,000 | 4.3% |
| Barrington Bank & Trust Company, National Association | 40 | 6.625% | $280,000 | 9.1% |
| Horizon Bank | 39 | 6.875% | $210,000 | 17.0% |
| ZILLOW HOME LOANS, LLC | 36 | 6.500% | $205,000 | 14.3% |
| OriginPoint, LLC | 35 | 6.750% | $255,000 | 14.6% |
| CMG MORTGAGE, INC. | 35 | 6.875% | $205,000 | 0.0% |
| Loan Funder LLC | 34 | 10.990% | $115,000 | 12.8% |
| 21st Mortgage Corporation | 33 | 11.860% | $45,000 | 85.7% |
| First Savings Bank of Hegewisch | 33 | Not published | $295,000 | 15.4% |
| NEWREZ LLC | 33 | 6.875% | $225,000 | 2.9% |
| U.S. Bank National Association | 31 | 6.490% | $265,000 | 26.2% |
| GUARANTEED RATE AFFINITY, LLC | 30 | 6.563% | $200,000 | 31.8% |
| Bank of Pontiac | 28 | Not published | $150,000 | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 27 | 6.750% | $235,000 | 0.0% |
| 254900CTT87ZKAUTIJ37 | 26 | 7.750% | $150,000 | 3.7% |
| BMO Bank National Association | 24 | 6.750% | $225,000 | 28.6% |
| PENNYMAC LOAN SERVICES, LLC | 24 | 6.250% | $255,000 | 22.6% |
| The Huntington National Bank | 23 | 6.375% | $225,000 | 17.9% |
| MOVEMENT MORTGAGE, LLC | 22 | 7.250% | $200,000 | 0.0% |
| Bank of America, National Association | 21 | 5.625% | $265,000 | 18.5% |
| RAPID MORTGAGE COMPANY | 21 | 7.250% | $265,000 | 0.0% |
| Wells Fargo Bank, National Association | 20 | 6.563% | $240,000 | 16.7% |
| Navy Federal Credit Union | 19 | 6.375% | $275,000 | 23.1% |
| PNC Bank, National Association | 19 | 6.750% | $255,000 | 24.0% |
| TOWNE MORTGAGE COMPANY | 18 | 6.500% | $215,000 | 5.0% |
| THE ANDERSON FINANCIAL GROUP, INC. | 16 | 6.490% | $210,000 | 0.0% |
| A&D Mortgage LLC | 16 | 6.058% | $150,000 | 5.9% |
| LENDINGONE, LLC | 15 | 9.490% | $105,000 | 54.6% |
| 254900O723MCLR701H50 | 15 | 0.000% | $15,000 | 54.3% |
| DeMotte State Bank | 14 | Not published | $280,000 | 0.0% |
| The Federal Savings Bank | 14 | 6.688% | $320,000 | 0.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 13 | 6.625% | $345,000 | 7.1% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 13 | 7.624% | $235,000 | 13.3% |
| NATIONSTAR MORTGAGE LLC | 13 | 6.750% | $295,000 | 13.3% |
| EVERWISE CREDIT UNION | 13 | 6.250% | $195,000 | 0.0% |
| Regional Federal Credit Union | 13 | 5.500% | $315,000 | 0.0% |
| Providence Bank & Trust | 12 | 6.813% | $300,000 | 5.6% |
| DEEPHAVEN MORTGAGE LLC | 12 | 7.990% | $120,000 | 20.0% |
| COMPASS MORTGAGE, INC. | 12 | 6.500% | $270,000 | 0.0% |
| NOTRE DAME FEDERAL CREDIT UNION CORPORATION | 12 | 6.875% | $195,000 | 0.0% |
| A & N MORTGAGE SERVICES, INC. | 12 | 6.688% | $295,000 | 0.0% |
| POINT MORTGAGE CORPORATION | 11 | 6.490% | $235,000 | 0.0% |
| GENEVA FINANCIAL, LLC | 10 | 6.750% | $260,000 | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 10 | 6.688% | $215,000 | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 10 | 6.563% | $195,000 | 7.1% |
| KIND LENDING, LLC | 10 | 7.500% | $270,000 | 23.1% |
| USAA Federal Savings Bank | 10 | 6.063% | $285,000 | 16.7% |
| Click n' Close, Inc. | 10 | 6.875% | $170,000 | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | 10 | 6.188% | $175,000 | 0.0% |
| MLD MORTGAGE INC. | 10 | 6.990% | $295,000 | 0.0% |
| OCMBC, INC. | 9 | Under 10 loans | Under 10 loans | 23.1% |
| BPL MORTGAGE TRUST, LLC | 9 | Under 10 loans | Under 10 loans | 28.6% |
| THE LOAN STORE, INC. | 9 | Under 10 loans | Under 10 loans | 8.3% |
| SUN WEST MORTGAGE COMPANY, INC. | 9 | Under 10 loans | Under 10 loans | 23.1% |
| BAY EQUITY LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 9 | Under 10 loans | Under 10 loans | 10.0% |
| Zippy Loans, LLC | 8 | Under 10 loans | Under 10 loans | 57.9% |
| Paramount Residential Mortgage Group, Inc. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Marquette Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Old Plank Trail Community Bank, N.A. | 8 | Under 10 loans | Under 10 loans | 11.1% |
| PACOR MORTGAGE CORP. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| NBKC BANK | 7 | Under 10 loans | Under 10 loans | 12.5% |
| AMWEST FUNDING CORP. | 7 | Under 10 loans | Under 10 loans | 12.5% |
| PANORAMA MORTGAGE GROUP, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE ASSURANCE, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| CANOPY MORTGAGE, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| DAS Acquisition Company, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Equity Prime Mortgage LLC | 6 | Under 10 loans | Under 10 loans | 33.3% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| MEMBER FIRST MORTGAGE, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | 6 | Under 10 loans | Under 10 loans | 14.3% |
| NUMARK CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 14.3% |
| CIBM Bank | 6 | Under 10 loans | Under 10 loans | 14.3% |
| KEY MORTGAGE SERVICES, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| PROPER RATE, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Cornerstone First Mortgage, Inc | 5 | Under 10 loans | Under 10 loans | 0.0% |
| TOP FLITE FINANCIAL, INC. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Luminate Home Loans, Inc. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| LOWER, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Flanagan State Bank | 5 | Under 10 loans | Under 10 loans | 16.7% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| PURDUE | 5 | Under 10 loans | Under 10 loans | 0.0% |
| GREENSTATE Credit Union | 5 | Under 10 loans | Under 10 loans | 14.3% |
| LIMA ONE CAPITAL, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| UNITED HOME LOANS, INC. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| CHAMPIONS FUNDING, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Municipal Trust and Savings Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| CIBC Bank USA | 5 | Under 10 loans | Under 10 loans | 0.0% |
| MICHIGAN MUTUAL, INC. | 4 | Under 10 loans | Under 10 loans | 12.5% |
| Tomo Mortgage, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 4 | Under 10 loans | Under 10 loans | 16.7% |
| Northpointe Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Prosperity Home Mortgage, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MJW FINANCIAL LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Simple, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| EVERETT FINANCIAL, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Citibank, National Association | 4 | Under 10 loans | Under 10 loans | 20.0% |
| EMBRACE HOME LOANS, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| State Bank of the Lakes, N.A. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| FREEDOM MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 62.5% |
| CARRINGTON MORTGAGE SERVICES, LLC | 3 | Under 10 loans | Under 10 loans | 42.9% |
| Citizens Bank, National Association | 3 | Under 10 loans | Under 10 loans | 20.0% |
| AmeriSave Mortgage Corporation | 3 | Under 10 loans | Under 10 loans | 50.0% |
| SUCCESS LENDING, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| CONSUMER REAL ESTATE FINANCE CO. | 3 | Under 10 loans | Under 10 loans | 40.0% |
| AML FUNDING LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| CHURCHILL MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FLAT BRANCH MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LoanUnited.com, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Baxter Credit Union | 3 | Under 10 loans | Under 10 loans | 25.0% |
| ALLIANT CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PRESTON HOME LOANS INC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Citadel Servicing Corporation | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CROWN MORTGAGE COMPANY | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Morgan Stanley Private Bank, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Hometown Equity Mortgage, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Firefighters First Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CONVENTUS LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Hinsdale Bank & Trust Company | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PHH Mortgage Corporation | 3 | Under 10 loans | Under 10 loans | 0.0% |
| BETTER MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 50.0% |
| Synergy One Lending, Inc. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Filo Mortgage, L.L.C. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGEONE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Commerce Home Mortgage, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GVC MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 50.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Devon Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Emporium TPO LLC | 2 | Under 10 loans | Under 10 loans | 25.0% |
| Farm Credit Mid-America | 2 | Under 10 loans | Under 10 loans | 0.0% |
| INDIANA UNIVERSITY CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DIGITAL | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Plains Commerce Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| V.I.P. MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Brighton Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Genisys Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| HOMESTEAD FUNDING CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| STAR Financial Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| National Police Federal Credit Union effective | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of America | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FAIR WAY LENDING LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCING CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Servion, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE ACCESS CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NEXERA HOLDING LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Wings Financial Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Illiana Financial Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Liberty Bank and Trust Company | 2 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 143 lenders each made 2 or fewer mortgages here, and are counted in the totals above.
Get told when this changes
When the next year’s lending figures are out for Lake County, or a lender arrives or leaves.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.