Home purchase lenders in District of Columbia
5,453 home purchase mortgages were made in District of Columbia, District of Columbia, in 2025, by 363 lenders. The median rate their borrowers got was 6.375% on a median loan of $555,000. Of 6,215 decisions, 601 were denials — 9.7%, most often for collateral.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| FIRST SAVINGS MORTGAGE CORPORATION | 386 | 6.500% | $660,000 | 1.3% |
| FIRST HOME MORTGAGE CORPORATION | 264 | 6.625% | $455,000 | 2.6% |
| Citibank, National Association | 237 | 6.000% | $695,000 | 7.6% |
| JPMorgan Chase Bank, National Association | 212 | 6.490% | $560,000 | 8.8% |
| Prosperity Home Mortgage, LLC | 183 | 6.625% | $555,000 | 3.2% |
| Rocket Mortgage, LLC | 156 | 6.375% | $445,000 | 13.0% |
| GUARANTEED RATE, INC. | 136 | 6.513% | $605,000 | 3.5% |
| Atlantic Coast Mortgage, LLC | 126 | 6.625% | $530,000 | 2.1% |
| Manufacturers and Traders Trust Company | 121 | 5.875% | $695,000 | 6.2% |
| Bank of America, National Association | 116 | 5.750% | $580,000 | 18.6% |
| Capital Bank, National Association | 115 | 6.750% | $345,000 | 3.4% |
| Navy Federal Credit Union | 114 | 6.250% | $570,000 | 19.3% |
| Vellum Mortgage, Inc. | 110 | 6.490% | $650,000 | 0.9% |
| Bank-Fund Staff Federal Credit Union | 108 | 5.875% | $555,000 | 4.3% |
| Truist Bank | 106 | 6.088% | $710,000 | 11.7% |
| Wells Fargo Bank, National Association | 105 | 6.250% | $670,000 | 13.1% |
| Fairway Independent Mortgage Corporation | 98 | 6.625% | $580,000 | 2.9% |
| MOVEMENT MORTGAGE, LLC | 98 | 6.250% | $520,000 | 1.8% |
| CROSSCOUNTRY MORTGAGE, INC. | 85 | 6.625% | $615,000 | 10.5% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 85 | 6.500% | $435,000 | 13.7% |
| Loansteady LLC | 83 | 6.375% | $515,000 | 6.1% |
| First Heritage Mortgage, LLC | 73 | 6.375% | $485,000 | 4.0% |
| United Bank | 66 | 5.990% | $625,000 | 5.6% |
| Atlantic Union Bank | 62 | 6.625% | $735,000 | 6.1% |
| NFM, INC. | 62 | 6.625% | $565,000 | 6.0% |
| CMG MORTGAGE, INC. | 60 | 6.625% | $545,000 | 1.5% |
| Mortgage Research Center, LLC | 59 | 5.990% | $555,000 | 12.7% |
| INTERCOASTAL MORTGAGE, LLC | 53 | 6.440% | $675,000 | 6.3% |
| Fulton Bank, National Association | 52 | 6.375% | $630,000 | 14.8% |
| OriginPoint, LLC | 52 | 6.600% | $670,000 | 1.9% |
| GUILD MORTGAGE COMPANY | 50 | 6.375% | $505,000 | 5.4% |
| First National Bank of Pennsylvania | 50 | 6.495% | $685,000 | 18.0% |
| LOWER, LLC | 49 | 6.375% | $425,000 | 3.9% |
| Citizens Bank, National Association | 46 | 6.375% | $640,000 | 11.5% |
| PNC Bank, National Association | 45 | 6.125% | $395,000 | 16.7% |
| EMBRACE HOME LOANS, INC. | 44 | 6.313% | $545,000 | 5.7% |
| Kiavi Funding, Inc. | 42 | 11.490% | $500,000 | 8.5% |
| SWBC MORTGAGE CORPORATION | 41 | 6.500% | $615,000 | 2.2% |
| ZILLOW HOME LOANS, LLC | 41 | 6.125% | $435,000 | 6.8% |
| PENNYMAC LOAN SERVICES, LLC | 40 | 6.124% | $605,000 | 14.6% |
| Morgan Stanley Private Bank, National Association | 39 | 5.800% | $835,000 | 2.5% |
| TD Bank, National Association | 36 | 6.500% | $525,000 | 17.8% |
| DIRECT MORTGAGE LOANS, LLC | 35 | 6.500% | $405,000 | 6.8% |
| GUARANTEED RATE AFFINITY, LLC | 34 | 6.500% | $660,000 | 5.6% |
| NATIONAL COOPERATIVE BANK, N.A. | 30 | 6.500% | $310,000 | 9.1% |
| NEWREZ LLC | 29 | 6.375% | $425,000 | 9.4% |
| Towne Bank | 29 | 6.500% | $495,000 | 6.3% |
| United Nations Federal Credit Union | 29 | 5.750% | $605,000 | 9.4% |
| IDB Global Federal Credit Union | 29 | 5.625% | $545,000 | 0.0% |
| Ameris Bank | 28 | 6.188% | $330,000 | 9.4% |
| FREEDOM MORTGAGE CORPORATION | 24 | 3.688% | $495,000 | 11.1% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 23 | 6.490% | $445,000 | 4.2% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | 23 | 5.900% | $555,000 | 4.2% |
| BAY EQUITY LLC | 22 | 6.625% | $510,000 | 8.3% |
| Broker Solutions, Inc. | 21 | 6.750% | $375,000 | 8.7% |
| U.S. Bank National Association | 21 | 6.490% | $685,000 | 12.0% |
| Charles Schwab Bank, SSB | 21 | 5.500% | $685,000 | 8.7% |
| STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED | 19 | 5.875% | $875,000 | 5.0% |
| Tomo Mortgage, LLC | 18 | 6.375% | $620,000 | 9.1% |
| NBKC BANK | 17 | 6.375% | $565,000 | 5.3% |
| Loan Funder LLC | 16 | 10.500% | $530,000 | 42.9% |
| ENVOY MORTGAGE, LTD | 16 | 6.625% | $685,000 | 27.3% |
| UBS Bank USA | 15 | 6.000% | $725,000 | 0.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 14 | 5.990% | $655,000 | 6.7% |
| Loandepot.Com, LLC | 13 | 6.575% | $455,000 | 27.8% |
| Alcova Mortgage LLC | 13 | 6.750% | $545,000 | 0.0% |
| Trustar Bank | 13 | Not published | $805,000 | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 12 | 6.313% | $440,000 | 43.5% |
| TOWER Federal Credit Union | 12 | 7.500% | $225,000 | 29.4% |
| FIDELITY DIRECT MORTGAGE, LLC | 12 | 6.500% | $390,000 | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 11 | 6.490% | $595,000 | 8.3% |
| WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION | 11 | 5.875% | $795,000 | 15.4% |
| THE LOAN STORE, INC. | 11 | 6.625% | $385,000 | 0.0% |
| NVR Mortgage Finance, Inc. | 11 | 6.625% | $695,000 | 0.0% |
| Presidential Bank, FSB | 11 | 6.625% | $585,000 | 0.0% |
| BETTER MORTGAGE CORPORATION | 10 | 6.375% | $715,000 | 37.5% |
| TEMPLE VIEW CAPITAL FUNDING, LP | 10 | 10.188% | $655,000 | 33.3% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 10 | 6.245% | $695,000 | 7.7% |
| A&D Mortgage LLC | 10 | 6.938% | $460,000 | 16.7% |
| State Department Federal Credit Union | 10 | 5.688% | $410,000 | 0.0% |
| Luminate Bank | 10 | 6.563% | $530,000 | 0.0% |
| WesBanco Bank, Inc. | 10 | 6.438% | $390,000 | 16.7% |
| 254900CTT87ZKAUTIJ37 | 10 | 9.490% | $500,000 | 0.0% |
| Founders Bank | 10 | Not published | $1,260,000 | 9.1% |
| OCMBC, INC. | 9 | Under 10 loans | Under 10 loans | 33.3% |
| AMERICAN FINANCIAL RESOURCES, INC. | 9 | Under 10 loans | Under 10 loans | 18.2% |
| The National Capital Bank of Washington | 9 | Under 10 loans | Under 10 loans | 0.0% |
| City National Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| USAA Federal Savings Bank | 8 | Under 10 loans | Under 10 loans | 60.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 8 | Under 10 loans | Under 10 loans | 30.8% |
| PLAZA HOME MORTGAGE, INC. | 8 | Under 10 loans | Under 10 loans | 60.0% |
| First Federal Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Industrial Bank | 8 | Under 10 loans | Under 10 loans | 33.3% |
| Watermark Capital, Inc. | 8 | Under 10 loans | Under 10 loans | 9.1% |
| SUN WEST MORTGAGE COMPANY, INC. | 8 | Under 10 loans | Under 10 loans | 16.7% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 8 | Under 10 loans | Under 10 loans | 11.1% |
| FIRST COMMUNITY MORTGAGE, INC. | 8 | Under 10 loans | Under 10 loans | 11.1% |
| UNION HOME MORTGAGE CORP. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| 254900YZ174H294JW398 | 8 | Under 10 loans | Under 10 loans | 0.0% |
| ResMac, Inc. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 7 | Under 10 loans | Under 10 loans | 61.1% |
| KIND LENDING, LLC | 7 | Under 10 loans | Under 10 loans | 22.2% |
| Commerce Home Mortgage, Inc. | 7 | Under 10 loans | Under 10 loans | 12.5% |
| MERIDIAN BANK | 7 | Under 10 loans | Under 10 loans | 22.2% |
| The Dart Bank | 7 | Under 10 loans | Under 10 loans | 18.2% |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONSTAR MORTGAGE LLC | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Old Dominion National Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| First-Citizens Bank & Trust Company | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Citadel Servicing Corporation | 6 | Under 10 loans | Under 10 loans | 18.2% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 6 | Under 10 loans | Under 10 loans | 40.0% |
| Sierra Pacific Mortgage Company, Inc. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| The Freedom Bank of Virginia | 6 | Under 10 loans | Under 10 loans | 0.0% |
| T2 FINANCIAL LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| JAMS-01, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Hingham Institution for Savings, The | 6 | Under 10 loans | Under 10 loans | 0.0% |
| AAA CAPITAL INVESTMENT, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| KEYSTONE FUNDING, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| John Marshall Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Waterstone Mortgage Corporation | 6 | Under 10 loans | Under 10 loans | 0.0% |
| LENDINGONE, LLC | 5 | Under 10 loans | Under 10 loans | 77.3% |
| HOMEXPRESS MORTGAGE CORP. | 5 | Under 10 loans | Under 10 loans | 66.7% |
| DOMINION FINANCIAL SERVICES, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| LAFAYETTE FEDERAL CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 25.0% |
| CALCON MUTUAL MORTGAGE LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Hometown Equity Mortgage, LLC | 5 | Under 10 loans | Under 10 loans | 50.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Leader Bank, National Association | 5 | Under 10 loans | Under 10 loans | 0.0% |
| SELECT LENDING SERVICES LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Paramount Residential Mortgage Group, Inc. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MainStreet Bank | 4 | Under 10 loans | Under 10 loans | 28.6% |
| First National Bank of America | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| OceanFirst Bank, National Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ARC HOME LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| SOMERSET TRUST COMPANY | 4 | Under 10 loans | Under 10 loans | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Goldman Sachs Bank USA | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Fifth Third Bank, National Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AMERITRUST MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Equity Prime Mortgage LLC | 3 | Under 10 loans | Under 10 loans | 50.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 3 | Under 10 loans | Under 10 loans | 20.0% |
| BPL MORTGAGE TRUST, LLC | 3 | Under 10 loans | Under 10 loans | 28.6% |
| CARRINGTON MORTGAGE SERVICES, LLC | 3 | Under 10 loans | Under 10 loans | 16.7% |
| Shore United Bank, N.A. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MLD MORTGAGE INC. | 3 | Under 10 loans | Under 10 loans | 20.0% |
| AMWEST FUNDING CORP. | 3 | Under 10 loans | Under 10 loans | 40.0% |
| Colorado Federal Savings Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| ALLIANT CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Ixonia Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| HSBC BANK USA, NATIONAL ASSOCIATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Genesis Capital, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| BNY Mellon, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| The Federal Savings Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTHERN TRUST MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Northwest Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| First Option Mortgage, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| EVERETT FINANCIAL, INC. | 2 | Under 10 loans | Under 10 loans | 16.7% |
| Farmers Bank & Trust | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LIMA ONE CAPITAL, LLC | 2 | Under 10 loans | Under 10 loans | 75.0% |
| Strong Home Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TOTAL MORTGAGE SERVICES, LLC | 2 | Under 10 loans | Under 10 loans | 50.0% |
| 254900T8N4RLS6G3BF64 | 2 | Under 10 loans | Under 10 loans | 33.3% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 50.0% |
| MY MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| CHAMPIONS FUNDING, LLC | 2 | Under 10 loans | Under 10 loans | 50.0% |
| CAPITAL CENTER, L.L.C. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONAL INSTITUTES OF HEALTH FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 33.3% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Plains Commerce Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| City Lending Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Barrington Bank & Trust Company, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Flagstar Bank, N.A. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PLANET HOME LENDING, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Primis Mortgage Company | 2 | Under 10 loans | Under 10 loans | 0.0% |
| UNITED MORTGAGE CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NEXERA HOLDING LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Evolve Bank & Trust | 2 | Under 10 loans | Under 10 loans | 0.0% |
| North American Savings Bank, F.S.B. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GEO-CORP, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BAYSHORE MORTGAGE FUNDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NORWICH COMMERCIAL GROUP, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| The Central Trust Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Raymond James Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Churchill Funding I LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ENCOMPASS LENDING GROUP, LP | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 254900J2RKTTDJSUWD76 | 2 | Under 10 loans | Under 10 loans | 0.0% |
| The Huntington National Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TIDEWATER MORTGAGE SERVICES, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LAND HOME FINANCIAL SERVICES, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| JUSTICE Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CORNERSTONE CAPITAL BANK, SSB | 2 | Under 10 loans | Under 10 loans | 0.0% |
| INSTAMORTGAGE INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 163 lenders each made 2 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.