Home purchase lenders in Weld County
6,269 home purchase mortgages were made in Weld County, Colorado, in 2025, by 364 lenders. The median rate their borrowers got was 6.250% on a median loan of $415,000. Of 7,402 decisions, 874 were denials — 11.8%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| UNITED SHORE FINANCIAL SERVICES, LLC | 611 | 6.457% | $425,000 | 6.4% |
| DHI MORTGAGE COMPANY, LTD. | 314 | 4.750% | $475,000 | 13.9% |
| GUILD MORTGAGE COMPANY | 286 | 6.375% | $365,000 | 2.7% |
| Loandepot.Com, LLC | 259 | 5.490% | $435,000 | 9.1% |
| LENNAR MORTGAGE, LLC | 240 | 4.250% | $535,000 | 4.3% |
| CROSSCOUNTRY MORTGAGE, INC. | 202 | 6.500% | $415,000 | 2.4% |
| TOP FLITE FINANCIAL, INC. | 187 | 6.125% | $315,000 | 1.1% |
| HOMEAMERICAN MORTGAGE CORPORATION | 163 | 4.500% | $535,000 | 3.5% |
| Fairway Independent Mortgage Corporation | 148 | 6.625% | $365,000 | 2.6% |
| GUARANTEED RATE, INC. | 143 | 6.375% | $375,000 | 0.7% |
| CMG MORTGAGE, INC. | 135 | 6.313% | $445,000 | 2.7% |
| LOWER, LLC | 127 | 6.250% | $345,000 | 3.1% |
| Rocket Mortgage, LLC | 127 | 6.250% | $425,000 | 9.2% |
| Loan Simple, Inc. | 117 | 6.375% | $365,000 | 5.7% |
| ELEVATIONS | 104 | 6.500% | $395,000 | 2.7% |
| Bank of Colorado | 96 | 6.625% | $425,000 | 7.6% |
| INSPIRE HOME LOANS INC. | 89 | 4.875% | $515,000 | 5.8% |
| Broker Solutions, Inc. | 87 | 6.490% | $385,000 | 0.0% |
| BETTER MORTGAGE CORPORATION | 84 | 5.375% | $335,000 | 6.7% |
| First Western Trust Bank | 82 | 6.250% | $435,000 | 0.0% |
| Gateway First Bank | 79 | 6.250% | $415,000 | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 75 | 6.250% | $335,000 | 0.0% |
| ENT Credit Union | 72 | 6.500% | $360,000 | 15.7% |
| PENNYMAC LOAN SERVICES, LLC | 68 | 5.933% | $485,000 | 10.5% |
| CORNERSTONE CAPITAL BANK, SSB | 66 | 6.250% | $435,000 | 0.0% |
| THE LOAN STORE, INC. | 64 | 6.490% | $435,000 | 9.1% |
| JPMorgan Chase Bank, National Association | 63 | 6.375% | $405,000 | 6.0% |
| TRIAD FINANCIAL SERVICES, INC. | 62 | 8.520% | $95,000 | 54.2% |
| FirstBank | 62 | 6.563% | $345,000 | 15.6% |
| Mortgage Research Center, LLC | 60 | 6.125% | $455,000 | 13.0% |
| NFM, INC. | 52 | 5.688% | $405,000 | 0.0% |
| NEST HOME LENDING, LLC | 52 | 4.990% | $485,000 | 0.0% |
| AMERICAN FINANCING CORPORATION | 50 | 6.500% | $375,000 | 0.0% |
| MEGASTAR FINANCIAL CORP. | 49 | 6.125% | $375,000 | 0.0% |
| Paramount Residential Mortgage Group, Inc. | 46 | 6.188% | $340,000 | 2.1% |
| MOVEMENT MORTGAGE, LLC | 46 | 6.375% | $380,000 | 1.8% |
| U.S. Bank National Association | 43 | 6.490% | $415,000 | 12.0% |
| SUMMIT FUNDING, INC. | 42 | 6.375% | $325,000 | 2.3% |
| 21st Mortgage Corporation | 41 | 10.720% | $95,000 | 82.7% |
| KIND LENDING, LLC | 41 | 6.375% | $425,000 | 10.2% |
| GROUP MORTGAGE, LLC | 41 | 6.490% | $405,000 | 0.0% |
| GOLDEN EMPIRE MORTGAGE, INC. | 38 | 6.375% | $235,000 | 2.6% |
| 254900RNV63A0TIZNK90 | 33 | 6.563% | $415,000 | 5.3% |
| V.I.P. MORTGAGE, INC. | 33 | 6.490% | $435,000 | 5.4% |
| HARMONY HOME LENDING, LLC | 31 | 5.250% | $375,000 | 0.0% |
| Plains Commerce Bank | 30 | 6.250% | $435,000 | 3.2% |
| Luminate Bank | 30 | 6.250% | $420,000 | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 28 | 6.488% | $410,000 | 0.0% |
| Synergy One Lending, Inc. | 27 | 6.125% | $375,000 | 0.0% |
| UNION HOME MORTGAGE CORP. | 26 | 6.500% | $405,000 | 3.7% |
| Navy Federal Credit Union | 24 | 6.000% | $390,000 | 7.7% |
| Ixonia Bank | 24 | 6.750% | $435,000 | 0.0% |
| CANVAS CREDIT UNION | 24 | 6.500% | $405,000 | 0.0% |
| NEWREZ LLC | 22 | 6.125% | $435,000 | 12.0% |
| EVERETT FINANCIAL, INC. | 22 | 6.375% | $360,000 | 4.4% |
| NBH Bank | 21 | 6.625% | $375,000 | 12.5% |
| First National Bank of Omaha | 20 | 6.683% | $255,000 | 25.9% |
| PREMIER MEMBERS CREDIT UNION | 20 | 5.938% | $355,000 | 0.0% |
| RESICENTRAL, LLC | 20 | 6.250% | $505,000 | 0.0% |
| Wells Fargo Bank, National Association | 19 | 6.125% | $445,000 | 17.4% |
| BOKF, National Association | 19 | 6.625% | $415,000 | 13.6% |
| KEYSTONE FUNDING, INC. | 18 | 6.495% | $440,000 | 0.0% |
| KBHS HOME LOANS, LLC | 18 | 5.313% | $460,000 | 14.3% |
| Adams Bank & Trust | 17 | 7.750% | $485,000 | 5.6% |
| ENVOY MORTGAGE, LTD | 17 | 6.500% | $385,000 | 0.0% |
| FREEDOM MORTGAGE CORPORATION | 17 | 5.750% | $425,000 | 5.3% |
| FMS Bank | 17 | Not published | $585,000 | 0.0% |
| American Liberty Mortgage, Incorporated | 16 | 6.500% | $445,000 | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 16 | 6.125% | $575,000 | 0.0% |
| BROOKHOLLOW MORTGAGE SERVICES, LTD. | 16 | 5.688% | $495,000 | 0.0% |
| Northpointe Bank | 16 | 6.500% | $460,000 | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 15 | 10.990% | $115,000 | 80.3% |
| ZILLOW HOME LOANS, LLC | 15 | 6.000% | $405,000 | 0.0% |
| CANOPY MORTGAGE, LLC | 15 | 6.500% | $475,000 | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 14 | 6.063% | $420,000 | 6.3% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | 14 | 5.813% | $490,000 | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 14 | 6.125% | $295,000 | 12.5% |
| TOWNE MORTGAGE COMPANY | 14 | 6.688% | $370,000 | 6.7% |
| Alpine Bank | 13 | 7.875% | $115,000 | 23.5% |
| First National Bank | 13 | Not published | $375,000 | 0.0% |
| Kiavi Funding, Inc. | 13 | 9.950% | $275,000 | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 12 | 6.433% | $410,000 | 33.3% |
| Sunflower Bank, National Association | 12 | 6.375% | $460,000 | 0.0% |
| PANORAMA MORTGAGE GROUP, LLC | 12 | 3.875% | $145,000 | 0.0% |
| The Huntington National Bank | 11 | 6.750% | $775,000 | 0.0% |
| Commerce Home Mortgage, Inc. | 11 | 6.875% | $385,000 | 15.4% |
| AMERICAN FINANCIAL NETWORK, INC. | 11 | 6.875% | $425,000 | 15.4% |
| FIRST TECHNOLOGY FEDERAL CREDIT UNION | 11 | 7.000% | $325,000 | 0.0% |
| First National Bank of America | 10 | 8.870% | $385,000 | 9.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 10 | 6.125% | $435,000 | 16.7% |
| Click n' Close, Inc. | 9 | Under 10 loans | Under 10 loans | 18.2% |
| Blue Federal Credit Union | 9 | Under 10 loans | Under 10 loans | 18.2% |
| MERCHANTS MORTGAGE & TRUST CORPORATION, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| WESTERRA CREDIT UNION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| OCMBC, INC. | 8 | Under 10 loans | Under 10 loans | 10.0% |
| RESIDENTIAL MORTGAGE, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Prosperity Home Mortgage, LLC | 8 | Under 10 loans | Under 10 loans | 11.1% |
| Morgan Stanley Private Bank, National Association | 8 | Under 10 loans | Under 10 loans | 10.0% |
| T2 FINANCIAL LLC | 8 | Under 10 loans | Under 10 loans | 11.1% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| BMO Bank National Association | 7 | Under 10 loans | Under 10 loans | 30.0% |
| LoanUnited.com, LLC | 7 | Under 10 loans | Under 10 loans | 12.5% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 7 | Under 10 loans | Under 10 loans | 22.2% |
| SWBC MORTGAGE CORPORATION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONSTAR MORTGAGE LLC | 7 | Under 10 loans | Under 10 loans | 22.2% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 7 | Under 10 loans | Under 10 loans | 22.2% |
| PLANET HOME LENDING, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| CHEVRON Federal Credit Union | 7 | Under 10 loans | Under 10 loans | 0.0% |
| ANB Bank | 6 | Under 10 loans | Under 10 loans | 25.0% |
| CHAMPIONS FUNDING, LLC | 6 | Under 10 loans | Under 10 loans | 33.3% |
| US MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 22.2% |
| BAY EQUITY LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| LEADERONE FINANCIAL CORPORATION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| FLAT BRANCH MORTGAGE, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| The Federal Savings Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| RIGHT START MORTGAGE, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| NMSI, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTHERN LENDING SERVICES, LTD. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| SECURITY SERVICE FEDERAL CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 16.7% |
| USAA Federal Savings Bank | 5 | Under 10 loans | Under 10 loans | 37.5% |
| Points West Community Bank | 5 | Under 10 loans | Under 10 loans | 11.1% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 5 | Under 10 loans | Under 10 loans | 28.6% |
| Stifel Bank and Trust | 5 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE ACCESS CORP. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| SouthState Bank, National Association | 5 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| OriginPoint, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Equity Prime Mortgage LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| MORIA DEVELOPMENT, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 4 | Under 10 loans | Under 10 loans | 16.7% |
| SOFI BANK, NATIONAL ASSOCIATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| A&D Mortgage LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| THE MORTGAGE COMPANY | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIANT CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| High Plains Bank | 4 | Under 10 loans | Under 10 loans | 16.7% |
| LENDSURE MORTGAGE CORP. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 4 | Under 10 loans | Under 10 loans | 0.0% |
| DIRECT MORTGAGE, CORP. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| KeyBank National Association | 4 | Under 10 loans | Under 10 loans | 20.0% |
| UNIVERSAL LENDING CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT UNION OF COLORADO, A FEDERAL CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Air Academy Federal Credit Union | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Glacier Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Bell Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PIKE CREEK MORTGAGE SERVICES, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of America, National Association | 3 | Under 10 loans | Under 10 loans | 40.0% |
| STG MORTGAGE INC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Luminate Home Loans, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Zions Bancorporation, N.A. | 3 | Under 10 loans | Under 10 loans | 16.7% |
| Northern Colorado Credit Union | 3 | Under 10 loans | Under 10 loans | 40.0% |
| SIRVA MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 20.0% |
| Texana Bank, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GENEVA FINANCIAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| COLORADO CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| UBS Bank USA | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NextMortgage, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MICHIGAN MUTUAL, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| M2 LENDING SOLUTIONS, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Farm Credit Mid-America | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Liberty | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SELECT LENDING SERVICES LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| BoxCar Mortgage, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Union Bank and Trust Company | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Manufacturers and Traders Trust Company | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 83.3% |
| VAN DYK MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NBKC BANK | 2 | Under 10 loans | Under 10 loans | 50.0% |
| Orchard Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FlexPoint, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Filo Mortgage, L.L.C. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTHWEST FUNDING, LP | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AmeriSave Mortgage Corporation | 2 | Under 10 loans | Under 10 loans | 33.3% |
| AMERICAN HERITAGE LENDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Mountain Valley Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| JMAC LENDING, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NEXERA HOLDING LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Climb Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Truist Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Flagstar Bank, N.A. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Empeople Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Citadel Servicing Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Tomo Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| VISTA POINT MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CENTENNIAL LENDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 164 lenders each made 2 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.