Home purchase lenders in Arapahoe County
8,244 home purchase mortgages were made in Arapahoe County, Colorado, in 2025, by 415 lenders. The median rate their borrowers got was 6.375% on a median loan of $435,000. Of 9,247 decisions, 745 were denials — 8.1%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| UNITED SHORE FINANCIAL SERVICES, LLC | 1,259 | 6.452% | $455,000 | 7.6% |
| GUILD MORTGAGE COMPANY | 358 | 6.375% | $375,000 | 3.2% |
| Rocket Mortgage, LLC | 337 | 6.375% | $445,000 | 8.3% |
| CROSSCOUNTRY MORTGAGE, INC. | 244 | 6.500% | $445,000 | 3.5% |
| LENNAR MORTGAGE, LLC | 213 | 3.990% | $455,000 | 10.9% |
| Fairway Independent Mortgage Corporation | 205 | 6.500% | $395,000 | 4.6% |
| Loan Simple, Inc. | 163 | 6.500% | $405,000 | 5.2% |
| GUARANTEED RATE, INC. | 160 | 6.250% | $400,000 | 2.4% |
| LOWER, LLC | 141 | 6.375% | $405,000 | 6.6% |
| DHI MORTGAGE COMPANY, LTD. | 138 | 4.500% | $475,000 | 17.4% |
| Broker Solutions, Inc. | 126 | 6.375% | $360,000 | 3.1% |
| THE LOAN STORE, INC. | 125 | 6.490% | $445,000 | 7.4% |
| ZILLOW HOME LOANS, LLC | 122 | 6.375% | $425,000 | 2.4% |
| MOVEMENT MORTGAGE, LLC | 120 | 6.500% | $370,000 | 2.2% |
| CMG MORTGAGE, INC. | 115 | 6.500% | $435,000 | 2.3% |
| JPMorgan Chase Bank, National Association | 107 | 6.375% | $475,000 | 11.5% |
| FirstBank | 104 | 6.125% | $420,000 | 14.1% |
| Mortgage Research Center, LLC | 100 | 5.990% | $445,000 | 5.7% |
| ENT Credit Union | 99 | 6.125% | $405,000 | 14.7% |
| V.I.P. MORTGAGE, INC. | 99 | 6.500% | $425,000 | 2.0% |
| Synergy One Lending, Inc. | 97 | 6.500% | $405,000 | 1.0% |
| CANVAS CREDIT UNION | 95 | 6.500% | $425,000 | 2.1% |
| Sunflower Bank, National Association | 92 | 6.490% | $445,000 | 5.1% |
| AMERICAN FINANCING CORPORATION | 81 | 6.250% | $385,000 | 0.0% |
| PENNYMAC LOAN SERVICES, LLC | 80 | 6.375% | $485,000 | 13.8% |
| Paramount Residential Mortgage Group, Inc. | 77 | 6.250% | $395,000 | 6.0% |
| HOMEAMERICAN MORTGAGE CORPORATION | 77 | 4.500% | $465,000 | 8.3% |
| ELEVATIONS | 73 | 6.375% | $425,000 | 1.3% |
| BOKF, National Association | 70 | 6.375% | $275,000 | 5.3% |
| Loandepot.Com, LLC | 70 | 4.990% | $455,000 | 17.2% |
| Luminate Bank | 70 | 6.250% | $455,000 | 2.8% |
| EVERETT FINANCIAL, INC. | 69 | 6.250% | $315,000 | 2.8% |
| M2 LENDING SOLUTIONS, LLC | 63 | 6.625% | $525,000 | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 62 | 6.263% | $510,000 | 11.4% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | 59 | 6.624% | $455,000 | 4.7% |
| Navy Federal Credit Union | 58 | 6.063% | $425,000 | 6.3% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 56 | 6.375% | $500,000 | 3.5% |
| UNION HOME MORTGAGE CORP. | 56 | 6.375% | $510,000 | 9.5% |
| SWBC MORTGAGE CORPORATION | 54 | 6.625% | $420,000 | 1.6% |
| U.S. Bank National Association | 51 | 6.375% | $535,000 | 25.0% |
| MEGASTAR FINANCIAL CORP. | 49 | 6.625% | $485,000 | 3.9% |
| OriginPoint, LLC | 49 | 6.250% | $495,000 | 2.0% |
| Bank of America, National Association | 48 | 6.000% | $455,000 | 18.6% |
| Plains Commerce Bank | 47 | 6.250% | $465,000 | 7.8% |
| KEYSTONE FUNDING, INC. | 47 | 6.125% | $545,000 | 0.0% |
| 254900RNV63A0TIZNK90 | 46 | 6.500% | $340,000 | 0.0% |
| NEWREZ LLC | 45 | 6.250% | $515,000 | 6.3% |
| MERCHANTS MORTGAGE & TRUST CORPORATION, LLC | 45 | 9.750% | $485,000 | 0.0% |
| Wells Fargo Bank, National Association | 44 | 6.188% | $385,000 | 12.0% |
| PANORAMA MORTGAGE GROUP, LLC | 43 | 6.250% | $285,000 | 0.0% |
| PLANET HOME LENDING, LLC | 43 | 6.250% | $365,000 | 6.5% |
| KIND LENDING, LLC | 42 | 6.375% | $435,000 | 25.0% |
| Sierra Pacific Mortgage Company, Inc. | 36 | 6.500% | $500,000 | 0.0% |
| Prosperity Home Mortgage, LLC | 36 | 6.625% | $455,000 | 2.7% |
| KBHS HOME LOANS, LLC | 35 | 4.990% | $435,000 | 5.4% |
| GOLDEN EMPIRE MORTGAGE, INC. | 35 | 6.500% | $305,000 | 7.9% |
| MORIA DEVELOPMENT, INC. | 34 | 6.433% | $395,000 | 0.0% |
| FREEDOM MORTGAGE CORPORATION | 34 | 5.313% | $445,000 | 7.9% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 31 | 6.625% | $445,000 | 0.0% |
| RESICENTRAL, LLC | 30 | 6.125% | $445,000 | 6.3% |
| Click n' Close, Inc. | 30 | 6.875% | $290,000 | 3.2% |
| First Western Trust Bank | 29 | 6.125% | $465,000 | 0.0% |
| Northpointe Bank | 29 | 6.500% | $365,000 | 0.0% |
| THE MORTGAGE COMPANY | 28 | 6.875% | $405,000 | 6.5% |
| BMO Bank National Association | 27 | 6.125% | $605,000 | 12.9% |
| OCMBC, INC. | 27 | 6.999% | $375,000 | 6.3% |
| Bank of Colorado | 26 | 6.500% | $405,000 | 6.9% |
| American Liberty Mortgage, Incorporated | 24 | 6.500% | $430,000 | 4.0% |
| PNC Bank, National Association | 23 | 6.250% | $425,000 | 11.5% |
| The Huntington National Bank | 23 | 6.375% | $635,000 | 8.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 23 | 6.375% | $305,000 | 8.0% |
| Zions Bancorporation, N.A. | 22 | 6.344% | $390,000 | 8.1% |
| BAY EQUITY LLC | 22 | 6.688% | $445,000 | 0.0% |
| Summit Mortgage Corporation | 22 | 6.188% | $265,000 | 0.0% |
| WESTERRA CREDIT UNION | 21 | 6.500% | $455,000 | 25.0% |
| Morgan Stanley Private Bank, National Association | 21 | 5.950% | $595,000 | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 20 | 6.125% | $355,000 | 9.1% |
| Texana Bank, National Association | 19 | 6.750% | $465,000 | 0.0% |
| ENVOY MORTGAGE, LTD | 19 | 6.500% | $415,000 | 5.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 19 | 9.750% | $335,000 | 0.0% |
| Charles Schwab Bank, SSB | 19 | 5.250% | $1,055,000 | 5.0% |
| TOWNE MORTGAGE COMPANY | 18 | 6.125% | $425,000 | 0.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 18 | 6.063% | $460,000 | 5.3% |
| SUN WEST MORTGAGE COMPANY, INC. | 17 | 6.478% | $435,000 | 4.8% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 17 | 6.250% | $425,000 | 19.1% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 17 | 6.875% | $415,000 | 0.0% |
| NMSI, INC. | 17 | 6.375% | $475,000 | 0.0% |
| JET HOMELOANS, LP | 16 | 4.990% | $440,000 | 20.0% |
| PLAZA HOME MORTGAGE, INC. | 16 | 6.250% | $430,000 | 30.4% |
| NexBank | 16 | 6.313% | $480,000 | 20.0% |
| STG MORTGAGE INC | 16 | 6.375% | $490,000 | 0.0% |
| SUMMIT FUNDING, INC. | 15 | 6.500% | $225,000 | 11.8% |
| ANB Bank | 15 | 6.500% | $105,000 | 11.8% |
| Commerce Home Mortgage, Inc. | 15 | 6.875% | $405,000 | 0.0% |
| Kiavi Funding, Inc. | 15 | 9.000% | $345,000 | 6.3% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | 15 | 6.250% | $515,000 | 0.0% |
| Ixonia Bank | 15 | 6.625% | $425,000 | 0.0% |
| DIRECT MORTGAGE, CORP. | 15 | 5.990% | $485,000 | 11.8% |
| NBKC BANK | 14 | 6.375% | $455,000 | 6.7% |
| NATIONSTAR MORTGAGE LLC | 14 | 6.625% | $515,000 | 0.0% |
| Commerce Bank | 13 | 6.500% | $415,000 | 7.1% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 13 | 6.500% | $445,000 | 6.7% |
| CARRINGTON MORTGAGE SERVICES, LLC | 13 | 2.750% | $415,000 | 6.7% |
| AMERICAN FINANCIAL NETWORK, INC. | 12 | 6.188% | $445,000 | 33.3% |
| ISERVE RESIDENTIAL LENDING, LLC | 12 | 6.808% | $395,000 | 0.0% |
| NFM, INC. | 12 | 6.500% | $455,000 | 0.0% |
| Alpine Bank | 12 | 6.313% | $460,000 | 13.3% |
| UBS Bank USA | 12 | 5.875% | $850,000 | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 11 | 6.500% | $595,000 | 0.0% |
| Citibank, National Association | 11 | 6.250% | $925,000 | 0.0% |
| US MORTGAGE CORPORATION | 11 | 6.625% | $505,000 | 15.4% |
| Orchard Mortgage, LLC | 11 | 6.750% | $415,000 | 0.0% |
| NEXERA HOLDING LLC | 11 | 7.000% | $455,000 | 8.3% |
| AML FUNDING LLC | 11 | 6.500% | $315,000 | 0.0% |
| UMB Bank, National Association | 10 | 6.640% | $1,010,000 | 33.3% |
| KeyBank National Association | 10 | 6.250% | $345,000 | 33.3% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 10 | 6.500% | $365,000 | 0.0% |
| LEADERONE FINANCIAL CORPORATION | 10 | 6.558% | $430,000 | 9.1% |
| SELECT LENDING SERVICES LLC | 10 | 6.750% | $535,000 | 9.1% |
| DEEPHAVEN MORTGAGE LLC | 10 | 7.375% | $480,000 | 23.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | 10 | 6.250% | $455,000 | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 10 | 6.060% | $545,000 | 0.0% |
| A&D Mortgage LLC | 10 | 6.375% | $390,000 | 9.1% |
| PREMIER MEMBERS CREDIT UNION | 10 | 5.750% | $280,000 | 0.0% |
| Tomo Mortgage, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| CHAMPIONS FUNDING, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| T2 FINANCIAL LLC | 9 | Under 10 loans | Under 10 loans | 21.4% |
| First National Bank of America | 9 | Under 10 loans | Under 10 loans | 0.0% |
| NBH Bank | 9 | Under 10 loans | Under 10 loans | 18.2% |
| Flagstar Bank, N.A. | 9 | Under 10 loans | Under 10 loans | 18.2% |
| BoxCar Mortgage, LLC | 9 | Under 10 loans | Under 10 loans | 18.2% |
| JMAC LENDING, INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| The Central Trust Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| PULTE MORTGAGE LLC | 8 | Under 10 loans | Under 10 loans | 42.9% |
| BETTER MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 27.3% |
| Citadel Servicing Corporation | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Home Loans, Inc. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| RIGHT START MORTGAGE, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Colorado Federal Savings Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| AMWEST FUNDING CORP. | 8 | Under 10 loans | Under 10 loans | 11.1% |
| ALLIANT CREDIT UNION | 7 | Under 10 loans | Under 10 loans | 27.3% |
| COLORADO CREDIT UNION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| CASTLE & COOKE MORTGAGE, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | 7 | Under 10 loans | Under 10 loans | 0.0% |
| MidFirst Bank | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Stifel Bank and Trust | 7 | Under 10 loans | Under 10 loans | 0.0% |
| USAA Federal Savings Bank | 6 | Under 10 loans | Under 10 loans | 60.0% |
| TRIAD FINANCIAL SERVICES, INC. | 6 | Under 10 loans | Under 10 loans | 35.3% |
| Equity Prime Mortgage LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Hometown Equity Mortgage, LLC | 6 | Under 10 loans | Under 10 loans | 45.5% |
| Climb Credit Union | 6 | Under 10 loans | Under 10 loans | 14.3% |
| TOLL BROTHERS MORTGAGE COMPANY | 6 | Under 10 loans | Under 10 loans | 11.1% |
| BELLCO CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| LENDSURE MORTGAGE CORP. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| TOP FLITE FINANCIAL, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT UNION OF COLORADO, A FEDERAL CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 16.7% |
| FIRST COLONY MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 12.5% |
| Liberty | 5 | Under 10 loans | Under 10 loans | 16.7% |
| GENWAY HOME MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| LAND HOME FINANCIAL SERVICES, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| North Valley Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| SIRVA MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| FLAT BRANCH MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Genisys Credit Union | 5 | Under 10 loans | Under 10 loans | 0.0% |
| WEST GATE BANK | 5 | Under 10 loans | Under 10 loans | 0.0% |
| 21st Mortgage Corporation | 4 | Under 10 loans | Under 10 loans | 94.4% |
| LoanUnited.com, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| ALAMEDA MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 50.0% |
| UNIVERSAL LENDING CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 4 | Under 10 loans | Under 10 loans | 33.3% |
| AAA CAPITAL INVESTMENT, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| FlexPoint, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| DIAMOND RESIDENTIAL MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CANOPY MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CORNERSTONE CAPITAL BANK, SSB | 4 | Under 10 loans | Under 10 loans | 20.0% |
| PIKE CREEK MORTGAGE SERVICES, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Integrity Bank & Trust | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CONVENTUS LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Truist Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of Omaha | 4 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Filo Mortgage, L.L.C. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGEONE, INC. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| HOMEXPRESS MORTGAGE CORP. | 3 | Under 10 loans | Under 10 loans | 50.0% |
| SOUTHWEST FUNDING, LP | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Brighton Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| RESIDENTIAL MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SouthState Bank, National Association | 3 | Under 10 loans | Under 10 loans | 25.0% |
| INTEGRITY MORTGAGE & FINANCIAL INCORPORATED | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE ACCESS CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| High Plains Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Cornerstone First Mortgage, Inc | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ALTITUDE FINANCIAL CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ROYAL PACIFIC FUNDING CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 215 lenders each made 3 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.