Home purchase lenders in Washington County
3,663 home purchase mortgages were made in Washington County, Arkansas, in 2025, by 291 lenders. The median rate their borrowers got was 6.500% on a median loan of $295,000. Of 4,209 decisions, 430 were denials — 10.2%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Arvest Bank | 528 | 6.625% | $305,000 | 6.9% |
| DHI MORTGAGE COMPANY, LTD. | 268 | 5.500% | $325,000 | 14.5% |
| FLAT BRANCH MORTGAGE, INC. | 248 | 6.490% | $295,000 | 0.4% |
| Centennial Bank | 119 | 6.375% | $285,000 | 15.0% |
| LENDLO MORTGAGE, LLC | 95 | 6.125% | $255,000 | 6.9% |
| Signature Bank of Arkansas | 93 | Not published | $325,000 | 3.1% |
| Priority Bank | 89 | 6.125% | $275,000 | 1.1% |
| Rocket Mortgage, LLC | 86 | 6.500% | $330,000 | 11.0% |
| MY MOVE MORTGAGE, LLC | 77 | 6.500% | $325,000 | 2.5% |
| LENNAR MORTGAGE, LLC | 70 | 5.500% | $255,000 | 22.2% |
| Gateway First Bank | 70 | 6.250% | $260,000 | 5.4% |
| ASSOCIATED MORTGAGE CORPORATION | 67 | 6.500% | $275,000 | 1.3% |
| Generations Bank | 67 | 6.375% | $315,000 | 4.8% |
| Mortgage Research Center, LLC | 57 | 6.250% | $315,000 | 5.0% |
| Fairway Independent Mortgage Corporation | 55 | 6.000% | $275,000 | 8.3% |
| First Security Bank | 55 | 6.875% | $275,000 | 1.7% |
| The First National Bank of Fort Smith | 53 | 6.375% | $335,000 | 1.8% |
| ZILLOW HOME LOANS, LLC | 50 | 6.500% | $285,000 | 3.7% |
| Simmons Bank | 47 | 6.500% | $255,000 | 12.7% |
| Armstrong Bank | 46 | 6.689% | $295,000 | 2.0% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 45 | 6.500% | $255,000 | 0.0% |
| Eagle Bank and Trust Company | 45 | 6.625% | $295,000 | 6.3% |
| GERSHMAN INVESTMENT CORP. | 43 | 6.250% | $295,000 | 2.2% |
| ENCORE BANK | 43 | 6.624% | $315,000 | 14.0% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 43 | 6.376% | $285,000 | 12.2% |
| First Horizon Bank | 41 | 6.375% | $335,000 | 8.9% |
| Legacy National Bank | 41 | Not published | $285,000 | 0.0% |
| First Community Bank | 29 | 6.950% | $305,000 | 0.0% |
| UNITED FEDERAL CREDIT UNION | 28 | 6.058% | $285,000 | 12.5% |
| GUILD MORTGAGE COMPANY | 28 | 6.750% | $265,000 | 14.7% |
| Regions Bank | 26 | 6.625% | $265,000 | 18.2% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 26 | 6.125% | $265,000 | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | 25 | 8.000% | $55,000 | 37.7% |
| First Financial Bank | 25 | 6.750% | $275,000 | 7.4% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 25 | 6.375% | $315,000 | 0.0% |
| The Farmers & Merchants Bank | 22 | 7.700% | $345,000 | 0.0% |
| JPMorgan Chase Bank, National Association | 21 | 6.250% | $305,000 | 12.5% |
| FIRST COLONY MORTGAGE CORPORATION | 21 | 6.125% | $295,000 | 4.6% |
| Chambers Bank | 20 | Not published | $310,000 | 4.6% |
| FIRSTTRUST HOME LOANS, INC. | 20 | 6.562% | $280,000 | 0.0% |
| Navy Federal Credit Union | 19 | 6.000% | $315,000 | 5.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 18 | 10.120% | $110,000 | 73.1% |
| BETTER MORTGAGE CORPORATION | 18 | 6.625% | $305,000 | 28.0% |
| ARKANSAS Federal Credit Union | 17 | 6.375% | $295,000 | 19.1% |
| Bank of America, National Association | 17 | 6.250% | $375,000 | 15.0% |
| FIRST WESTERN MORTGAGE, INC. | 17 | 6.500% | $315,000 | 0.0% |
| BOKF, National Association | 17 | 6.625% | $275,000 | 0.0% |
| LEADERONE FINANCIAL CORPORATION | 16 | 6.813% | $335,000 | 5.9% |
| U.S. Bank National Association | 16 | 6.490% | $365,000 | 5.9% |
| Truist Bank | 16 | 6.375% | $405,000 | 0.0% |
| Grand Savings Bank | 15 | Not published | $315,000 | 0.0% |
| BANK OF LITTLE ROCK MORTGAGE CORPORATION | 14 | 6.750% | $290,000 | 0.0% |
| GUARANTEED RATE, INC. | 13 | 6.875% | $305,000 | 0.0% |
| The Central Trust Bank | 13 | 6.625% | $295,000 | 13.3% |
| Cadence Bank | 13 | 6.750% | $265,000 | 0.0% |
| T2 FINANCIAL LLC | 12 | 6.500% | $330,000 | 7.1% |
| ENVOY MORTGAGE, LTD | 12 | 6.563% | $275,000 | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | 11 | 6.625% | $255,000 | 15.4% |
| GENEVA FINANCIAL, LLC | 11 | 6.750% | $265,000 | 0.0% |
| 21st Mortgage Corporation | 10 | 8.950% | $160,000 | 60.0% |
| USAA Federal Savings Bank | 10 | 6.250% | $285,000 | 37.5% |
| Farm Credit Services of Western Arkansas, ACA | 10 | 6.650% | $300,000 | 9.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 10 | 6.495% | $405,000 | 0.0% |
| CROSSCOUNTRY MORTGAGE, INC. | 10 | 6.870% | $305,000 | 0.0% |
| Bank OZK | 9 | Under 10 loans | Under 10 loans | 25.0% |
| Wells Fargo Bank, National Association | 9 | Under 10 loans | Under 10 loans | 35.7% |
| KIND LENDING, LLC | 9 | Under 10 loans | Under 10 loans | 25.0% |
| PENNYMAC LOAN SERVICES, LLC | 9 | Under 10 loans | Under 10 loans | 10.0% |
| Kiavi Funding, Inc. | 9 | Under 10 loans | Under 10 loans | 10.0% |
| Paramount Residential Mortgage Group, Inc. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| First State Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| COMMUNITY MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 11.1% |
| First State Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| DAS Acquisition Company, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| CS Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Broker Solutions, Inc. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| MASON MCDUFFIE MORTGAGE CORPORATION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| UNITED BUILT HOMES, L.L.C. | 6 | Under 10 loans | Under 10 loans | 41.4% |
| Click n' Close, Inc. | 6 | Under 10 loans | Under 10 loans | 14.3% |
| AMERICAN FINANCIAL RESOURCES, INC. | 6 | Under 10 loans | Under 10 loans | 25.0% |
| CMG MORTGAGE, INC. | 6 | Under 10 loans | Under 10 loans | 25.0% |
| NATIONSTAR MORTGAGE LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Colorado Federal Savings Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| NEWREZ LLC | 5 | Under 10 loans | Under 10 loans | 44.4% |
| Tomo Mortgage, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| UNION HOME MORTGAGE CORP. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| First Western Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| LOWER, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE INVESTORS GROUP, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of England | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Firstar Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| PHH Mortgage Corporation | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Sterling Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens' Bank & Trust Co. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Intrust Bank, National Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
| BoxCar Mortgage, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| NBKC BANK | 3 | Under 10 loans | Under 10 loans | 40.0% |
| OCMBC, INC. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 3 | Under 10 loans | Under 10 loans | 25.0% |
| First Federal Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| THE LOAN STORE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| General Mortgage Capital Corporation | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 40.0% |
| Cornerstone First Mortgage, Inc | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of 1889 | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Home Loans, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SWBC MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Evolve Bank & Trust | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Ameris Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AML FUNDING LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| The Citizens Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FBC MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Central Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CORNERSTONE CAPITAL BANK, SSB | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SpiritBank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| BAYSHORE MORTGAGE FUNDING, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| American Mortgage Bank, LLC | 2 | Under 10 loans | Under 10 loans | 45.5% |
| SOFI BANK, NATIONAL ASSOCIATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| HOPE FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 50.0% |
| Plains Commerce Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Today's Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| AMERICAN INTERNET MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Anstaff Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Relyance Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Southern Bancorp Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIANT CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Union Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Hamilton Mortgage Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MidFirst Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| STANDARD MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ARC HOME LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Commerce Home Mortgage, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DELMAR FINANCIAL COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Mid-Missouri Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| EUSTIS MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First United Bank and Trust Company | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Servion, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| OriginPoint, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Waterstone Mortgage Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Morgan Stanley Private Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Veritex Community Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LENDSURE MORTGAGE CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| EVERETT FINANCIAL, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CHAMPIONS FUNDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LENDINGONE, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| COMMUNITYAMERICA CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 66.7% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Fidelity Bank, National Association | 1 | Under 10 loans | Under 10 loans | 50.0% |
| FREEDOM MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Midwest Mortgage Associates Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 1 | Under 10 loans | Under 10 loans | 33.3% |
| PNC Bank, National Association | 1 | Under 10 loans | Under 10 loans | 66.7% |
| Citizens Bank, National Association | 1 | Under 10 loans | Under 10 loans | 50.0% |
| FOCUS BANK | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Empeople Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Citadel Servicing Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Orion Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE FINANCIAL SERVICES, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Amarillo National Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Partners Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SIRVA MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Midwest BankCentre | 1 | Under 10 loans | Under 10 loans | 0.0% |
| WEST GATE BANK | 1 | Under 10 loans | Under 10 loans | 0.0% |
| STOCKTON MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| TOWNE MORTGAGE COMPANY | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AmeriSave Mortgage Corporation | 1 | Under 10 loans | Under 10 loans | 50.0% |
| CANOPY MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Barrington Bank & Trust Company, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Trustmark National Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NQM FUNDING, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| American Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FREEDOM BANK OF SOUTHERN MISSOURI | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 254900CTT87ZKAUTIJ37 | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Leaders Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST SECURITY BANK AND TRUST COMPANY | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Cross Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Diamond Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| BMO Bank National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Merchants and Farmers Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CSL Financial, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RBC Bank, (Georgia) National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 5493001Q8FNQ5TSRE594 | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Peoples Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 91 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
Get told when this changes
When the next year’s lending figures are out for Washington County, or a lender arrives or leaves.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.