Mortgage lenders in Washington County
6,214 mortgages were made in Washington County, Arkansas, in 2025, by 378 lenders. The median rate their borrowers got was 6.625% on a median loan of $255,000. Of 7,820 decisions, 1,323 were denials — 16.9%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Arvest Bank | 1,291 | 7.125% | $195,000 | 16.4% |
| Rocket Mortgage, LLC | 333 | 6.500% | $225,000 | 17.1% |
| DHI MORTGAGE COMPANY, LTD. | 268 | 5.500% | $325,000 | 14.5% |
| FLAT BRANCH MORTGAGE, INC. | 268 | 6.433% | $295,000 | 0.7% |
| Centennial Bank | 146 | 6.375% | $285,000 | 18.0% |
| First Security Bank | 135 | 7.650% | $185,000 | 5.5% |
| Signature Bank of Arkansas | 135 | Not published | $295,000 | 3.6% |
| Priority Bank | 113 | 6.250% | $265,000 | 0.9% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 108 | 6.097% | $275,000 | 14.0% |
| Gateway First Bank | 99 | 6.250% | $255,000 | 3.9% |
| LENDLO MORTGAGE, LLC | 95 | 6.125% | $255,000 | 6.9% |
| Generations Bank | 89 | 6.500% | $315,000 | 6.3% |
| UNITED FEDERAL CREDIT UNION | 84 | 6.875% | $115,000 | 28.2% |
| MY MOVE MORTGAGE, LLC | 83 | 6.500% | $325,000 | 2.4% |
| ARKANSAS Federal Credit Union | 79 | 8.250% | $105,000 | 37.8% |
| Mortgage Research Center, LLC | 73 | 6.250% | $315,000 | 21.3% |
| First Horizon Bank | 72 | 6.563% | $315,000 | 16.3% |
| ASSOCIATED MORTGAGE CORPORATION | 71 | 6.500% | $265,000 | 1.2% |
| LENNAR MORTGAGE, LLC | 70 | 5.500% | $255,000 | 22.2% |
| Legacy National Bank | 69 | Not published | $255,000 | 1.4% |
| Simmons Bank | 63 | 6.500% | $225,000 | 30.9% |
| The First National Bank of Fort Smith | 62 | 6.500% | $325,000 | 3.0% |
| PENNYMAC LOAN SERVICES, LLC | 61 | 6.375% | $205,000 | 23.5% |
| Armstrong Bank | 60 | 6.775% | $295,000 | 5.8% |
| Fairway Independent Mortgage Corporation | 57 | 6.000% | $275,000 | 13.6% |
| ENCORE BANK | 57 | 6.624% | $305,000 | 13.6% |
| Eagle Bank and Trust Company | 55 | 6.625% | $295,000 | 6.8% |
| Regions Bank | 53 | 6.125% | $220,000 | 38.9% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 53 | 6.500% | $255,000 | 0.0% |
| GERSHMAN INVESTMENT CORP. | 51 | 6.375% | $325,000 | 5.5% |
| The Farmers & Merchants Bank | 51 | 7.650% | $255,000 | 5.3% |
| ZILLOW HOME LOANS, LLC | 50 | 6.500% | $285,000 | 3.7% |
| Bank OZK | 44 | 5.990% | $145,000 | 33.8% |
| Navy Federal Credit Union | 42 | 7.388% | $175,000 | 14.0% |
| Bank of America, National Association | 40 | 6.490% | $170,000 | 42.9% |
| First Community Bank | 39 | 7.375% | $285,000 | 2.5% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 38 | 6.375% | $250,000 | 7.3% |
| NEWREZ LLC | 36 | 6.250% | $285,000 | 38.3% |
| FREEDOM MORTGAGE CORPORATION | 36 | 6.250% | $275,000 | 15.5% |
| Loandepot.Com, LLC | 36 | 6.990% | $185,000 | 30.8% |
| NATIONSTAR MORTGAGE LLC | 34 | 7.125% | $185,000 | 7.9% |
| JPMorgan Chase Bank, National Association | 34 | 6.250% | $295,000 | 8.1% |
| BOKF, National Association | 32 | 6.625% | $175,000 | 31.9% |
| GUILD MORTGAGE COMPANY | 32 | 6.750% | $265,000 | 13.2% |
| BETTER MORTGAGE CORPORATION | 31 | 6.625% | $255,000 | 36.7% |
| FIGURE LENDING LLC | 30 | 8.350% | $55,000 | 25.0% |
| Chambers Bank | 30 | Not published | $245,000 | 6.1% |
| First Financial Bank | 29 | 6.624% | $295,000 | 6.5% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 28 | 6.125% | $265,000 | 0.0% |
| Coastal Community Bank | 26 | 9.990% | $35,000 | 3.1% |
| TRIAD FINANCIAL SERVICES, INC. | 25 | 8.000% | $55,000 | 37.7% |
| FIRST COLONY MORTGAGE CORPORATION | 25 | 6.124% | $285,000 | 3.9% |
| Broker Solutions, Inc. | 23 | 6.990% | $225,000 | 28.1% |
| FIRSTTRUST HOME LOANS, INC. | 23 | 6.624% | $275,000 | 0.0% |
| U.S. Bank National Association | 22 | 6.625% | $305,000 | 38.9% |
| Truist Bank | 22 | 6.375% | $405,000 | 4.2% |
| AmeriSave Mortgage Corporation | 21 | 7.500% | $105,000 | 62.5% |
| Cadence Bank | 21 | 6.875% | $245,000 | 18.5% |
| SPRING EQ, LLC | 19 | 8.800% | $65,000 | 57.8% |
| FIRST WESTERN MORTGAGE, INC. | 19 | 6.500% | $325,000 | 4.4% |
| LEADERONE FINANCIAL CORPORATION | 19 | 6.875% | $335,000 | 5.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 18 | 10.120% | $110,000 | 73.1% |
| GUARANTEED RATE, INC. | 18 | 6.838% | $295,000 | 9.5% |
| BANK OF LITTLE ROCK MORTGAGE CORPORATION | 18 | 6.563% | $285,000 | 5.3% |
| Grand Savings Bank | 18 | Not published | $315,000 | 4.8% |
| The Central Trust Bank | 17 | 6.490% | $345,000 | 15.0% |
| USAA Federal Savings Bank | 17 | 6.125% | $265,000 | 26.1% |
| Lendage, LLC | 16 | 11.938% | $45,000 | 10.5% |
| First National Bank | 16 | 7.500% | $305,000 | 5.6% |
| First Western Bank | 16 | Not published | $365,000 | 0.0% |
| GENEVA FINANCIAL, LLC | 15 | 7.000% | $245,000 | 0.0% |
| Farm Credit Services of Western Arkansas, ACA | 15 | 6.600% | $275,000 | 6.3% |
| CROSSCOUNTRY MORTGAGE, INC. | 13 | 6.990% | $305,000 | 5.9% |
| Citizens Bank, National Association | 13 | 7.150% | $105,000 | 38.1% |
| Wells Fargo Bank, National Association | 13 | 6.250% | $325,000 | 27.8% |
| ENVOY MORTGAGE, LTD | 13 | 6.625% | $265,000 | 0.0% |
| First State Bank | 13 | Not published | $255,000 | 0.0% |
| T2 FINANCIAL LLC | 12 | 6.500% | $330,000 | 7.1% |
| First State Bank | 12 | Not published | $510,000 | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | 11 | 6.625% | $255,000 | 15.4% |
| PHH Mortgage Corporation | 11 | 6.125% | $305,000 | 0.0% |
| 21st Mortgage Corporation | 10 | 8.950% | $160,000 | 60.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 10 | 8.140% | $110,000 | 14.3% |
| COMMUNITYAMERICA CREDIT UNION | 10 | 7.990% | $100,000 | 44.4% |
| CS Bank | 10 | Not published | $165,000 | 0.0% |
| Paramount Residential Mortgage Group, Inc. | 10 | 6.188% | $315,000 | 0.0% |
| UNION HOME MORTGAGE CORP. | 10 | 6.375% | $260,000 | 9.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 10 | 6.495% | $405,000 | 0.0% |
| The Bank, National Association | 10 | Not published | $70,000 | 0.0% |
| Discover Bank | 9 | Under 10 loans | Under 10 loans | 65.4% |
| GoodLeap, LLC | 9 | Under 10 loans | Under 10 loans | 22.7% |
| PNC Bank, National Association | 9 | Under 10 loans | Under 10 loans | 33.3% |
| KIND LENDING, LLC | 9 | Under 10 loans | Under 10 loans | 40.0% |
| Kiavi Funding, Inc. | 9 | Under 10 loans | Under 10 loans | 18.2% |
| Intrust Bank, National Association | 9 | Under 10 loans | Under 10 loans | 16.7% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | 8 | Under 10 loans | Under 10 loans | 37.5% |
| LOWER, LLC | 8 | Under 10 loans | Under 10 loans | 20.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| DAS Acquisition Company, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| CMG MORTGAGE, INC. | 8 | Under 10 loans | Under 10 loans | 18.2% |
| Bank of 1889 | 8 | Under 10 loans | Under 10 loans | 11.1% |
| COMMUNITY MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 11.1% |
| CARRINGTON MORTGAGE SERVICES, LLC | 7 | Under 10 loans | Under 10 loans | 42.3% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 7 | Under 10 loans | Under 10 loans | 41.7% |
| VILLAGE CAPITAL & INVESTMENT LLC | 7 | Under 10 loans | Under 10 loans | 45.0% |
| The Federal Savings Bank | 7 | Under 10 loans | Under 10 loans | 22.2% |
| Click n' Close, Inc. | 7 | Under 10 loans | Under 10 loans | 12.5% |
| FIRST COMMUNITY MORTGAGE, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 7 | Under 10 loans | Under 10 loans | 22.2% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 7 | Under 10 loans | Under 10 loans | 11.1% |
| MASON MCDUFFIE MORTGAGE CORPORATION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Firstar Bank | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Central Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| UNITED BUILT HOMES, L.L.C. | 6 | Under 10 loans | Under 10 loans | 41.4% |
| NBKC BANK | 6 | Under 10 loans | Under 10 loans | 33.3% |
| CHURCHILL MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| ENDEAVOR CAPITAL, LLC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Bethpage Federal Credit Union | 6 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE INVESTORS GROUP, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Colorado Federal Savings Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| NEW DAY FINANCIAL, LLC | 5 | Under 10 loans | Under 10 loans | 63.2% |
| Tomo Mortgage, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| First Federal Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| PLANET HOME LENDING, LLC | 5 | Under 10 loans | Under 10 loans | 28.6% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Ameris Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Today's Bank | 5 | Under 10 loans | Under 10 loans | 16.7% |
| The Citizens Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| United Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of England | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Equity Prime Mortgage LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| General Mortgage Capital Corporation | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIANT CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| BPL MORTGAGE TRUST, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| SWBC MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Anstaff Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Equity Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Commerce Home Mortgage, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CORNERSTONE CAPITAL BANK, SSB | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Sterling Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens' Bank & Trust Co. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Morgan Stanley Private Bank, National Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| BoxCar Mortgage, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| LENDINGONE, LLC | 3 | Under 10 loans | Under 10 loans | 40.0% |
| PENTAGON FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 62.5% |
| OCMBC, INC. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| LONGBRIDGE FINANCIAL, LLC | 3 | Under 10 loans | Under 10 loans | 20.0% |
| AMERICAN INTERNET MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 40.0% |
| PLAZA HOME MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 50.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| THE LOAN STORE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| HOPE FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 40.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Plains Commerce Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| TRADITIONAL MORTGAGE ACCEPTANCE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ROYAL UNITED MORTGAGE LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| DEEPHAVEN MORTGAGE LLC | 3 | Under 10 loans | Under 10 loans | 40.0% |
| Cornerstone First Mortgage, Inc | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Home Loans, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Evolve Bank & Trust | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Valon Mortgage, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| WEST GATE BANK | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AML FUNDING LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Hamilton Mortgage Corporation | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| STANDARD MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Armor Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FBC MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| First United Bank and Trust Company | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SpiritBank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| BAYSHORE MORTGAGE FUNDING, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| American Mortgage Bank, LLC | 2 | Under 10 loans | Under 10 loans | 50.0% |
| Truity Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Partners Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TOP FLITE FINANCIAL, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CANOPY MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Citibank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Raymond James Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BMO Bank National Association | 2 | Under 10 loans | Under 10 loans | 33.3% |
| MOVEMENT MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Relyance Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Southern Bancorp Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Beeline Loans, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Union Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MidFirst Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ARC HOME LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 5493004T38NMC864VL66 | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DELMAR FINANCIAL COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Armed Forces Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First State Bank of St. Charles, Missouri | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Mid-Missouri Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 178 lenders each made 2 or fewer mortgages here, and are counted in the totals above.
Bank branches in Washington County
100 FDIC-insured branches from 34 banks, as of 30 June 2026, with the deposits held at them.
Closed since the 2025 survey
2 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- Cadence Bank, 3390 N Futrall Dr, Fayetteville
- Chambers Bank, 2019 N Center St, Elkins
Get told when this changes
When the next year’s lending figures are out for Washington County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.