First State Bank
First State Bank received 108 applications in 2025 and made 106 mortgages, in 15 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $145,000. Of 107 decisions, 1 were denials — 0.9%.
| Legal Entity Identifier | 549300JOYC0RUSF9DL04 |
|---|---|
| Applications received | 108 |
| Mortgages made | 106 |
| Denied | 1 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 1 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: First State Bank, 2 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 64 | Not published | $205,000 | 1.5% |
| Refinancing | 34 | Not published | $125,000 | 0.0% |
| Other purposes | 8 | Under 10 loans | Under 10 loans | 0.0% |
Where First State Bank lends most
The 15 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Pope County, AR | 57 | Not published | 1.7% |
| Washington County, AR | 13 | Not published | 0.0% |
| Yell County, AR | 9 | Under 10 loans | 0.0% |
| Johnson County, AR | 5 | Under 10 loans | 0.0% |
| Conway County, AR | 4 | Under 10 loans | 0.0% |
| Sebastian County, AR | 4 | Under 10 loans | 0.0% |
| Benton County, AR | 3 | Under 10 loans | 0.0% |
| Faulkner County, AR | 3 | Under 10 loans | 0.0% |
| Pulaski County, AR | 2 | Under 10 loans | 0.0% |
| Carroll County, AR | 1 | Under 10 loans | 0.0% |
| Craighead County, AR | 1 | Under 10 loans | 0.0% |
| Franklin County, AR | 1 | Under 10 loans | 0.0% |
| Montgomery County, AR | 1 | Under 10 loans | 0.0% |
| Van Buren County, AR | 1 | Under 10 loans | 0.0% |
| Cobb County, GA | 1 | Under 10 loans | 0.0% |
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When First State Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.