Home purchase lenders in Tuscaloosa County
2,684 home purchase mortgages were made in Tuscaloosa County, Alabama, in 2025, by 288 lenders. The median rate their borrowers got was 6.500% on a median loan of $245,000. Of 3,527 decisions, 677 were denials — 19.2%, most often for credit history.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| First Federal Bank, A FSB | 486 | 6.250% | $245,000 | 2.9% |
| MOVEMENT MORTGAGE, LLC | 200 | 6.500% | $225,000 | 1.3% |
| DHI MORTGAGE COMPANY, LTD. | 177 | 4.990% | $275,000 | 25.4% |
| BankFirst Financial Services | 113 | 6.500% | $275,000 | 0.9% |
| United Community Bank | 95 | 6.125% | $225,000 | 5.9% |
| Cadence Bank | 88 | 6.375% | $305,000 | 5.3% |
| ALABAMA ONE | 87 | 6.625% | $205,000 | 5.4% |
| Bryant Bank | 76 | 7.500% | $280,000 | 2.6% |
| FirstBank | 72 | 6.500% | $270,000 | 27.2% |
| Regions Bank | 64 | 6.313% | $290,000 | 7.8% |
| NFM, INC. | 58 | 6.250% | $215,000 | 1.7% |
| TRIAD FINANCIAL SERVICES, INC. | 45 | 7.950% | $115,000 | 31.5% |
| Mortgage Research Center, LLC | 44 | 6.500% | $265,000 | 9.8% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 44 | 6.125% | $255,000 | 13.7% |
| Trustmark National Bank | 44 | 6.375% | $260,000 | 4.4% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 32 | 10.750% | $100,000 | 87.1% |
| STOCKTON MORTGAGE CORPORATION | 32 | 7.000% | $215,000 | 0.0% |
| 21st Mortgage Corporation | 31 | 10.570% | $115,000 | 71.3% |
| Rocket Mortgage, LLC | 31 | 6.875% | $245,000 | 28.9% |
| Synovus Bank | 28 | 6.375% | $235,000 | 22.2% |
| MORIA DEVELOPMENT, INC. | 27 | 6.625% | $265,000 | 10.0% |
| West Alabama Bank & Trust | 26 | Not published | $165,000 | 3.6% |
| Renasant Bank | 25 | 6.750% | $315,000 | 3.9% |
| JPMorgan Chase Bank, National Association | 24 | 6.250% | $190,000 | 3.7% |
| SmartBank | 24 | 6.438% | $305,000 | 3.6% |
| SOUTHWEST FUNDING, LP | 22 | 7.058% | $240,000 | 0.0% |
| GUILD MORTGAGE COMPANY | 22 | 6.625% | $225,000 | 0.0% |
| LENNAR MORTGAGE, LLC | 21 | 5.250% | $265,000 | 30.0% |
| CROSSCOUNTRY MORTGAGE, INC. | 21 | 6.375% | $205,000 | 8.3% |
| FIRST COMMUNITY MORTGAGE, INC. | 20 | 6.250% | $230,000 | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | 19 | 6.375% | $235,000 | 0.0% |
| Navy Federal Credit Union | 19 | 6.250% | $265,000 | 13.6% |
| LENDLO MORTGAGE, LLC | 18 | 5.750% | $255,000 | 10.0% |
| Fairway Independent Mortgage Corporation | 16 | 6.750% | $250,000 | 0.0% |
| Prosperity Home Mortgage, LLC | 13 | 6.500% | $255,000 | 7.1% |
| 2549005Z23HAAZ6QDM98 | 13 | 6.250% | $285,000 | 0.0% |
| Central State Bank | 13 | Not published | $205,000 | 0.0% |
| Equity Prime Mortgage LLC | 12 | 6.563% | $245,000 | 40.0% |
| UNION HOME MORTGAGE CORP. | 12 | 6.563% | $235,000 | 0.0% |
| Colorado Federal Savings Bank | 11 | 6.375% | $375,000 | 0.0% |
| Broker Solutions, Inc. | 11 | 7.250% | $225,000 | 8.3% |
| CB&S Bank, Inc. | 11 | 6.490% | $365,000 | 0.0% |
| Consumer First Mortgage, Inc. | 11 | 6.250% | $275,000 | 0.0% |
| Wells Fargo Bank, National Association | 10 | 6.250% | $290,000 | 16.7% |
| PNC Bank, National Association | 9 | Under 10 loans | Under 10 loans | 10.0% |
| ALABAMA CREDIT UNION | 9 | Under 10 loans | Under 10 loans | 10.0% |
| SOUTHWEST STAGE FUNDING, LLC | 8 | Under 10 loans | Under 10 loans | 7.7% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| AVADIAN | 8 | Under 10 loans | Under 10 loans | 0.0% |
| USAA Federal Savings Bank | 7 | Under 10 loans | Under 10 loans | 41.7% |
| Loandepot.Com, LLC | 7 | Under 10 loans | Under 10 loans | 11.1% |
| GUARANTEED RATE, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 7 | Under 10 loans | Under 10 loans | 0.0% |
| THE LOAN STORE, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| LEADERONE FINANCIAL CORPORATION | 6 | Under 10 loans | Under 10 loans | 25.0% |
| FBC MORTGAGE, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| First Bank of Alabama | 6 | Under 10 loans | Under 10 loans | 0.0% |
| OCMBC, INC. | 5 | Under 10 loans | Under 10 loans | 28.6% |
| PENNYMAC LOAN SERVICES, LLC | 5 | Under 10 loans | Under 10 loans | 37.5% |
| NEWREZ LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| FIRST COLONY MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 14.3% |
| FREEDOM MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 16.7% |
| AMERICAN FINANCIAL RESOURCES, INC. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Presidential Bank, FSB | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Morgan Stanley Private Bank, National Association | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Robertson Banking Company | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Southern Bancorp Bank | 4 | Under 10 loans | Under 10 loans | 11.1% |
| KIND LENDING, LLC | 4 | Under 10 loans | Under 10 loans | 50.0% |
| GENWAY HOME MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| CMG MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Commerce Home Mortgage, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| SouthPoint Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ZILLOW HOME LOANS, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| River Bank & Trust | 4 | Under 10 loans | Under 10 loans | 20.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Mortgage Right | 4 | Under 10 loans | Under 10 loans | 0.0% |
| TOWNE MORTGAGE COMPANY | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE INVESTORS GROUP, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 3 | Under 10 loans | Under 10 loans | 50.0% |
| Loan Funder LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LOWER, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Truist Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| A&D Mortgage LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Assurance Financial Group, L.L.C. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| LAND HOME FINANCIAL SERVICES, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Liberty | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Investar Bank, National Association | 3 | Under 10 loans | Under 10 loans | 25.0% |
| NATIONSTAR MORTGAGE LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| U.S. Bank National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of America, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 3 | Under 10 loans | Under 10 loans | 0.0% |
| First Horizon Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Citadel Servicing Corporation | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CSL Financial, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Plains Commerce Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ServisFirst Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| First Financial Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Red River Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| First National Bank of America | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Hamilton Mortgage Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Community Bank of Mississippi | 2 | Under 10 loans | Under 10 loans | 33.3% |
| SouthState Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Click n' Close, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Guaranty Bank and Trust Company | 2 | Under 10 loans | Under 10 loans | 0.0% |
| HUNT MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICA'S FIRST | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Magnolia Bank, Incorporated | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CANOPY MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Peoples Bank of Greensboro | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ACIPCO Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Nations Lending Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GENEVA FINANCIAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| b1BANK | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BPL MORTGAGE TRUST, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| THE MORTGAGE FIRM, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| JMAC LENDING, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Bank Independent | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCING CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| The Hometown Bank of Alabama | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CIS Financial Services, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RIGHT START MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Raymond James Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Tomo Mortgage, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Kiavi Funding, Inc. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Zippy Loans, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Loan Simple, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GMFS LLC | 1 | Under 10 loans | Under 10 loans | 33.3% |
| HOMEXPRESS MORTGAGE CORP. | 1 | Under 10 loans | Under 10 loans | 66.7% |
| BETTER MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 1 | Under 10 loans | Under 10 loans | 33.3% |
| STG MORTGAGE INC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 1 | Under 10 loans | Under 10 loans | 0.0% |
| INTERSTATE HOME LOAN CENTER, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE ACCESS CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Legends Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTHEAST MORTGAGE OF GEORGIA, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Northpointe Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First South Farm Credit, ACA | 1 | Under 10 loans | Under 10 loans | 0.0% |
| APCO EMPLOYEES | 1 | Under 10 loans | Under 10 loans | 50.0% |
| EVERETT FINANCIAL, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| VICTORIAN FINANCE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Citibank, National Association | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Ameris Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First-Citizens Bank & Trust Company | 1 | Under 10 loans | Under 10 loans | 50.0% |
| FOCUS BANK | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Listerhill Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Associated Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NQM FUNDING, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| BANK OF MADISON | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Liberty Mortgage Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First Financial Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 254900CTT87ZKAUTIJ37 | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Traditions Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Liberty Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First Suncoast Trust BancShares, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Mid Penn Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Service Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FlexPoint, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Eco Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Filo Mortgage, L.L.C. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens 1st Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Loansteady LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Paramount Residential Mortgage Group, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of Bartlett | 1 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| German American Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| OceanFirst Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Peoples Bank of Alabama | 1 | Under 10 loans | Under 10 loans | 0.0% |
| TOP FLITE FINANCIAL, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Chambers Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Towne Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First Missouri State Bank of Cape County | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens Bank & Trust | 1 | Under 10 loans | Under 10 loans | 0.0% |
| UNITED MORTGAGE CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 5493005QMX3SJKDTQZ62 | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SHELTER HOME MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LEGACY COMMUNITY FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Armed Forces Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GREYSTONE SERVICING COMPANY LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Atlantic Coast Mortgage, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MLD MORTGAGE INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MAX Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Federal Savings Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Pinnacle Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First United Bank and Trust Company | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NEXERA HOLDING LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| EvaBank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| REDSTONE Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 88 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.