Mortgage Lender Index

Mortgage lenders in Nueces County

5,792 mortgages were made in Nueces County, Texas, in 2025, by 401 lenders. The median rate their borrowers got was 6.500% on a median loan of $225,000. Of 8,437 decisions, 2,184 were denials — 25.9%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
RALLY CREDIT UNION 529 6.625% $145,000 34.4%
DHI MORTGAGE COMPANY, LTD. 378 4.990% $295,000 12.5%
LENNAR MORTGAGE, LLC 370 4.625% $235,000 24.4%
UNITED SHORE FINANCIAL SERVICES, LLC 342 6.125% $275,000 13.0%
Rocket Mortgage, LLC 270 6.990% $175,000 28.7%
Simmons Bank 197 8.000% $175,000 2.5%
CROSSCOUNTRY MORTGAGE, INC. 170 6.750% $235,000 2.8%
RANDOLPH-BROOKS FEDERAL CREDIT UNION 159 6.875% $105,000 14.9%
American Bank, National Association 128 6.188% $195,000 18.0%
Mortgage Research Center, LLC 121 6.250% $295,000 20.4%
GUILD MORTGAGE COMPANY 114 6.375% $255,000 8.5%
Navy Federal Credit Union 111 6.375% $245,000 28.0%
First Community Bank 97 Not published $225,000 2.9%
WILLOW BEND MORTGAGE COMPANY, LLC 93 6.500% $265,000 1.1%
GARDNER FINANCIAL SERVICES, LTD. 91 6.250% $275,000 3.0%
JPMorgan Chase Bank, National Association 87 6.500% $225,000 9.3%
FREEDOM MORTGAGE CORPORATION 85 6.125% $295,000 10.2%
First National Bank Texas 80 6.490% $225,000 2.4%
CMG MORTGAGE, INC. 75 6.500% $285,000 7.7%
GUARANTEED RATE, INC. 70 6.500% $205,000 10.1%
NEWREZ LLC 65 6.375% $285,000 30.6%
PENNYMAC LOAN SERVICES, LLC 61 5.990% $245,000 22.1%
21st Mortgage Corporation 59 10.500% $95,000 81.1%
SECURITY SERVICE FEDERAL CREDIT UNION 55 6.625% $125,000 26.7%
Prosperity Bank 54 7.375% $155,000 33.3%
Bank of America, National Association 48 6.240% $125,000 59.0%
Paramount Residential Mortgage Group, Inc. 48 6.500% $265,000 2.0%
Loandepot.Com, LLC 47 6.990% $165,000 34.3%
THE LOAN STORE, INC. 47 6.625% $235,000 11.3%
Gateway First Bank 46 6.313% $175,000 6.1%
Frost Bank 45 6.275% $125,000 57.8%
LEGEND LENDING CORPORATION 39 7.000% $215,000 4.9%
Broker Solutions, Inc. 38 6.500% $250,000 15.2%
NATIONSTAR MORTGAGE LLC 37 6.875% $155,000 18.4%
Charter Bank 37 Not published $125,000 16.3%
Extraco Banks, National Association 36 6.375% $350,000 18.2%
PIKE CREEK MORTGAGE SERVICES, INC. 35 6.250% $275,000 5.4%
COASTLIFE CREDIT UNION 34 6.750% $95,000 18.8%
Click n' Close, Inc. 34 7.000% $220,000 2.9%
HOMEXPRESS MORTGAGE CORP. 31 7.625% $265,000 35.4%
UNION HOME MORTGAGE CORP. 31 6.500% $225,000 8.8%
PRIMELENDING, A PLAINSCAPITAL COMPANY 31 6.625% $315,000 13.2%
GULF COAST FEDERAL CREDIT UNION 31 6.950% $155,000 0.0%
Wells Fargo Bank, National Association 28 6.500% $200,000 34.9%
EVERETT FINANCIAL, INC. 28 6.750% $225,000 9.7%
KIND LENDING, LLC 24 6.933% $225,000 20.0%
MEMBERS FIRST CREDIT UNION 21 Not published $135,000 41.8%
USAA Federal Savings Bank 19 6.500% $265,000 46.0%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 19 6.625% $245,000 0.0%
Fairway Independent Mortgage Corporation 18 6.563% $240,000 10.0%
SWBC MORTGAGE CORPORATION 18 6.500% $285,000 0.0%
PNC Bank, National Association 17 7.490% $75,000 38.7%
MORTGAGE FINANCIAL SERVICES, LLC 17 5.990% $205,000 0.0%
VILLAGE CAPITAL & INVESTMENT LLC 17 5.750% $245,000 10.5%
Filo Mortgage, L.L.C. 17 6.500% $315,000 10.5%
SYNERGY FEDERAL CREDIT UNION 17 Not published $165,000 5.6%
PLANET HOME LENDING, LLC 17 5.990% $265,000 15.0%
Hometown Equity Mortgage, LLC 17 7.500% $225,000 19.1%
AmeriSave Mortgage Corporation 15 6.990% $175,000 71.2%
254900O723MCLR701H50 15 0.000% $5,000 58.3%
Kleberg Bank, N.A. 15 Not published $315,000 0.0%
Kiavi Funding, Inc. 14 9.450% $140,000 16.7%
International Bank of Commerce 14 7.500% $345,000 5.3%
AMERICAN FINANCIAL NETWORK, INC. 14 6.813% $245,000 5.9%
LAKEVIEW LOAN SERVICING, LLC 13 5.990% $255,000 58.6%
Cornerstone First Mortgage, Inc 13 6.875% $255,000 0.0%
A&D Mortgage LLC 13 6.625% $255,000 7.1%
Cadence Bank 13 6.625% $905,000 0.0%
SPRING EQ, LLC 12 10.213% $65,000 75.0%
PENTAGON FEDERAL CREDIT UNION 12 6.438% $205,000 53.8%
VELOCITY COMMERCIAL CAPITAL, LLC 12 9.865% $165,000 0.0%
PROVIDENT FUNDING ASSOCIATES, L.P. 12 6.375% $390,000 14.3%
CHAMPIONS FUNDING, LLC 12 7.625% $225,000 0.0%
CARRINGTON MORTGAGE SERVICES, LLC 11 6.625% $185,000 57.6%
AMWEST FUNDING CORP. 11 6.625% $185,000 15.4%
Emporium TPO LLC 11 7.490% $205,000 17.7%
MORTGAGE SOLUTIONS OF COLORADO, LLC 11 7.750% $305,000 14.3%
CORNERSTONE CAPITAL BANK, SSB 11 6.624% $375,000 0.0%
FIGURE LENDING LLC 10 10.675% $65,000 41.7%
OCMBC, INC. 10 7.625% $130,000 14.3%
PLAZA HOME MORTGAGE, INC. 10 6.370% $350,000 33.3%
AMERIHOME MORTGAGE COMPANY, LLC 10 6.375% $245,000 16.7%
DEEPHAVEN MORTGAGE LLC 10 7.438% $340,000 33.3%
Lendage, LLC 10 10.438% $70,000 16.7%
ANGEL OAK MORTGAGE SOLUTIONS LLC 10 6.808% $290,000 16.7%
MOVEMENT MORTGAGE, LLC 10 6.875% $255,000 0.0%
U.S. Bank National Association 9 Under 10 loans Under 10 loans 62.5%
BETTER MORTGAGE CORPORATION 9 Under 10 loans Under 10 loans 30.8%
Commerce Home Mortgage, Inc. 9 Under 10 loans Under 10 loans 18.2%
ROYAL UNITED MORTGAGE LLC 9 Under 10 loans Under 10 loans 33.3%
H E B Credit Union 9 Under 10 loans Under 10 loans 25.0%
V.I.P. MORTGAGE, INC. 9 Under 10 loans Under 10 loans 0.0%
ZILLOW HOME LOANS, LLC 8 Under 10 loans Under 10 loans 20.0%
Broadway National Bank 8 Under 10 loans Under 10 loans 0.0%
First United Bank and Trust Company 8 Under 10 loans Under 10 loans 0.0%
Easy Street Capital, LLC 8 Under 10 loans Under 10 loans 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. 7 Under 10 loans Under 10 loans 82.2%
SOFI BANK, NATIONAL ASSOCIATION 7 Under 10 loans Under 10 loans 22.2%
NexBank 7 Under 10 loans Under 10 loans 36.4%
HOMEBRIDGE FINANCIAL SERVICES, INC. 7 Under 10 loans Under 10 loans 12.5%
LOWER, LLC 7 Under 10 loans Under 10 loans 0.0%
Jefferson Bank 7 Under 10 loans Under 10 loans 11.1%
Primis Mortgage Company 7 Under 10 loans Under 10 loans 0.0%
PlainsCapital Bank 7 Under 10 loans Under 10 loans 0.0%
TRIAD FINANCIAL SERVICES, INC. 6 Under 10 loans Under 10 loans 59.8%
GoodLeap, LLC 6 Under 10 loans Under 10 loans 40.0%
Plains Commerce Bank 6 Under 10 loans Under 10 loans 40.0%
CANOPY MORTGAGE, LLC 6 Under 10 loans Under 10 loans 14.3%
RIGHT START MORTGAGE, INC. 6 Under 10 loans Under 10 loans 14.3%
LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation 6 Under 10 loans Under 10 loans 33.3%
NBKC BANK 6 Under 10 loans Under 10 loans 33.3%
MUTUAL OF OMAHA MORTGAGE, INC. 6 Under 10 loans Under 10 loans 14.3%
AMERICAN FINANCIAL RESOURCES, INC. 6 Under 10 loans Under 10 loans 0.0%
GoPrime Mortgage, Inc. 6 Under 10 loans Under 10 loans 0.0%
First Option Mortgage, LLC 6 Under 10 loans Under 10 loans 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION 5 Under 10 loans Under 10 loans 65.2%
LoanUnited.com, LLC 5 Under 10 loans Under 10 loans 16.7%
Regions Bank 5 Under 10 loans Under 10 loans 40.0%
NEXERA HOLDING LLC 5 Under 10 loans Under 10 loans 28.6%
Equity Prime Mortgage LLC 5 Under 10 loans Under 10 loans 28.6%
CLEAREDGE LENDING LLC 5 Under 10 loans Under 10 loans 50.0%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 5 Under 10 loans Under 10 loans 33.3%
RESIDENTIAL WHOLESALE MORTGAGE, INC. 5 Under 10 loans Under 10 loans 28.6%
BOKF, National Association 5 Under 10 loans Under 10 loans 0.0%
RESICENTRAL, LLC 5 Under 10 loans Under 10 loans 0.0%
Susser Bank 5 Under 10 loans Under 10 loans 0.0%
PILGRIM MORTGAGE LLC 5 Under 10 loans Under 10 loans 0.0%
Sierra Pacific Mortgage Company, Inc. 5 Under 10 loans Under 10 loans 0.0%
Morgan Stanley Private Bank, National Association 5 Under 10 loans Under 10 loans 0.0%
Zippy Loans, LLC 4 Under 10 loans Under 10 loans 55.6%
UNIVERSITY Federal Credit Union 4 Under 10 loans Under 10 loans 20.0%
ValueBank Texas 4 Under 10 loans Under 10 loans 33.3%
Centennial Bank 4 Under 10 loans Under 10 loans 0.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 4 Under 10 loans Under 10 loans 0.0%
DAS Acquisition Company, LLC 4 Under 10 loans Under 10 loans 0.0%
CHURCHILL MORTGAGE CORPORATION 4 Under 10 loans Under 10 loans 0.0%
CLEARPATH LENDING 4 Under 10 loans Under 10 loans 0.0%
FocusOne Mortgage, LLC 4 Under 10 loans Under 10 loans 0.0%
254900CTT87ZKAUTIJ37 4 Under 10 loans Under 10 loans 0.0%
NFM, INC. 4 Under 10 loans Under 10 loans 0.0%
COUNTRYPLACE MORTGAGE, LTD. 3 Under 10 loans Under 10 loans 81.3%
UNITED BUILT HOMES, L.L.C. 3 Under 10 loans Under 10 loans 62.5%
PHH Mortgage Corporation 3 Under 10 loans Under 10 loans 40.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. 3 Under 10 loans Under 10 loans 40.0%
SUN WEST MORTGAGE COMPANY, INC. 3 Under 10 loans Under 10 loans 16.7%
AMERICAN PACIFIC MORTGAGE CORPORATION 3 Under 10 loans Under 10 loans 25.0%
Truist Bank 3 Under 10 loans Under 10 loans 50.0%
Flagstar Bank, N.A. 3 Under 10 loans Under 10 loans 50.0%
LONGBRIDGE FINANCIAL, LLC 3 Under 10 loans Under 10 loans 0.0%
SOUTH RIVER MORTGAGE, LLC 3 Under 10 loans Under 10 loans 0.0%
Armed Forces Bank, National Association 3 Under 10 loans Under 10 loans 40.0%
LENDSURE MORTGAGE CORP. 3 Under 10 loans Under 10 loans 0.0%
Synergy One Lending, Inc. 3 Under 10 loans Under 10 loans 0.0%
NETWORK FUNDING, L.P. 3 Under 10 loans Under 10 loans 0.0%
GUARANTEED RATE AFFINITY, LLC 3 Under 10 loans Under 10 loans 0.0%
TruHome Solutions, LLC 3 Under 10 loans Under 10 loans 25.0%
Loan Simple, Inc. 3 Under 10 loans Under 10 loans 0.0%
TEXAS DOW EMPLOYEES CREDIT UNION 3 Under 10 loans Under 10 loans 25.0%
Mid-Continent Funding, Inc. 3 Under 10 loans Under 10 loans 0.0%
FIRST COMMUNITY MORTGAGE, INC. 3 Under 10 loans Under 10 loans 0.0%
Texana Bank, National Association 3 Under 10 loans Under 10 loans 0.0%
Zions Bancorporation, N.A. 3 Under 10 loans Under 10 loans 0.0%
984500RF83EA742B5589 3 Under 10 loans Under 10 loans 0.0%
SFMC, LP 3 Under 10 loans Under 10 loans 0.0%
LAND HOME FINANCIAL SERVICES, INC. 3 Under 10 loans Under 10 loans 0.0%
Charles Schwab Bank, SSB 3 Under 10 loans Under 10 loans 0.0%
Lone Star National Bank 3 Under 10 loans Under 10 loans 0.0%
NEW WAVE LENDING GROUP INC 3 Under 10 loans Under 10 loans 0.0%
FINANCE OF AMERICA REVERSE LLC 3 Under 10 loans Under 10 loans 0.0%
FirstBank 2 Under 10 loans Under 10 loans 69.6%
LENDINGONE, LLC 2 Under 10 loans Under 10 loans 50.0%
AMERICAN FINANCING CORPORATION 2 Under 10 loans Under 10 loans 85.7%
Beeline Loans, Inc. 2 Under 10 loans Under 10 loans 71.4%
AMERICAN HERITAGE LENDING, LLC 2 Under 10 loans Under 10 loans 16.7%
Citadel Servicing Corporation 2 Under 10 loans Under 10 loans 14.3%
SENTE MORTGAGE, INC. 2 Under 10 loans Under 10 loans 0.0%
SECURITYNATIONAL MORTGAGE COMPANY 2 Under 10 loans Under 10 loans 0.0%
A+ Federal Credit Union 2 Under 10 loans Under 10 loans 60.0%
RF RENOVO MANAGEMENT COMPANY, LLC 2 Under 10 loans Under 10 loans 0.0%
ENCORE BANK 2 Under 10 loans Under 10 loans 0.0%
BPL MORTGAGE TRUST, LLC 2 Under 10 loans Under 10 loans 0.0%
Premia Mortgage, LLC DBA Premia Relocation Mortgage 2 Under 10 loans Under 10 loans 0.0%
DIRECTIONS EQUITY, LLC 2 Under 10 loans Under 10 loans 33.3%
Tomo Mortgage, LLC 2 Under 10 loans Under 10 loans 0.0%
FIRST COLONY MORTGAGE CORPORATION 2 Under 10 loans Under 10 loans 0.0%
Farm Credit Mid-America 2 Under 10 loans Under 10 loans 33.3%
Amarillo National Bank 2 Under 10 loans Under 10 loans 33.3%
FIRST SERVICE Credit Union 2 Under 10 loans Under 10 loans 33.3%
SEMPER HOME LOANS, INC 2 Under 10 loans Under 10 loans 33.3%
Amplify 2 Under 10 loans Under 10 loans 0.0%
LOANPEOPLE, LLC 2 Under 10 loans Under 10 loans 0.0%
First Federal Bank 2 Under 10 loans Under 10 loans 0.0%
Hamilton Mortgage Corporation 2 Under 10 loans Under 10 loans 0.0%
CSL Financial, LLC 2 Under 10 loans Under 10 loans 0.0%
54930013MXTMNAENKY84 2 Under 10 loans Under 10 loans 0.0%
ARC HOME LLC 2 Under 10 loans Under 10 loans 0.0%
SOUTHWEST FUNDING, LP 2 Under 10 loans Under 10 loans 0.0%
EFINITY FINANCIAL INC. 2 Under 10 loans Under 10 loans 0.0%
UBS Bank USA 2 Under 10 loans Under 10 loans 0.0%
CAPITAL CONCEPTS, INC. 2 Under 10 loans Under 10 loans 0.0%

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 201 lenders each made 2 or fewer mortgages here, and are counted in the totals above.

Bank branches in Nueces County

69 FDIC-insured branches from 16 banks, as of 30 June 2026, with the deposits held at them.

BankBranches hereDeposits
Prosperity Bank 15$1.8 billion
Frost Bank 7$1.5 billion
Wells Fargo Bank, National Association 6$698.8 million
First Community Bank 6$242.5 million
First National Bank Texas 6$36.7 million
International Bank of Commerce 5$230.3 million
ValueBank Texas 4$102.3 million
Kleberg Bank, N.A. 3$344.1 million
PlainsCapital Bank 3$270.6 million
Charter Bank 3$242.4 million
PNC Bank, National Association 3$125.5 million
Bank of America, National Association 2$870.0 million
Texas Champion Bank 2$107.9 million
First State Bank of Odem 2$82.9 million
Simmons Bank 1$29.0 million
National Bank & Trust 1$6.6 million

Closed since the 2025 survey

10 branches in the 2025 survey have no 2026 row: closed, sold, or moved.

Get told when this changes

When the next year’s lending figures are out for Nueces County, or a lender arrives or leaves.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.