Charter Bank
Charter Bank received 57 applications in 2025 and made 40 mortgages, in 3 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $125,000. Of 54 decisions, 10 were denials — 18.5%.
| Legal Entity Identifier | 254900695MEPYT475810 |
|---|---|
| Applications received | 57 |
| Mortgages made | 40 |
| Denied | 10 |
| Approved, not taken up | 4 |
| Withdrawn or incomplete | 3 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Charter Bank, 4 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 19 | Not published | $95,000 | 4.2% |
| Refinancing | 13 | Not published | $165,000 | 18.8% |
| Other purposes | 8 | Under 10 loans | Under 10 loans | 42.9% |
Where Charter Bank lends most
The 3 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Nueces County, TX | 37 | Not published | 16.3% |
| San Patricio County, TX | 2 | Under 10 loans | 0.0% |
| Aransas County, TX | 1 | Under 10 loans | 66.7% |
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When Charter Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.