Mortgage Lender Index

Mortgage lenders in Montague County

398 mortgages were made in Montague County, Texas, in 2025, by 173 lenders. The median rate their borrowers got was 6.750% on a median loan of $205,000. Of 591 decisions, 160 were denials — 27.1%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
GUILD MORTGAGE COMPANY 46 6.490% $220,000 2.1%
UNITED SHORE FINANCIAL SERVICES, LLC 22 6.437% $250,000 8.3%
Rocket Mortgage, LLC 17 6.990% $155,000 28.0%
21st Mortgage Corporation 16 10.010% $135,000 63.8%
Legend Bank, N.A. 14 Not published $230,000 6.3%
First State Bank 12 6.813% $195,000 0.0%
Mortgage Research Center, LLC 11 5.990% $235,000 0.0%
American National Bank & Trust 11 6.875% $245,000 7.7%
CROSSCOUNTRY MORTGAGE, INC. 11 6.875% $185,000 0.0%
First Financial Bank 9 Under 10 loans Under 10 loans 23.1%
Fairway Independent Mortgage Corporation 9 Under 10 loans Under 10 loans 0.0%
Loandepot.Com, LLC 8 Under 10 loans Under 10 loans 20.0%
LENDINGONE, LLC 8 Under 10 loans Under 10 loans 0.0%
Liberty 8 Under 10 loans Under 10 loans 0.0%
MORTGAGE FINANCIAL SERVICES, LLC 7 Under 10 loans Under 10 loans 0.0%
The Jacksboro National Bank 6 Under 10 loans Under 10 loans 0.0%
UNION HOME MORTGAGE CORP. 6 Under 10 loans Under 10 loans 0.0%
TRIAD FINANCIAL SERVICES, INC. 5 Under 10 loans Under 10 loans 56.3%
Navy Federal Credit Union 5 Under 10 loans Under 10 loans 28.6%
GUARANTEED RATE, INC. 5 Under 10 loans Under 10 loans 0.0%
PLANET HOME LENDING, LLC 5 Under 10 loans Under 10 loans 0.0%
PENNYMAC LOAN SERVICES, LLC 4 Under 10 loans Under 10 loans 55.6%
Wells Fargo Bank, National Association 4 Under 10 loans Under 10 loans 42.9%
Frost Bank 4 Under 10 loans Under 10 loans 42.9%
AMERICAN PACIFIC MORTGAGE CORPORATION 4 Under 10 loans Under 10 loans 33.3%
Gateway First Bank 4 Under 10 loans Under 10 loans 0.0%
CMG MORTGAGE, INC. 4 Under 10 loans Under 10 loans 0.0%
DATCU 3 Under 10 loans Under 10 loans 0.0%
NEWREZ LLC 3 Under 10 loans Under 10 loans 0.0%
ZILLOW HOME LOANS, LLC 3 Under 10 loans Under 10 loans 0.0%
PHH Mortgage Corporation 3 Under 10 loans Under 10 loans 25.0%
Farm Credit Mid-America 3 Under 10 loans Under 10 loans 0.0%
First United Bank and Trust Company 3 Under 10 loans Under 10 loans 25.0%
Paramount Residential Mortgage Group, Inc. 3 Under 10 loans Under 10 loans 0.0%
Magnolia Bank, Incorporated 3 Under 10 loans Under 10 loans 0.0%
LAKEVIEW LOAN SERVICING, LLC 2 Under 10 loans Under 10 loans 40.0%
FREEDOM MORTGAGE CORPORATION 2 Under 10 loans Under 10 loans 0.0%
AmeriSave Mortgage Corporation 2 Under 10 loans Under 10 loans 75.0%
SPRING EQ, LLC 2 Under 10 loans Under 10 loans 60.0%
Bank of America, National Association 2 Under 10 loans Under 10 loans 66.7%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 2 Under 10 loans Under 10 loans 0.0%
CREDIT UNION OF TEXAS 2 Under 10 loans Under 10 loans 33.3%
Logan Finance Corporation 2 Under 10 loans Under 10 loans 33.3%
AMERICAN FINANCIAL RESOURCES, INC. 2 Under 10 loans Under 10 loans 33.3%
TexasBank 2 Under 10 loans Under 10 loans 0.0%
Wellington State Bank 2 Under 10 loans Under 10 loans 0.0%
4U Federal Credit Union 2 Under 10 loans Under 10 loans 0.0%
AMERIHOME MORTGAGE COMPANY, LLC 2 Under 10 loans Under 10 loans 0.0%
PRIMELENDING, A PLAINSCAPITAL COMPANY 2 Under 10 loans Under 10 loans 0.0%
Click n' Close, Inc. 2 Under 10 loans Under 10 loans 0.0%
CHURCHILL MORTGAGE CORPORATION 2 Under 10 loans Under 10 loans 0.0%
FirstBank Southwest 2 Under 10 loans Under 10 loans 0.0%
PENTAGON FEDERAL CREDIT UNION 2 Under 10 loans Under 10 loans 0.0%
LOWER, LLC 2 Under 10 loans Under 10 loans 0.0%
RIGHT START MORTGAGE, INC. 2 Under 10 loans Under 10 loans 0.0%
TEXOMA COMMUNITY CREDIT UNION 2 Under 10 loans Under 10 loans 0.0%
Broker Solutions, Inc. 1 Under 10 loans Under 10 loans 75.0%
SOUTHWEST STAGE FUNDING, LLC 1 Under 10 loans Under 10 loans 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. 1 Under 10 loans Under 10 loans 0.0%
THE LOAN STORE, INC. 1 Under 10 loans Under 10 loans 50.0%
Texas Regional Bank 1 Under 10 loans Under 10 loans 50.0%
Equity Prime Mortgage LLC 1 Under 10 loans Under 10 loans 0.0%
NFM, INC. 1 Under 10 loans Under 10 loans 0.0%
HOMEXPRESS MORTGAGE CORP. 1 Under 10 loans Under 10 loans 33.3%
GoodLeap, LLC 1 Under 10 loans Under 10 loans 0.0%
254900CTT87ZKAUTIJ37 1 Under 10 loans Under 10 loans 50.0%
Prosperity Bank 1 Under 10 loans Under 10 loans 50.0%
Pilgrim Bank 1 Under 10 loans Under 10 loans 50.0%
CALCON MUTUAL MORTGAGE LLC 1 Under 10 loans Under 10 loans 0.0%
FINANCE OF AMERICA REVERSE LLC 1 Under 10 loans Under 10 loans 0.0%
ROYAL UNITED MORTGAGE LLC 1 Under 10 loans Under 10 loans 0.0%
EVERETT FINANCIAL, INC. 1 Under 10 loans Under 10 loans 0.0%
PNC Bank, National Association 1 Under 10 loans Under 10 loans 50.0%
NBKC BANK 1 Under 10 loans Under 10 loans 0.0%
GO MORTGAGE, LLC 1 Under 10 loans Under 10 loans 0.0%
Lendage, LLC 1 Under 10 loans Under 10 loans 0.0%
FIRST CAPITAL BANK 1 Under 10 loans Under 10 loans 0.0%
Sunflower Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
TEXAS MORTGAGE LENDING, LLC 1 Under 10 loans Under 10 loans 0.0%
GUARANTEED RATE AFFINITY, LLC 1 Under 10 loans Under 10 loans 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 Under 10 loans Under 10 loans 0.0%
VISTA POINT MORTGAGE, LLC 1 Under 10 loans Under 10 loans 0.0%
GENEVA FINANCIAL, LLC 1 Under 10 loans Under 10 loans 0.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 Under 10 loans Under 10 loans 0.0%
Grandview Bank 1 Under 10 loans Under 10 loans 0.0%
5493004T38NMC864VL66 1 Under 10 loans Under 10 loans 0.0%
BPL MORTGAGE TRUST, LLC 1 Under 10 loans Under 10 loans 0.0%
First Liberty Bank 1 Under 10 loans Under 10 loans 0.0%
Kiavi Funding, Inc. 1 Under 10 loans Under 10 loans 0.0%
GENWAY HOME MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
AMERITRUST MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
FORT WORTH COMMUNITY CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
AMERICAN PORTFOLIO MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
CORNERSTONE CAPITAL BANK, SSB 1 Under 10 loans Under 10 loans 0.0%
GREATER TEXAS FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
WICHITA FALLS TEACHERS FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
First United Bank 1 Under 10 loans Under 10 loans 0.0%
Morgan Stanley Private Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
Pointbank 1 Under 10 loans Under 10 loans 0.0%
PLAZA HOME MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
Susser Bank 1 Under 10 loans Under 10 loans 0.0%
Clear Fork Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
Prism Bank 1 Under 10 loans Under 10 loans 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation 1 Under 10 loans Under 10 loans 0.0%
TRADITIONAL MORTGAGE ACCEPTANCE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
GARDNER FINANCIAL SERVICES, LTD. 1 Under 10 loans Under 10 loans 0.0%
NexBank 1 Under 10 loans Under 10 loans 0.0%
MUTUAL OF OMAHA MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
GoPrime Mortgage, Inc. 1 Under 10 loans Under 10 loans 0.0%
Valon Mortgage, Inc. 1 Under 10 loans Under 10 loans 0.0%
Texana Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
SUN AMERICAN MORTGAGE COMPANY 1 Under 10 loans Under 10 loans 0.0%
CERTIFIED FUNDING, L.P. 1 Under 10 loans Under 10 loans 0.0%
LENDSURE MORTGAGE CORP. 1 Under 10 loans Under 10 loans 0.0%
Education Credit Union 1 Under 10 loans Under 10 loans 0.0%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 1 Under 10 loans Under 10 loans 0.0%
INTEGRITY MORTGAGE CORPORATION OF TEXAS 1 Under 10 loans Under 10 loans 0.0%
F&M Bank 1 Under 10 loans Under 10 loans 0.0%
UNION SQUARE CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
CANOPY MORTGAGE, LLC 1 Under 10 loans Under 10 loans 0.0%
JPMorgan Chase Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
LOANPEOPLE, LLC 1 Under 10 loans Under 10 loans 0.0%
Regions Bank 1 Under 10 loans Under 10 loans 0.0%
COUNTRYPLACE MORTGAGE, LTD. 0 Under 10 loans Under 10 loans 100.0%
AMERICAN FINANCING CORPORATION 0 Under 10 loans Under 10 loans 80.0%
UNITED BUILT HOMES, L.L.C. 0 Under 10 loans Under 10 loans 100.0%
CARRINGTON MORTGAGE SERVICES, LLC 0 Under 10 loans Under 10 loans 75.0%
Discover Bank 0 Under 10 loans Under 10 loans 100.0%
SOFI BANK, NATIONAL ASSOCIATION 0 Under 10 loans Under 10 loans 100.0%
OCMBC, INC. 0 Under 10 loans Under 10 loans 50.0%
Valley West Corporation 0 Under 10 loans Under 10 loans 0.0%
NETWORK FUNDING, L.P. 0 Under 10 loans Under 10 loans 0.0%
UNITED MORTGAGE CORP. 0 Under 10 loans Under 10 loans 0.0%
JMAC LENDING, INC. 0 Under 10 loans Under 10 loans 100.0%
TAMMAC HOLDINGS CORPORATION 0 Under 10 loans Under 10 loans 50.0%
TEXANS 0 Under 10 loans Under 10 loans 100.0%
RANDOLPH-BROOKS FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
Truist Bank 0 Under 10 loans Under 10 loans 100.0%
A&D Mortgage LLC 0 Under 10 loans Under 10 loans Not published
AAA CAPITAL INVESTMENT, INC. 0 Under 10 loans Under 10 loans 0.0%
254900O723MCLR701H50 0 Under 10 loans Under 10 loans 100.0%
FIGURE LENDING LLC 0 Under 10 loans Under 10 loans 100.0%
First National Bank of America 0 Under 10 loans Under 10 loans Not published
DHI MORTGAGE COMPANY, LTD. 0 Under 10 loans Under 10 loans 100.0%
FIRST COLONY MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
International Bank of Commerce 0 Under 10 loans Under 10 loans 100.0%
SECURITY SERVICE FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans Not published
Centennial Bank 0 Under 10 loans Under 10 loans Not published
Plains Commerce Bank 0 Under 10 loans Under 10 loans Not published
NATIONSTAR MORTGAGE LLC 0 Under 10 loans Under 10 loans 100.0%
FLAT BRANCH MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
AMERICAN HERITAGE FCU 0 Under 10 loans Under 10 loans 100.0%
Northwest Federal Credit Union 0 Under 10 loans Under 10 loans 100.0%
549300PWMS2701UFP528 0 Under 10 loans Under 10 loans Not published
CREDIT HUMAN FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
INTELLILOAN, INC. 0 Under 10 loans Under 10 loans 100.0%
Hometown Equity Mortgage, LLC 0 Under 10 loans Under 10 loans 100.0%
Alcova Mortgage LLC 0 Under 10 loans Under 10 loans 0.0%
NBH Bank 0 Under 10 loans Under 10 loans Not published
VILLAGE CAPITAL & INVESTMENT LLC 0 Under 10 loans Under 10 loans 0.0%
City Bank 0 Under 10 loans Under 10 loans Not published
BETTER MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
EECU 0 Under 10 loans Under 10 loans 100.0%
FOUNDATION MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans 0.0%
CHAMPIONS FUNDING, LLC 0 Under 10 loans Under 10 loans 100.0%
Barrington Bank & Trust Company, National Association 0 Under 10 loans Under 10 loans 100.0%
USAA Federal Savings Bank 0 Under 10 loans Under 10 loans 100.0%
Arvest Bank 0 Under 10 loans Under 10 loans Not published
First-Citizens Bank & Trust Company 0 Under 10 loans Under 10 loans 100.0%
MORTGAGE CLEARING CORPORATION 0 Under 10 loans Under 10 loans Not published
FIRST FLORIDA Credit Union 0 Under 10 loans Under 10 loans Not published
Citizens Bank, National Association 0 Under 10 loans Under 10 loans Not published
Citibank, National Association 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

Bank branches in Montague County

7 FDIC-insured branches from 6 banks, as of 30 June 2026, with the deposits held at them.

BankBranches hereDeposits
Legend Bank, N.A. 2$367.7 million
The Jacksboro National Bank 1$111.0 million
Wells Fargo Bank, National Association 1$97.7 million
First State Bank 1$52.8 million
Sanger Bank 1$50.4 million
Wellington State Bank 1$18.0 million

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When the next year’s lending figures are out for Montague County, or a lender arrives or leaves.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.