Mortgage Lender Index

MORTGAGE CLEARING CORPORATION

MORTGAGE CLEARING CORPORATION received 69 applications in 2025 and made 31 mortgages, in 90 counties across 5 states. The median rate its borrowers got was 6.500% on a median loan of $175,000. Of 48 decisions, 17 were denials — 35.4%, most often for debt-to-income ratio.

Legal Entity Identifier25490021P4C9ZH17EO78
Applications received69
Mortgages made31
Denied17
Approved, not taken up0
Withdrawn or incomplete21
Loans bought from other lenders795
Median rate spread over the prime offer rate-0.0095 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase11 6.500%$175,000 8.3%
Refinancing7 Under 10 loansUnder 10 loans 63.2%
Cash-out refinancing13 6.625%$155,000 23.5%
Other purposes0 Under 10 loansUnder 10 loans Not published

Where MORTGAGE CLEARING CORPORATION lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Tulsa County, OK 106.500%33.3%
Oklahoma County, OK 3Under 10 loans25.0%
Pawnee County, OK 3Under 10 loans0.0%
Creek County, OK 2Under 10 loans0.0%
Kay County, OK 2Under 10 loans0.0%
Rogers County, OK 2Under 10 loans50.0%
Wagoner County, OK 2Under 10 loans33.3%
Canadian County, OK 1Under 10 loans50.0%
Cleveland County, OK 1Under 10 loans50.0%
Grady County, OK 1Under 10 loans0.0%
Hughes County, OK 1Under 10 loans0.0%
McClain County, OK 1Under 10 loans50.0%
McIntosh County, OK 1Under 10 loans0.0%
Pittsburg County, OK 1Under 10 loans0.0%
Benton County, AR 0Under 10 loansNot published
Carroll County, AR 0Under 10 loansNot published
Crawford County, AR 0Under 10 loansNot published
Faulkner County, AR 0Under 10 loansNot published
Franklin County, AR 0Under 10 loans100.0%
Polk County, AR 0Under 10 loansNot published
Pulaski County, AR 0Under 10 loansNot published
Sebastian County, AR 0Under 10 loansNot published
Washington County, AR 0Under 10 loansNot published
Custer County, CO 0Under 10 loansNot published
Elbert County, CO 0Under 10 loansNot published
El Paso County, CO 0Under 10 loansNot published
Fremont County, CO 0Under 10 loansNot published
La Plata County, CO 0Under 10 loansNot published
Cowley County, KS 0Under 10 loansNot published
Montgomery County, KS 0Under 10 loansNot published
Reno County, KS 0Under 10 loans100.0%
Beckham County, OK 0Under 10 loansNot published
Blaine County, OK 0Under 10 loansNot published
Bryan County, OK 0Under 10 loansNot published
Caddo County, OK 0Under 10 loansNot published
Carter County, OK 0Under 10 loans100.0%
Cherokee County, OK 0Under 10 loansNot published
Comanche County, OK 0Under 10 loansNot published
Craig County, OK 0Under 10 loansNot published
Custer County, OK 0Under 10 loansNot published
Delaware County, OK 0Under 10 loansNot published
Garvin County, OK 0Under 10 loansNot published
Grant County, OK 0Under 10 loansNot published
Haskell County, OK 0Under 10 loansNot published
Jackson County, OK 0Under 10 loansNot published
Kingfisher County, OK 0Under 10 loansNot published
Kiowa County, OK 0Under 10 loansNot published
Le Flore County, OK 0Under 10 loansNot published
Lincoln County, OK 0Under 10 loansNot published
Logan County, OK 0Under 10 loansNot published

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When MORTGAGE CLEARING CORPORATION’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.