Mortgage lenders in Lackawanna County
4,538 mortgages were made in Lackawanna County, Pennsylvania, in 2025, by 326 lenders. The median rate their borrowers got was 6.750% on a median loan of $155,000. Of 5,980 decisions, 1,199 were denials — 20.1%, most often for credit history.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| The Fidelity Deposit and Discount Bank | 310 | 7.125% | $115,000 | 12.8% |
| Rocket Mortgage, LLC | 308 | 6.625% | $165,000 | 20.7% |
| Peoples Security Bank and Trust Company | 265 | 5.950% | $125,000 | 18.2% |
| NBT Bank, National Association | 199 | 4.990% | $95,000 | 18.8% |
| NET | 191 | 7.990% | $85,000 | 28.8% |
| The Honesdale National Bank | 182 | 7.500% | $155,000 | 1.6% |
| Ixonia Bank | 178 | 6.625% | $225,000 | 2.7% |
| Community Bank, National Association | 133 | 7.000% | $95,000 | 20.4% |
| PENN EAST Federal Credit Union | 124 | Not published | $40,000 | 13.2% |
| PNC Bank, National Association | 114 | 7.640% | $105,000 | 40.3% |
| GUILD MORTGAGE COMPANY | 113 | 6.625% | $205,000 | 3.2% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 107 | 6.500% | $205,000 | 18.7% |
| CROSSCOUNTRY MORTGAGE, INC. | 107 | 6.750% | $195,000 | 6.9% |
| First National Bank of Pennsylvania | 107 | 6.375% | $135,000 | 28.7% |
| PENNYMAC LOAN SERVICES, LLC | 104 | 6.499% | $195,000 | 9.6% |
| PS Bank | 102 | Not published | $180,000 | 4.6% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | 93 | 6.625% | $75,000 | 12.0% |
| Loan Funder LLC | 61 | 9.750% | $195,000 | 9.0% |
| Mortgage Research Center, LLC | 60 | 6.250% | $245,000 | 25.3% |
| The Dime Bank | 60 | Not published | $130,000 | 14.3% |
| NEWREZ LLC | 52 | 7.120% | $185,000 | 30.7% |
| KIND LENDING, LLC | 52 | 6.875% | $210,000 | 19.7% |
| Citizens Bank, National Association | 51 | 7.650% | $105,000 | 40.9% |
| Kiavi Funding, Inc. | 51 | 10.450% | $165,000 | 19.4% |
| Citizens Savings Bank | 47 | Not published | $45,000 | 7.7% |
| Wayne Bank | 39 | Not published | $195,000 | 21.6% |
| CHAMPIONS FUNDING, LLC | 39 | 7.750% | $205,000 | 18.8% |
| BPL MORTGAGE TRUST, LLC | 38 | 7.500% | $195,000 | 2.4% |
| Manufacturers and Traders Trust Company | 37 | 5.990% | $75,000 | 31.5% |
| Navy Federal Credit Union | 31 | 6.625% | $165,000 | 23.8% |
| PENTAGON FEDERAL CREDIT UNION | 31 | 7.375% | $135,000 | 29.8% |
| SWBC MORTGAGE CORPORATION | 31 | 6.625% | $215,000 | 3.1% |
| Loandepot.Com, LLC | 30 | 6.370% | $145,000 | 38.5% |
| Broker Solutions, Inc. | 29 | 6.875% | $195,000 | 21.6% |
| Wells Fargo Bank, National Association | 29 | 6.250% | $155,000 | 31.0% |
| SPRING EQ, LLC | 26 | 9.788% | $55,000 | 47.4% |
| JPMorgan Chase Bank, National Association | 25 | 6.625% | $195,000 | 13.3% |
| THE LOAN STORE, INC. | 25 | 7.125% | $185,000 | 6.3% |
| FREEDOM MORTGAGE CORPORATION | 24 | 6.250% | $205,000 | 23.7% |
| GUARANTEED RATE, INC. | 23 | 6.625% | $185,000 | 13.8% |
| NATIONSTAR MORTGAGE LLC | 23 | 7.500% | $145,000 | 11.5% |
| Bank of America, National Association | 22 | 6.250% | $140,000 | 41.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 22 | 6.495% | $235,000 | 15.4% |
| Coastal Community Bank | 19 | 10.240% | $35,000 | 1.7% |
| KEYSTONE FUNDING, INC. | 19 | 6.625% | $245,000 | 0.0% |
| CONSTRUCTIVE LOANS, LLC | 18 | 7.813% | $185,000 | 0.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 17 | 6.625% | $115,000 | 15.0% |
| FIGURE LENDING LLC | 16 | 9.875% | $35,000 | 28.6% |
| AmeriSave Mortgage Corporation | 15 | 7.500% | $65,000 | 77.6% |
| ICE LENDER HOLDINGS LLC | 14 | 7.125% | $340,000 | 22.2% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 14 | 10.360% | $70,000 | 6.7% |
| Equity Prime Mortgage LLC | 13 | 6.500% | $195,000 | 23.5% |
| CMG MORTGAGE, INC. | 12 | 7.000% | $210,000 | 6.7% |
| Emporium TPO LLC | 12 | 7.558% | $210,000 | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | 11 | 6.750% | $135,000 | 50.0% |
| Summit Mortgage Corporation | 11 | 6.125% | $175,000 | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | 11 | 7.125% | $195,000 | 7.1% |
| MOVEMENT MORTGAGE, LLC | 11 | 6.750% | $185,000 | 0.0% |
| FIRST HERITAGE FINANCIAL, LLC | 11 | 6.525% | $195,000 | 0.0% |
| Fairway Consumer Discount Company | 10 | 11.570% | $40,000 | 25.0% |
| A&D Mortgage LLC | 10 | 7.933% | $195,000 | 16.7% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 10 | 7.063% | $300,000 | 7.7% |
| FIRST COMMUNITY MORTGAGE, INC. | 10 | 6.625% | $270,000 | 9.1% |
| CARRINGTON MORTGAGE SERVICES, LLC | 9 | Under 10 loans | Under 10 loans | 59.1% |
| Citadel Servicing Corporation | 9 | Under 10 loans | Under 10 loans | 0.0% |
| The Federal Savings Bank | 9 | Under 10 loans | Under 10 loans | 16.7% |
| Lendage, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| SERVICE 1ST | 9 | Under 10 loans | Under 10 loans | 0.0% |
| TD Bank, National Association | 8 | Under 10 loans | Under 10 loans | 50.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 8 | Under 10 loans | Under 10 loans | 20.0% |
| NEW FED MORTGAGE, CORP. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| BETTER MORTGAGE CORPORATION | 7 | Under 10 loans | Under 10 loans | 61.9% |
| SOFI BANK, NATIONAL ASSOCIATION | 7 | Under 10 loans | Under 10 loans | 27.3% |
| RELIANCE FIRST CAPITAL, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Click n' Close, Inc. | 7 | Under 10 loans | Under 10 loans | 12.5% |
| CNB Bank | 7 | Under 10 loans | Under 10 loans | 12.5% |
| NATIONS DIRECT MORTGAGE, LLC | 7 | Under 10 loans | Under 10 loans | 12.5% |
| AMWEST FUNDING CORP. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 7 | Under 10 loans | Under 10 loans | 22.2% |
| CROSS VALLEY FEDERAL CREDIT UNION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| AMERANT MORTGAGE, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| NEW DAY FINANCIAL, LLC | 6 | Under 10 loans | Under 10 loans | 60.0% |
| 21st Mortgage Corporation | 6 | Under 10 loans | Under 10 loans | 65.0% |
| 254900CTT87ZKAUTIJ37 | 6 | Under 10 loans | Under 10 loans | 22.2% |
| ABSOLUTE HOME MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Hometown Equity Mortgage, LLC | 6 | Under 10 loans | Under 10 loans | 45.5% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| UNITED MORTGAGE CORP. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| ESSA Bank & Trust | 6 | Under 10 loans | Under 10 loans | 25.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| USAA Federal Savings Bank | 5 | Under 10 loans | Under 10 loans | 28.6% |
| Commerce Home Mortgage, Inc. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 28.6% |
| PLANET HOME LENDING, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| POLICE & FIRE | 5 | Under 10 loans | Under 10 loans | 28.6% |
| NORWICH COMMERCIAL GROUP, INC. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Prosperity Home Mortgage, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| MEMBER FIRST MORTGAGE, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Barrington Bank & Trust Company, National Association | 5 | Under 10 loans | Under 10 loans | 0.0% |
| P & G MEHOOPANY EMPLOYEES | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Bethpage Federal Credit Union | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Discover Bank | 4 | Under 10 loans | Under 10 loans | 85.7% |
| 254900M2C4Q6DATP2889 | 4 | Under 10 loans | Under 10 loans | 55.6% |
| DEEPHAVEN MORTGAGE LLC | 4 | Under 10 loans | Under 10 loans | 50.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 4 | Under 10 loans | Under 10 loans | 28.6% |
| ARK MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ROYAL UNITED MORTGAGE LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| NEXERA HOLDING LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| UNION HOME MORTGAGE CORP. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| CITIZENS & NORTHERN BANK | 4 | Under 10 loans | Under 10 loans | 33.3% |
| The Huntington National Bank | 4 | Under 10 loans | Under 10 loans | 33.3% |
| TEMPLE VIEW CAPITAL FUNDING, LP | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Jersey Shore State Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Flagstar Bank, N.A. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| FM Home Loans, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| RPE Home, Inc | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ARC HOME LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| UNITED NORTHERN MORTGAGE BANKERS LIMITED | 4 | Under 10 loans | Under 10 loans | 0.0% |
| GoodLeap, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| The Luzerne Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MICHIGAN MUTUAL, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| U.S. Bank National Association | 3 | Under 10 loans | Under 10 loans | 81.3% |
| MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Northwest Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| NBKC BANK | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Mortgage America, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AmeriServ Financial Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| ALLIED MORTGAGE GROUP, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Truist Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Flanagan State Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| QUORUM FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Acre Mortgage & Financial, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Quaint Oak Mortgage, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Corner Post FCU | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE FCU | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Valley National Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Beeline Loans, Inc. | 2 | Under 10 loans | Under 10 loans | 60.0% |
| AMERICAN FINANCING CORPORATION | 2 | Under 10 loans | Under 10 loans | 77.8% |
| TRIAD FINANCIAL SERVICES, INC. | 2 | Under 10 loans | Under 10 loans | 66.7% |
| AMERICAN HERITAGE LENDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIANT CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 60.0% |
| LOWER, LLC | 2 | Under 10 loans | Under 10 loans | 50.0% |
| Cornerstone First Mortgage, Inc | 2 | Under 10 loans | Under 10 loans | 33.3% |
| LENDSURE MORTGAGE CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERITRUST MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FlexPoint, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| TRUMARK FINANCIAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MLD MORTGAGE INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CHOICE ONE COMMUNITY FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 33.3% |
| CONTOUR MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CONSUMER REAL ESTATE FINANCE CO. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| SUN WEST MORTGAGE COMPANY, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| HARTFORD FUNDING, LTD. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| UFCW Community Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MortgageCountry, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TIDEWATER MORTGAGE SERVICES, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PGIM REAL ESTATE AGENCY FINANCING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Morgan Stanley Private Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST ALLIANCE HOME MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PLANET MANAGEMENT GROUP, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Plains Commerce Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| V.I.P. MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| United Trust Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| S&T Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LENDINGONE, LLC | 1 | Under 10 loans | Under 10 loans | 90.0% |
| TOP FLITE FINANCIAL, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PHH Mortgage Corporation | 1 | Under 10 loans | Under 10 loans | 66.7% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 1 | Under 10 loans | Under 10 loans | 75.0% |
| NFM, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Tomo Mortgage, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| OCMBC, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MILEND, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Paramount Residential Mortgage Group, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | 1 | Under 10 loans | Under 10 loans | 66.7% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Fulton Bank, National Association | 1 | Under 10 loans | Under 10 loans | 66.7% |
| Citymark Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 75.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| STG MORTGAGE INC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RADIUS FINANCIAL GROUP INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| DIGITAL | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 50.0% |
| The Ephrata National Bank | 1 | Under 10 loans | Under 10 loans | 33.3% |
| MERIDIAN BANK | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 984500RF83EA742B5589 | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Quontic Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LIMA ONE CAPITAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AHL FUNDING | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 126 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
Bank branches in Lackawanna County
73 FDIC-insured branches from 17 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| Peoples Security Bank and Trust Company | 11 | $2.0 billion |
| The Fidelity Deposit and Discount Bank | 9 | $1.4 billion |
| NBT Bank, National Association | 9 | $558.4 million |
| Community Bank, National Association | 8 | $514.5 million |
| PNC Bank, National Association | 6 | $1.8 billion |
| The Honesdale National Bank | 5 | $216.5 million |
| Wells Fargo Bank, National Association | 4 | $506.0 million |
| First National Bank of Pennsylvania | 4 | $337.8 million |
| Citizens Savings Bank | 4 | $246.2 million |
| PS Bank | 3 | $124.6 million |
| The Dime Bank | 2 | $108.1 million |
| Wayne Bank | 2 | $98.6 million |
| Woodforest National Bank | 2 | $5.2 million |
| Manufacturers and Traders Trust Company | 1 | $52.8 million |
| Citizens Bank, National Association | 1 | $47.2 million |
| JPMorgan Chase Bank, National Association | 1 | $28.5 million |
| CNB Bank | 1 | $24.0 million |
Closed since the 2025 survey
4 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- Community Bank, National Association, 66 Salem Ave, Carbondale
- ESSA Bank & Trust, 300 Mulberry St, Scranton
- PNC Bank, National Association, 224 Dunmore St, Throop
- Wells Fargo Bank, National Association, 100 Union St, Taylor
Get told when this changes
When the next year’s lending figures are out for Lackawanna County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.