Home purchase lenders in York County
2,950 home purchase mortgages were made in York County, Maine, in 2025, by 255 lenders. The median rate their borrowers got was 6.625% on a median loan of $385,000. Of 3,372 decisions, 312 were denials — 9.3%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| CMG MORTGAGE, INC. | 454 | 6.625% | $375,000 | 2.2% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 273 | 6.621% | $395,000 | 5.2% |
| Bangor Savings Bank | 195 | 6.500% | $395,000 | 7.6% |
| GUILD MORTGAGE COMPANY | 128 | 6.750% | $355,000 | 5.6% |
| The Camden National Bank | 127 | 6.750% | $525,000 | 1.5% |
| NORTHPOINT MORTGAGE, INC. | 90 | 6.625% | $335,000 | 3.2% |
| Kennebunk Savings Bank | 85 | Not published | $395,000 | 13.0% |
| Saco & Biddeford Savings Institution | 77 | Not published | $325,000 | 8.2% |
| Maine Community Bank | 76 | Not published | $365,000 | 4.9% |
| CROSSCOUNTRY MORTGAGE, INC. | 64 | 6.750% | $400,000 | 9.9% |
| ATLANTIC REGIONAL FEDERAL CREDIT UNION | 52 | 8.875% | $125,000 | 14.8% |
| SIS BANCORP, MHC | 52 | 7.313% | $325,000 | 10.3% |
| Rocket Mortgage, LLC | 44 | 6.875% | $375,000 | 30.3% |
| Mortgage Research Center, LLC | 42 | 6.250% | $420,000 | 8.5% |
| GUARANTEED RATE, INC. | 41 | 6.600% | $425,000 | 2.4% |
| Broker Solutions, Inc. | 39 | 6.490% | $395,000 | 4.9% |
| Paramount Residential Mortgage Group, Inc. | 37 | 6.625% | $525,000 | 15.9% |
| EMM LOANS LLC | 33 | 6.875% | $435,000 | 2.7% |
| PEOPLESCHOICE CREDIT UNION | 30 | Not published | $420,000 | 15.8% |
| Androscoggin Savings Bank | 29 | 6.640% | $355,000 | 0.0% |
| LIGHTHOUSE FEDERAL CREDIT UNION | 28 | 6.750% | $340,000 | 30.9% |
| MOVEMENT MORTGAGE, LLC | 27 | 6.875% | $415,000 | 0.0% |
| Fairway Independent Mortgage Corporation | 27 | 6.875% | $455,000 | 10.0% |
| Navy Federal Credit Union | 26 | 6.188% | $410,000 | 10.0% |
| TOTAL MORTGAGE SERVICES, LLC | 24 | 6.933% | $385,000 | 17.2% |
| TOWN & COUNTRY FEDERAL CREDIT UNION | 23 | 7.125% | $295,000 | 13.3% |
| TD Bank, National Association | 21 | 6.757% | $265,000 | 30.0% |
| Loandepot.Com, LLC | 21 | 6.750% | $455,000 | 4.4% |
| Citizens Bank, National Association | 20 | 6.625% | $435,000 | 4.8% |
| HARBORONE MORTGAGE, LLC | 20 | 6.500% | $425,000 | 0.0% |
| Bank of America, National Association | 20 | 6.063% | $560,000 | 0.0% |
| EVERGREEN CREDIT UNION | 19 | 6.375% | $325,000 | 13.6% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | 18 | 6.250% | $445,000 | 0.0% |
| ENVOY MORTGAGE, LTD | 18 | 6.750% | $330,000 | 0.0% |
| WESTERLY COMMUNITY | 17 | 7.700% | $125,000 | 10.5% |
| Norway Savings Bank | 17 | 6.750% | $295,000 | 29.2% |
| JPMorgan Chase Bank, National Association | 16 | 6.188% | $580,000 | 30.4% |
| Service Federal Credit Union | 16 | 5.813% | $380,000 | 26.1% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 16 | 6.813% | $335,000 | 0.0% |
| PENNYMAC LOAN SERVICES, LLC | 15 | 6.750% | $525,000 | 21.1% |
| Manufacturers and Traders Trust Company | 14 | 6.313% | $440,000 | 6.7% |
| Leader Bank, National Association | 14 | 6.433% | $440,000 | 0.0% |
| SALEM FIVE MORTGAGE COMPANY, LLC | 14 | 6.688% | $460,000 | 6.7% |
| EMBRACE HOME LOANS, INC. | 14 | 6.495% | $405,000 | 0.0% |
| CUSO MORTGAGE CORPORATION | 13 | 7.125% | $325,000 | 13.3% |
| BUILDERS CHOICE MORTGAGE LLC | 12 | 6.875% | $665,000 | 0.0% |
| NORTHEAST HOME LOAN, LLC | 12 | 6.875% | $405,000 | 0.0% |
| GENEVA FINANCIAL, LLC | 11 | 6.750% | $325,000 | 0.0% |
| First Seacoast Bank | 11 | Not published | $375,000 | 21.4% |
| U.S. Bank National Association | 11 | 6.625% | $445,000 | 8.3% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 11 | 6.625% | $335,000 | 0.0% |
| Luminate Bank | 11 | 6.875% | $445,000 | 0.0% |
| RADIUS FINANCIAL GROUP INC. | 11 | 6.990% | $475,000 | 0.0% |
| TRUCHOICE FEDERAL CREDIT UNION | 10 | 7.250% | $205,000 | 0.0% |
| KEYSTONE FUNDING, INC. | 10 | 6.750% | $475,000 | 0.0% |
| Morgan Stanley Private Bank, National Association | 10 | 5.913% | $630,000 | 0.0% |
| KIND LENDING, LLC | 9 | Under 10 loans | Under 10 loans | 30.8% |
| MEGASTAR FINANCIAL CORP. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Meredith Village Savings Bank | 9 | Under 10 loans | Under 10 loans | 10.0% |
| NEWREZ LLC | 9 | Under 10 loans | Under 10 loans | 10.0% |
| Holy Rosary Regional Credit Union | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Waterstone Mortgage Corporation | 8 | Under 10 loans | Under 10 loans | 11.1% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 8 | Under 10 loans | Under 10 loans | 11.1% |
| DIGITAL | 7 | Under 10 loans | Under 10 loans | 0.0% |
| USAA Federal Savings Bank | 7 | Under 10 loans | Under 10 loans | 22.2% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 7 | Under 10 loans | Under 10 loans | 30.0% |
| Piscataqua Savings Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| SACO VALLEY CREDIT UNION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 7 | Under 10 loans | Under 10 loans | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Colorado Federal Savings Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Wells Fargo Bank, National Association | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Profile Bank | 5 | Under 10 loans | Under 10 loans | 28.6% |
| Cornerstone First Mortgage, Inc | 5 | Under 10 loans | Under 10 loans | 16.7% |
| KeyBank National Association | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Skowhegan Savings Bank | 5 | Under 10 loans | Under 10 loans | 16.7% |
| THE LOAN STORE, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Maine State Credit Union | 5 | Under 10 loans | Under 10 loans | 16.7% |
| bankESB | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Bath Savings Institution | 5 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| 21st Mortgage Corporation | 4 | Under 10 loans | Under 10 loans | 69.2% |
| Kennebec Savings Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Northpointe Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CUMBERLAND COUNTY | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Katahdin Trust Company | 4 | Under 10 loans | Under 10 loans | 0.0% |
| LENDSURE MORTGAGE CORP. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Empeople Credit Union | 3 | Under 10 loans | Under 10 loans | 70.0% |
| Synergy One Lending, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Bar Harbor Bank & Trust | 3 | Under 10 loans | Under 10 loans | 0.0% |
| DAS Acquisition Company, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ZILLOW HOME LOANS, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MEMBERS MORTGAGE COMPANY, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| T2 FINANCIAL LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONSTAR MORTGAGE LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| UniBank for Savings | 3 | Under 10 loans | Under 10 loans | 25.0% |
| BAY EQUITY LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Dedham Institution for Savings | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NBKC BANK | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Rockland Trust Company | 2 | Under 10 loans | Under 10 loans | 60.0% |
| Discover Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Dirigo Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 33.3% |
| UBS Bank USA | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Equity Prime Mortgage LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FREEDOM MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 33.3% |
| OCEAN STATE CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 50.0% |
| HOMEXPRESS MORTGAGE CORP. | 2 | Under 10 loans | Under 10 loans | 50.0% |
| DEEPHAVEN MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 50.0% |
| Maine Savings Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 50.0% |
| Luminate Home Loans, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Servion, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Newburyport Five Cents Savings Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| JEANNE D'ARC Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NFM, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Flagstar Bank, N.A. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| University Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CASCO | 2 | Under 10 loans | Under 10 loans | 0.0% |
| STG MORTGAGE INC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Institution for Savings in Newburyport and Its Vicinity | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Hanscom Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TOWER Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| The Dart Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE ACCESS CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE EQUITY PARTNERS LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CPORT | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GREENWOOD CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| North American Savings Bank, F.S.B. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SIRVA MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MERRIMACK VALLEY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Home Loan Investment Bank, F.S.B. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Hometown Equity Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NEW FED MORTGAGE, CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Bay State Savings Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Merrimack County Savings Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CANOPY MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First-Citizens Bank & Trust Company | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LENDINGONE, LLC | 1 | Under 10 loans | Under 10 loans | 75.0% |
| TRIAD FINANCIAL SERVICES, INC. | 1 | Under 10 loans | Under 10 loans | 55.6% |
| BETTER MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Old Second National Bank | 1 | Under 10 loans | Under 10 loans | 80.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Kiavi Funding, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| St. Mary's Bank Credit Union | 1 | Under 10 loans | Under 10 loans | 50.0% |
| PNC Bank, National Association | 1 | Under 10 loans | Under 10 loans | 75.0% |
| Citibank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Funder LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NORTHERN MORTGAGE SERVICES, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| PENTAGON FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Berkshire Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Machias Savings Bank | 1 | Under 10 loans | Under 10 loans | 50.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 1 | Under 10 loans | Under 10 loans | 66.7% |
| First Federal Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ROSS MORTGAGE COMPANY, INC. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| First National Bank of America | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Huntington National Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| TOP FLITE FINANCIAL, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NextMortgage, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SPRING EQ, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Bison State Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| EVERETT FINANCIAL, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Fifth Third Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| East Cambridge Savings Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Axos Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RPE Home, Inc | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Lowell Five Cent Savings Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LIMA ONE CAPITAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Nations Lending Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RBC Bank, (Georgia) National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Enterprise Bank and Trust Company | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Old National Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Federal Savings Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Carrollton Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| REDWOOD RESIDENTIAL ACQUISITION CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| BankProv | 1 | Under 10 loans | Under 10 loans | 0.0% |
| DREW MORTGAGE ASSOCIATES, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| United Nations Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| BERKELEY POINT CAPITAL LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CCG Fund 1, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ADVANCIAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Plains Commerce Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Bethpage Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CENTRAL ONE FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CONSUMER REAL ESTATE FINANCE CO. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Magnolia Bank, Incorporated | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LOWER, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 55 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.