PEOPLESCHOICE CREDIT UNION
PEOPLESCHOICE CREDIT UNION received 220 applications in 2025 and made 107 mortgages, in 13 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $355,000. Of 135 decisions, 23 were denials — 17.0%.
| Legal Entity Identifier | 5493009SFPZZ40DZTK92 |
|---|---|
| Applications received | 220 |
| Mortgages made | 107 |
| Denied | 23 |
| Approved, not taken up | 5 |
| Withdrawn or incomplete | 85 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 51 | Not published | $435,000 | 12.9% |
| Refinancing | 35 | Not published | $235,000 | 20.0% |
| Other purposes | 21 | Not published | $95,000 | 21.4% |
Where PEOPLESCHOICE CREDIT UNION lends most
The 13 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| York County, ME | 75 | Not published | 17.9% |
| Cumberland County, ME | 11 | Not published | 8.3% |
| Franklin County, ME | 8 | Under 10 loans | 11.1% |
| Androscoggin County, ME | 2 | Under 10 loans | 40.0% |
| Aroostook County, ME | 2 | Under 10 loans | 0.0% |
| Oxford County, ME | 2 | Under 10 loans | 25.0% |
| Sagadahoc County, ME | 2 | Under 10 loans | 0.0% |
| Somerset County, ME | 2 | Under 10 loans | 33.3% |
| Hancock County, ME | 1 | Under 10 loans | 0.0% |
| Kennebec County, ME | 1 | Under 10 loans | 0.0% |
| Lincoln County, ME | 1 | Under 10 loans | 0.0% |
| Penobscot County, ME | 0 | Under 10 loans | Not published |
| Waldo County, ME | 0 | Under 10 loans | Not published |
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When PEOPLESCHOICE CREDIT UNION’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.