Dirigo Federal Credit Union
Dirigo Federal Credit Union received 349 applications in 2025 and made 240 mortgages, in 13 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $105,000. Of 316 decisions, 68 were denials — 21.5%.
| Legal Entity Identifier | 5493001JAQD8VVV8SM40 |
|---|---|
| Applications received | 349 |
| Mortgages made | 240 |
| Denied | 68 |
| Approved, not taken up | 8 |
| Withdrawn or incomplete | 33 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 76 | Not published | $120,000 | 18.0% |
| Refinancing | 2 | Under 10 loans | Under 10 loans | 60.0% |
| Cash-out refinancing | 49 | Not published | $105,000 | 19.7% |
| Other purposes | 113 | Not published | $65,000 | 23.3% |
Where Dirigo Federal Credit Union lends most
The 13 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Androscoggin County, ME | 136 | Not published | 22.3% |
| Oxford County, ME | 56 | Not published | 26.3% |
| Cumberland County, ME | 22 | Not published | 0.0% |
| Kennebec County, ME | 13 | Not published | 13.3% |
| Sagadahoc County, ME | 4 | Under 10 loans | 42.9% |
| Franklin County, ME | 2 | Under 10 loans | 0.0% |
| Lincoln County, ME | 2 | Under 10 loans | 0.0% |
| York County, ME | 2 | Under 10 loans | 33.3% |
| Piscataquis County, ME | 1 | Under 10 loans | 0.0% |
| Somerset County, ME | 1 | Under 10 loans | 0.0% |
| Washington County, ME | 1 | Under 10 loans | 0.0% |
| Hancock County, ME | 0 | Under 10 loans | 100.0% |
| Knox County, ME | 0 | Under 10 loans | Not published |
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When Dirigo Federal Credit Union’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.