Home purchase lenders in Sedgwick County
7,022 home purchase mortgages were made in Sedgwick County, Kansas, in 2025, by 315 lenders. The median rate their borrowers got was 6.500% on a median loan of $215,000. Of 8,200 decisions, 842 were denials — 10.3%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| GUILD MORTGAGE COMPANY | 514 | 6.625% | $195,000 | 3.3% |
| MERITRUST Federal Credit Union | 335 | 6.250% | $215,000 | 1.5% |
| Peoples Bank and Trust Company | 322 | 6.875% | $225,000 | 1.2% |
| Fidelity Bank, National Association | 287 | 6.625% | $225,000 | 3.0% |
| CREDIT UNION OF AMERICA | 261 | 6.500% | $195,000 | 17.6% |
| Gateway First Bank | 257 | 6.500% | $225,000 | 2.6% |
| Mortgage Research Center, LLC | 244 | 6.250% | $245,000 | 6.5% |
| Sierra Pacific Mortgage Company, Inc. | 244 | 6.625% | $205,000 | 5.1% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 210 | 6.500% | $215,000 | 8.7% |
| Rocket Mortgage, LLC | 194 | 6.500% | $225,000 | 12.2% |
| PREMIER MEMBERS CREDIT UNION | 188 | 6.000% | $215,000 | 3.1% |
| FLAT BRANCH MORTGAGE, INC. | 178 | 6.500% | $200,000 | 0.6% |
| PLANET HOME LENDING, LLC | 154 | 6.625% | $180,000 | 6.1% |
| PENNYMAC LOAN SERVICES, LLC | 153 | 6.375% | $255,000 | 11.1% |
| Fairway Independent Mortgage Corporation | 132 | 6.563% | $225,000 | 5.6% |
| Intrust Bank, National Association | 123 | 6.375% | $245,000 | 6.0% |
| American Mortgage Bank, LLC | 118 | 6.625% | $205,000 | 2.3% |
| Zippy Loans, LLC | 108 | 8.000% | $35,000 | 46.6% |
| HEARTLAND CREDIT UNION | 105 | 6.500% | $185,000 | 2.6% |
| Capitol Federal Savings Bank | 101 | 6.250% | $225,000 | 2.7% |
| Legacy Bank | 98 | Not published | $225,000 | 3.9% |
| REGENT FINANCIAL GROUP, INC. | 92 | 6.563% | $235,000 | 0.0% |
| Emprise Bank | 87 | 6.920% | $235,000 | 8.9% |
| Members Mortgage Services, L.L.C. | 80 | 6.125% | $225,000 | 11.8% |
| AMERICAN FINANCIAL RESOURCES, INC. | 69 | 6.625% | $175,000 | 1.4% |
| PENTAGON FEDERAL CREDIT UNION | 65 | 6.125% | $275,000 | 21.4% |
| Home Bank and Trust Company | 65 | 6.625% | $235,000 | 1.3% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 60 | 6.750% | $185,000 | 3.1% |
| Wichita Federal Credit Union | 54 | 6.938% | $165,000 | 7.3% |
| Navy Federal Credit Union | 46 | 6.125% | $250,000 | 6.1% |
| NEWREZ LLC | 45 | 6.625% | $225,000 | 6.1% |
| UNION HOME MORTGAGE CORP. | 45 | 6.125% | $215,000 | 8.2% |
| Community National Bank & Trust | 44 | 7.720% | $150,000 | 2.1% |
| Garden Plain State Bank | 44 | Not published | $270,000 | 2.0% |
| KS StateBank | 43 | 7.890% | $105,000 | 2.2% |
| TRIAD FINANCIAL SERVICES, INC. | 41 | 8.480% | $45,000 | 53.6% |
| Sunflower Bank, National Association | 40 | 6.125% | $200,000 | 9.1% |
| CANOPY MORTGAGE, LLC | 39 | 6.625% | $195,000 | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 39 | 6.750% | $245,000 | 0.0% |
| The First National Bank of Hutchinson | 39 | Not published | $165,000 | 0.0% |
| The Halstead Bank | 39 | Not published | $215,000 | 2.4% |
| MID AMERICAN CREDIT UNION | 38 | 6.625% | $220,000 | 15.6% |
| Bank of America, National Association | 37 | 6.125% | $195,000 | 32.7% |
| AMERICAN FINANCIAL NETWORK, INC. | 37 | 6.750% | $195,000 | 2.6% |
| Equity Prime Mortgage LLC | 37 | 7.375% | $165,000 | 2.6% |
| U.S. Bank National Association | 36 | 6.500% | $275,000 | 20.0% |
| Click n' Close, Inc. | 36 | 6.563% | $170,000 | 9.5% |
| Andover State Bank | 36 | Not published | $215,000 | 2.6% |
| LEADERONE FINANCIAL CORPORATION | 36 | 6.625% | $240,000 | 0.0% |
| USAA Federal Savings Bank | 35 | 6.375% | $255,000 | 27.1% |
| Commerce Bank | 32 | 6.535% | $235,000 | 27.3% |
| Equity Bank | 32 | 6.250% | $220,000 | 5.9% |
| Citizens Bank of Kansas | 32 | Not published | $240,000 | 5.1% |
| Union State Bank | 32 | Not published | $155,000 | 0.0% |
| JPMorgan Chase Bank, National Association | 28 | 6.433% | $265,000 | 9.4% |
| Broker Solutions, Inc. | 26 | 7.063% | $160,000 | 3.7% |
| THE LOAN STORE, INC. | 25 | 6.490% | $155,000 | 0.0% |
| Arvest Bank | 24 | 6.500% | $330,000 | 4.0% |
| The Central Trust Bank | 23 | 6.375% | $205,000 | 0.0% |
| NBKC BANK | 22 | 6.375% | $275,000 | 4.4% |
| The Bennington State Bank | 22 | Not published | $320,000 | 8.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 22 | 6.375% | $260,000 | 4.0% |
| Loandepot.Com, LLC | 21 | 6.500% | $215,000 | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 21 | 6.500% | $155,000 | 0.0% |
| Stryv Bank | 21 | Not published | $225,000 | 0.0% |
| THE STOCK EXCHANGE BANK, CALDWELL, KANSAS | 21 | Not published | $135,000 | 0.0% |
| US MORTGAGE CORPORATION | 20 | 6.688% | $215,000 | 0.0% |
| Simmons Bank | 20 | 6.938% | $235,000 | 13.0% |
| Wells Fargo Bank, National Association | 19 | 6.500% | $215,000 | 20.0% |
| NATIONSTAR MORTGAGE LLC | 19 | 6.625% | $275,000 | 5.0% |
| VALLEY STATE BANK | 18 | Not published | $135,000 | 4.8% |
| RCB Bank | 18 | 6.800% | $280,000 | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 18 | 6.500% | $340,000 | 5.3% |
| BOKF, National Association | 17 | 6.375% | $185,000 | 32.0% |
| Community Bank of Wichita, Inc. | 17 | Not published | $125,000 | 0.0% |
| Vintage Bank Kansas | 17 | Not published | $215,000 | 0.0% |
| Plains Commerce Bank | 16 | 6.688% | $215,000 | 5.9% |
| GOLDEN PLAINS CREDIT UNION | 15 | 6.625% | $165,000 | 25.0% |
| FREEDOM MORTGAGE CORPORATION | 15 | 6.125% | $255,000 | 21.1% |
| Carson Bank | 13 | Not published | $235,000 | 11.1% |
| Farm Credit Mid-America | 13 | 7.000% | $405,000 | 13.3% |
| Landmark National Bank | 13 | 7.000% | $165,000 | 7.1% |
| SKYWARD CREDIT UNION | 12 | 6.500% | $175,000 | 40.0% |
| Kiavi Funding, Inc. | 12 | 10.490% | $210,000 | 13.3% |
| CROSSCOUNTRY MORTGAGE, INC. | 12 | 6.750% | $260,000 | 7.7% |
| Central National Bank | 12 | 7.250% | $205,000 | 7.7% |
| LOWER, LLC | 12 | 6.813% | $220,000 | 7.7% |
| CMG MORTGAGE, INC. | 11 | 6.250% | $275,000 | 21.4% |
| Flagstar Bank, N.A. | 11 | 6.500% | $205,000 | 35.3% |
| ZILLOW HOME LOANS, LLC | 11 | 6.625% | $165,000 | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 11 | 6.625% | $165,000 | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 11 | 8.125% | $225,000 | 21.4% |
| A&D Mortgage LLC | 11 | 6.375% | $185,000 | 0.0% |
| GUARANTEED RATE, INC. | 10 | 6.688% | $210,000 | 8.3% |
| KIND LENDING, LLC | 10 | 6.688% | $215,000 | 23.1% |
| SOFI BANK, NATIONAL ASSOCIATION | 10 | 6.875% | $290,000 | 9.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 10 | 6.375% | $205,000 | 0.0% |
| BETTER MORTGAGE CORPORATION | 9 | Under 10 loans | Under 10 loans | 8.3% |
| BPL MORTGAGE TRUST, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 9 | Under 10 loans | Under 10 loans | 0.0% |
| M SQUARED FINANCIAL LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| The Citizens State Bank of Cheney, Kansas | 8 | Under 10 loans | Under 10 loans | 20.0% |
| 254900CTT87ZKAUTIJ37 | 8 | Under 10 loans | Under 10 loans | 33.3% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Bell Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| UMB Bank, National Association | 8 | Under 10 loans | Under 10 loans | 0.0% |
| General Mortgage Capital Corporation | 8 | Under 10 loans | Under 10 loans | 0.0% |
| STAUNTON FINANCIAL, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| 21st Mortgage Corporation | 7 | Under 10 loans | Under 10 loans | 88.4% |
| Paramount Residential Mortgage Group, Inc. | 7 | Under 10 loans | Under 10 loans | 12.5% |
| BMO Bank National Association | 7 | Under 10 loans | Under 10 loans | 22.2% |
| Barrington Bank & Trust Company, National Association | 7 | Under 10 loans | Under 10 loans | 12.5% |
| First Federal Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| QUANTUM CREDIT UNION | 7 | Under 10 loans | Under 10 loans | 12.5% |
| PLAZA HOME MORTGAGE, INC. | 7 | Under 10 loans | Under 10 loans | 12.5% |
| AML FUNDING LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| 984500RF83EA742B5589 | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Commerce Home Mortgage, Inc. | 6 | Under 10 loans | Under 10 loans | 25.0% |
| AMWEST FUNDING CORP. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Cornerstone First Mortgage, Inc | 5 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of America | 5 | Under 10 loans | Under 10 loans | 16.7% |
| MOVEMENT MORTGAGE, LLC | 5 | Under 10 loans | Under 10 loans | 14.3% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| MORTGAGE ACCESS CORP. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 5 | Under 10 loans | Under 10 loans | 0.0% |
| MICHIGAN MUTUAL, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCING CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| TRADITIONAL MORTGAGE ACCEPTANCE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| OCMBC, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AmeriSave Mortgage Corporation | 4 | Under 10 loans | Under 10 loans | 42.9% |
| Armed Forces Bank, National Association | 4 | Under 10 loans | Under 10 loans | 33.3% |
| 5493008S3V47SHFD8R45 | 4 | Under 10 loans | Under 10 loans | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| WEST GATE BANK | 4 | Under 10 loans | Under 10 loans | 0.0% |
| TOWNE MORTGAGE COMPANY | 4 | Under 10 loans | Under 10 loans | 0.0% |
| LENDSURE MORTGAGE CORP. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| WHITE EAGLE Credit Union | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Conway Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| 254900O723MCLR701H50 | 3 | Under 10 loans | Under 10 loans | 90.7% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 3 | Under 10 loans | Under 10 loans | 71.4% |
| EVERETT FINANCIAL, INC. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| MORTGAGE INVESTMENT SERVICES CORPORATION | 3 | Under 10 loans | Under 10 loans | 22.2% |
| Tomo Mortgage, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIANT CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Loan Funder LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| COMMUNITYAMERICA CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 3 | Under 10 loans | Under 10 loans | 20.0% |
| Truist Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GENEVA FINANCIAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| T2 FINANCIAL LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SIRVA MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| RIGHT START MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Discover Bank | 2 | Under 10 loans | Under 10 loans | 66.7% |
| Morgan Stanley Private Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 2 | Under 10 loans | Under 10 loans | 50.0% |
| Home Mortgage Alliance Corporation (HMAC) | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Prosperity Home Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| The Citizens State Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Great Plains National Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of Omaha | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Empeople Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NQM FUNDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Axos Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FlexPoint, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGEONE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FINANCIAL CONCEPTS MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| The Federal Savings Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Envista Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RUOFF MORTGAGE COMPANY, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NextMortgage, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Farmers Bank & Trust | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Stride Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Pinnacle Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Truity Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Baxter Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GREENSTATE Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First-Citizens Bank & Trust Company | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Raymond James Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PNC Bank, National Association | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Old National Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PHH Mortgage Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| EUSTIS MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| QUORUM FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 66.7% |
| HOMEXPRESS MORTGAGE CORP. | 1 | Under 10 loans | Under 10 loans | 66.7% |
| AMERICAN HERITAGE LENDING, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| STG MORTGAGE INC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| ASSEMBLIES OF GOD Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Centennial Bank | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Heritage Bank National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GARDNER FINANCIAL SERVICES, LTD. | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 115 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.