SKYWARD CREDIT UNION
SKYWARD CREDIT UNION received 107 applications in 2025 and made 35 mortgages, in 16 counties across 4 states. The median rate its borrowers got was 6.875% on a median loan of $135,000. Of 75 decisions, 33 were denials — 44.0%, most often for credit history.
| Legal Entity Identifier | 5493001J5Z6NXCZKQR68 |
|---|---|
| Applications received | 107 |
| Mortgages made | 35 |
| Denied | 33 |
| Approved, not taken up | 7 |
| Withdrawn or incomplete | 32 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.454 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 22 | 6.688% | $170,000 | 46.2% |
| Refinancing | 6 | Under 10 loans | Under 10 loans | 45.5% |
| Cash-out refinancing | 7 | Under 10 loans | Under 10 loans | 33.3% |
Where SKYWARD CREDIT UNION lends most
The 16 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Sedgwick County, KS | 21 | 6.750% | 39.0% |
| Butler County, KS | 3 | Under 10 loans | 50.0% |
| Montgomery County, KS | 3 | Under 10 loans | 72.7% |
| Sumner County, KS | 2 | Under 10 loans | 0.0% |
| Cowley County, KS | 1 | Under 10 loans | 0.0% |
| Harvey County, KS | 1 | Under 10 loans | 50.0% |
| Marion County, KS | 1 | Under 10 loans | 50.0% |
| Reno County, KS | 1 | Under 10 loans | 0.0% |
| Wilson County, KS | 1 | Under 10 loans | 50.0% |
| Delaware County, OK | 1 | Under 10 loans | 0.0% |
| Crawford County, KS | 0 | Under 10 loans | 100.0% |
| Kingman County, KS | 0 | Under 10 loans | Not published |
| Taney County, MO | 0 | Under 10 loans | Not published |
| Osage County, OK | 0 | Under 10 loans | 50.0% |
| Washington County, OK | 0 | Under 10 loans | Not published |
| Minnehaha County, SD | 0 | Under 10 loans | 100.0% |
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When SKYWARD CREDIT UNION’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.