Refinancing lenders in Capitol Planning Region
2,990 refinancing mortgages were made in Capitol Planning Region, Connecticut, in 2025, by 274 lenders. The median rate their borrowers got was 6.250% on a median loan of $235,000. Of 3,972 decisions, 805 were denials — 20.3%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| AMERICAN EAGLE FINANCIAL Credit Union | 348 | 7.750% | $105,000 | 20.1% |
| Manufacturers and Traders Trust Company | 231 | 5.990% | $155,000 | 19.6% |
| Webster Bank, National Association | 230 | 6.865% | $135,000 | 20.1% |
| Liberty Bank | 207 | 6.000% | $135,000 | 8.6% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 206 | 5.990% | $335,000 | 15.6% |
| Rocket Mortgage, LLC | 192 | 5.990% | $315,000 | 20.1% |
| Citizens Bank, National Association | 131 | 7.400% | $185,000 | 20.1% |
| Bank of America, National Association | 108 | 5.990% | $155,000 | 31.0% |
| FREEDOM MORTGAGE CORPORATION | 84 | 6.250% | $330,000 | 3.5% |
| TD Bank, National Association | 79 | 7.640% | $155,000 | 26.9% |
| MOVEMENT MORTGAGE, LLC | 46 | 5.990% | $340,000 | 4.0% |
| PENNYMAC LOAN SERVICES, LLC | 39 | 5.990% | $325,000 | 24.5% |
| NEWREZ LLC | 37 | 6.125% | $325,000 | 41.5% |
| PeoplesBank | 32 | 6.250% | $160,000 | 13.2% |
| LAKEVIEW LOAN SERVICING, LLC | 30 | 5.990% | $375,000 | 48.3% |
| Mortgage Research Center, LLC | 30 | 5.750% | $365,000 | 40.0% |
| NATIONSTAR MORTGAGE LLC | 28 | 5.990% | $305,000 | 9.4% |
| FIRST WORLD MORTGAGE CORPORATION | 25 | 5.990% | $345,000 | 3.9% |
| KeyBank National Association | 23 | 10.500% | $95,000 | 32.4% |
| Westfield Bank | 23 | 5.990% | $135,000 | 20.0% |
| GUARANTEED RATE, INC. | 21 | 5.975% | $315,000 | 4.6% |
| Loandepot.Com, LLC | 21 | 5.990% | $375,000 | 29.0% |
| Fairway Independent Mortgage Corporation | 20 | 6.125% | $405,000 | 23.1% |
| 360 Federal Credit Union | 19 | Not published | $65,000 | 11.5% |
| TOTAL MORTGAGE SERVICES, LLC | 19 | 6.375% | $315,000 | 0.0% |
| Thomaston Savings Bank | 18 | 7.420% | $110,000 | 25.9% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 17 | 6.125% | $265,000 | 10.0% |
| Hartford Federal Credit Union | 17 | 5.990% | $125,000 | 26.1% |
| Prosperity Home Mortgage, LLC | 17 | 6.500% | $355,000 | 5.6% |
| VILLAGE CAPITAL & INVESTMENT LLC | 16 | 5.750% | $335,000 | 11.1% |
| CARRINGTON MORTGAGE SERVICES, LLC | 15 | 6.250% | $245,000 | 53.7% |
| Kiavi Funding, Inc. | 15 | 7.375% | $285,000 | 11.8% |
| CMG MORTGAGE, INC. | 14 | 5.990% | $395,000 | 23.8% |
| CONNECTICUT STATE EMPLOYEES | 14 | 5.500% | $115,000 | 22.2% |
| FINANCE OF AMERICA REVERSE LLC | 14 | 6.000% | $170,000 | 12.5% |
| AMERIHOME MORTGAGE COMPANY, LLC | 13 | 6.375% | $355,000 | 16.7% |
| MEMBERS MORTGAGE COMPANY, INC. | 13 | 5.250% | $325,000 | 23.5% |
| NBT Bank, National Association | 13 | 5.000% | $205,000 | 22.2% |
| Berkshire Bank | 12 | 4.750% | $260,000 | 25.0% |
| PLANET HOME LENDING, LLC | 12 | 5.750% | $345,000 | 14.3% |
| MORTGAGE EQUITY PARTNERS LLC | 12 | 5.990% | $395,000 | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | 11 | 6.990% | $135,000 | 45.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 11 | 6.250% | $415,000 | 26.7% |
| Windosr Federal Savings & Loan Association | 11 | Not published | $265,000 | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 10 | 6.125% | $275,000 | 0.0% |
| JPMorgan Chase Bank, National Association | 10 | 6.308% | $210,000 | 7.7% |
| Chelsea Groton Bank | 10 | 6.023% | $410,000 | 23.1% |
| Leader Bank, National Association | 10 | 5.938% | $435,000 | 0.0% |
| HOMESTEAD FUNDING CORP. | 10 | 5.990% | $380,000 | 0.0% |
| Broker Solutions, Inc. | 9 | Under 10 loans | Under 10 loans | 35.7% |
| The Torrington Savings Bank | 9 | Under 10 loans | Under 10 loans | 23.1% |
| WALKER & DUNLOP, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| LOWER, LLC | 9 | Under 10 loans | Under 10 loans | 25.0% |
| U.S. Bank National Association | 9 | Under 10 loans | Under 10 loans | 0.0% |
| BAYCOAST MORTGAGE COMPANY, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| CROSSCOUNTRY MORTGAGE, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 8 | Under 10 loans | Under 10 loans | 33.3% |
| WASHINGTON TRUST MORTGAGE COMPANY LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 8 | Under 10 loans | Under 10 loans | 20.0% |
| UNION HOME MORTGAGE CORP. | 8 | Under 10 loans | Under 10 loans | 11.1% |
| ACHIEVE FINANCIAL CREDIT UNION | 8 | Under 10 loans | Under 10 loans | 20.0% |
| Discover Bank | 7 | Under 10 loans | Under 10 loans | 76.7% |
| Navy Federal Credit Union | 6 | Under 10 loans | Under 10 loans | 25.0% |
| EMM LOANS LLC | 6 | Under 10 loans | Under 10 loans | 25.0% |
| LoanUnited.com, LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| NBKC BANK | 6 | Under 10 loans | Under 10 loans | 0.0% |
| PNC Bank, National Association | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Brookline Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Newtown Savings Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| BETTER MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 25.0% |
| FINEX CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 50.0% |
| Northpointe Bank | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Loan Funder LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 5 | Under 10 loans | Under 10 loans | 0.0% |
| NUTMEG STATE FINANCIAL | 5 | Under 10 loans | Under 10 loans | 28.6% |
| DIME BANK | 5 | Under 10 loans | Under 10 loans | 16.7% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| STAFFORD SAVINGS BANK | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Paramount Residential Mortgage Group, Inc. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| A&D Mortgage LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Valon Mortgage, Inc. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| KIND LENDING, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Union Savings Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Seasons Federal Credit Union | 4 | Under 10 loans | Under 10 loans | 0.0% |
| UNITED BUSINESS & INDUSTRY FEDERAL CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE MARKETS CUSO, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| V.I.P. MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CONSTRUCTIVE LOANS, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PHH Mortgage Corporation | 3 | Under 10 loans | Under 10 loans | 25.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIANT CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 57.1% |
| PLAZA HOME MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 57.1% |
| FIRST COLONY MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 16.7% |
| Wells Fargo Bank, National Association | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Logan Finance Corporation | 3 | Under 10 loans | Under 10 loans | 0.0% |
| 254900C1CRYSCHG38F20 | 3 | Under 10 loans | Under 10 loans | 0.0% |
| T2 FINANCIAL LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| CHAMPIONS FUNDING, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FM Home Loans, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Northwest Community Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Ion Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| AMERICAN FEDERAL MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| RESICENTRAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ALL CREDIT CONSIDERED MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ICE LENDER HOLDINGS LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| GUILD MORTGAGE COMPANY | 2 | Under 10 loans | Under 10 loans | 25.0% |
| SPRING EQ, LLC | 2 | Under 10 loans | Under 10 loans | 57.1% |
| Hometown Equity Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 71.4% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Filo Mortgage, L.L.C. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DUTCH POINT | 2 | Under 10 loans | Under 10 loans | 25.0% |
| GUIDANCE RESIDENTIAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SIKORSKY FINANCIAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RADIUS FINANCIAL GROUP INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| OCMBC, INC. | 2 | Under 10 loans | Under 10 loans | 50.0% |
| NORTHPOINT MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NEW DAY FINANCIAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Ixonia Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ROYAL UNITED MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MISSION LOANS, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| VISTA POINT MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| AMERITRUST MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Farmers Bank & Trust | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Charter Oak Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| M&T REALTY CAPITAL CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Wilmington Savings Fund Society, FSB | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LUMENT REAL ESTATE CAPITAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DIGITAL | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CENTRAL ONE FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| bankESB | 2 | Under 10 loans | Under 10 loans | 0.0% |
| QUORUM FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Self-Help Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 984500CBWD5B079K2C86 | 2 | Under 10 loans | Under 10 loans | 0.0% |
| USAA Federal Savings Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NORWICH COMMERCIAL GROUP, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| THE LOAN STORE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCING CORPORATION | 1 | Under 10 loans | Under 10 loans | 75.0% |
| 254900CTT87ZKAUTIJ37 | 1 | Under 10 loans | Under 10 loans | 50.0% |
| CONNEX CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| TRADITIONAL MORTGAGE ACCEPTANCE CORPORATION | 1 | Under 10 loans | Under 10 loans | 50.0% |
| COREVEST AMERICAN FINANCE LENDER LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Equity Prime Mortgage LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| EAST COAST CAPITAL CORP. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Goldman Sachs Bank USA | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Fifth Third Bank, National Association | 1 | Under 10 loans | Under 10 loans | 50.0% |
| NQM FUNDING, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| ARC HOME LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| OCEANSIDE MORTGAGE COMPANY | 1 | Under 10 loans | Under 10 loans | 0.0% |
| EQUITY RESOURCES, INC. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Waterstone Mortgage Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SEMPER HOME LOANS, INC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Bethpage Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 50.0% |
| INTELLILOAN, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Magnolia Bank, Incorporated | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FOUNDATION MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Emporium TPO LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Citibank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Truist Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Quontic Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Reliable Holdings Manager dba Lendz Financial | 1 | Under 10 loans | Under 10 loans | 0.0% |
| State Department Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Franklin Trust Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Nations Lending Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Needham Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| HOLYOKE CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MassMutual Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Ives Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| KEYSTONE FUNDING, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| INTERSTATE HOME LOAN CENTER, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Cornerstone Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| BPL MORTGAGE TRUST, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Armed Forces Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GREYSTONE SERVICING COMPANY LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Dart Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERANT MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PROVINCE MORTGAGE ASSOCIATES, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ARBOR REALTY TRUST, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First United Bank and Trust Company | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of England | 1 | Under 10 loans | Under 10 loans | 0.0% |
| United Nations Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| University Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE 1 INCORPORATED | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Bangor Savings Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 74 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.