HOLYOKE CREDIT UNION
HOLYOKE CREDIT UNION received 154 applications in 2025 and made 95 mortgages, in 8 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $135,000. Of 128 decisions, 31 were denials — 24.2%.
| Legal Entity Identifier | 5493001F1MFNT7Y4FU47 |
|---|---|
| Applications received | 154 |
| Mortgages made | 95 |
| Denied | 31 |
| Approved, not taken up | 2 |
| Withdrawn or incomplete | 26 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 39 | Not published | $245,000 | 13.3% |
| Refinancing | 10 | Not published | $105,000 | 23.1% |
| Cash-out refinancing | 20 | Not published | $80,000 | 25.0% |
| Other purposes | 26 | Not published | $55,000 | 35.7% |
Where HOLYOKE CREDIT UNION lends most
The 8 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Hampden County, MA | 74 | Not published | 21.9% |
| Hampshire County, MA | 15 | Not published | 27.3% |
| Capitol Planning Region, CT | 4 | Under 10 loans | 0.0% |
| Berkshire County, MA | 1 | Under 10 loans | 0.0% |
| Worcester County, MA | 1 | Under 10 loans | 50.0% |
| Essex County, MA | 0 | Under 10 loans | 100.0% |
| Franklin County, MA | 0 | Under 10 loans | 100.0% |
| Norfolk County, MA | 0 | Under 10 loans | Not published |
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When HOLYOKE CREDIT UNION’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.