Mortgage Lender Index

Home purchase lenders in Tallapoosa County

493 home purchase mortgages were made in Tallapoosa County, Alabama, in 2025, by 141 lenders. The median rate their borrowers got was 6.625% on a median loan of $245,000. Of 682 decisions, 168 were denials — 24.6%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
UNITED SHORE FINANCIAL SERVICES, LLC 54 6.615% $310,000 11.5%
21st Mortgage Corporation 34 10.345% $125,000 65.0%
River Bank & Trust 29 7.125% $275,000 11.4%
MORIA DEVELOPMENT, INC. 20 5.750% $160,000 0.0%
Mortgage Research Center, LLC 16 6.250% $240,000 5.9%
VANDERBILT MORTGAGE AND FINANCE, INC. 15 9.250% $145,000 64.7%
FIRST COMMUNITY MORTGAGE, INC. 15 6.500% $165,000 33.3%
Rocket Mortgage, LLC 14 6.933% $160,000 6.7%
PHH Mortgage Corporation 14 6.313% $185,000 11.8%
Regions Bank 13 6.375% $505,000 21.1%
Fairway Independent Mortgage Corporation 13 6.875% $355,000 0.0%
NEWREZ LLC 10 6.500% $200,000 9.1%
GUILD MORTGAGE COMPANY 10 6.495% $340,000 0.0%
CMG MORTGAGE, INC. 10 6.313% $290,000 7.7%
Renasant Bank 10 6.750% $305,000 9.1%
KIND LENDING, LLC 9 Under 10 loans Under 10 loans 18.2%
First Community Bank of Central Alabama 8 Under 10 loans Under 10 loans 0.0%
UNION HOME MORTGAGE CORP. 7 Under 10 loans Under 10 loans 0.0%
Cadence Bank 7 Under 10 loans Under 10 loans 0.0%
Equity Prime Mortgage LLC 6 Under 10 loans Under 10 loans 14.3%
NexBank 6 Under 10 loans Under 10 loans 0.0%
CROSSCOUNTRY MORTGAGE, INC. 6 Under 10 loans Under 10 loans 0.0%
Navy Federal Credit Union 5 Under 10 loans Under 10 loans 0.0%
PNC Bank, National Association 5 Under 10 loans Under 10 loans 28.6%
Wells Fargo Bank, National Association 5 Under 10 loans Under 10 loans 16.7%
Synovus Bank 5 Under 10 loans Under 10 loans 28.6%
RESICENTRAL, LLC 5 Under 10 loans Under 10 loans 0.0%
Morgan Stanley Private Bank, National Association 5 Under 10 loans Under 10 loans 0.0%
Central State Bank 5 Under 10 loans Under 10 loans 0.0%
TRIAD FINANCIAL SERVICES, INC. 4 Under 10 loans Under 10 loans 30.0%
SouthPoint Bank 4 Under 10 loans Under 10 loans 0.0%
Broker Solutions, Inc. 4 Under 10 loans Under 10 loans 0.0%
DELTA COMMUNITY CREDIT UNION 4 Under 10 loans Under 10 loans 0.0%
Truist Bank 3 Under 10 loans Under 10 loans 25.0%
AuburnBank 3 Under 10 loans Under 10 loans 40.0%
Filo Mortgage, L.L.C. 3 Under 10 loans Under 10 loans 0.0%
Valley National Bank 3 Under 10 loans Under 10 loans 0.0%
Trustmark National Bank 3 Under 10 loans Under 10 loans 0.0%
Prosperity Home Mortgage, LLC 3 Under 10 loans Under 10 loans 25.0%
Paramount Residential Mortgage Group, Inc. 3 Under 10 loans Under 10 loans 0.0%
Mortgage Right 3 Under 10 loans Under 10 loans 0.0%
MOVEMENT MORTGAGE, LLC 3 Under 10 loans Under 10 loans 0.0%
TOWNE MORTGAGE COMPANY 3 Under 10 loans Under 10 loans 0.0%
EVERETT FINANCIAL, INC. 3 Under 10 loans Under 10 loans 0.0%
CANOPY MORTGAGE, LLC 3 Under 10 loans Under 10 loans 0.0%
Loandepot.Com, LLC 2 Under 10 loans Under 10 loans 33.3%
PENNYMAC LOAN SERVICES, LLC 2 Under 10 loans Under 10 loans 50.0%
FirstBank 2 Under 10 loans Under 10 loans 50.0%
SouthState Bank, National Association 2 Under 10 loans Under 10 loans 0.0%
AMERIHOME MORTGAGE COMPANY, LLC 2 Under 10 loans Under 10 loans 0.0%
CSL Financial, LLC 2 Under 10 loans Under 10 loans 0.0%
KEYSTONE FUNDING, INC. 2 Under 10 loans Under 10 loans 0.0%
Kiavi Funding, Inc. 2 Under 10 loans Under 10 loans 0.0%
EMM LOANS LLC 2 Under 10 loans Under 10 loans 0.0%
First Bank of Alabama 2 Under 10 loans Under 10 loans 0.0%
FREEDOM MORTGAGE CORPORATION 2 Under 10 loans Under 10 loans 0.0%
HOMEOWNERS FINANCIAL GROUP USA, LLC 2 Under 10 loans Under 10 loans 0.0%
SOUTHEAST MORTGAGE OF GEORGIA, INC. 2 Under 10 loans Under 10 loans 0.0%
Stifel Bank and Trust 2 Under 10 loans Under 10 loans 0.0%
Ameris Bank 2 Under 10 loans Under 10 loans 0.0%
SOUTHWEST STAGE FUNDING, LLC 1 Under 10 loans Under 10 loans 0.0%
Click n' Close, Inc. 1 Under 10 loans Under 10 loans 66.7%
GUARANTEED RATE, INC. 1 Under 10 loans Under 10 loans 0.0%
Bank of America, National Association 1 Under 10 loans Under 10 loans 50.0%
Waterstone Mortgage Corporation 1 Under 10 loans Under 10 loans 0.0%
STOCKTON MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
United Bank 1 Under 10 loans Under 10 loans 0.0%
USAA Federal Savings Bank 1 Under 10 loans Under 10 loans 50.0%
NBKC BANK 1 Under 10 loans Under 10 loans 0.0%
Cornerstone First Mortgage, Inc 1 Under 10 loans Under 10 loans 0.0%
Farmers and Merchants Bank 1 Under 10 loans Under 10 loans 0.0%
THE LOAN STORE, INC. 1 Under 10 loans Under 10 loans 0.0%
First Western Trust Bank 1 Under 10 loans Under 10 loans 0.0%
MidFirst Bank 1 Under 10 loans Under 10 loans 0.0%
LEADERONE FINANCIAL CORPORATION 1 Under 10 loans Under 10 loans 0.0%
Peoples Bank 1 Under 10 loans Under 10 loans 0.0%
BankSouth 1 Under 10 loans Under 10 loans 0.0%
American Airlines Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
Primis Mortgage Company 1 Under 10 loans Under 10 loans 0.0%
5493005QMX3SJKDTQZ62 1 Under 10 loans Under 10 loans 0.0%
LAND HOME FINANCIAL SERVICES, INC. 1 Under 10 loans Under 10 loans 0.0%
Presidential Bank, FSB 1 Under 10 loans Under 10 loans 0.0%
MidSouth Bank 1 Under 10 loans Under 10 loans 0.0%
AMERICAN FINANCIAL NETWORK, INC. 1 Under 10 loans Under 10 loans 0.0%
First Financial Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
OriginPoint, LLC 1 Under 10 loans Under 10 loans 0.0%
CLEARPATH LENDING 1 Under 10 loans Under 10 loans 0.0%
REDSTONE Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
AUBURN UNIVERSITY CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
UBS Bank USA 1 Under 10 loans Under 10 loans 0.0%
DIRECT MORTGAGE LOANS, LLC 1 Under 10 loans Under 10 loans 0.0%
Plains Commerce Bank 1 Under 10 loans Under 10 loans 0.0%
NATIONSTAR MORTGAGE LLC 1 Under 10 loans Under 10 loans 0.0%
RESIDENTIAL WHOLESALE MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
GoPrime Mortgage, Inc. 1 Under 10 loans Under 10 loans 0.0%
CONSUMER REAL ESTATE FINANCE CO. 1 Under 10 loans Under 10 loans 0.0%
BAY EQUITY LLC 1 Under 10 loans Under 10 loans 0.0%
CB&S Bank, Inc. 1 Under 10 loans Under 10 loans 0.0%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 1 Under 10 loans Under 10 loans 0.0%
PeoplesSouth Bank 1 Under 10 loans Under 10 loans 0.0%
NEW DAY FINANCIAL, LLC 1 Under 10 loans Under 10 loans 0.0%
APCO EMPLOYEES 1 Under 10 loans Under 10 loans 0.0%
ALABAMA CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
ServisFirst Bank 1 Under 10 loans Under 10 loans 0.0%
AMERICAN HERITAGE LENDING, LLC 1 Under 10 loans Under 10 loans 0.0%
SUCCESS LENDING, LLC 1 Under 10 loans Under 10 loans 0.0%
First Horizon Bank 1 Under 10 loans Under 10 loans 0.0%
City National Bank of Florida 1 Under 10 loans Under 10 loans 0.0%
Raymond James Bank 1 Under 10 loans Under 10 loans 0.0%
Mutual Savings Credit Union 0 Under 10 loans Under 10 loans 100.0%
JPMorgan Chase Bank, National Association 0 Under 10 loans Under 10 loans Not published
CREDIT HUMAN FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
First South Farm Credit, ACA 0 Under 10 loans Under 10 loans 100.0%
A&D Mortgage LLC 0 Under 10 loans Under 10 loans Not published
Archwest Funding 0 Under 10 loans Under 10 loans 0.0%
Tomo Mortgage, LLC 0 Under 10 loans Under 10 loans Not published
Sierra Pacific Mortgage Company, Inc. 0 Under 10 loans Under 10 loans Not published
HomePromise Corporation 0 Under 10 loans Under 10 loans 100.0%
Prosperity Bank 0 Under 10 loans Under 10 loans Not published
TAMMAC HOLDINGS CORPORATION 0 Under 10 loans Under 10 loans 100.0%
Guardian Credit Union 0 Under 10 loans Under 10 loans 100.0%
Heritage Bank National Association 0 Under 10 loans Under 10 loans 100.0%
NFM, INC. 0 Under 10 loans Under 10 loans Not published
Brighton Bank 0 Under 10 loans Under 10 loans Not published
HOMEXPRESS MORTGAGE CORP. 0 Under 10 loans Under 10 loans 100.0%
CARRINGTON MORTGAGE SERVICES, LLC 0 Under 10 loans Under 10 loans 100.0%
NEW FED MORTGAGE, CORP. 0 Under 10 loans Under 10 loans Not published
VILLAGE CAPITAL & INVESTMENT LLC 0 Under 10 loans Under 10 loans 100.0%
MORTGAGE INVESTORS GROUP, INC. 0 Under 10 loans Under 10 loans 100.0%
Barrington Bank & Trust Company, National Association 0 Under 10 loans Under 10 loans Not published
Flagstar Bank, N.A. 0 Under 10 loans Under 10 loans 100.0%
PLANET HOME LENDING, LLC 0 Under 10 loans Under 10 loans Not published
DATA MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
REDWOOD RESIDENTIAL ACQUISITION CORPORATION 0 Under 10 loans Under 10 loans Not published
PANORAMA MORTGAGE GROUP, LLC 0 Under 10 loans Under 10 loans Not published
PLAZA HOME MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
GMFS LLC 0 Under 10 loans Under 10 loans Not published
LAKEVIEW LOAN SERVICING, LLC 0 Under 10 loans Under 10 loans Not published
Citizens Bank, National Association 0 Under 10 loans Under 10 loans Not published
Citibank, National Association 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.