Home purchase lenders in Monroe County
2,224 home purchase mortgages were made in Monroe County, Pennsylvania, in 2025, by 342 lenders. The median rate their borrowers got was 6.750% on a median loan of $275,000. Of 2,703 decisions, 366 were denials — 13.5%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| CROSSCOUNTRY MORTGAGE, INC. | 197 | 6.875% | $265,000 | 3.9% |
| Rocket Mortgage, LLC | 131 | 6.875% | $255,000 | 14.5% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 104 | 6.625% | $270,000 | 22.6% |
| MOVEMENT MORTGAGE, LLC | 86 | 6.750% | $265,000 | 4.7% |
| GUARANTEED RATE, INC. | 61 | 6.900% | $265,000 | 7.6% |
| Mortgage Research Center, LLC | 60 | 6.500% | $305,000 | 15.1% |
| Ixonia Bank | 52 | 6.625% | $265,000 | 0.0% |
| KEYSTONE FUNDING, INC. | 50 | 6.625% | $265,000 | 1.7% |
| GUILD MORTGAGE COMPANY | 43 | 6.750% | $285,000 | 2.2% |
| JPMorgan Chase Bank, National Association | 42 | 6.625% | $280,000 | 17.7% |
| PENNYMAC LOAN SERVICES, LLC | 41 | 6.750% | $305,000 | 16.3% |
| ESSA Bank & Trust | 40 | 6.850% | $315,000 | 4.7% |
| Kiavi Funding, Inc. | 37 | 10.950% | $205,000 | 7.3% |
| Acre Mortgage & Financial, Inc. | 34 | 7.125% | $300,000 | 0.0% |
| CMG MORTGAGE, INC. | 32 | 6.875% | $275,000 | 2.6% |
| Broker Solutions, Inc. | 32 | 6.750% | $260,000 | 5.9% |
| Prosperity Home Mortgage, LLC | 29 | 6.500% | $265,000 | 13.9% |
| The Fidelity Deposit and Discount Bank | 29 | 7.000% | $285,000 | 3.0% |
| NEWREZ LLC | 26 | 6.813% | $235,000 | 18.2% |
| PNC Bank, National Association | 25 | 6.500% | $225,000 | 13.8% |
| Mortgage America, Inc. | 24 | 6.625% | $275,000 | 0.0% |
| PLANET HOME LENDING, LLC | 24 | 6.563% | $270,000 | 13.8% |
| Paramount Residential Mortgage Group, Inc. | 23 | 6.625% | $275,000 | 11.5% |
| ABSOLUTE HOME MORTGAGE CORPORATION | 21 | 6.625% | $285,000 | 4.6% |
| THE LOAN STORE, INC. | 19 | 6.990% | $245,000 | 7.4% |
| Loandepot.Com, LLC | 19 | 6.750% | $295,000 | 13.6% |
| CNB Bank | 18 | 6.125% | $325,000 | 5.3% |
| AMERICAN FINANCIAL RESOURCES, INC. | 18 | 6.625% | $275,000 | 5.3% |
| First Northern Bank and Trust Company | 18 | Not published | $230,000 | 0.0% |
| TD Bank, National Association | 17 | 6.875% | $285,000 | 15.0% |
| ZILLOW HOME LOANS, LLC | 17 | 6.625% | $275,000 | 10.5% |
| Navy Federal Credit Union | 16 | 6.313% | $280,000 | 19.1% |
| KIND LENDING, LLC | 16 | 6.688% | $285,000 | 33.3% |
| Hometown Equity Mortgage, LLC | 16 | 7.375% | $290,000 | 37.0% |
| Wells Fargo Bank, National Association | 13 | 6.500% | $255,000 | 38.1% |
| Bank of America, National Association | 13 | 6.500% | $265,000 | 18.8% |
| Wayne Bank | 13 | Not published | $265,000 | 12.5% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | 13 | 6.375% | $275,000 | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 13 | 6.750% | $235,000 | 7.1% |
| BETTER MORTGAGE CORPORATION | 12 | 6.438% | $300,000 | 20.0% |
| CHAMPIONS FUNDING, LLC | 11 | 7.750% | $225,000 | 26.7% |
| Citizens Bank, National Association | 10 | 6.575% | $215,000 | 33.3% |
| A&D Mortgage LLC | 10 | 7.438% | $345,000 | 15.4% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 10 | 6.990% | $220,000 | 9.1% |
| POLISH & SLAVIC | 10 | Not published | $260,000 | 0.0% |
| U.S. Bank National Association | 10 | 6.688% | $295,000 | 23.1% |
| MEMBERS 1ST | 10 | 6.688% | $385,000 | 16.7% |
| SWBC MORTGAGE CORPORATION | 10 | 6.688% | $290,000 | 0.0% |
| USAA Federal Savings Bank | 9 | Under 10 loans | Under 10 loans | 18.2% |
| SUMMIT FUNDING, INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| V.I.P. MORTGAGE, INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 9 | Under 10 loans | Under 10 loans | 10.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 8 | Under 10 loans | Under 10 loans | 11.1% |
| EMM LOANS LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Plains Commerce Bank | 8 | Under 10 loans | Under 10 loans | 11.1% |
| SEMPER HOME LOANS, INC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| T2 FINANCIAL LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| 21st Mortgage Corporation | 7 | Under 10 loans | Under 10 loans | 73.1% |
| PENTAGON FEDERAL CREDIT UNION | 7 | Under 10 loans | Under 10 loans | 22.2% |
| CLIFFCO, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| CONTOUR MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Manufacturers and Traders Trust Company | 6 | Under 10 loans | Under 10 loans | 45.5% |
| Fulton Bank, National Association | 6 | Under 10 loans | Under 10 loans | 12.5% |
| Flagstar Bank, N.A. | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Generations Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| LAFAYETTE FEDERAL CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 12.5% |
| Citibank, National Association | 6 | Under 10 loans | Under 10 loans | 0.0% |
| RELIANT HOME FUNDING, INC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| POLICE & FIRE | 6 | Under 10 loans | Under 10 loans | 14.3% |
| New Tripoli Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Bethpage Federal Credit Union | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Univest Bank and Trust Co. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| First Commonwealth Federal Credit Union | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Funder LLC | 5 | Under 10 loans | Under 10 loans | 54.6% |
| TRIAD FINANCIAL SERVICES, INC. | 5 | Under 10 loans | Under 10 loans | 50.0% |
| ALLIANT CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 37.5% |
| Equity Prime Mortgage LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONSTAR MORTGAGE LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | 5 | Under 10 loans | Under 10 loans | 14.3% |
| DEEPHAVEN MORTGAGE LLC | 5 | Under 10 loans | Under 10 loans | 50.0% |
| UNITED MORTGAGE CORP. | 5 | Under 10 loans | Under 10 loans | 12.5% |
| NBT Bank, National Association | 5 | Under 10 loans | Under 10 loans | 14.3% |
| NATIONWIDE MORTGAGE BANKERS, INC. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Peoples Security Bank and Trust Company | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Cornerstone First Mortgage, Inc | 5 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| NFM, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| UTILITIES EMPLOYEES CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 16.7% |
| FIRST COMMUNITY MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| OceanFirst Bank, National Association | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens Savings Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| NJ LENDERS CORP. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of Pennsylvania | 4 | Under 10 loans | Under 10 loans | 55.6% |
| BPL MORTGAGE TRUST, LLC | 4 | Under 10 loans | Under 10 loans | 22.2% |
| The Federal Savings Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| STG MORTGAGE INC | 4 | Under 10 loans | Under 10 loans | 33.3% |
| AMERICAN FINANCING CORPORATION | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Morgan Stanley Private Bank, National Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Municipal Credit Union | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Advisors Mortgage Group, L.L.C. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Tomo Mortgage, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| First Keystone Community Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Summit Mortgage Corporation | 4 | Under 10 loans | Under 10 loans | 0.0% |
| SELF RELIANCE NY | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PS Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MILLENIUM HOME MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| EMBRACE HOME LOANS, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MLB RESIDENTIAL LENDING, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE ACCESS CORP. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| BoxCar Mortgage, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| LENDSURE MORTGAGE CORP. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Valley National Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| LENDING CAPITAL GROUP Inc | 3 | Under 10 loans | Under 10 loans | 40.0% |
| ICE LENDER HOLDINGS LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MLD MORTGAGE INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 40.0% |
| TOWNE MORTGAGE COMPANY | 3 | Under 10 loans | Under 10 loans | 16.7% |
| Community Bank, National Association | 3 | Under 10 loans | Under 10 loans | 25.0% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| EAST COAST CAPITAL CORP. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| UNITED FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 25.0% |
| LIMA ONE CAPITAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Commerce Home Mortgage, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Wilmington Savings Fund Society, FSB | 3 | Under 10 loans | Under 10 loans | 0.0% |
| RESIDENTIAL HOME MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 25.0% |
| The Dart Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Quaint Oak Mortgage, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMWEST FUNDING CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| UNION HOME MORTGAGE CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| UNITED NORTHERN MORTGAGE BANKERS LIMITED | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AmeriSave Mortgage Corporation | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Quontic Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| 2549005FUF02T1IFCA22 | 3 | Under 10 loans | Under 10 loans | 0.0% |
| DEVELOPER'S MORTGAGE COMPANY | 3 | Under 10 loans | Under 10 loans | 0.0% |
| TRUMARK FINANCIAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| BAYSHORE MORTGAGE FUNDING, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Northpointe Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NEXERA HOLDING LLC | 2 | Under 10 loans | Under 10 loans | 50.0% |
| Logan Finance Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Nations Lending Corporation | 2 | Under 10 loans | Under 10 loans | 25.0% |
| Fairway Independent Mortgage Corporation | 2 | Under 10 loans | Under 10 loans | 50.0% |
| 254900CTT87ZKAUTIJ37 | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Metro City Bank | 2 | Under 10 loans | Under 10 loans | 25.0% |
| Provident Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Barrington Bank & Trust Company, National Association | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Truist Bank | 2 | Under 10 loans | Under 10 loans | 50.0% |
| NBKC BANK | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FM Home Loans, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Citadel Servicing Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| INTERSTATE HOME LOAN CENTER, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| The Honesdale National Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| ARC HOME LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Mauch Chunk Trust Company | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Unity Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST ALLIANCE HOME MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| CLEAREDGE LENDING LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FOUNDATION MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MortgageCountry, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| General Mortgage Capital Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| American Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST HERITAGE FINANCIAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RESICENTRAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| American Airlines Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BOND STREET MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DIRECT MORTGAGE LOANS, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MERIDIAN BANK | 2 | Under 10 loans | Under 10 loans | 0.0% |
| KeyBank National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 1 | Under 10 loans | Under 10 loans | 81.8% |
| CREDIT HUMAN FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 57.1% |
| CARRINGTON MORTGAGE SERVICES, LLC | 1 | Under 10 loans | Under 10 loans | 20.0% |
| OCMBC, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 1 | Under 10 loans | Under 10 loans | 75.0% |
| TOTAL MORTGAGE SERVICES, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| EVERETT FINANCIAL, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Dime Bank | 1 | Under 10 loans | Under 10 loans | 66.7% |
| AMERICAN HERITAGE FCU | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Magnolia Bank, Incorporated | 1 | Under 10 loans | Under 10 loans | 50.0% |
| CIBM Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LOWER, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Emporium TPO LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Mid Penn Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Philadelphia Mortgage Advisors, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| US MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AFFINITY | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 142 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.