Home purchase lenders in Nassau County
9,356 home purchase mortgages were made in Nassau County, New York, in 2025, by 281 lenders. The median rate their borrowers got was 6.500% on a median loan of $625,000. Of 10,826 decisions, 1,099 were denials — 10.2%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| UNITED SHORE FINANCIAL SERVICES, LLC | 922 | 6.499% | $625,000 | 9.5% |
| JPMorgan Chase Bank, National Association | 712 | 6.250% | $605,000 | 8.5% |
| CONTOUR MORTGAGE CORPORATION | 369 | 6.625% | $615,000 | 2.1% |
| Citizens Bank, National Association | 355 | 6.125% | $745,000 | 14.1% |
| NATIONWIDE MORTGAGE BANKERS, INC. | 308 | 6.625% | $630,000 | 2.8% |
| CROSSCOUNTRY MORTGAGE, INC. | 291 | 6.750% | $635,000 | 3.3% |
| Citibank, National Association | 273 | 6.000% | $705,000 | 11.3% |
| Rocket Mortgage, LLC | 260 | 6.625% | $605,000 | 13.9% |
| Wells Fargo Bank, National Association | 229 | 6.125% | $795,000 | 8.8% |
| TD Bank, National Association | 197 | 6.250% | $695,000 | 23.9% |
| CLIFFCO, INC. | 197 | 6.750% | $605,000 | 5.7% |
| PENNYMAC LOAN SERVICES, LLC | 188 | 6.500% | $645,000 | 12.1% |
| Loan Funder LLC | 187 | 10.250% | $565,000 | 11.4% |
| UNITED MORTGAGE CORP. | 174 | 6.750% | $625,000 | 6.1% |
| Bethpage Federal Credit Union | 161 | 6.375% | $545,000 | 14.1% |
| NEWREZ LLC | 161 | 6.625% | $625,000 | 12.0% |
| INTERSTATE HOME LOAN CENTER, INC. | 159 | 6.750% | $615,000 | 2.4% |
| Bank of America, National Association | 158 | 5.990% | $695,000 | 21.7% |
| CMG MORTGAGE, INC. | 157 | 6.375% | $565,000 | 8.0% |
| EAST COAST CAPITAL CORP. | 147 | 6.625% | $625,000 | 7.0% |
| MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. | 113 | 6.625% | $635,000 | 9.5% |
| Broker Solutions, Inc. | 112 | 6.750% | $625,000 | 5.8% |
| Fairway Independent Mortgage Corporation | 109 | 6.500% | $615,000 | 3.5% |
| Cathay Bank | 101 | 6.375% | $535,000 | 7.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 99 | 6.500% | $595,000 | 2.9% |
| Valley National Bank | 95 | 5.750% | $515,000 | 8.9% |
| Morgan Stanley Private Bank, National Association | 95 | 5.900% | $865,000 | 3.0% |
| FM Home Loans, LLC | 87 | 6.750% | $745,000 | 2.0% |
| A&D Mortgage LLC | 83 | 6.750% | $575,000 | 8.5% |
| PLAZA HOME MORTGAGE, INC. | 77 | 6.625% | $605,000 | 38.9% |
| Metro City Bank | 70 | 6.250% | $515,000 | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 66 | 6.688% | $595,000 | 27.5% |
| Manufacturers and Traders Trust Company | 66 | 5.625% | $620,000 | 10.3% |
| Loandepot.Com, LLC | 66 | 6.538% | $635,000 | 8.1% |
| LYNX MORTGAGE BANK LLC | 66 | 6.625% | $580,000 | 2.6% |
| EMBRACE HOME LOANS, INC. | 65 | 6.500% | $625,000 | 1.4% |
| AMERICAN FINANCIAL NETWORK, INC. | 64 | 7.063% | $630,000 | 4.4% |
| ARC HOME LLC | 62 | 7.125% | $625,000 | 10.0% |
| UNITED NORTHERN MORTGAGE BANKERS LIMITED | 62 | 6.625% | $575,000 | 1.6% |
| HARTFORD FUNDING, LTD. | 58 | 6.625% | $635,000 | 6.3% |
| U.S. Bank National Association | 57 | 6.125% | $785,000 | 11.8% |
| Quontic Bank | 56 | 7.688% | $590,000 | 8.2% |
| The Federal Savings Bank | 56 | 6.563% | $625,000 | 11.1% |
| Bank of Hope | 55 | 6.188% | $555,000 | 3.0% |
| ALLIED MORTGAGE GROUP, INC. | 54 | 6.875% | $550,000 | 0.0% |
| RELIANT HOME FUNDING, INC | 53 | 6.500% | $625,000 | 3.6% |
| SUMMIT MORTGAGE BANKERS INC. | 53 | 6.375% | $595,000 | 1.8% |
| Nassau Educators Federal Credit Union | 51 | 5.990% | $425,000 | 32.3% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 44 | 6.688% | $625,000 | 4.1% |
| Flagstar Bank, N.A. | 43 | 6.500% | $585,000 | 33.8% |
| CARRINGTON MORTGAGE SERVICES, LLC | 43 | 6.874% | $645,000 | 15.9% |
| Hanover Community Bank | 43 | 6.375% | $535,000 | 15.7% |
| GUARANTEED RATE, INC. | 42 | 6.500% | $585,000 | 6.7% |
| CHAMPIONS FUNDING, LLC | 42 | 7.500% | $605,000 | 22.2% |
| First Central Savings Bank | 41 | Not published | $605,000 | 0.0% |
| NQM FUNDING, LLC | 39 | 7.625% | $605,000 | 17.2% |
| Ridgewood Savings Bank | 38 | 6.125% | $750,000 | 16.7% |
| US MORTGAGE CORPORATION | 37 | 6.500% | $555,000 | 5.1% |
| GUIDANCE RESIDENTIAL, LLC | 37 | 7.000% | $605,000 | 0.0% |
| CONTINENTAL MORTGAGE BANKERS, INC. | 35 | 6.625% | $595,000 | 2.8% |
| MID-ISLAND MORTGAGE CORP. | 34 | 6.563% | $585,000 | 5.6% |
| TEACHERS FEDERAL CREDIT UNION | 33 | 5.875% | $605,000 | 7.9% |
| Dime Community Bank | 32 | Not published | $605,000 | 3.0% |
| The Dart Bank | 32 | 6.375% | $590,000 | 2.7% |
| Royal Business Bank | 31 | 6.375% | $525,000 | 0.0% |
| 1ST PRIORITY MORTGAGE, INC. | 29 | 6.500% | $645,000 | 0.0% |
| Shinhan Bank America | 29 | Not published | $505,000 | 0.0% |
| Navy Federal Credit Union | 28 | 6.125% | $715,000 | 14.7% |
| General Mortgage Capital Corporation | 28 | 6.375% | $590,000 | 0.0% |
| NORWICH COMMERCIAL GROUP, INC. | 27 | 6.250% | $645,000 | 10.0% |
| JET DIRECT FUNDING CORP | 24 | 6.625% | $660,000 | 10.7% |
| WALL STREET MORTGAGE BANKERS, LTD. | 23 | 6.500% | $645,000 | 8.0% |
| Woori America Bank | 23 | Not published | $475,000 | 7.1% |
| HSBC BANK USA, NATIONAL ASSOCIATION | 22 | 6.020% | $950,000 | 8.0% |
| Municipal Credit Union | 21 | 6.125% | $545,000 | 11.5% |
| UBS Bank USA | 21 | 5.750% | $945,000 | 12.5% |
| Maspeth Federal Savings and Loan Association | 21 | Not published | $605,000 | 0.0% |
| Hometown Equity Mortgage, LLC | 20 | 7.433% | $690,000 | 44.4% |
| UIF CORPORATION | 20 | 6.500% | $640,000 | 4.8% |
| Charles Schwab Bank, SSB | 20 | 5.475% | $850,000 | 4.8% |
| Webster Bank, National Association | 19 | 6.375% | $1,025,000 | 20.8% |
| Kiavi Funding, Inc. | 19 | 10.450% | $685,000 | 13.6% |
| Logan Finance Corporation | 17 | 7.124% | $585,000 | 21.7% |
| Luminate Bank | 17 | 6.375% | $625,000 | 0.0% |
| United Nations Federal Credit Union | 17 | 5.500% | $685,000 | 0.0% |
| 549300GNMONGVTFMXS97 | 16 | 6.313% | $585,000 | 15.8% |
| BAYPORT FUNDING LLC | 16 | 10.750% | $920,000 | 0.0% |
| NJ LENDERS CORP. | 16 | 6.563% | $530,000 | 11.1% |
| NEW MILLENNIUM BANK, INC | 14 | Not published | $565,000 | 0.0% |
| BETTER MORTGAGE CORPORATION | 13 | 6.375% | $645,000 | 22.2% |
| Mortgage Research Center, LLC | 13 | 5.750% | $775,000 | 6.7% |
| N C P D Federal Credit Union | 13 | 6.125% | $585,000 | 0.0% |
| Island Federal Credit Union | 12 | 6.090% | $345,000 | 18.8% |
| Citadel Servicing Corporation | 12 | 6.875% | $655,000 | 0.0% |
| Emporium TPO LLC | 12 | 6.750% | $600,000 | 6.3% |
| LUXURY MORTGAGE CORP. | 11 | 7.375% | $715,000 | 26.7% |
| Ponce Bank | 11 | Not published | $535,000 | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 10 | 5.933% | $835,000 | 0.0% |
| SUFFOLK | 10 | 5.990% | $525,000 | 9.1% |
| CTBC Bank Corp. (USA) | 10 | 6.375% | $525,000 | 0.0% |
| First National Bank of America | 10 | 8.750% | $520,000 | 0.0% |
| City National Bank | 10 | 5.673% | $675,000 | 0.0% |
| PNC Bank, National Association | 9 | Under 10 loans | Under 10 loans | 25.0% |
| MOVEMENT MORTGAGE, LLC | 9 | Under 10 loans | Under 10 loans | 6.7% |
| ASSOCIATED MORTGAGE BANKERS, INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Popular Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| PIKE CREEK MORTGAGE SERVICES, INC. | 8 | Under 10 loans | Under 10 loans | 25.0% |
| American Airlines Federal Credit Union | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Ixonia Bank | 8 | Under 10 loans | Under 10 loans | 20.0% |
| Presidential Bank, FSB | 7 | Under 10 loans | Under 10 loans | 12.5% |
| ARK MORTGAGE, INC. | 7 | Under 10 loans | Under 10 loans | 22.2% |
| Farmers Bank & Trust | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 7 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 7 | Under 10 loans | Under 10 loans | 20.0% |
| NATIONSTAR MORTGAGE LLC | 7 | Under 10 loans | Under 10 loans | 22.2% |
| PLANET MANAGEMENT GROUP, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIANT CREDIT UNION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| 254900IRE136HFEI2562 | 6 | Under 10 loans | Under 10 loans | 0.0% |
| LENDINGONE, LLC | 5 | Under 10 loans | Under 10 loans | 37.5% |
| PENTAGON FEDERAL CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 37.5% |
| AMWEST FUNDING CORP. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| THE LOAN STORE, INC. | 5 | Under 10 loans | Under 10 loans | 14.3% |
| TEMPLE VIEW CAPITAL FUNDING, LP | 5 | Under 10 loans | Under 10 loans | 16.7% |
| TOTAL MORTGAGE SERVICES, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| LYONS MORTGAGE SERVICES, INC. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| 9845002BFC70CNA9B356 | 5 | Under 10 loans | Under 10 loans | 0.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Global Bank | 5 | Under 10 loans | Under 10 loans | 16.7% |
| ABSOLUTE HOME MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| MLB RESIDENTIAL LENDING, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Abacus Federal Savings Bank | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Raymond James Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| ICE LENDER HOLDINGS LLC | 4 | Under 10 loans | Under 10 loans | 55.6% |
| Axos Bank | 4 | Under 10 loans | Under 10 loans | 50.0% |
| Equity Prime Mortgage LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Ocean Financial Federal Credit Union | 4 | Under 10 loans | Under 10 loans | 33.3% |
| SELF RELIANCE NY | 4 | Under 10 loans | Under 10 loans | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Amalgamated Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FEDERAL MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| KeyBank National Association | 4 | Under 10 loans | Under 10 loans | 20.0% |
| FIRST COLONY MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| First IC Corporation | 4 | Under 10 loans | Under 10 loans | 0.0% |
| City National Bank of Florida | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PHH Mortgage Corporation | 4 | Under 10 loans | Under 10 loans | 0.0% |
| USAA Federal Savings Bank | 3 | Under 10 loans | Under 10 loans | 60.0% |
| NBKC BANK | 3 | Under 10 loans | Under 10 loans | 50.0% |
| Colorado Federal Savings Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| POLISH & SLAVIC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FOUNDATION MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Provident Bank | 3 | Under 10 loans | Under 10 loans | 40.0% |
| RELIANCE FIRST CAPITAL, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| QUORUM FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 25.0% |
| PATRIOT ONE MORTGAGE BANKERS, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MERCHANTS MORTGAGE & TRUST CORPORATION, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Barrington Bank & Trust Company, National Association | 3 | Under 10 loans | Under 10 loans | 25.0% |
| PLANET HOME LENDING, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LAFAYETTE FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| 9845005BP6974AE5D838 | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Skyrock Mortgage Corp | 3 | Under 10 loans | Under 10 loans | 0.0% |
| 984500F12EF9DCACA497 | 3 | Under 10 loans | Under 10 loans | 0.0% |
| BPL MORTGAGE TRUST, LLC | 2 | Under 10 loans | Under 10 loans | 71.4% |
| DIGITAL | 2 | Under 10 loans | Under 10 loans | 33.3% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of Pennsylvania | 2 | Under 10 loans | Under 10 loans | 50.0% |
| Fifth Third Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Cross County Savings Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FlexPoint, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| STG MORTGAGE INC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| OceanFirst Bank, National Association | 2 | Under 10 loans | Under 10 loans | 33.3% |
| AFFINITY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Berkshire Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| East West Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Truist Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RBC Bank, (Georgia) National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Ally Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| EMIGRANT FUNDING CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST TECHNOLOGY FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| HOMESTEAD FUNDING CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First Horizon Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Discover Bank | 1 | Under 10 loans | Under 10 loans | 92.9% |
| 1ST 2ND MORTGAGE COMPANY OF N.J., INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Northpointe Bank | 1 | Under 10 loans | Under 10 loans | 50.0% |
| KWIK MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| USALLIANCE FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 254900T8N4RLS6G3BF64 | 1 | Under 10 loans | Under 10 loans | 66.7% |
| ROYAL PACIFIC FUNDING CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PFN Lending Group, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PROPONENT Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ConnectOne Bank | 1 | Under 10 loans | Under 10 loans | 50.0% |
| AMERITRUST MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Northfield Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of Whittier, National Association | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Flushing Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Baxter Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 81 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.