Mortgage Lender Index

Mortgage lenders in Benton County

629 mortgages were made in Benton County, Missouri, in 2025, by 152 lenders. The median rate their borrowers got was 6.990% on a median loan of $135,000. Of 795 decisions, 142 were denials — 17.9%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
Community National Bank & Trust 141 8.000% $105,000 4.0%
Hawthorn Bank 47 7.250% $75,000 26.6%
Rocket Mortgage, LLC 30 6.990% $105,000 28.6%
Equity Bank 29 5.990% $95,000 21.6%
COMMUNITY MORTGAGE, LLC 26 6.375% $225,000 0.0%
FLAT BRANCH MORTGAGE, INC. 25 6.625% $175,000 0.0%
The Central Trust Bank 23 6.750% $155,000 14.8%
Mortgage Research Center, LLC 20 6.625% $220,000 13.0%
FREEDOM MORTGAGE CORPORATION 15 6.250% $225,000 17.4%
CROSSCOUNTRY MORTGAGE, INC. 15 7.250% $145,000 0.0%
PENNYMAC LOAN SERVICES, LLC 11 6.000% $135,000 7.7%
Gateway First Bank 10 6.438% $170,000 9.1%
COMMUNITYAMERICA CREDIT UNION 9 Under 10 loans Under 10 loans 9.1%
UNITED SHORE FINANCIAL SERVICES, LLC 9 Under 10 loans Under 10 loans 18.2%
UMB Bank, National Association 7 Under 10 loans Under 10 loans 41.7%
U.S. Bank National Association 7 Under 10 loans Under 10 loans 36.4%
Wood & Huston Bank 7 Under 10 loans Under 10 loans 0.0%
GUILD MORTGAGE COMPANY 7 Under 10 loans Under 10 loans 0.0%
Oakstar Bank 7 Under 10 loans Under 10 loans 0.0%
Loandepot.Com, LLC 6 Under 10 loans Under 10 loans 57.1%
Navy Federal Credit Union 6 Under 10 loans Under 10 loans 33.3%
AmeriSave Mortgage Corporation 5 Under 10 loans Under 10 loans 70.6%
Fairway Independent Mortgage Corporation 5 Under 10 loans Under 10 loans 16.7%
Midwest Mortgage Associates Corporation 5 Under 10 loans Under 10 loans 0.0%
Bank of America, National Association 4 Under 10 loans Under 10 loans 42.9%
LEADERONE FINANCIAL CORPORATION 4 Under 10 loans Under 10 loans 20.0%
Bank of Odessa 4 Under 10 loans Under 10 loans 33.3%
VILLAGE CAPITAL & INVESTMENT LLC 4 Under 10 loans Under 10 loans 33.3%
ResMac, Inc. 4 Under 10 loans Under 10 loans 0.0%
BTC BANK 4 Under 10 loans Under 10 loans 20.0%
Arvest Bank 4 Under 10 loans Under 10 loans 0.0%
FCS Financial, FLCA 4 Under 10 loans Under 10 loans 0.0%
NEW DAY FINANCIAL, LLC 3 Under 10 loans Under 10 loans 33.3%
Broker Solutions, Inc. 3 Under 10 loans Under 10 loans 50.0%
First Bank 3 Under 10 loans Under 10 loans 40.0%
GERSHMAN INVESTMENT CORP. 3 Under 10 loans Under 10 loans 0.0%
ROYAL UNITED MORTGAGE LLC 3 Under 10 loans Under 10 loans 25.0%
AMERICAN FINANCIAL RESOURCES, INC. 3 Under 10 loans Under 10 loans 0.0%
ZILLOW HOME LOANS, LLC 3 Under 10 loans Under 10 loans 0.0%
River Region Credit Union 3 Under 10 loans Under 10 loans 0.0%
NATIONSTAR MORTGAGE LLC 3 Under 10 loans Under 10 loans 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. 2 Under 10 loans Under 10 loans 33.3%
NEWREZ LLC 2 Under 10 loans Under 10 loans 0.0%
21st Mortgage Corporation 2 Under 10 loans Under 10 loans 33.3%
USAA Federal Savings Bank 2 Under 10 loans Under 10 loans 50.0%
COMMUNITY BANC MORTGAGE CORPORATION 2 Under 10 loans Under 10 loans 0.0%
CENTRAL MISSOURI COMMUNITY CREDIT UNION 2 Under 10 loans Under 10 loans 50.0%
MUTUAL OF OMAHA MORTGAGE, INC. 2 Under 10 loans Under 10 loans 0.0%
PNC Bank, National Association 2 Under 10 loans Under 10 loans 33.3%
Wells Fargo Bank, National Association 2 Under 10 loans Under 10 loans 33.3%
NBKC BANK 2 Under 10 loans Under 10 loans 0.0%
PLAZA HOME MORTGAGE, INC. 2 Under 10 loans Under 10 loans 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC 2 Under 10 loans Under 10 loans 0.0%
UNION HOME MORTGAGE CORP. 2 Under 10 loans Under 10 loans 33.3%
Great Southern Bank 2 Under 10 loans Under 10 loans 0.0%
The Union State Bank of Everest 2 Under 10 loans Under 10 loans 0.0%
F & C Bank 2 Under 10 loans Under 10 loans 0.0%
Community Bank of Missouri 2 Under 10 loans Under 10 loans 0.0%
Simmons Bank 2 Under 10 loans Under 10 loans 0.0%
First State Bank Nebraska 2 Under 10 loans Under 10 loans 0.0%
KIND LENDING, LLC 2 Under 10 loans Under 10 loans 0.0%
Bell Bank 2 Under 10 loans Under 10 loans 0.0%
TRIAD FINANCIAL SERVICES, INC. 1 Under 10 loans Under 10 loans 42.9%
TOP FLITE FINANCIAL, INC. 1 Under 10 loans Under 10 loans 0.0%
Commerce Bank 1 Under 10 loans Under 10 loans 50.0%
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 Under 10 loans Under 10 loans 0.0%
SOUTHWEST STAGE FUNDING, LLC 1 Under 10 loans Under 10 loans 0.0%
The Federal Savings Bank 1 Under 10 loans Under 10 loans 0.0%
MORTGAGE INVESTMENT SERVICES CORPORATION 1 Under 10 loans Under 10 loans 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 50.0%
QUORUM FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 50.0%
CARRINGTON MORTGAGE SERVICES, LLC 1 Under 10 loans Under 10 loans 0.0%
GUARANTEED RATE, INC. 1 Under 10 loans Under 10 loans 0.0%
BETTER MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 50.0%
DEEPHAVEN MORTGAGE LLC 1 Under 10 loans Under 10 loans 0.0%
JPMorgan Chase Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
LimeBank 1 Under 10 loans Under 10 loans 0.0%
COMMUNITY BANK OF MARSHALL 1 Under 10 loans Under 10 loans 0.0%
Exchange Bank of Missouri 1 Under 10 loans Under 10 loans 0.0%
THE LOAN STORE, INC. 1 Under 10 loans Under 10 loans 0.0%
CONSERVATION EMPLOYEES CREDIT 1 Under 10 loans Under 10 loans 0.0%
The Bank of Old Monroe 1 Under 10 loans Under 10 loans 0.0%
Preferred Bank 1 Under 10 loans Under 10 loans 0.0%
REGIONAL MISSOURI BANK 1 Under 10 loans Under 10 loans 0.0%
Paramount Residential Mortgage Group, Inc. 1 Under 10 loans Under 10 loans 0.0%
GUARANTEED RATE AFFINITY, LLC 1 Under 10 loans Under 10 loans 0.0%
Petefish, Skiles & Co. 1 Under 10 loans Under 10 loans 0.0%
Prosperity Home Mortgage, LLC 1 Under 10 loans Under 10 loans 0.0%
ASSEMBLIES OF GOD Credit Union 1 Under 10 loans Under 10 loans 0.0%
United Bank of Union 1 Under 10 loans Under 10 loans 0.0%
Luminate Home Loans, Inc. 1 Under 10 loans Under 10 loans 0.0%
Ally Bank 1 Under 10 loans Under 10 loans 0.0%
First State Bank of St. Charles, Missouri 1 Under 10 loans Under 10 loans 0.0%
ENDEAVOR CAPITAL, LLC. 1 Under 10 loans Under 10 loans 0.0%
Prosperity Bank 1 Under 10 loans Under 10 loans 0.0%
Mid-Missouri Bank 1 Under 10 loans Under 10 loans 0.0%
NUMARK CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
State Bank of Missouri 1 Under 10 loans Under 10 loans 0.0%
First State Community Bank 1 Under 10 loans Under 10 loans 0.0%
The Missouri Bank 1 Under 10 loans Under 10 loans 0.0%
INFUZE Credit Union 1 Under 10 loans Under 10 loans 0.0%
INB, National Association 1 Under 10 loans Under 10 loans 0.0%
University Bank 1 Under 10 loans Under 10 loans 0.0%
Mazuma Credit Union 1 Under 10 loans Under 10 loans 0.0%
Peoples National Bank of Kewanee 1 Under 10 loans Under 10 loans 0.0%
Academy Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
Alliant Bank 1 Under 10 loans Under 10 loans 0.0%
LONGBRIDGE FINANCIAL, LLC 1 Under 10 loans Under 10 loans 0.0%
1ST MIDAMERICA CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
WEST GATE BANK 1 Under 10 loans Under 10 loans 0.0%
Hometown Equity Mortgage, LLC 1 Under 10 loans Under 10 loans 0.0%
FINANCE OF AMERICA REVERSE LLC 1 Under 10 loans Under 10 loans 0.0%
NBH Bank 1 Under 10 loans Under 10 loans 0.0%
Ixonia Bank 1 Under 10 loans Under 10 loans 0.0%
PILGRIM MORTGAGE LLC 1 Under 10 loans Under 10 loans 0.0%
First National Bank of Omaha 1 Under 10 loans Under 10 loans 0.0%
PHH Mortgage Corporation 1 Under 10 loans Under 10 loans 0.0%
Associated Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
TAMMAC HOLDINGS CORPORATION 0 Under 10 loans Under 10 loans 33.3%
CREDIT HUMAN FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
Sierra Pacific Mortgage Company, Inc. 0 Under 10 loans Under 10 loans Not published
FIGURE LENDING LLC 0 Under 10 loans Under 10 loans 100.0%
Nations Lending Corporation 0 Under 10 loans Under 10 loans 100.0%
BMO Bank National Association 0 Under 10 loans Under 10 loans 100.0%
United Community Bank 0 Under 10 loans Under 10 loans Not published
GENEVA FINANCIAL, LLC 0 Under 10 loans Under 10 loans Not published
PLANET HOME LENDING, LLC 0 Under 10 loans Under 10 loans 100.0%
Third Federal Savings and Loan Association of Cleveland 0 Under 10 loans Under 10 loans 100.0%
M SQUARED FINANCIAL LLC 0 Under 10 loans Under 10 loans 100.0%
AMERICAN FINANCING CORPORATION 0 Under 10 loans Under 10 loans Not published
Capitol Federal Savings Bank 0 Under 10 loans Under 10 loans 100.0%
Old Missouri Bank 0 Under 10 loans Under 10 loans Not published
Waterstone Mortgage Corporation 0 Under 10 loans Under 10 loans Not published
NEIGHBORS Credit Union 0 Under 10 loans Under 10 loans 100.0%
LAKEVIEW LOAN SERVICING, LLC 0 Under 10 loans Under 10 loans 100.0%
SPRING EQ, LLC 0 Under 10 loans Under 10 loans 100.0%
LoanUnited.com, LLC 0 Under 10 loans Under 10 loans Not published
LOWER, LLC 0 Under 10 loans Under 10 loans Not published
FIRST COMMUNITY 0 Under 10 loans Under 10 loans 100.0%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 0 Under 10 loans Under 10 loans 100.0%
DAS Acquisition Company, LLC 0 Under 10 loans Under 10 loans Not published
Barrington Bank & Trust Company, National Association 0 Under 10 loans Under 10 loans Not published
Citibank, National Association 0 Under 10 loans Under 10 loans Not published
Discover Bank 0 Under 10 loans Under 10 loans 100.0%
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
The Huntington National Bank 0 Under 10 loans Under 10 loans Not published
DATA MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
REDWOOD RESIDENTIAL ACQUISITION CORPORATION 0 Under 10 loans Under 10 loans Not published
Members Mortgage Services, L.L.C. 0 Under 10 loans Under 10 loans Not published
Citizens Bank, National Association 0 Under 10 loans Under 10 loans Not published
Truist Bank 0 Under 10 loans Under 10 loans Not published
Manufacturers and Traders Trust Company 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

Bank branches in Benton County

6 FDIC-insured branches from 5 banks, as of 30 June 2026, with the deposits held at them.

BankBranches hereDeposits
Community National Bank & Trust 2$164.5 million
The Citizens-Farmers Bank of Cole Camp 1$120.2 million
Hawthorn Bank 1$113.2 million
UMB Bank, National Association 1$73.8 million
Equity Bank 1$50.5 million

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When the next year’s lending figures are out for Benton County, or a lender arrives or leaves.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.