CENTRAL MISSOURI COMMUNITY CREDIT UNION
CENTRAL MISSOURI COMMUNITY CREDIT UNION received 133 applications in 2025 and made 61 mortgages, in 21 counties across 1 state. The median rate its borrowers got was 0.000% on a median loan of $75,000. Of 106 decisions, 39 were denials — 36.8%, most often for debt-to-income ratio. 1 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 549300IGNOIAXDMNRD90 |
|---|---|
| Applications received | 133 |
| Mortgages made | 61 |
| Denied | 39 |
| Approved, not taken up | 6 |
| Withdrawn or incomplete | 27 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.965 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 11 | 6.375% | $85,000 | 35.3% |
| Refinancing | 4 | Under 10 loans | Under 10 loans | 50.0% |
| Cash-out refinancing | 46 | 0.000% | $65,000 | 35.8% |
Where CENTRAL MISSOURI COMMUNITY CREDIT UNION lends most
The 21 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Johnson County, MO | 21 | 5.750% | 31.4% |
| Pettis County, MO | 12 | 0.000% | 30.0% |
| Ray County, MO | 10 | 0.000% | 26.7% |
| Clay County, MO | 3 | Under 10 loans | 0.0% |
| Henry County, MO | 3 | Under 10 loans | 40.0% |
| Benton County, MO | 2 | Under 10 loans | 50.0% |
| Lafayette County, MO | 2 | Under 10 loans | 71.4% |
| Saline County, MO | 2 | Under 10 loans | 50.0% |
| Carroll County, MO | 1 | Under 10 loans | 0.0% |
| Cass County, MO | 1 | Under 10 loans | 0.0% |
| Daviess County, MO | 1 | Under 10 loans | 0.0% |
| Greene County, MO | 1 | Under 10 loans | 50.0% |
| Jackson County, MO | 1 | Under 10 loans | 50.0% |
| St. Clair County, MO | 1 | Under 10 loans | 0.0% |
| Boone County, MO | 0 | Under 10 loans | Not published |
| Camden County, MO | 0 | Under 10 loans | Not published |
| Cole County, MO | 0 | Under 10 loans | 100.0% |
| Jefferson County, MO | 0 | Under 10 loans | 100.0% |
| Linn County, MO | 0 | Under 10 loans | 100.0% |
| Morgan County, MO | 0 | Under 10 loans | Not published |
| St. Louis city, MO | 0 | Under 10 loans | 100.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.