Mortgage lenders in Boone County
722 mortgages were made in Boone County, Iowa, in 2025, by 137 lenders. The median rate their borrowers got was 6.625% on a median loan of $155,000. Of 935 decisions, 184 were denials — 19.7%, most often for credit history.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| MEMBERS1st Community Credit Union | 56 | 7.500% | $55,000 | 9.7% |
| IOWA BANKERS MORTGAGE CORPORATION | 51 | 6.375% | $195,000 | 14.5% |
| GREENSTATE Credit Union | 43 | 6.500% | $115,000 | 12.5% |
| Community Choice Credit Union | 39 | 5.990% | $85,000 | 7.1% |
| VERIDIAN CREDIT UNION | 30 | 6.490% | $85,000 | 18.9% |
| Rocket Mortgage, LLC | 28 | 6.875% | $145,000 | 31.0% |
| GUILD MORTGAGE COMPANY | 28 | 6.625% | $175,000 | 6.3% |
| GREATER IOWA CREDIT UNION | 27 | 6.750% | $105,000 | 10.0% |
| U.S. Bank National Association | 25 | 7.500% | $125,000 | 27.0% |
| Mortgage Research Center, LLC | 17 | 6.250% | $215,000 | 30.8% |
| Northwest Bank | 17 | 6.500% | $225,000 | 5.6% |
| LOWER, LLC | 13 | 6.625% | $205,000 | 13.3% |
| LAND HOME FINANCIAL SERVICES, INC. | 13 | 6.625% | $185,000 | 0.0% |
| PEOPLES BANK | 12 | Not published | $245,000 | 20.0% |
| BMO Bank National Association | 11 | 8.830% | $55,000 | 38.9% |
| RIVER VALLEY Credit Union | 11 | Not published | $75,000 | 0.0% |
| FREEDOM MORTGAGE CORPORATION | 10 | 6.625% | $190,000 | 28.6% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 10 | 6.124% | $230,000 | 9.1% |
| Broker Solutions, Inc. | 9 | Under 10 loans | Under 10 loans | 10.0% |
| City State Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 20.0% |
| Premier Credit Union | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Wells Fargo Bank, National Association | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Loandepot.Com, LLC | 7 | Under 10 loans | Under 10 loans | 38.5% |
| GUARANTEED RATE, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| United Bank of Iowa | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Fidelity Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Availa Bank | 7 | Under 10 loans | Under 10 loans | 12.5% |
| First National Bank, Ames, Iowa | 7 | Under 10 loans | Under 10 loans | 0.0% |
| VISIONBANK OF IOWA | 6 | Under 10 loans | Under 10 loans | 12.5% |
| FIGURE LENDING LLC | 6 | Under 10 loans | Under 10 loans | 20.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 6 | Under 10 loans | Under 10 loans | 25.0% |
| Barrington Bank & Trust Company, National Association | 6 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 6 | Under 10 loans | Under 10 loans | 14.3% |
| GERSHMAN INVESTMENT CORP. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| PENNYMAC LOAN SERVICES, LLC | 5 | Under 10 loans | Under 10 loans | 28.6% |
| Empeople Credit Union | 5 | Under 10 loans | Under 10 loans | 37.5% |
| ENVOY MORTGAGE, LTD | 5 | Under 10 loans | Under 10 loans | 16.7% |
| MOVEMENT MORTGAGE, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Home State Bank | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Fairway Independent Mortgage Corporation | 5 | Under 10 loans | Under 10 loans | 0.0% |
| 21st Mortgage Corporation | 4 | Under 10 loans | Under 10 loans | 81.0% |
| NEWREZ LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 33.3% |
| Lendage, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Raccoon Valley Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| HOMESERVICES LENDING, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| South Story Bank & Trust | 4 | Under 10 loans | Under 10 loans | 0.0% |
| WEST GATE BANK | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AmeriSave Mortgage Corporation | 3 | Under 10 loans | Under 10 loans | 70.0% |
| Coastal Community Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 3 | Under 10 loans | Under 10 loans | 57.1% |
| Navy Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 40.0% |
| JPMorgan Chase Bank, National Association | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Farm Credit Mid-America | 3 | Under 10 loans | Under 10 loans | 0.0% |
| The Federal Savings Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Luana Savings Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| First Interstate Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of America, National Association | 2 | Under 10 loans | Under 10 loans | 66.7% |
| USAA Federal Savings Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ENDEAVOR CAPITAL, LLC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONSTAR MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DUPACO COMMUNITY | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Bankers Trust Company | 2 | Under 10 loans | Under 10 loans | 33.3% |
| NBKC BANK | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Collins Community Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Exchange State Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CMG MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Park Lane Finance Solutions, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Community State Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Equity Prime Mortgage LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FRONTIER FINANCIAL, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Bank Iowa | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Central Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| STOCKTON MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FINANCIAL PLUS CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | 1 | Under 10 loans | Under 10 loans | 60.0% |
| Click n' Close, Inc. | 1 | Under 10 loans | Under 10 loans | 33.3% |
| PLAZA HOME MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 254900M2C4Q6DATP2889 | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Loan Funder LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Earlham Savings Bank | 1 | Under 10 loans | Under 10 loans | 50.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| COMMUNITY 1ST CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Truist Bank | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Cornerstone First Mortgage, Inc | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Security Savings Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GNB BANK | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 254900CTT87ZKAUTIJ37 | 1 | Under 10 loans | Under 10 loans | 0.0% |
| THE LOAN STORE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| IOWA STATE BANK | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| BankIowa of Cedar Rapids | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Wilmington Savings Fund Society, FSB | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Kiavi Funding, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| American State Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Servion, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Bethpage Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RESIDENTIAL MORTGAGE NETWORK, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| TOWNE MORTGAGE COMPANY | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| COMPASS MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Guthrie County State Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of Omaha | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First Merchants Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Manufacturers and Traders Trust Company | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCING CORPORATION | 0 | Under 10 loans | Under 10 loans | 100.0% |
| SPRING EQ, LLC | 0 | Under 10 loans | Under 10 loans | 100.0% |
| TRIAD FINANCIAL SERVICES, INC. | 0 | Under 10 loans | Under 10 loans | 66.7% |
| HOMEXPRESS MORTGAGE CORP. | 0 | Under 10 loans | Under 10 loans | 100.0% |
| MARINE CREDIT UNION | 0 | Under 10 loans | Under 10 loans | 100.0% |
| NEW DAY FINANCIAL, LLC | 0 | Under 10 loans | Under 10 loans | 100.0% |
| ROYAL UNITED MORTGAGE LLC | 0 | Under 10 loans | Under 10 loans | 100.0% |
| BETTER MORTGAGE CORPORATION | 0 | Under 10 loans | Under 10 loans | 0.0% |
| A&D Mortgage LLC | 0 | Under 10 loans | Under 10 loans | 100.0% |
| Midwest Heritage Bank, FSB | 0 | Under 10 loans | Under 10 loans | Not published |
| UNION STATE BANK | 0 | Under 10 loans | Under 10 loans | 0.0% |
| MANUFACTURERS BANK & TRUST COMPANY | 0 | Under 10 loans | Under 10 loans | 0.0% |
| Paramount Residential Mortgage Group, Inc. | 0 | Under 10 loans | Under 10 loans | Not published |
| PLANET HOME LENDING, LLC | 0 | Under 10 loans | Under 10 loans | 0.0% |
| LENDINGONE, LLC | 0 | Under 10 loans | Under 10 loans | Not published |
| PENTAGON FEDERAL CREDIT UNION | 0 | Under 10 loans | Under 10 loans | 100.0% |
| Valon Mortgage, Inc. | 0 | Under 10 loans | Under 10 loans | 100.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | 0 | Under 10 loans | Under 10 loans | 100.0% |
| QUORUM FEDERAL CREDIT UNION | 0 | Under 10 loans | Under 10 loans | 100.0% |
| THE FAMILY | 0 | Under 10 loans | Under 10 loans | Not published |
| MidFirst Bank | 0 | Under 10 loans | Under 10 loans | Not published |
| Fortress Bank | 0 | Under 10 loans | Under 10 loans | Not published |
| FIRST COLONY MORTGAGE CORPORATION | 0 | Under 10 loans | Under 10 loans | Not published |
| DATA MORTGAGE, INC. | 0 | Under 10 loans | Under 10 loans | Not published |
| Citizens Bank, National Association | 0 | Under 10 loans | Under 10 loans | Not published |
| PHH Mortgage Corporation | 0 | Under 10 loans | Under 10 loans | Not published |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.
Bank branches in Boone County
11 FDIC-insured branches from 8 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| VISIONBANK OF IOWA | 3 | $198.2 million |
| Boone Bank & Trust Co. | 2 | $143.0 million |
| U.S. Bank National Association | 1 | $148.4 million |
| City State Bank | 1 | $72.4 million |
| Peoples Bank | 1 | $56.3 million |
| United Bank of Iowa | 1 | $45.9 million |
| BMO Bank National Association | 1 | $45.8 million |
| Security Savings Bank | 1 | $12.2 million |
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When the next year’s lending figures are out for Boone County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.