UNION STATE BANK
UNION STATE BANK received 54 applications in 2025 and made 40 mortgages, in 10 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $130,000. Of 52 decisions, 8 were denials — 15.4%.
| Legal Entity Identifier | 254900SKRYMF38M2P535 |
|---|---|
| Applications received | 54 |
| Mortgages made | 40 |
| Denied | 8 |
| Approved, not taken up | 4 |
| Withdrawn or incomplete | 2 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Union State Bank, 12 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 11 | Not published | $185,000 | 12.5% |
| Refinancing | 16 | Not published | $175,000 | 0.0% |
| Other purposes | 13 | Not published | $45,000 | 30.0% |
Where UNION STATE BANK lends most
The 10 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Madison County, IA | 25 | Not published | 18.2% |
| Polk County, IA | 10 | Not published | 9.1% |
| Adair County, IA | 1 | Under 10 loans | 0.0% |
| Clarke County, IA | 1 | Under 10 loans | 0.0% |
| Dallas County, IA | 1 | Under 10 loans | 0.0% |
| Union County, IA | 1 | Under 10 loans | 50.0% |
| Somerset County, NJ | 1 | Under 10 loans | 0.0% |
| Adams County, IA | 0 | Under 10 loans | 0.0% |
| Boone County, IA | 0 | Under 10 loans | 0.0% |
| Fayette County, IA | 0 | Under 10 loans | Not published |
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When UNION STATE BANK’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.