Mortgage Lender Index

Mortgage lenders in Morgan County

606 mortgages were made in Morgan County, Colorado, in 2025, by 171 lenders. The median rate their borrowers got was 6.490% on a median loan of $275,000. Of 851 decisions, 193 were denials — 22.7%, most often for debt-to-income ratio.

LenderMortgages madeMedian rateMedian loanDenied
Bank of Colorado 78 6.625% $245,000 12.2%
UNITED SHORE FINANCIAL SERVICES, LLC 57 6.125% $375,000 23.0%
Rocket Mortgage, LLC 38 6.188% $225,000 18.4%
GUILD MORTGAGE COMPANY 28 6.125% $310,000 0.0%
Loan Simple, Inc. 25 6.625% $285,000 0.0%
AMERICAN FINANCING CORPORATION 16 6.125% $260,000 53.7%
FMS Bank 16 Not published $305,000 12.5%
CROSSCOUNTRY MORTGAGE, INC. 15 6.375% $335,000 6.3%
PENNYMAC LOAN SERVICES, LLC 14 6.250% $315,000 17.7%
Broker Solutions, Inc. 11 6.375% $225,000 8.3%
Fairway Independent Mortgage Corporation 11 6.188% $235,000 8.3%
Equitable Savings and Loan Association 10 Not published $185,000 23.1%
JPMorgan Chase Bank, National Association 10 6.375% $275,000 0.0%
NEWREZ LLC 9 Under 10 loans Under 10 loans 25.0%
Financial Funding Solutions, Inc. 9 Under 10 loans Under 10 loans 18.2%
GUARANTEED RATE, INC. 9 Under 10 loans Under 10 loans 0.0%
Mortgage Research Center, LLC 8 Under 10 loans Under 10 loans 18.2%
Northpointe Bank 8 Under 10 loans Under 10 loans 0.0%
LOWER, LLC 7 Under 10 loans Under 10 loans 12.5%
OriginPoint, LLC 7 Under 10 loans Under 10 loans 0.0%
TOP FLITE FINANCIAL, INC. 7 Under 10 loans Under 10 loans 0.0%
GOLDEN EMPIRE MORTGAGE, INC. 7 Under 10 loans Under 10 loans 0.0%
FREEDOM MORTGAGE CORPORATION 6 Under 10 loans Under 10 loans 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. 6 Under 10 loans Under 10 loans 0.0%
CMG MORTGAGE, INC. 6 Under 10 loans Under 10 loans 0.0%
ENT Credit Union 5 Under 10 loans Under 10 loans 27.3%
NATIONSTAR MORTGAGE LLC 5 Under 10 loans Under 10 loans 16.7%
BELLCO CREDIT UNION 5 Under 10 loans Under 10 loans 28.6%
RESICENTRAL, LLC 5 Under 10 loans Under 10 loans 0.0%
BMO Bank National Association 4 Under 10 loans Under 10 loans 72.2%
THE LOAN STORE, INC. 4 Under 10 loans Under 10 loans 12.5%
SOFI BANK, NATIONAL ASSOCIATION 4 Under 10 loans Under 10 loans 0.0%
KIND LENDING, LLC 4 Under 10 loans Under 10 loans 33.3%
Loandepot.Com, LLC 4 Under 10 loans Under 10 loans 0.0%
CANVAS CREDIT UNION 4 Under 10 loans Under 10 loans 0.0%
MUTUAL OF OMAHA MORTGAGE, INC. 4 Under 10 loans Under 10 loans 0.0%
MOVEMENT MORTGAGE, LLC 4 Under 10 loans Under 10 loans 0.0%
PNC Bank, National Association 4 Under 10 loans Under 10 loans 0.0%
SPRING EQ, LLC 3 Under 10 loans Under 10 loans 79.0%
Coastal Community Bank 3 Under 10 loans Under 10 loans 0.0%
Navy Federal Credit Union 3 Under 10 loans Under 10 loans 57.1%
LAKEVIEW LOAN SERVICING, LLC 3 Under 10 loans Under 10 loans 40.0%
EVERETT FINANCIAL, INC. 3 Under 10 loans Under 10 loans 0.0%
CREDIT UNION OF COLORADO, A FEDERAL CREDIT UNION 3 Under 10 loans Under 10 loans 40.0%
FIGURE LENDING LLC 3 Under 10 loans Under 10 loans 16.7%
American Liberty Mortgage, Incorporated 3 Under 10 loans Under 10 loans 25.0%
Synergy One Lending, Inc. 3 Under 10 loans Under 10 loans 0.0%
HOMEBRIDGE FINANCIAL SERVICES, INC. 3 Under 10 loans Under 10 loans 0.0%
PLAZA HOME MORTGAGE, INC. 3 Under 10 loans Under 10 loans 0.0%
VILLAGE CAPITAL & INVESTMENT LLC 2 Under 10 loans Under 10 loans 14.3%
U.S. Bank National Association 2 Under 10 loans Under 10 loans 77.8%
Discover Bank 2 Under 10 loans Under 10 loans 60.0%
AmeriSave Mortgage Corporation 2 Under 10 loans Under 10 loans 60.0%
PHH Mortgage Corporation 2 Under 10 loans Under 10 loans 50.0%
SUMMIT FUNDING, INC. 2 Under 10 loans Under 10 loans 0.0%
GoodLeap, LLC 2 Under 10 loans Under 10 loans 25.0%
ZILLOW HOME LOANS, LLC 2 Under 10 loans Under 10 loans 0.0%
ELEVATIONS 2 Under 10 loans Under 10 loans 0.0%
Citadel Servicing Corporation 2 Under 10 loans Under 10 loans 0.0%
First Western Trust Bank 2 Under 10 loans Under 10 loans 0.0%
Equity Prime Mortgage LLC 2 Under 10 loans Under 10 loans 0.0%
Plains Commerce Bank 2 Under 10 loans Under 10 loans 0.0%
High Plains Bank 2 Under 10 loans Under 10 loans 0.0%
MEGASTAR FINANCIAL CORP. 2 Under 10 loans Under 10 loans 0.0%
MISSION LOANS, LLC 2 Under 10 loans Under 10 loans 0.0%
Paramount Residential Mortgage Group, Inc. 2 Under 10 loans Under 10 loans 0.0%
Gateway First Bank 2 Under 10 loans Under 10 loans 0.0%
Kiavi Funding, Inc. 2 Under 10 loans Under 10 loans 0.0%
CLEARPATH LENDING 2 Under 10 loans Under 10 loans 0.0%
TOWNE MORTGAGE COMPANY 2 Under 10 loans Under 10 loans 0.0%
RESIDENTIAL MORTGAGE, LLC 2 Under 10 loans Under 10 loans 0.0%
Ixonia Bank 2 Under 10 loans Under 10 loans 0.0%
VAN DYK MORTGAGE CORPORATION 2 Under 10 loans Under 10 loans 0.0%
CONVENTUS LLC 2 Under 10 loans Under 10 loans 0.0%
21st Mortgage Corporation 1 Under 10 loans Under 10 loans 90.9%
CARRINGTON MORTGAGE SERVICES, LLC 1 Under 10 loans Under 10 loans 85.7%
PREMIER MEMBERS CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
Blue Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
CREDIT UNION OF DENVER 1 Under 10 loans Under 10 loans 66.7%
GENEVA FINANCIAL, LLC 1 Under 10 loans Under 10 loans 50.0%
AMERICAN FINANCIAL RESOURCES, INC. 1 Under 10 loans Under 10 loans 0.0%
LENDINGONE, LLC 1 Under 10 loans Under 10 loans 50.0%
Wells Fargo Bank, National Association 1 Under 10 loans Under 10 loans 50.0%
254900M2C4Q6DATP2889 1 Under 10 loans Under 10 loans 50.0%
254900RNV63A0TIZNK90 1 Under 10 loans Under 10 loans 0.0%
PLANET HOME LENDING, LLC 1 Under 10 loans Under 10 loans 50.0%
PROVIDENT FUNDING ASSOCIATES, L.P. 1 Under 10 loans Under 10 loans 0.0%
IDEAL HOME LOANS LLC 1 Under 10 loans Under 10 loans 0.0%
NFM, INC. 1 Under 10 loans Under 10 loans 0.0%
GoPrime Mortgage, Inc. 1 Under 10 loans Under 10 loans 50.0%
BoxCar Mortgage, LLC 1 Under 10 loans Under 10 loans 0.0%
Greenbox Loans, Inc. 1 Under 10 loans Under 10 loans 0.0%
M2 LENDING SOLUTIONS, LLC 1 Under 10 loans Under 10 loans 0.0%
Lendage, LLC 1 Under 10 loans Under 10 loans 0.0%
254900CTT87ZKAUTIJ37 1 Under 10 loans Under 10 loans 0.0%
AML FUNDING LLC 1 Under 10 loans Under 10 loans 0.0%
Loan Funder LLC 1 Under 10 loans Under 10 loans 0.0%
GUARANTEED RATE AFFINITY, LLC 1 Under 10 loans Under 10 loans 0.0%
ALAMEDA MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 Under 10 loans Under 10 loans 0.0%
KEYSTONE FUNDING, INC. 1 Under 10 loans Under 10 loans 0.0%
Commerce Home Mortgage, Inc. 1 Under 10 loans Under 10 loans 0.0%
FIDELIS CATHOLIC FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
SECURITY HOME MORTGAGE, LLC. 1 Under 10 loans Under 10 loans 0.0%
GENWAY HOME MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
CoreFirst Bank & Trust 1 Under 10 loans Under 10 loans 0.0%
The Federal Savings Bank 1 Under 10 loans Under 10 loans 0.0%
HomeTrust Bank 1 Under 10 loans Under 10 loans 0.0%
INTEGRITY MORTGAGE & FINANCIAL INCORPORATED 1 Under 10 loans Under 10 loans 0.0%
WESTERRA CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
ENVOY MORTGAGE, LTD 1 Under 10 loans Under 10 loans 0.0%
FLAT BRANCH MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
Dayspring Bank 1 Under 10 loans Under 10 loans 0.0%
V.I.P. MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
LoanUnited.com, LLC 1 Under 10 loans Under 10 loans 0.0%
Hometown Equity Mortgage, LLC 1 Under 10 loans Under 10 loans 0.0%
First Interstate Bank 1 Under 10 loans Under 10 loans 0.0%
Climb Credit Union 1 Under 10 loans Under 10 loans 0.0%
FINANCE OF AMERICA REVERSE LLC 1 Under 10 loans Under 10 loans 0.0%
NEW DAY FINANCIAL, LLC 1 Under 10 loans Under 10 loans 0.0%
AMERICAN HERITAGE LENDING, LLC 1 Under 10 loans Under 10 loans 0.0%
The Eastern Colorado Bank 1 Under 10 loans Under 10 loans 0.0%
Flagstar Bank, N.A. 1 Under 10 loans Under 10 loans 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. 0 Under 10 loans Under 10 loans 100.0%
BETTER MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans 100.0%
TRIAD FINANCIAL SERVICES, INC. 0 Under 10 loans Under 10 loans 100.0%
Bank of America, National Association 0 Under 10 loans Under 10 loans Not published
UNION HOME MORTGAGE CORP. 0 Under 10 loans Under 10 loans 0.0%
Prosperity Home Mortgage, LLC 0 Under 10 loans Under 10 loans Not published
OCMBC, INC. 0 Under 10 loans Under 10 loans 100.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC 0 Under 10 loans Under 10 loans 50.0%
INTELLILOAN, INC. 0 Under 10 loans Under 10 loans Not published
Luminate Bank 0 Under 10 loans Under 10 loans 100.0%
Texana Bank, National Association 0 Under 10 loans Under 10 loans Not published
ALLIANT CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
VELOCITY COMMERCIAL CAPITAL, LLC 0 Under 10 loans Under 10 loans Not published
GO MORTGAGE, LLC 0 Under 10 loans Under 10 loans 0.0%
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
Transportation Federal Credit Union 0 Under 10 loans Under 10 loans 100.0%
SOUTH RIVER MORTGAGE, LLC 0 Under 10 loans Under 10 loans Not published
COLORADO CREDIT UNION 0 Under 10 loans Under 10 loans Not published
ARC HOME LLC 0 Under 10 loans Under 10 loans Not published
Click n' Close, Inc. 0 Under 10 loans Under 10 loans Not published
Third Federal Savings and Loan Association of Cleveland 0 Under 10 loans Under 10 loans Not published
SECURITY SERVICE FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans Not published
PARTNER COLORADO 0 Under 10 loans Under 10 loans 100.0%
FirstBank 0 Under 10 loans Under 10 loans 100.0%
AMERITRUST MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
ON TAP CREDIT UNION 0 Under 10 loans Under 10 loans Not published
ENDEAVOR CAPITAL, LLC. 0 Under 10 loans Under 10 loans 100.0%
NOVA FINANCIAL & INVESTMENT CORPORATION 0 Under 10 loans Under 10 loans 100.0%
CLEAREDGE LENDING LLC 0 Under 10 loans Under 10 loans 100.0%
MORIA DEVELOPMENT, INC. 0 Under 10 loans Under 10 loans Not published
CALCON MUTUAL MORTGAGE LLC 0 Under 10 loans Under 10 loans Not published
HOMEXPRESS MORTGAGE CORP. 0 Under 10 loans Under 10 loans 0.0%
NBH Bank 0 Under 10 loans Under 10 loans Not published
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 0 Under 10 loans Under 10 loans 100.0%
CHEVRON Federal Credit Union 0 Under 10 loans Under 10 loans 100.0%
Truliant Federal Credit Union 0 Under 10 loans Under 10 loans 100.0%
Allied First Bank,sb 0 Under 10 loans Under 10 loans Not published
GTE Federal Credit Union 0 Under 10 loans Under 10 loans 100.0%
Beeline Loans, Inc. 0 Under 10 loans Under 10 loans Not published
USAA Federal Savings Bank 0 Under 10 loans Under 10 loans Not published
Citizens Bank, National Association 0 Under 10 loans Under 10 loans Not published
BOKF, National Association 0 Under 10 loans Under 10 loans Not published
Fifth Third Bank, National Association 0 Under 10 loans Under 10 loans Not published
The Huntington National Bank 0 Under 10 loans Under 10 loans Not published
MidFirst Bank 0 Under 10 loans Under 10 loans Not published
WEST GATE BANK 0 Under 10 loans Under 10 loans Not published
Truist Bank 0 Under 10 loans Under 10 loans Not published
Manufacturers and Traders Trust Company 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

Bank branches in Morgan County

11 FDIC-insured branches from 8 banks, as of 30 June 2026, with the deposits held at them.

BankBranches hereDeposits
Bank of Colorado 2$340.0 million
The Farmers State Bank of Brush 2$69.4 million
Equitable Savings and Loan Association 2$29.1 million
FMS Bank 1$176.1 million
Golden Belt Bank, FSA 1$90.0 million
High Plains Bank 1$76.5 million
Wray State Bank 1$50.4 million
BMO Bank National Association 1$35.2 million

Closed since the 2025 survey

1 branch in the 2025 survey has no 2026 row: closed, sold, or moved.

Get told when this changes

When the next year’s lending figures are out for Morgan County, or a lender arrives or leaves.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.