Mortgage lenders in Jefferson County
15,679 mortgages were made in Jefferson County, Colorado, in 2025, by 560 lenders. The median rate their borrowers got was 6.625% on a median loan of $395,000. Of 19,981 decisions, 3,441 were denials — 17.2%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| UNITED SHORE FINANCIAL SERVICES, LLC | 1,943 | 6.375% | $495,000 | 7.6% |
| Rocket Mortgage, LLC | 895 | 6.625% | $365,000 | 14.7% |
| BELLCO CREDIT UNION | 543 | 8.000% | $105,000 | 37.0% |
| FirstBank | 488 | 7.375% | $155,000 | 20.2% |
| CANVAS CREDIT UNION | 385 | 7.890% | $155,000 | 14.2% |
| GUILD MORTGAGE COMPANY | 367 | 6.624% | $435,000 | 2.8% |
| ELEVATIONS | 320 | 6.625% | $425,000 | 4.3% |
| U.S. Bank National Association | 293 | 8.200% | $175,000 | 39.3% |
| ENT Credit Union | 291 | 7.500% | $205,000 | 19.1% |
| CMG MORTGAGE, INC. | 289 | 6.500% | $475,000 | 2.0% |
| WESTERRA CREDIT UNION | 269 | 7.990% | $135,000 | 18.6% |
| CROSSCOUNTRY MORTGAGE, INC. | 262 | 6.500% | $495,000 | 4.0% |
| PENNYMAC LOAN SERVICES, LLC | 238 | 6.490% | $485,000 | 11.3% |
| CREDIT UNION OF DENVER | 212 | 6.750% | $105,000 | 24.3% |
| THE LOAN STORE, INC. | 209 | 6.625% | $455,000 | 8.7% |
| Fairway Independent Mortgage Corporation | 206 | 6.625% | $455,000 | 5.0% |
| AMERICAN FINANCING CORPORATION | 202 | 6.500% | $205,000 | 48.3% |
| JPMorgan Chase Bank, National Association | 196 | 6.250% | $510,000 | 13.7% |
| GUARANTEED RATE, INC. | 185 | 6.475% | $455,000 | 7.9% |
| CREDIT UNION OF COLORADO, A FEDERAL CREDIT UNION | 183 | 7.250% | $125,000 | 17.9% |
| LENNAR MORTGAGE, LLC | 180 | 3.990% | $610,000 | 5.2% |
| Climb Credit Union | 152 | 7.200% | $125,000 | 9.5% |
| MOVEMENT MORTGAGE, LLC | 152 | 6.625% | $495,000 | 5.2% |
| Broker Solutions, Inc. | 151 | 6.500% | $455,000 | 11.1% |
| Navy Federal Credit Union | 144 | 7.750% | $205,000 | 26.6% |
| V.I.P. MORTGAGE, INC. | 135 | 6.375% | $515,000 | 0.0% |
| NATIONSTAR MORTGAGE LLC | 131 | 8.125% | $175,000 | 15.6% |
| LOWER, LLC | 125 | 6.500% | $475,000 | 5.3% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 124 | 6.375% | $525,000 | 3.9% |
| NEWREZ LLC | 121 | 6.875% | $335,000 | 29.5% |
| Bank of America, National Association | 121 | 5.990% | $305,000 | 31.5% |
| ZILLOW HOME LOANS, LLC | 116 | 6.375% | $445,000 | 4.1% |
| BMO Bank National Association | 112 | 8.165% | $155,000 | 37.4% |
| Zions Bancorporation, N.A. | 112 | 7.850% | $305,000 | 28.8% |
| Loandepot.Com, LLC | 112 | 6.375% | $270,000 | 22.6% |
| FREEDOM MORTGAGE CORPORATION | 107 | 6.125% | $505,000 | 9.9% |
| KEYSTONE FUNDING, INC. | 104 | 6.313% | $580,000 | 2.4% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | 98 | 6.490% | $535,000 | 2.0% |
| SPRING EQ, LLC | 97 | 8.650% | $95,000 | 59.7% |
| UNION HOME MORTGAGE CORP. | 96 | 6.500% | $490,000 | 7.5% |
| Sunflower Bank, National Association | 92 | 6.490% | $495,000 | 2.1% |
| Synergy One Lending, Inc. | 91 | 6.625% | $495,000 | 1.1% |
| Taylor Morrison Home Funding, Inc. | 91 | 5.375% | $675,000 | 3.2% |
| The Huntington National Bank | 90 | 7.090% | $380,000 | 28.1% |
| COLORADO CREDIT UNION | 88 | 7.750% | $200,000 | 17.8% |
| Wells Fargo Bank, National Association | 82 | 6.250% | $455,000 | 21.0% |
| BOKF, National Association | 81 | 6.375% | $405,000 | 23.4% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 80 | 6.250% | $445,000 | 18.4% |
| SECURITY SERVICE FEDERAL CREDIT UNION | 79 | 6.990% | $175,000 | 21.9% |
| FIGURE LENDING LLC | 78 | 8.900% | $65,000 | 26.5% |
| LAKEVIEW LOAN SERVICING, LLC | 70 | 6.125% | $445,000 | 52.3% |
| GUARANTEED RATE AFFINITY, LLC | 70 | 6.125% | $540,000 | 2.7% |
| SOFI BANK, NATIONAL ASSOCIATION | 67 | 7.990% | $125,000 | 14.1% |
| Third Federal Savings and Loan Association of Cleveland | 67 | 6.990% | $165,000 | 35.6% |
| MEGASTAR FINANCIAL CORP. | 67 | 6.625% | $485,000 | 2.9% |
| MERCHANTS MORTGAGE & TRUST CORPORATION, LLC | 66 | 9.875% | $495,000 | 0.0% |
| PNC Bank, National Association | 65 | 7.940% | $125,000 | 31.7% |
| Luminate Bank | 61 | 6.625% | $505,000 | 1.6% |
| ALLIANT CREDIT UNION | 60 | 7.750% | $135,000 | 26.2% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | 60 | 6.000% | $595,000 | 0.0% |
| SWBC MORTGAGE CORPORATION | 58 | 6.563% | $515,000 | 0.0% |
| UMB Bank, National Association | 57 | 5.990% | $245,000 | 35.7% |
| BETTER MORTGAGE CORPORATION | 55 | 6.875% | $285,000 | 39.4% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 55 | 10.370% | $175,000 | 11.1% |
| 254900RNV63A0TIZNK90 | 54 | 6.750% | $545,000 | 5.7% |
| PREMIER MEMBERS CREDIT UNION | 54 | 8.000% | $125,000 | 15.6% |
| Plains Commerce Bank | 53 | 6.375% | $565,000 | 3.6% |
| OriginPoint, LLC | 53 | 6.250% | $545,000 | 7.0% |
| RESICENTRAL, LLC | 53 | 6.375% | $495,000 | 0.0% |
| American Liberty Mortgage, Incorporated | 53 | 6.500% | $475,000 | 3.5% |
| SELECT LENDING SERVICES LLC | 52 | 6.750% | $525,000 | 1.7% |
| KIND LENDING, LLC | 52 | 6.875% | $495,000 | 16.9% |
| ON TAP CREDIT UNION | 50 | 7.000% | $75,000 | 23.9% |
| RED ROCKS Credit Union | 49 | 7.500% | $195,000 | 9.1% |
| Mortgage Research Center, LLC | 48 | 5.875% | $575,000 | 33.3% |
| PARTNER COLORADO | 48 | 5.990% | $60,000 | 37.7% |
| KeyBank National Association | 45 | 6.875% | $265,000 | 36.1% |
| Coastal Community Bank | 44 | 9.615% | $55,000 | 1.3% |
| PLANET HOME LENDING, LLC | 44 | 6.375% | $535,000 | 11.8% |
| Bank of Colorado | 43 | 6.625% | $425,000 | 6.3% |
| Sierra Pacific Mortgage Company, Inc. | 43 | 6.625% | $515,000 | 2.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 42 | 6.500% | $480,000 | 6.3% |
| Morgan Stanley Private Bank, National Association | 42 | 5.750% | $635,000 | 0.0% |
| EVERETT FINANCIAL, INC. | 41 | 6.500% | $505,000 | 4.7% |
| Northpointe Bank | 39 | 6.625% | $465,000 | 6.8% |
| Paramount Residential Mortgage Group, Inc. | 39 | 6.250% | $485,000 | 15.2% |
| NBKC BANK | 38 | 6.313% | $540,000 | 9.5% |
| FINANCE OF AMERICA REVERSE LLC | 37 | 6.375% | $255,000 | 5.1% |
| Loan Simple, Inc. | 35 | 6.625% | $335,000 | 0.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 35 | 9.500% | $485,000 | 0.0% |
| AmeriSave Mortgage Corporation | 34 | 8.563% | $70,000 | 52.6% |
| JET HOMELOANS, LP | 34 | 4.990% | $480,000 | 12.5% |
| Blue Federal Credit Union | 34 | 6.990% | $105,000 | 12.5% |
| Kiavi Funding, Inc. | 34 | 9.125% | $530,000 | 0.0% |
| Prosperity Home Mortgage, LLC | 33 | 6.625% | $565,000 | 2.9% |
| First Western Trust Bank | 33 | 6.125% | $485,000 | 0.0% |
| FIDELIS CATHOLIC FEDERAL CREDIT UNION | 33 | 6.800% | $95,000 | 5.7% |
| Charles Schwab Bank, SSB | 33 | 5.625% | $935,000 | 2.9% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 32 | 6.056% | $560,000 | 9.1% |
| GoodLeap, LLC | 31 | 7.550% | $125,000 | 18.6% |
| Commerce Home Mortgage, Inc. | 30 | 6.990% | $605,000 | 3.2% |
| Financial Funding Solutions, Inc. | 30 | 6.375% | $605,000 | 0.0% |
| NexBank | 29 | 6.375% | $555,000 | 19.4% |
| Zing Credit Union | 28 | 7.500% | $105,000 | 21.6% |
| PHH Mortgage Corporation | 27 | 5.990% | $475,000 | 9.7% |
| Ixonia Bank | 27 | 7.000% | $575,000 | 3.6% |
| NBH Bank | 26 | 7.058% | $495,000 | 13.3% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 26 | 6.625% | $490,000 | 3.7% |
| NMSI, INC. | 26 | 6.000% | $580,000 | 0.0% |
| OCMBC, INC. | 25 | 6.625% | $525,000 | 11.4% |
| LONGBRIDGE FINANCIAL, LLC | 25 | 6.250% | $305,000 | 10.0% |
| PENTAGON FEDERAL CREDIT UNION | 24 | 7.563% | $295,000 | 31.4% |
| CHAMPIONS FUNDING, LLC | 23 | 7.625% | $425,000 | 32.4% |
| BAY EQUITY LLC | 22 | 6.750% | $445,000 | 0.0% |
| NFM, INC. | 22 | 6.625% | $515,000 | 0.0% |
| TOLL BROTHERS MORTGAGE COMPANY | 21 | 5.990% | $545,000 | 8.8% |
| PLAZA HOME MORTGAGE, INC. | 21 | 6.125% | $395,000 | 18.5% |
| THE MORTGAGE COMPANY | 21 | 6.375% | $455,000 | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 21 | 7.750% | $375,000 | 12.5% |
| Discover Bank | 20 | 8.535% | $90,000 | 73.7% |
| AMERICAN FINANCIAL RESOURCES, INC. | 20 | 6.495% | $515,000 | 0.0% |
| UBS Bank USA | 20 | 6.000% | $665,000 | 0.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 19 | 7.749% | $265,000 | 53.1% |
| NEXERA HOLDING LLC | 19 | 7.375% | $405,000 | 5.0% |
| Lendage, LLC | 19 | 10.500% | $75,000 | 9.1% |
| DENVER FIRE DEPARTMENT FEDERAL CREDIT UNION | 18 | 7.500% | $155,000 | 18.2% |
| SUN WEST MORTGAGE COMPANY, INC. | 18 | 6.375% | $385,000 | 4.0% |
| MORIA DEVELOPMENT, INC. | 18 | 6.563% | $430,000 | 0.0% |
| CONVENTUS LLC | 18 | 9.500% | $560,000 | 0.0% |
| Colorado Federal Savings Bank | 17 | 6.125% | $505,000 | 18.2% |
| 21st Mortgage Corporation | 16 | 10.595% | $85,000 | 69.8% |
| Texana Bank, National Association | 16 | 6.563% | $515,000 | 0.0% |
| Commerce Bank | 16 | 6.375% | $425,000 | 11.1% |
| A&D Mortgage LLC | 16 | 6.433% | $375,000 | 5.9% |
| GOLDEN EMPIRE MORTGAGE, INC. | 16 | 6.063% | $405,000 | 0.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 15 | 6.125% | $485,000 | 21.1% |
| SUMMIT FUNDING, INC. | 15 | 6.750% | $475,000 | 6.3% |
| PIKE CREEK MORTGAGE SERVICES, INC. | 15 | 6.250% | $455,000 | 0.0% |
| Alpine Bank | 15 | 7.911% | $485,000 | 5.6% |
| TOWNE MORTGAGE COMPANY | 15 | 6.125% | $295,000 | 0.0% |
| QUORUM FEDERAL CREDIT UNION | 14 | 8.375% | $175,000 | 30.0% |
| Valon Mortgage, Inc. | 14 | 7.700% | $75,000 | 32.0% |
| M2 LENDING SOLUTIONS, LLC | 14 | 6.625% | $470,000 | 0.0% |
| STG MORTGAGE INC | 13 | 6.490% | $575,000 | 5.6% |
| Bethpage Federal Credit Union | 13 | 6.490% | $155,000 | 41.7% |
| AMWEST FUNDING CORP. | 13 | 6.750% | $375,000 | 18.8% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 13 | 6.500% | $495,000 | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 13 | 5.875% | $345,000 | 13.3% |
| Click n' Close, Inc. | 13 | 6.375% | $505,000 | 0.0% |
| MidFirst Bank | 13 | 6.236% | $1,005,000 | 0.0% |
| Citibank, National Association | 12 | 5.938% | $835,000 | 14.3% |
| ENVOY MORTGAGE, LTD | 12 | 6.688% | $485,000 | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 12 | 6.563% | $450,000 | 7.7% |
| FOOTHILLS CREDIT UNION | 12 | 7.000% | $110,000 | 0.0% |
| USAA Federal Savings Bank | 11 | 6.500% | $455,000 | 52.2% |
| Tomo Mortgage, LLC | 11 | 6.375% | $485,000 | 8.3% |
| US MORTGAGE CORPORATION | 11 | 6.625% | $475,000 | 21.4% |
| Liberty | 11 | 6.625% | $505,000 | 15.4% |
| SouthState Bank, National Association | 11 | 7.069% | $225,000 | 8.3% |
| Luminate Home Loans, Inc. | 11 | 6.500% | $435,000 | 0.0% |
| LoanUnited.com, LLC | 10 | 6.063% | $450,000 | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 10 | 6.688% | $515,000 | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 10 | 6.375% | $545,000 | 16.7% |
| Air Academy Federal Credit Union | 10 | 5.990% | $110,000 | 0.0% |
| T2 FINANCIAL LLC | 10 | 6.688% | $445,000 | 0.0% |
| TRADITIONAL MORTGAGE ACCEPTANCE CORPORATION | 10 | 6.063% | $220,000 | 9.1% |
| The Federal Savings Bank | 9 | Under 10 loans | Under 10 loans | 18.2% |
| LEADERONE FINANCIAL CORPORATION | 9 | Under 10 loans | Under 10 loans | 0.0% |
| CORNERSTONE CAPITAL BANK, SSB | 9 | Under 10 loans | Under 10 loans | 0.0% |
| UNIVERSAL LENDING CORPORATION | 9 | Under 10 loans | Under 10 loans | 10.0% |
| Fifth Third Bank, National Association | 8 | Under 10 loans | Under 10 loans | 11.1% |
| SmartFi Home Loans, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| CASTLE & COOKE MORTGAGE, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| MISSION LOANS, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 7 | Under 10 loans | Under 10 loans | 65.0% |
| ALLIED MORTGAGE GROUP, INC. | 7 | Under 10 loans | Under 10 loans | 7.1% |
| AMERICAN HERITAGE LENDING, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | 7 | Under 10 loans | Under 10 loans | 26.7% |
| Orchard Mortgage, LLC | 7 | Under 10 loans | Under 10 loans | 22.2% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| LENDSURE MORTGAGE CORP. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Manufacturers and Traders Trust Company | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Citadel Servicing Corporation | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Evergreen National Bank | 7 | Under 10 loans | Under 10 loans | 12.5% |
| BUILDERS CHOICE MORTGAGE LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST TECHNOLOGY FEDERAL CREDIT UNION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Summit Mortgage Corporation | 7 | Under 10 loans | Under 10 loans | 0.0% |
| 254900M2C4Q6DATP2889 | 6 | Under 10 loans | Under 10 loans | 33.3% |
| Hometown Equity Mortgage, LLC | 6 | Under 10 loans | Under 10 loans | 46.2% |
| Rocky Mountain Law Enforcement Federal Credit Union | 6 | Under 10 loans | Under 10 loans | 12.5% |
| CANOPY MORTGAGE, LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Space Age Credit Union | 6 | Under 10 loans | Under 10 loans | 0.0% |
| ARC HOME LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 6 | Under 10 loans | Under 10 loans | 25.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | 6 | Under 10 loans | Under 10 loans | 14.3% |
| 254900YZ174H294JW398 | 6 | Under 10 loans | Under 10 loans | 0.0% |
| MICHIGAN MUTUAL, INC. | 6 | Under 10 loans | Under 10 loans | 12.5% |
| Truist Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 6 | Under 10 loans | Under 10 loans | 0.0% |
| First-Citizens Bank & Trust Company | 6 | Under 10 loans | Under 10 loans | 25.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 360 lenders each made 6 or fewer mortgages here, and are counted in the totals above.
Bank branches in Jefferson County
118 FDIC-insured branches from 23 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| PNC Bank, National Association | 21 | $5.1 billion |
| Wells Fargo Bank, National Association | 14 | $3.3 billion |
| JPMorgan Chase Bank, National Association | 14 | $2.2 billion |
| U.S. Bank National Association | 13 | $2.1 billion |
| BMO Bank National Association | 11 | $568.4 million |
| KeyBank National Association | 10 | $396.4 million |
| UMB Bank, National Association | 6 | $394.3 million |
| The Huntington National Bank | 6 | $173.5 million |
| Academy Bank, National Association | 3 | $66.8 million |
| Bank of America, National Association | 3 | $55.7 million |
| BOKF, National Association | 2 | $215.8 million |
| Zions Bancorporation, N.A. | 2 | $155.5 million |
| SouthState Bank, National Association | 2 | $138.1 million |
| Evergreen National Bank | 2 | $89.7 million |
| Solera National Bank | 1 | $1.3 billion |
| Bank of Colorado | 1 | $130.2 million |
| NBH Bank | 1 | $71.8 million |
| The Central Trust Bank | 1 | $45.9 million |
| Sunflower Bank, National Association | 1 | $24.2 million |
| First Interstate Bank | 1 | $21.1 million |
| TBK BANK, SSB | 1 | $21.0 million |
| ANB Bank | 1 | $19.3 million |
| Young Americans Bank | 1 | $1.1 million |
Closed since the 2025 survey
16 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- FirstBank, 10403 W Colfax Ave, Lakewood
- FirstBank, 11767 W Ken Caryl Ave, Littleton
- FirstBank, 14185 W Colfax Dr, Golden
- FirstBank, 14827 Candelas Pkwy, Arvada
- FirstBank, 15250 W 64th Ave, Arvada
- FirstBank, 1940 S Kipling Pkwy, Lakewood
- FirstBank, 25617 Conifer Rd, Conifer
- FirstBank, 30770 Stagecoach Blvd, Evergreen
- FirstBank, 3500 S Wadsworth Blvd, Lakewood
- FirstBank, 4350 Wadsworth Blvd, Wheat Ridge
- FirstBank, 5125 S Kipling Pkwy, Littleton
- FirstBank, 550 S Wadsworth Blvd, Lakewood
- FirstBank, 6355 Ward Rd, Arvada
- FirstBank, 6701 S Wadsworth Blvd, Littleton
- FirstBank, 7590 W Colfax Ave, Lakewood
- FirstBank, 8800 Wadsworth Blvd, Westminster
Get told when this changes
When the next year’s lending figures are out for Jefferson County, or a lender arrives or leaves.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.