Mortgage Lender Index

The Bank, National Association

The Bank, National Association received 120 applications in 2025 and made 111 mortgages, in 19 counties across 3 states. The median rate its borrowers got was Not published on a median loan of $105,000. Of 118 decisions, 7 were denials — 5.9%, most often for credit history. 9 of its applications carried no county and are counted here but on no county page.

Legal Entity Identifier894500UIQNJRMSPN5G70
Applications received120
Mortgages made111
Denied7
Approved, not taken up0
Withdrawn or incomplete2
Loans bought from other lenders0
Median rate spread over the prime offer rateNot published
FDIC-insured bankYes: The Bank, National Association, 6 offices

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase23 Not published$175,000 11.5%
Refinancing70 Not published$105,000 0.0%
Cash-out refinancing0 Under 10 loansUnder 10 loans 100.0%
Other purposes18 Not published$60,000 14.3%

Where The Bank, National Association lends most

The 19 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Pittsburg County, OK 47Not published0.0%
Payne County, OK 18Not published0.0%
Washington County, AR 10Not published0.0%
Noble County, OK 7Under 10 loans0.0%
Tulsa County, OK 5Under 10 loans0.0%
Benton County, AR 3Under 10 loans0.0%
Muskogee County, OK 3Under 10 loans0.0%
Kay County, OK 2Under 10 loans0.0%
Latimer County, OK 2Under 10 loans0.0%
Oklahoma County, OK 2Under 10 loans0.0%
Osage County, OK 2Under 10 loans0.0%
Wagoner County, OK 2Under 10 loans0.0%
Dallas County, TX 2Under 10 loans0.0%
Logan County, OK 1Under 10 loans0.0%
McCurtain County, OK 1Under 10 loans0.0%
McIntosh County, OK 1Under 10 loans0.0%
Pottawatomie County, OK 1Under 10 loans0.0%
Washington County, OK 1Under 10 loans0.0%
Cameron County, TX 1Under 10 loans0.0%

Get told when this changes

When The Bank, National Association’s figures are published for the next year, or restated.

Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.

Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.