Home purchase lenders in El Paso County
11,520 home purchase mortgages were made in El Paso County, Colorado, in 2025, by 410 lenders. The median rate their borrowers got was 6.250% on a median loan of $405,000. Of 13,203 decisions, 1,069 were denials — 8.1%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| UNITED SHORE FINANCIAL SERVICES, LLC | 1,823 | 6.124% | $445,000 | 5.3% |
| ENT Credit Union | 1,111 | 6.125% | $385,000 | 8.0% |
| Rocket Mortgage, LLC | 443 | 6.250% | $385,000 | 6.9% |
| GUARANTEED RATE, INC. | 428 | 6.250% | $405,000 | 2.1% |
| Mortgage Research Center, LLC | 363 | 6.125% | $405,000 | 6.6% |
| GUILD MORTGAGE COMPANY | 345 | 5.990% | $395,000 | 3.5% |
| NFM, INC. | 261 | 6.250% | $395,000 | 0.4% |
| Fairway Independent Mortgage Corporation | 256 | 6.375% | $365,000 | 2.3% |
| The Central Trust Bank | 211 | 6.375% | $395,000 | 0.5% |
| NEST HOME LENDING, LLC | 188 | 4.990% | $375,000 | 0.5% |
| Loandepot.Com, LLC | 183 | 5.375% | $455,000 | 6.6% |
| FLAT BRANCH MORTGAGE, INC. | 181 | 6.250% | $395,000 | 0.0% |
| HOMEAMERICAN MORTGAGE CORPORATION | 180 | 4.250% | $475,000 | 12.2% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 178 | 6.250% | $445,000 | 3.5% |
| CMG MORTGAGE, INC. | 173 | 6.125% | $425,000 | 4.8% |
| PENNYMAC LOAN SERVICES, LLC | 171 | 5.990% | $445,000 | 13.4% |
| Navy Federal Credit Union | 158 | 6.000% | $415,000 | 9.6% |
| THE LOAN STORE, INC. | 158 | 6.490% | $405,000 | 2.8% |
| NEWREZ LLC | 151 | 6.250% | $445,000 | 6.8% |
| LOWER, LLC | 150 | 6.250% | $375,000 | 6.8% |
| NBH Bank | 146 | 6.500% | $425,000 | 3.9% |
| V.I.P. MORTGAGE, INC. | 136 | 6.500% | $385,000 | 2.2% |
| BoxCar Mortgage, LLC | 135 | 6.375% | $405,000 | 2.1% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 114 | 6.500% | $390,000 | 3.4% |
| Paramount Residential Mortgage Group, Inc. | 107 | 5.990% | $385,000 | 6.1% |
| FREEDOM MORTGAGE CORPORATION | 105 | 5.250% | $415,000 | 2.8% |
| Integrity Bank & Trust | 105 | Not published | $275,000 | 1.9% |
| Broker Solutions, Inc. | 91 | 6.490% | $405,000 | 3.2% |
| CROSSCOUNTRY MORTGAGE, INC. | 84 | 6.600% | $440,000 | 1.2% |
| Plains Commerce Bank | 82 | 6.125% | $450,000 | 0.0% |
| DHI MORTGAGE COMPANY, LTD. | 79 | 4.625% | $435,000 | 19.2% |
| JPMorgan Chase Bank, National Association | 73 | 6.625% | $405,000 | 2.7% |
| Loan Simple, Inc. | 73 | 6.375% | $335,000 | 8.8% |
| MOVEMENT MORTGAGE, LLC | 68 | 6.375% | $450,000 | 1.3% |
| PRIORITY HOME MORTGAGE, L.P. | 67 | 4.990% | $605,000 | 0.0% |
| UNION HOME MORTGAGE CORP. | 66 | 6.500% | $420,000 | 2.9% |
| LENNAR MORTGAGE, LLC | 65 | 3.990% | $445,000 | 11.0% |
| FirstBank | 64 | 6.250% | $365,000 | 3.0% |
| GUARANTEED RATE AFFINITY, LLC | 62 | 6.188% | $445,000 | 1.6% |
| HUNT MORTGAGE CORPORATION | 58 | 6.000% | $415,000 | 1.6% |
| Granite Bank | 56 | 6.495% | $420,000 | 1.8% |
| USAA Federal Savings Bank | 54 | 6.250% | $450,000 | 34.5% |
| BAY EQUITY LLC | 51 | 6.750% | $375,000 | 3.8% |
| American Liberty Mortgage, Incorporated | 50 | 6.563% | $365,000 | 1.8% |
| KIND LENDING, LLC | 50 | 6.313% | $415,000 | 25.4% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 50 | 6.125% | $330,000 | 0.0% |
| U.S. Bank National Association | 45 | 6.500% | $385,000 | 22.0% |
| TOWNE MORTGAGE COMPANY | 44 | 6.063% | $415,000 | 0.0% |
| TOLL BROTHERS MORTGAGE COMPANY | 43 | 5.990% | $565,000 | 18.4% |
| The Huntington National Bank | 43 | 6.375% | $765,000 | 8.5% |
| CORNERSTONE CAPITAL BANK, SSB | 42 | 5.563% | $425,000 | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | 39 | 6.375% | $355,000 | 2.5% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 38 | 6.375% | $445,000 | 4.9% |
| INTEGRITY MORTGAGE & FINANCIAL INCORPORATED | 37 | 6.250% | $415,000 | 0.0% |
| PLANET HOME LENDING, LLC | 36 | 6.125% | $400,000 | 5.3% |
| GROUP MORTGAGE, LLC | 35 | 6.250% | $445,000 | 0.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 35 | 2.625% | $395,000 | 5.3% |
| LAKEVIEW LOAN SERVICING, LLC | 34 | 3.000% | $430,000 | 14.6% |
| NATIONSTAR MORTGAGE LLC | 34 | 3.938% | $440,000 | 10.5% |
| LoanUnited.com, LLC | 32 | 5.813% | $415,000 | 5.9% |
| Air Academy Federal Credit Union | 32 | 6.250% | $430,000 | 2.6% |
| Manufacturers and Traders Trust Company | 32 | 2.750% | $395,000 | 0.0% |
| Liberty | 31 | 6.250% | $815,000 | 5.9% |
| Synergy One Lending, Inc. | 31 | 6.125% | $385,000 | 3.1% |
| AML FUNDING LLC | 31 | 6.375% | $435,000 | 0.0% |
| SWBC MORTGAGE CORPORATION | 30 | 6.625% | $445,000 | 0.0% |
| GOLDEN EMPIRE MORTGAGE, INC. | 30 | 6.250% | $300,000 | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 29 | 6.625% | $345,000 | 6.5% |
| ZILLOW HOME LOANS, LLC | 28 | 6.188% | $385,000 | 3.5% |
| EVERETT FINANCIAL, INC. | 28 | 6.500% | $350,000 | 12.5% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 28 | 6.375% | $405,000 | 6.7% |
| Northpointe Bank | 28 | 6.375% | $445,000 | 6.5% |
| T2 FINANCIAL LLC | 26 | 6.625% | $365,000 | 0.0% |
| Wells Fargo Bank, National Association | 25 | 6.500% | $385,000 | 24.2% |
| KEYSTONE FUNDING, INC. | 25 | 6.125% | $425,000 | 0.0% |
| ENVOY MORTGAGE, LTD | 25 | 6.625% | $365,000 | 0.0% |
| Ixonia Bank | 24 | 6.750% | $400,000 | 11.1% |
| 21st Mortgage Corporation | 23 | 10.310% | $85,000 | 86.8% |
| TRIAD FINANCIAL SERVICES, INC. | 23 | 8.860% | $85,000 | 47.8% |
| Bank of America, National Association | 23 | 5.990% | $425,000 | 33.3% |
| Equity Prime Mortgage LLC | 23 | 6.875% | $395,000 | 14.8% |
| AMERICAN FINANCIAL NETWORK, INC. | 22 | 6.125% | $450,000 | 12.0% |
| OCMBC, INC. | 20 | 7.499% | $365,000 | 8.3% |
| CHURCHILL MORTGAGE CORPORATION | 20 | 6.313% | $360,000 | 0.0% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | 20 | 6.490% | $350,000 | 13.0% |
| MASON MCDUFFIE MORTGAGE CORPORATION | 20 | 6.250% | $380,000 | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 19 | 6.625% | $385,000 | 29.6% |
| ANB Bank | 19 | 6.125% | $75,000 | 26.9% |
| NBKC BANK | 18 | 6.313% | $545,000 | 0.0% |
| LEADERONE FINANCIAL CORPORATION | 18 | 6.750% | $470,000 | 5.3% |
| RESICENTRAL, LLC | 17 | 6.250% | $425,000 | 10.5% |
| ELEVATIONS | 17 | 6.500% | $345,000 | 5.3% |
| INSPIRE HOME LOANS INC. | 17 | 4.875% | $465,000 | 13.6% |
| Luminate Bank | 17 | 6.250% | $465,000 | 0.0% |
| PANORAMA MORTGAGE GROUP, LLC | 16 | 3.875% | $160,000 | 5.9% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 16 | 5.875% | $490,000 | 5.6% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 16 | 6.688% | $415,000 | 0.0% |
| Morgan Stanley Private Bank, National Association | 16 | 5.900% | $665,000 | 0.0% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | 15 | 6.500% | $545,000 | 0.0% |
| Bank of Colorado | 15 | 6.875% | $405,000 | 5.9% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 15 | 6.500% | $425,000 | 5.6% |
| Click n' Close, Inc. | 14 | 6.688% | $395,000 | 16.7% |
| Sunflower Bank, National Association | 14 | 6.125% | $425,000 | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 14 | 5.875% | $380,000 | 22.2% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 14 | 6.625% | $405,000 | 0.0% |
| BETTER MORTGAGE CORPORATION | 12 | 6.250% | $435,000 | 27.8% |
| SECURITY SERVICE FEDERAL CREDIT UNION | 12 | 6.375% | $410,000 | 25.0% |
| Hometown Equity Mortgage, LLC | 12 | 7.125% | $455,000 | 31.6% |
| Armed Forces Bank, National Association | 12 | 6.063% | $460,000 | 0.0% |
| First Federal Bank | 11 | 6.250% | $445,000 | 8.3% |
| Farmers State Bank of Calhan | 11 | Not published | $265,000 | 10.5% |
| 254900RNV63A0TIZNK90 | 11 | 6.125% | $395,000 | 0.0% |
| Zions Bancorporation, N.A. | 11 | 6.875% | $345,000 | 26.7% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 11 | 10.000% | $295,000 | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 11 | 7.500% | $325,000 | 21.4% |
| Sierra Pacific Mortgage Company, Inc. | 11 | 6.875% | $375,000 | 0.0% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 11 | 6.625% | $355,000 | 0.0% |
| OriginPoint, LLC | 11 | 6.375% | $355,000 | 0.0% |
| CANOPY MORTGAGE, LLC | 11 | 6.625% | $495,000 | 8.3% |
| PNC Bank, National Association | 10 | 6.313% | $305,000 | 31.3% |
| STG MORTGAGE INC | 10 | 6.250% | $395,000 | 16.7% |
| LENDSURE MORTGAGE CORP. | 10 | 7.438% | $670,000 | 8.3% |
| MERCHANTS MORTGAGE & TRUST CORPORATION, LLC | 10 | 9.750% | $305,000 | 0.0% |
| CHAMPIONS FUNDING, LLC | 9 | Under 10 loans | Under 10 loans | 25.0% |
| Commerce Home Mortgage, Inc. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| BMO Bank National Association | 9 | Under 10 loans | Under 10 loans | 10.0% |
| Cornerstone First Mortgage, Inc | 9 | Under 10 loans | Under 10 loans | 0.0% |
| SouthState Bank, National Association | 9 | Under 10 loans | Under 10 loans | 10.0% |
| PENTAGON FEDERAL CREDIT UNION | 8 | Under 10 loans | Under 10 loans | 27.3% |
| Kiavi Funding, Inc. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGEONE, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| JMAC LENDING, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Citadel Servicing Corporation | 8 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIANT CREDIT UNION | 8 | Under 10 loans | Under 10 loans | 20.0% |
| DAS Acquisition Company, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| CANVAS CREDIT UNION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 8 | Under 10 loans | Under 10 loans | 10.0% |
| Tomo Mortgage, LLC | 7 | Under 10 loans | Under 10 loans | 30.0% |
| BOKF, National Association | 7 | Under 10 loans | Under 10 loans | 12.5% |
| MEGASTAR FINANCIAL CORP. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Academy Bank, National Association | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Stockmens Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| The Federal Savings Bank | 6 | Under 10 loans | Under 10 loans | 12.5% |
| HOMEXPRESS MORTGAGE CORP. | 6 | Under 10 loans | Under 10 loans | 25.0% |
| GENEVA FINANCIAL, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Busey Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| ALL CREDIT CONSIDERED MORTGAGE, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| DIRECT MORTGAGE, CORP. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| GENWAY HOME MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 28.6% |
| Glacier Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCING CORPORATION | 5 | Under 10 loans | Under 10 loans | 25.0% |
| AMWEST FUNDING CORP. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| NATIONS DIRECT MORTGAGE, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| NEXERA HOLDING LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| KeyBank National Association | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Prosperity Home Mortgage, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Kirkpatrick Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| UBS Bank USA | 5 | Under 10 loans | Under 10 loans | 0.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Flagstar Bank, N.A. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 5 | Under 10 loans | Under 10 loans | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 4 | Under 10 loans | Under 10 loans | 80.0% |
| WESTERRA CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 60.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 4 | Under 10 loans | Under 10 loans | 11.1% |
| Filo Mortgage, L.L.C. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| QUORUM FEDERAL CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 33.3% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 4 | Under 10 loans | Under 10 loans | 0.0% |
| THE MORTGAGE COMPANY | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AMERANT MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| GoPrime Mortgage, Inc. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| UMB Bank, National Association | 4 | Under 10 loans | Under 10 loans | 20.0% |
| First Western Trust Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Adams Bank & Trust | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CASTLE & COOKE MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| First-Citizens Bank & Trust Company | 4 | Under 10 loans | Under 10 loans | 0.0% |
| RESIDENTIAL MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Ameris Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MICHIGAN MUTUAL, INC. | 3 | Under 10 loans | Under 10 loans | 55.6% |
| First National Bank of Omaha | 3 | Under 10 loans | Under 10 loans | 40.0% |
| US MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 20.0% |
| MORIA DEVELOPMENT, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Alpine Bank | 3 | Under 10 loans | Under 10 loans | 40.0% |
| SOUTHWEST STAGE FUNDING, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Old National Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank Colorado | 3 | Under 10 loans | Under 10 loans | 25.0% |
| 2549005FUF02T1IFCA22 | 3 | Under 10 loans | Under 10 loans | 25.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Gateway First Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ROYAL PACIFIC FUNDING CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| NexBank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| FIRST TECHNOLOGY FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| BUILDERS CHOICE MORTGAGE LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ENCOMPASS LENDING GROUP, LP | 3 | Under 10 loans | Under 10 loans | 0.0% |
| TOP FLITE FINANCIAL, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| UNITED MORTGAGE CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT UNION OF COLORADO, A FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 210 lenders each made 3 or fewer mortgages here, and are counted in the totals above.
Get told when this changes
When the next year’s lending figures are out for El Paso County, or a lender arrives or leaves.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.