Kirkpatrick Bank
Kirkpatrick Bank received 73 applications in 2025 and made 65 mortgages, in 10 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $325,000. Of 66 decisions, 1 were denials — 1.5%.
| Legal Entity Identifier | 5493009EEWZ9S4F2BE94 |
|---|---|
| Applications received | 73 |
| Mortgages made | 65 |
| Denied | 1 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 7 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Kirkpatrick Bank, 6 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 47 | Not published | $355,000 | 0.0% |
| Refinancing | 9 | Under 10 loans | Under 10 loans | 10.0% |
| Cash-out refinancing | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Other purposes | 5 | Under 10 loans | Under 10 loans | 0.0% |
Where Kirkpatrick Bank lends most
The 10 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Oklahoma County, OK | 40 | Not published | 0.0% |
| El Paso County, CO | 6 | Under 10 loans | 0.0% |
| Logan County, OK | 6 | Under 10 loans | 0.0% |
| Canadian County, OK | 4 | Under 10 loans | 20.0% |
| Denver County, CO | 2 | Under 10 loans | 0.0% |
| Cleveland County, OK | 2 | Under 10 loans | 0.0% |
| Grady County, OK | 2 | Under 10 loans | 0.0% |
| Elbert County, CO | 1 | Under 10 loans | 0.0% |
| Teller County, CO | 1 | Under 10 loans | 0.0% |
| McClain County, OK | 1 | Under 10 loans | 0.0% |
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When Kirkpatrick Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.