Home purchase lenders in Kings County
7,500 home purchase mortgages were made in Kings County, New York, in 2025, by 287 lenders. The median rate their borrowers got was 6.375% on a median loan of $755,000. Of 9,265 decisions, 1,442 were denials — 15.6%, most often for collateral.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| JPMorgan Chase Bank, National Association | 805 | 6.200% | $625,000 | 14.4% |
| Citizens Bank, National Association | 540 | 6.000% | $875,000 | 16.7% |
| Citibank, National Association | 498 | 6.000% | $710,000 | 9.1% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 454 | 6.500% | $665,000 | 16.0% |
| Wells Fargo Bank, National Association | 345 | 5.875% | $1,005,000 | 13.1% |
| TD Bank, National Association | 271 | 6.000% | $895,000 | 18.5% |
| CROSSCOUNTRY MORTGAGE, INC. | 243 | 6.740% | $645,000 | 7.6% |
| Bank of America, National Association | 173 | 5.875% | $1,085,000 | 31.0% |
| FM Home Loans, LLC | 168 | 6.875% | $805,000 | 4.0% |
| East West Bank | 137 | 6.750% | $495,000 | 14.1% |
| Cathay Bank | 126 | 6.460% | $705,000 | 2.3% |
| U.S. Bank National Association | 120 | 6.125% | $1,005,000 | 16.9% |
| Loan Funder LLC | 116 | 10.250% | $990,000 | 21.6% |
| Rocket Mortgage, LLC | 111 | 6.500% | $575,000 | 32.7% |
| NEWREZ LLC | 108 | 6.875% | $655,000 | 17.9% |
| GUARANTEED RATE AFFINITY, LLC | 107 | 6.500% | $785,000 | 9.3% |
| Bank of Hope | 102 | 6.125% | $690,000 | 0.9% |
| Metro City Bank | 100 | 6.250% | $485,000 | 5.3% |
| NATIONWIDE MORTGAGE BANKERS, INC. | 88 | 6.750% | $725,000 | 6.7% |
| CONTOUR MORTGAGE CORPORATION | 87 | 6.625% | $605,000 | 2.2% |
| HSBC BANK USA, NATIONAL ASSOCIATION | 87 | 6.101% | $905,000 | 7.2% |
| First Central Savings Bank | 81 | Not published | $755,000 | 3.5% |
| Valley National Bank | 80 | 5.750% | $545,000 | 10.4% |
| Morgan Stanley Private Bank, National Association | 78 | 5.863% | $895,000 | 5.6% |
| AMERICAN FINANCIAL NETWORK, INC. | 75 | 7.125% | $1,075,000 | 13.8% |
| GUARANTEED RATE, INC. | 74 | 6.625% | $735,000 | 8.4% |
| NORWICH COMMERCIAL GROUP, INC. | 69 | 6.750% | $755,000 | 16.5% |
| Loandepot.Com, LLC | 67 | 6.500% | $645,000 | 8.2% |
| ICE LENDER HOLDINGS LLC | 65 | 10.500% | $1,195,000 | 40.4% |
| Manufacturers and Traders Trust Company | 65 | 6.000% | $765,000 | 21.4% |
| Royal Business Bank | 64 | 6.375% | $555,000 | 5.7% |
| Hanover Community Bank | 64 | 6.375% | $850,000 | 5.9% |
| PENNYMAC LOAN SERVICES, LLC | 62 | 6.499% | $825,000 | 25.3% |
| Amalgamated Bank | 56 | 6.375% | $275,000 | 5.1% |
| ARK MORTGAGE, INC. | 53 | 7.125% | $905,000 | 0.0% |
| A&D Mortgage LLC | 51 | 6.490% | $805,000 | 13.3% |
| CMG MORTGAGE, INC. | 47 | 6.050% | $755,000 | 9.5% |
| Webster Bank, National Association | 46 | 6.125% | $1,205,000 | 22.6% |
| Logan Finance Corporation | 45 | 7.124% | $715,000 | 13.2% |
| The Federal Savings Bank | 44 | 6.500% | $680,000 | 15.1% |
| ARC HOME LLC | 43 | 6.875% | $765,000 | 6.5% |
| UNITED MORTGAGE CORP. | 41 | 6.625% | $715,000 | 8.9% |
| Emporium TPO LLC | 38 | 6.995% | $755,000 | 5.7% |
| PLAZA HOME MORTGAGE, INC. | 37 | 6.875% | $705,000 | 49.3% |
| EAST COAST CAPITAL CORP. | 37 | 6.750% | $815,000 | 14.0% |
| WALL STREET MORTGAGE BANKERS, LTD. | 36 | 6.990% | $905,000 | 12.2% |
| THE LOAN STORE, INC. | 35 | 7.500% | $1,115,000 | 10.9% |
| CHAMPIONS FUNDING, LLC | 34 | 7.250% | $1,065,000 | 30.6% |
| CLIFFCO, INC. | 32 | 6.750% | $725,000 | 8.6% |
| Dime Community Bank | 30 | Not published | $855,000 | 39.2% |
| Quontic Bank | 30 | 7.688% | $630,000 | 30.2% |
| United Nations Federal Credit Union | 30 | 5.875% | $635,000 | 8.6% |
| Municipal Credit Union | 29 | 6.125% | $525,000 | 22.5% |
| Hometown Equity Mortgage, LLC | 29 | 7.500% | $795,000 | 42.0% |
| STG MORTGAGE INC | 29 | 6.250% | $905,000 | 0.0% |
| Shinhan Bank America | 29 | Not published | $695,000 | 0.0% |
| 254900IRE136HFEI2562 | 28 | 6.688% | $800,000 | 12.1% |
| Broker Solutions, Inc. | 27 | 6.875% | $635,000 | 12.5% |
| SUMMIT MORTGAGE BANKERS INC. | 27 | 6.500% | $665,000 | 6.9% |
| Ridgewood Savings Bank | 26 | 6.375% | $995,000 | 22.0% |
| MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. | 25 | 6.750% | $695,000 | 10.7% |
| LUXURY MORTGAGE CORP. | 25 | 7.125% | $1,385,000 | 15.6% |
| NQM FUNDING, LLC | 24 | 7.562% | $870,000 | 14.7% |
| BAYPORT FUNDING LLC | 22 | 10.750% | $1,500,000 | 0.0% |
| UBS Bank USA | 21 | 5.875% | $1,265,000 | 19.2% |
| General Mortgage Capital Corporation | 20 | 6.500% | $575,000 | 0.0% |
| CTBC Bank Corp. (USA) | 19 | 6.375% | $645,000 | 5.0% |
| The Dart Bank | 19 | 6.490% | $805,000 | 13.0% |
| NJ LENDERS CORP. | 18 | 6.563% | $680,000 | 13.0% |
| Global Bank | 18 | Not published | $575,000 | 5.3% |
| Flushing Bank | 17 | Not published | $615,000 | 26.1% |
| CARRINGTON MORTGAGE SERVICES, LLC | 16 | 6.932% | $660,000 | 34.5% |
| NEW MILLENNIUM BANK, INC | 16 | Not published | $695,000 | 0.0% |
| Bethpage Federal Credit Union | 15 | 6.500% | $545,000 | 11.1% |
| Woori America Bank | 14 | Not published | $520,000 | 11.8% |
| Flagstar Bank, N.A. | 12 | 6.063% | $825,000 | 61.8% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 12 | 6.813% | $870,000 | 60.0% |
| NATIONAL COOPERATIVE BANK, N.A. | 12 | 6.750% | $350,000 | 20.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 12 | 6.875% | $650,000 | 7.7% |
| EMIGRANT FUNDING CORPORATION | 12 | 7.125% | $835,000 | 26.3% |
| USALLIANCE FEDERAL CREDIT UNION | 12 | 6.625% | $1,220,000 | 14.3% |
| POLISH & SLAVIC | 12 | Not published | $1,605,000 | 7.1% |
| Citadel Servicing Corporation | 11 | 7.375% | $925,000 | 15.8% |
| Stifel Bank and Trust | 11 | 6.000% | $1,055,000 | 0.0% |
| BETTER MORTGAGE CORPORATION | 10 | 6.313% | $660,000 | 37.5% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 10 | 9.928% | $740,000 | 9.1% |
| Popular Bank | 10 | Not published | $430,000 | 16.7% |
| Empire State Bank | 10 | Not published | $840,000 | 0.0% |
| Abacus Federal Savings Bank | 10 | Not published | $635,000 | 9.1% |
| Navy Federal Credit Union | 9 | Under 10 loans | Under 10 loans | 43.8% |
| PNC Bank, National Association | 9 | Under 10 loans | Under 10 loans | 43.8% |
| INTERSTATE HOME LOAN CENTER, INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| JET DIRECT FUNDING CORP | 9 | Under 10 loans | Under 10 loans | 18.2% |
| Luminate Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| KeyBank National Association | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Colorado Federal Savings Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| City National Bank | 8 | Under 10 loans | Under 10 loans | 38.5% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 8 | Under 10 loans | Under 10 loans | 42.1% |
| Charles Schwab Bank, SSB | 8 | Under 10 loans | Under 10 loans | 38.5% |
| Kiavi Funding, Inc. | 7 | Under 10 loans | Under 10 loans | 35.7% |
| RELIANT HOME FUNDING, INC | 7 | Under 10 loans | Under 10 loans | 22.2% |
| UNITED NORTHERN MORTGAGE BANKERS LIMITED | 7 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 7 | Under 10 loans | Under 10 loans | 22.2% |
| First-Citizens Bank & Trust Company | 7 | Under 10 loans | Under 10 loans | 30.0% |
| Equity Prime Mortgage LLC | 6 | Under 10 loans | Under 10 loans | 25.0% |
| Goldman Sachs Bank USA | 6 | Under 10 loans | Under 10 loans | 14.3% |
| MOVEMENT MORTGAGE, LLC | 6 | Under 10 loans | Under 10 loans | 20.0% |
| TEACHERS FEDERAL CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Fairway Independent Mortgage Corporation | 6 | Under 10 loans | Under 10 loans | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| 549300GNMONGVTFMXS97 | 6 | Under 10 loans | Under 10 loans | 0.0% |
| SELF RELIANCE NY | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Ixonia Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Customers Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| FOUNDATION MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 33.3% |
| FIRST COLONY MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 33.3% |
| BPL MORTGAGE TRUST, LLC | 5 | Under 10 loans | Under 10 loans | 33.3% |
| Mortgage Research Center, LLC | 5 | Under 10 loans | Under 10 loans | 28.6% |
| Peapack-Gladstone Bank | 5 | Under 10 loans | Under 10 loans | 25.0% |
| OceanFirst Bank, National Association | 5 | Under 10 loans | Under 10 loans | 16.7% |
| US MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Raymond James Bank | 5 | Under 10 loans | Under 10 loans | 16.7% |
| UKRAINIAN NATIONAL FEDERAL CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| PATRIOT ONE MORTGAGE BANKERS, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Habib American Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 4 | Under 10 loans | Under 10 loans | 10.0% |
| Truist Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Sierra Pacific Mortgage Company, Inc. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| AMWEST FUNDING CORP. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| HARTFORD FUNDING, LTD. | 4 | Under 10 loans | Under 10 loans | 33.3% |
| ALLIANT CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 33.3% |
| 254900T8N4RLS6G3BF64 | 4 | Under 10 loans | Under 10 loans | 20.0% |
| AMERICAN FEDERAL MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CONVENTUS LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Genesis Capital, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| LENDINGONE, LLC | 3 | Under 10 loans | Under 10 loans | 78.6% |
| Farmers Bank & Trust | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MID-ISLAND MORTGAGE CORP. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| AMERICAN HERITAGE LENDING, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NBKC BANK | 3 | Under 10 loans | Under 10 loans | 0.0% |
| EMBRACE HOME LOANS, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Emigrant Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Northfield Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Maspeth Federal Savings and Loan Association | 3 | Under 10 loans | Under 10 loans | 25.0% |
| First Horizon Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| New York University Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ABSOLUTE HOME MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Leader Bank, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CONSTRUCTIVE LOANS, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 60.0% |
| Nassau Educators Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 50.0% |
| TOTAL MORTGAGE SERVICES, LLC | 2 | Under 10 loans | Under 10 loans | 50.0% |
| American Airlines Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 16.7% |
| BMO Bank National Association | 2 | Under 10 loans | Under 10 loans | 60.0% |
| UIF CORPORATION | 2 | Under 10 loans | Under 10 loans | 33.3% |
| MLB RESIDENTIAL LENDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | 2 | Under 10 loans | Under 10 loans | 33.3% |
| LENDSURE MORTGAGE CORP. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Provident Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Ally Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONSTAR MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Community Federal Savings Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Advisors Mortgage Group, L.L.C. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Interaudi Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| IVY MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Capital Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First IC Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BRADESCO BANK | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BOND STREET MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PLANET MANAGEMENT GROUP, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| JONES LANG LASALLE MULTIFAMILY, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NEW WAVE LENDING GROUP INC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MERCHANTS MORTGAGE & TRUST CORPORATION, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 1ST 2ND MORTGAGE COMPANY OF N.J., INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 9845002BFC70CNA9B356 | 2 | Under 10 loans | Under 10 loans | 0.0% |
| USAA Federal Savings Bank | 1 | Under 10 loans | Under 10 loans | 87.5% |
| Presidential Bank, FSB | 1 | Under 10 loans | Under 10 loans | 66.7% |
| DIGITAL | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Ponce Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AAA CAPITAL INVESTMENT, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Plains Commerce Bank | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Kearny Bank | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Baxter Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Northpointe Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Bank | 1 | Under 10 loans | Under 10 loans | 50.0% |
| M&T REALTY CAPITAL CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| BNY Mellon, National Association | 1 | Under 10 loans | Under 10 loans | 50.0% |
| WILLIAM RAVEIS MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ADVANCIAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CIBC Bank USA | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Cross County Savings Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 2549005Z23HAAZ6QDM98 | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Sidney Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| International Bank of Chicago | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 87 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.