Mortgage Lender Index

Mortgage lenders in Toombs County

236 mortgages were made in Toombs County, Georgia, in 2025, by 118 lenders. The median rate their borrowers got was 6.750% on a median loan of $165,000. Of 412 decisions, 159 were denials — 38.6%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
Rocket Mortgage, LLC 42 6.625% $175,000 26.2%
21st Mortgage Corporation 15 10.090% $115,000 77.6%
PREMIER MORTGAGE RESOURCES, L.L.C. 13 6.990% $175,000 0.0%
Ameris Bank 11 6.990% $55,000 36.8%
Mortgage Research Center, LLC 9 Under 10 loans Under 10 loans 0.0%
UNITED SHORE FINANCIAL SERVICES, LLC 8 Under 10 loans Under 10 loans 18.2%
TOWNE MORTGAGE COMPANY 8 Under 10 loans Under 10 loans 0.0%
BoxCar Mortgage, LLC 7 Under 10 loans Under 10 loans 0.0%
Loandepot.Com, LLC 6 Under 10 loans Under 10 loans 50.0%
PLANET HOME LENDING, LLC 6 Under 10 loans Under 10 loans 14.3%
Truist Bank 5 Under 10 loans Under 10 loans 50.0%
FREEDOM MORTGAGE CORPORATION 5 Under 10 loans Under 10 loans 0.0%
Glennville Bank 5 Under 10 loans Under 10 loans 16.7%
Navy Federal Credit Union 4 Under 10 loans Under 10 loans 60.0%
COLONY BANK 3 Under 10 loans Under 10 loans 25.0%
The Federal Savings Bank 3 Under 10 loans Under 10 loans 0.0%
South Georgia Bank 3 Under 10 loans Under 10 loans 0.0%
CSL Financial, LLC 3 Under 10 loans Under 10 loans 0.0%
Renasant Bank 3 Under 10 loans Under 10 loans 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. 3 Under 10 loans Under 10 loans 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC 3 Under 10 loans Under 10 loans 0.0%
GUARANTEED RATE, INC. 3 Under 10 loans Under 10 loans 0.0%
ATLANTA POSTAL 2 Under 10 loans Under 10 loans 66.7%
LAKEVIEW LOAN SERVICING, LLC 2 Under 10 loans Under 10 loans 66.7%
CROSSCOUNTRY MORTGAGE, INC. 2 Under 10 loans Under 10 loans 0.0%
Equity Prime Mortgage LLC 2 Under 10 loans Under 10 loans 0.0%
INTERSTATE CREDIT UNION 2 Under 10 loans Under 10 loans 33.3%
Oconee State Bank 2 Under 10 loans Under 10 loans 0.0%
Sierra Pacific Mortgage Company, Inc. 2 Under 10 loans Under 10 loans 33.3%
THE MORTGAGE FIRM, INC. 2 Under 10 loans Under 10 loans 33.3%
ROBINS FINANCIAL 2 Under 10 loans Under 10 loans 33.3%
NATIONSTAR MORTGAGE LLC 2 Under 10 loans Under 10 loans 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. 2 Under 10 loans Under 10 loans 0.0%
Presidential Bank, FSB 2 Under 10 loans Under 10 loans 0.0%
Bank of Dudley 2 Under 10 loans Under 10 loans 0.0%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 2 Under 10 loans Under 10 loans 0.0%
EVERETT FINANCIAL, INC. 2 Under 10 loans Under 10 loans 0.0%
PENNYMAC LOAN SERVICES, LLC 1 Under 10 loans Under 10 loans 66.7%
VANDERBILT MORTGAGE AND FINANCE, INC. 1 Under 10 loans Under 10 loans 50.0%
NEWREZ LLC 1 Under 10 loans Under 10 loans 75.0%
SOUTHWEST STAGE FUNDING, LLC 1 Under 10 loans Under 10 loans 0.0%
SPRING EQ, LLC 1 Under 10 loans Under 10 loans 75.0%
AmeriSave Mortgage Corporation 1 Under 10 loans Under 10 loans 75.0%
Broker Solutions, Inc. 1 Under 10 loans Under 10 loans 0.0%
Wells Fargo Bank, National Association 1 Under 10 loans Under 10 loans 66.7%
TRIAD FINANCIAL SERVICES, INC. 1 Under 10 loans Under 10 loans 33.3%
FINANCE OF AMERICA REVERSE LLC 1 Under 10 loans Under 10 loans 0.0%
Lendage, LLC 1 Under 10 loans Under 10 loans 0.0%
Publix Employees Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
COREVEST AMERICAN FINANCE LENDER LLC 1 Under 10 loans Under 10 loans 0.0%
MUTUAL OF OMAHA MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
ROYAL UNITED MORTGAGE LLC 1 Under 10 loans Under 10 loans 50.0%
Cornerstone First Mortgage, Inc 1 Under 10 loans Under 10 loans 0.0%
254900CTT87ZKAUTIJ37 1 Under 10 loans Under 10 loans 0.0%
First National Bank of Coffee County 1 Under 10 loans Under 10 loans 0.0%
Morris Bank 1 Under 10 loans Under 10 loans 0.0%
Assurance Financial Group, L.L.C. 1 Under 10 loans Under 10 loans 0.0%
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 Under 10 loans Under 10 loans 0.0%
FIRST COLONY MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
Loan Simple, Inc. 1 Under 10 loans Under 10 loans 0.0%
ALTRA Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
GUILD MORTGAGE COMPANY 1 Under 10 loans Under 10 loans 0.0%
PEACH STATE FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
SWBC MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
BankSouth 1 Under 10 loans Under 10 loans 0.0%
CALCON MUTUAL MORTGAGE LLC 1 Under 10 loans Under 10 loans 0.0%
L & N Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
Texana Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
First Federal Bank, A FSB 1 Under 10 loans Under 10 loans 0.0%
SOUTHEAST MORTGAGE OF GEORGIA, INC. 1 Under 10 loans Under 10 loans 0.0%
GEORGIA UNITED 1 Under 10 loans Under 10 loans 0.0%
APCO EMPLOYEES 1 Under 10 loans Under 10 loans 0.0%
RELIANCE FIRST CAPITAL, LLC 1 Under 10 loans Under 10 loans 0.0%
BANKSOUTH MORTGAGE COMPANY, LLC 1 Under 10 loans Under 10 loans 0.0%
Synovus Bank 1 Under 10 loans Under 10 loans 0.0%
FirstBank 0 Under 10 loans Under 10 loans 70.0%
TAMMAC HOLDINGS CORPORATION 0 Under 10 loans Under 10 loans 66.7%
NEW DAY FINANCIAL, LLC 0 Under 10 loans Under 10 loans 100.0%
Coastal Community Bank 0 Under 10 loans Under 10 loans 100.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 0 Under 10 loans Under 10 loans Not published
AgSouth Farm Credit, ACA 0 Under 10 loans Under 10 loans Not published
Bank of America, National Association 0 Under 10 loans Under 10 loans 100.0%
Synergy One Lending, Inc. 0 Under 10 loans Under 10 loans 100.0%
Exchange Bank 0 Under 10 loans Under 10 loans 100.0%
SOFI BANK, NATIONAL ASSOCIATION 0 Under 10 loans Under 10 loans Not published
PENTAGON FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans Not published
VILLAGE CAPITAL & INVESTMENT LLC 0 Under 10 loans Under 10 loans 0.0%
MISSION LOANS, LLC 0 Under 10 loans Under 10 loans Not published
BETTER MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans 100.0%
PHH Mortgage Corporation 0 Under 10 loans Under 10 loans Not published
Discover Bank 0 Under 10 loans Under 10 loans 100.0%
Connexus Credit Union 0 Under 10 loans Under 10 loans 100.0%
RPE Home, Inc 0 Under 10 loans Under 10 loans Not published
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
Tomo Mortgage, LLC 0 Under 10 loans Under 10 loans Not published
FIGURE LENDING LLC 0 Under 10 loans Under 10 loans 100.0%
GEORGIA'S OWN 0 Under 10 loans Under 10 loans 100.0%
AMERICAN FINANCIAL RESOURCES, INC. 0 Under 10 loans Under 10 loans 100.0%
FAIRWINDS CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
JMAC LENDING, INC. 0 Under 10 loans Under 10 loans Not published
COUNTRYPLACE MORTGAGE, LTD. 0 Under 10 loans Under 10 loans Not published
CONSUMER REAL ESTATE FINANCE CO. 0 Under 10 loans Under 10 loans 100.0%
HOMEXPRESS MORTGAGE CORP. 0 Under 10 loans Under 10 loans 100.0%
CARRINGTON MORTGAGE SERVICES, LLC 0 Under 10 loans Under 10 loans 100.0%
Baxter Credit Union 0 Under 10 loans Under 10 loans 100.0%
SUN WEST MORTGAGE COMPANY, INC. 0 Under 10 loans Under 10 loans 0.0%
SOUTH CAROLINA FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
U.S. Bank National Association 0 Under 10 loans Under 10 loans 100.0%
JPMorgan Chase Bank, National Association 0 Under 10 loans Under 10 loans Not published
Barrington Bank & Trust Company, National Association 0 Under 10 loans Under 10 loans Not published
USAA Federal Savings Bank 0 Under 10 loans Under 10 loans Not published
Radiant Credit Union 0 Under 10 loans Under 10 loans Not published
The Huntington National Bank 0 Under 10 loans Under 10 loans Not published
DATA MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
CMG MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
PLAZA HOME MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
Bank OZK 0 Under 10 loans Under 10 loans Not published
Citizens Bank, National Association 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

Bank branches in Toombs County

12 FDIC-insured branches from 7 banks, as of 30 June 2026, with the deposits held at them.

BankBranches hereDeposits
Ameris Bank 2$332.8 million
Altamaha Bank & Trust Company 2$194.2 million
Peoples Bank 2$170.3 million
Vidalia Federal Savings Bank 2$164.3 million
Mount Vernon Bank 2$114.8 million
Georgia First Bank 1$60.5 million
Truist Bank 1$49.1 million

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When the next year’s lending figures are out for Toombs County, or a lender arrives or leaves.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.