INTERSTATE CREDIT UNION
INTERSTATE CREDIT UNION received 191 applications in 2025 and made 98 mortgages, in 18 counties across 1 state. The median rate its borrowers got was 7.500% on a median loan of $75,000. Of 151 decisions, 42 were denials — 27.8%, most often for credit history. 1 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 549300Z6CO0YC8ULYR28 |
|---|---|
| Applications received | 191 |
| Mortgages made | 98 |
| Denied | 42 |
| Approved, not taken up | 11 |
| Withdrawn or incomplete | 40 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 32 | 7.250% | $85,000 | 24.4% |
| Refinancing | 8 | Under 10 loans | Under 10 loans | 50.0% |
| Cash-out refinancing | 21 | 7.500% | $85,000 | 19.2% |
| Other purposes | 37 | 7.500% | $55,000 | 26.7% |
Where INTERSTATE CREDIT UNION lends most
The 18 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Wayne County, GA | 36 | 7.500% | 25.9% |
| Jeff Davis County, GA | 16 | 7.500% | 27.3% |
| Appling County, GA | 14 | 7.625% | 25.0% |
| Liberty County, GA | 5 | Under 10 loans | 12.5% |
| Brantley County, GA | 3 | Under 10 loans | 40.0% |
| Coffee County, GA | 3 | Under 10 loans | 66.7% |
| Pierce County, GA | 3 | Under 10 loans | 0.0% |
| Ware County, GA | 3 | Under 10 loans | 0.0% |
| Bacon County, GA | 2 | Under 10 loans | 25.0% |
| Camden County, GA | 2 | Under 10 loans | 0.0% |
| Chatham County, GA | 2 | Under 10 loans | 0.0% |
| Long County, GA | 2 | Under 10 loans | 0.0% |
| McIntosh County, GA | 2 | Under 10 loans | 50.0% |
| Tattnall County, GA | 2 | Under 10 loans | 0.0% |
| Toombs County, GA | 2 | Under 10 loans | 33.3% |
| Glynn County, GA | 1 | Under 10 loans | 50.0% |
| Bryan County, GA | 0 | Under 10 loans | Not published |
| Telfair County, GA | 0 | Under 10 loans | 100.0% |
Get told when this changes
When INTERSTATE CREDIT UNION’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.