Mortgage Lender Index

Home purchase lenders in Walker County

637 home purchase mortgages were made in Walker County, Alabama, in 2025, by 145 lenders. The median rate their borrowers got was 6.750% on a median loan of $165,000. Of 1,064 decisions, 338 were denials — 31.8%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
UNITED SHORE FINANCIAL SERVICES, LLC 65 6.125% $195,000 4.4%
Synovus Bank 57 6.500% $225,000 1.7%
VANDERBILT MORTGAGE AND FINANCE, INC. 55 10.750% $105,000 70.2%
21st Mortgage Corporation 44 9.865% $110,000 57.1%
GUILD MORTGAGE COMPANY 36 6.688% $165,000 2.6%
TRIAD FINANCIAL SERVICES, INC. 29 8.290% $115,000 15.9%
Mortgage Research Center, LLC 22 6.688% $210,000 18.5%
Broker Solutions, Inc. 21 6.750% $175,000 0.0%
LEADERONE FINANCIAL CORPORATION 18 6.500% $230,000 25.0%
Rocket Mortgage, LLC 18 6.625% $195,000 13.0%
Prosperity Home Mortgage, LLC 18 6.438% $205,000 0.0%
FirstBank 15 9.140% $85,000 53.3%
CROSSCOUNTRY MORTGAGE, INC. 12 6.075% $170,000 0.0%
MOVEMENT MORTGAGE, LLC 11 6.750% $195,000 0.0%
BankFirst Financial Services 9 Under 10 loans Under 10 loans 10.0%
INSPIRE HOME LOANS INC. 7 Under 10 loans Under 10 loans 0.0%
GUARANTEED RATE, INC. 6 Under 10 loans Under 10 loans 0.0%
UNION HOME MORTGAGE CORP. 6 Under 10 loans Under 10 loans 14.3%
TOWNE MORTGAGE COMPANY 6 Under 10 loans Under 10 loans 0.0%
First Federal Bank, A FSB 6 Under 10 loans Under 10 loans 0.0%
Ameris Bank 6 Under 10 loans Under 10 loans 0.0%
AMERICA'S FIRST 6 Under 10 loans Under 10 loans 0.0%
CIS Financial Services, Inc. 6 Under 10 loans Under 10 loans 0.0%
SOUTHWEST FUNDING, LP 5 Under 10 loans Under 10 loans 0.0%
Regions Bank 5 Under 10 loans Under 10 loans 0.0%
EvaBank 5 Under 10 loans Under 10 loans 0.0%
Bank of Frankewing 5 Under 10 loans Under 10 loans 0.0%
FIRST COMMUNITY MORTGAGE, INC. 5 Under 10 loans Under 10 loans 0.0%
Navy Federal Credit Union 4 Under 10 loans Under 10 loans 33.3%
SouthPoint Bank 4 Under 10 loans Under 10 loans 0.0%
APCO EMPLOYEES 4 Under 10 loans Under 10 loans 33.3%
Cadence Bank 4 Under 10 loans Under 10 loans 20.0%
STOCKTON MORTGAGE CORPORATION 4 Under 10 loans Under 10 loans 0.0%
LAND HOME FINANCIAL SERVICES, INC. 4 Under 10 loans Under 10 loans 0.0%
Pinnacle Bank 4 Under 10 loans Under 10 loans 0.0%
BoxCar Mortgage, LLC 4 Under 10 loans Under 10 loans 0.0%
SouthState Bank, National Association 3 Under 10 loans Under 10 loans 61.5%
PNC Bank, National Association 3 Under 10 loans Under 10 loans 50.0%
Renasant Bank 3 Under 10 loans Under 10 loans 40.0%
Plains Commerce Bank 3 Under 10 loans Under 10 loans 0.0%
ACIPCO Federal Credit Union 3 Under 10 loans Under 10 loans 0.0%
Kiavi Funding, Inc. 3 Under 10 loans Under 10 loans 0.0%
Central State Bank 3 Under 10 loans Under 10 loans 0.0%
SUCCESS LENDING, LLC 3 Under 10 loans Under 10 loans 0.0%
USAA Federal Savings Bank 2 Under 10 loans Under 10 loans 66.7%
Fairway Independent Mortgage Corporation 2 Under 10 loans Under 10 loans 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC 2 Under 10 loans Under 10 loans 25.0%
Centennial Bank 2 Under 10 loans Under 10 loans 0.0%
EVERETT FINANCIAL, INC. 2 Under 10 loans Under 10 loans 0.0%
Wells Fargo Bank, National Association 2 Under 10 loans Under 10 loans 50.0%
Assurance Financial Group, L.L.C. 2 Under 10 loans Under 10 loans 0.0%
AMERICAN FINANCIAL RESOURCES, INC. 2 Under 10 loans Under 10 loans 0.0%
Loandepot.Com, LLC 2 Under 10 loans Under 10 loans 0.0%
MORIA DEVELOPMENT, INC. 2 Under 10 loans Under 10 loans 0.0%
First National Bank 2 Under 10 loans Under 10 loans 0.0%
Ixonia Bank 2 Under 10 loans Under 10 loans 0.0%
PENNYMAC LOAN SERVICES, LLC 2 Under 10 loans Under 10 loans 0.0%
254900CTT87ZKAUTIJ37 2 Under 10 loans Under 10 loans 0.0%
Hamilton Mortgage Corporation 2 Under 10 loans Under 10 loans 0.0%
Community Bank of Mississippi 2 Under 10 loans Under 10 loans 0.0%
PRINCETON MORTGAGE CORPORATION 2 Under 10 loans Under 10 loans 0.0%
SUCCESS MORTGAGE PARTNERS, INC. 2 Under 10 loans Under 10 loans 0.0%
Barrington Bank & Trust Company, National Association 2 Under 10 loans Under 10 loans 0.0%
SOUTHWEST STAGE FUNDING, LLC 1 Under 10 loans Under 10 loans 40.0%
PLAZA HOME MORTGAGE, INC. 1 Under 10 loans Under 10 loans 50.0%
United Community Bank 1 Under 10 loans Under 10 loans 66.7%
AlaTrust Credit Union 1 Under 10 loans Under 10 loans 66.7%
CMG MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 1 Under 10 loans Under 10 loans 0.0%
BETTER MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 66.7%
Paramount Residential Mortgage Group, Inc. 1 Under 10 loans Under 10 loans 0.0%
PENTAGON FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 50.0%
Stride Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
CITY FIRST MORTGAGE SERVICES, L.L.C. 1 Under 10 loans Under 10 loans 0.0%
Truist Bank 1 Under 10 loans Under 10 loans 50.0%
Trustmark National Bank 1 Under 10 loans Under 10 loans 0.0%
THE LOAN STORE, INC. 1 Under 10 loans Under 10 loans 0.0%
Citadel Servicing Corporation 1 Under 10 loans Under 10 loans 0.0%
Traditions Bank 1 Under 10 loans Under 10 loans 0.0%
BNY Mellon, National Association 1 Under 10 loans Under 10 loans 0.0%
STG MORTGAGE INC 1 Under 10 loans Under 10 loans 0.0%
CSL Financial, LLC 1 Under 10 loans Under 10 loans 0.0%
FIRST COLONY MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
SOFI BANK, NATIONAL ASSOCIATION 1 Under 10 loans Under 10 loans 0.0%
HUNT MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
CHURCHILL MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
First Financial Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
T2 FINANCIAL LLC 1 Under 10 loans Under 10 loans 0.0%
Charles Schwab Bank, SSB 1 Under 10 loans Under 10 loans 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation 1 Under 10 loans Under 10 loans 0.0%
KIND LENDING, LLC 1 Under 10 loans Under 10 loans 0.0%
MUTUAL OF OMAHA MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
PeoplesTrust Bank 1 Under 10 loans Under 10 loans 0.0%
MICHIGAN MUTUAL, INC. 1 Under 10 loans Under 10 loans 0.0%
MORTGAGE INVESTORS GROUP, INC. 1 Under 10 loans Under 10 loans 0.0%
ALABAMA ONE 1 Under 10 loans Under 10 loans 0.0%
Consumer First Mortgage, Inc. 1 Under 10 loans Under 10 loans 0.0%
DAS Acquisition Company, LLC 1 Under 10 loans Under 10 loans 0.0%
JPMorgan Chase Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
First Horizon Bank 1 Under 10 loans Under 10 loans 0.0%
PHH Mortgage Corporation 1 Under 10 loans Under 10 loans 0.0%
Colorado Federal Savings Bank 1 Under 10 loans Under 10 loans 0.0%
TAMMAC HOLDINGS CORPORATION 0 Under 10 loans Under 10 loans 81.8%
CREDIT HUMAN FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
254900O723MCLR701H50 0 Under 10 loans Under 10 loans 100.0%
Bank of America, National Association 0 Under 10 loans Under 10 loans 100.0%
Fifth Third Bank, National Association 0 Under 10 loans Under 10 loans Not published
PRIMELENDING, A PLAINSCAPITAL COMPANY 0 Under 10 loans Under 10 loans 0.0%
Mortgage Right 0 Under 10 loans Under 10 loans Not published
Peoples Bank of Alabama 0 Under 10 loans Under 10 loans 100.0%
FBC MORTGAGE, LLC 0 Under 10 loans Under 10 loans Not published
Bryant Bank 0 Under 10 loans Under 10 loans Not published
LEGACY COMMUNITY FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 0.0%
Presidential Bank, FSB 0 Under 10 loans Under 10 loans Not published
The Hometown Bank of Alabama 0 Under 10 loans Under 10 loans Not published
Five Star Credit Union 0 Under 10 loans Under 10 loans Not published
Equity Prime Mortgage LLC 0 Under 10 loans Under 10 loans 100.0%
FREEDOM MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
CALCON MUTUAL MORTGAGE LLC 0 Under 10 loans Under 10 loans Not published
AMWEST FUNDING CORP. 0 Under 10 loans Under 10 loans Not published
CONSUMER REAL ESTATE FINANCE CO. 0 Under 10 loans Under 10 loans 100.0%
CB&S Bank, Inc. 0 Under 10 loans Under 10 loans Not published
SUN WEST MORTGAGE COMPANY, INC. 0 Under 10 loans Under 10 loans Not published
First South Farm Credit, ACA 0 Under 10 loans Under 10 loans Not published
First Metro Bank 0 Under 10 loans Under 10 loans Not published
First National Bank of Pulaski 0 Under 10 loans Under 10 loans Not published
9845005BP6974AE5D838 0 Under 10 loans Under 10 loans 0.0%
Arvest Bank 0 Under 10 loans Under 10 loans Not published
Flagstar Bank, N.A. 0 Under 10 loans Under 10 loans 100.0%
Discover Bank 0 Under 10 loans Under 10 loans 100.0%
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
First National Bank of America 0 Under 10 loans Under 10 loans Not published
Radiant Credit Union 0 Under 10 loans Under 10 loans Not published
PLANET HOME LENDING, LLC 0 Under 10 loans Under 10 loans Not published
DATA MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
A+ Federal Credit Union 0 Under 10 loans Under 10 loans Not published
NUMARK CREDIT UNION 0 Under 10 loans Under 10 loans Not published
NEWREZ LLC 0 Under 10 loans Under 10 loans Not published
PANORAMA MORTGAGE GROUP, LLC 0 Under 10 loans Under 10 loans Not published
Great Southern Bank 0 Under 10 loans Under 10 loans Not published
NATIONSTAR MORTGAGE LLC 0 Under 10 loans Under 10 loans Not published
GMFS LLC 0 Under 10 loans Under 10 loans Not published
LAKEVIEW LOAN SERVICING, LLC 0 Under 10 loans Under 10 loans Not published
VILLAGE CAPITAL & INVESTMENT LLC 0 Under 10 loans Under 10 loans Not published
Citizens Bank, National Association 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.