Mortgage Lender Index

Mortgage lenders in Chaves County

889 mortgages were made in Chaves County, New Mexico, in 2025, by 141 lenders. The median rate their borrowers got was 6.625% on a median loan of $165,000. Of 1,267 decisions, 316 were denials — 24.9%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
CMG MORTGAGE, INC. 181 6.500% $175,000 4.8%
Loandepot.Com, LLC 128 7.125% $165,000 11.7%
Rocket Mortgage, LLC 127 6.500% $165,000 21.2%
Broker Solutions, Inc. 50 6.875% $125,000 10.7%
UNITED SHORE FINANCIAL SERVICES, LLC 33 6.000% $225,000 12.8%
21st Mortgage Corporation 30 9.440% $145,000 64.8%
Bank of the Southwest 23 Not published $105,000 14.8%
GENEVA FINANCIAL, LLC 23 6.625% $225,000 0.0%
Mortgage Research Center, LLC 22 6.250% $260,000 21.4%
GUILD MORTGAGE COMPANY 21 6.250% $15,000 8.7%
FREEDOM MORTGAGE CORPORATION 12 6.000% $205,000 21.1%
Wells Fargo Bank, National Association 10 6.438% $190,000 37.5%
LAKEVIEW LOAN SERVICING, LLC 9 Under 10 loans Under 10 loans 40.0%
GUARANTEED RATE, INC. 9 Under 10 loans Under 10 loans 10.0%
NATIONSTAR MORTGAGE LLC 8 Under 10 loans Under 10 loans 18.2%
First American Bank 8 Under 10 loans Under 10 loans 11.1%
MICHIGAN MUTUAL, INC. 7 Under 10 loans Under 10 loans 22.2%
Navy Federal Credit Union 7 Under 10 loans Under 10 loans 46.2%
Prosperity Home Mortgage, LLC 7 Under 10 loans Under 10 loans 12.5%
USAA Federal Savings Bank 7 Under 10 loans Under 10 loans 30.0%
AmeriSave Mortgage Corporation 6 Under 10 loans Under 10 loans 82.4%
PENNYMAC LOAN SERVICES, LLC 6 Under 10 loans Under 10 loans 45.5%
EVERETT FINANCIAL, INC. 6 Under 10 loans Under 10 loans 12.5%
CROSSCOUNTRY MORTGAGE, INC. 6 Under 10 loans Under 10 loans 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. 6 Under 10 loans Under 10 loans 0.0%
SPRING EQ, LLC 5 Under 10 loans Under 10 loans 58.3%
Coastal Community Bank 5 Under 10 loans Under 10 loans 0.0%
FIGURE LENDING LLC 5 Under 10 loans Under 10 loans 50.0%
U.S. Bank National Association 5 Under 10 loans Under 10 loans 44.4%
Pioneer Bank 4 Under 10 loans Under 10 loans 50.0%
JPMorgan Chase Bank, National Association 4 Under 10 loans Under 10 loans 0.0%
AMERICAN FINANCIAL NETWORK, INC. 4 Under 10 loans Under 10 loans 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION 4 Under 10 loans Under 10 loans 0.0%
PNC Bank, National Association 3 Under 10 loans Under 10 loans 50.0%
Bank of America, National Association 3 Under 10 loans Under 10 loans 40.0%
The Federal Savings Bank 3 Under 10 loans Under 10 loans 33.3%
MUTUAL OF OMAHA MORTGAGE, INC. 3 Under 10 loans Under 10 loans 40.0%
BOKF, National Association 3 Under 10 loans Under 10 loans 50.0%
NUSENDA 3 Under 10 loans Under 10 loans 25.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 3 Under 10 loans Under 10 loans 0.0%
SOUTHWEST STAGE FUNDING, LLC 3 Under 10 loans Under 10 loans 0.0%
Gateway First Bank 3 Under 10 loans Under 10 loans 0.0%
NEXERA HOLDING LLC 3 Under 10 loans Under 10 loans 0.0%
TRIAD FINANCIAL SERVICES, INC. 2 Under 10 loans Under 10 loans 61.1%
VANDERBILT MORTGAGE AND FINANCE, INC. 2 Under 10 loans Under 10 loans 60.0%
NEWREZ LLC 2 Under 10 loans Under 10 loans 75.0%
CARRINGTON MORTGAGE SERVICES, LLC 2 Under 10 loans Under 10 loans 40.0%
VILLAGE CAPITAL & INVESTMENT LLC 2 Under 10 loans Under 10 loans 50.0%
SOFI BANK, NATIONAL ASSOCIATION 2 Under 10 loans Under 10 loans 33.3%
Farm Credit Mid-America 2 Under 10 loans Under 10 loans 50.0%
Loan Simple, Inc. 2 Under 10 loans Under 10 loans 0.0%
PHH Mortgage Corporation 2 Under 10 loans Under 10 loans 0.0%
HOMEBRIDGE FINANCIAL SERVICES, INC. 2 Under 10 loans Under 10 loans 0.0%
Click n' Close, Inc. 2 Under 10 loans Under 10 loans 0.0%
BPL MORTGAGE TRUST, LLC 2 Under 10 loans Under 10 loans 0.0%
CHURCHILL MORTGAGE CORPORATION 2 Under 10 loans Under 10 loans 0.0%
Luminate Bank 2 Under 10 loans Under 10 loans 0.0%
VAN DYK MORTGAGE CORPORATION 2 Under 10 loans Under 10 loans 0.0%
CANOPY MORTGAGE, LLC 2 Under 10 loans Under 10 loans 0.0%
AMERICAN FINANCING CORPORATION 1 Under 10 loans Under 10 loans 75.0%
Discover Bank 1 Under 10 loans Under 10 loans 66.7%
NEW DAY FINANCIAL, LLC 1 Under 10 loans Under 10 loans 66.7%
AMERIHOME MORTGAGE COMPANY, LLC 1 Under 10 loans Under 10 loans 0.0%
NOVA FINANCIAL & INVESTMENT CORPORATION 1 Under 10 loans Under 10 loans 50.0%
Equity Prime Mortgage LLC 1 Under 10 loans Under 10 loans 0.0%
KIND LENDING, LLC 1 Under 10 loans Under 10 loans 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC 1 Under 10 loans Under 10 loans 0.0%
FINANCE OF AMERICA REVERSE LLC 1 Under 10 loans Under 10 loans 0.0%
RELIANCE FIRST CAPITAL, LLC 1 Under 10 loans Under 10 loans 0.0%
EMBRACE HOME LOANS, INC. 1 Under 10 loans Under 10 loans 0.0%
Cornerstone First Mortgage, Inc 1 Under 10 loans Under 10 loans 0.0%
Flanagan State Bank 1 Under 10 loans Under 10 loans 0.0%
Sunflower Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
THE LOAN STORE, INC. 1 Under 10 loans Under 10 loans 0.0%
Sierra Pacific Mortgage Company, Inc. 1 Under 10 loans Under 10 loans 0.0%
PLANET HOME LENDING, LLC 1 Under 10 loans Under 10 loans 0.0%
First National Bank Texas 1 Under 10 loans Under 10 loans 0.0%
Leader Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
CLEARPATH LENDING 1 Under 10 loans Under 10 loans 0.0%
Heritage Bank National Association 1 Under 10 loans Under 10 loans 0.0%
OAKTREE FUNDING CORP. 1 Under 10 loans Under 10 loans 0.0%
SANDIA AREA 1 Under 10 loans Under 10 loans 0.0%
LONGBRIDGE FINANCIAL, LLC 1 Under 10 loans Under 10 loans 0.0%
FIRST TECHNOLOGY FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
FIRST COMMUNITY MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
SUN AMERICAN MORTGAGE COMPANY 1 Under 10 loans Under 10 loans 0.0%
ALLIANT CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC 1 Under 10 loans Under 10 loans 0.0%
SECURITYNATIONAL MORTGAGE COMPANY 1 Under 10 loans Under 10 loans 0.0%
RANLIFE, INC. 1 Under 10 loans Under 10 loans 0.0%
Goldwater Bank, N.A. 1 Under 10 loans Under 10 loans 0.0%
DIRECTORS MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
DIRECTIONS EQUITY, LLC 1 Under 10 loans Under 10 loans 0.0%
Access Community Credit Union 1 Under 10 loans Under 10 loans 0.0%
Firefighters First Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
Barrington Bank & Trust Company, National Association 1 Under 10 loans Under 10 loans 0.0%
WASHINGTON FEDERAL BANK 1 Under 10 loans Under 10 loans 0.0%
Cadence Bank 1 Under 10 loans Under 10 loans 0.0%
COUNTRYPLACE MORTGAGE, LTD. 0 Under 10 loans Under 10 loans 100.0%
MISSION LOANS, LLC 0 Under 10 loans Under 10 loans 100.0%
CREDIT HUMAN FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 75.0%
BETTER MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans 100.0%
AMERICAN HERITAGE LENDING, LLC 0 Under 10 loans Under 10 loans 0.0%
Kirtland Federal Credit Union 0 Under 10 loans Under 10 loans 100.0%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 0 Under 10 loans Under 10 loans 0.0%
GoodLeap, LLC 0 Under 10 loans Under 10 loans 100.0%
LENDINGONE, LLC 0 Under 10 loans Under 10 loans Not published
Allied First Bank,sb 0 Under 10 loans Under 10 loans 100.0%
NBKC BANK 0 Under 10 loans Under 10 loans Not published
Watermark Capital, Inc. 0 Under 10 loans Under 10 loans 0.0%
Del Norte Credit Union 0 Under 10 loans Under 10 loans Not published
RPE Home, Inc 0 Under 10 loans Under 10 loans Not published
254900M2C4Q6DATP2889 0 Under 10 loans Under 10 loans Not published
254900O723MCLR701H50 0 Under 10 loans Under 10 loans 100.0%
Loan Funder LLC 0 Under 10 loans Under 10 loans Not published
State Employees Credit Union 0 Under 10 loans Under 10 loans Not published
MORTGAGEONE, INC. 0 Under 10 loans Under 10 loans Not published
Mountain America Federal Credit Union 0 Under 10 loans Under 10 loans Not published
PFN Lending Group, Inc. 0 Under 10 loans Under 10 loans Not published
Amarillo National Bank 0 Under 10 loans Under 10 loans 100.0%
PENTAGON FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans Not published
Waterstone Mortgage Corporation 0 Under 10 loans Under 10 loans 100.0%
GECU 0 Under 10 loans Under 10 loans Not published
CONTOUR MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
Mid-Continent Funding, Inc. 0 Under 10 loans Under 10 loans 0.0%
BELEM SERVICING LLC 0 Under 10 loans Under 10 loans Not published
549300PWMS2701UFP528 0 Under 10 loans Under 10 loans Not published
Magnolia Bank, Incorporated 0 Under 10 loans Under 10 loans Not published
LOWER, LLC 0 Under 10 loans Under 10 loans Not published
SUN WEST MORTGAGE COMPANY, INC. 0 Under 10 loans Under 10 loans 100.0%
City Bank 0 Under 10 loans Under 10 loans Not published
DEEPHAVEN MORTGAGE LLC 0 Under 10 loans Under 10 loans 100.0%
984500FAD1FB7FEGTE82 0 Under 10 loans Under 10 loans Not published
Citibank, National Association 0 Under 10 loans Under 10 loans Not published
Flagstar Bank, N.A. 0 Under 10 loans Under 10 loans Not published
First National Bank of America 0 Under 10 loans Under 10 loans Not published
MidFirst Bank 0 Under 10 loans Under 10 loans Not published
PANORAMA MORTGAGE GROUP, LLC 0 Under 10 loans Under 10 loans Not published
PLAZA HOME MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
Citizens Bank, National Association 0 Under 10 loans Under 10 loans Not published
Truist Bank 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

Bank branches in Chaves County

18 FDIC-insured branches from 8 banks, as of 30 June 2026, with the deposits held at them.

BankBranches hereDeposits
Bank of the Southwest 4$46.8 million
Pioneer Bank 3$336.3 million
Valley Bank of Commerce 3$260.2 million
Wells Fargo Bank, National Association 2$292.4 million
First American Bank 2$148.9 million
The James Polk Stone Community Bank 2$73.7 million
WaFd Bank 1$165.9 million
First National Bank Texas 1$6.4 million

Closed since the 2025 survey

1 branch in the 2025 survey has no 2026 row: closed, sold, or moved.

Get told when this changes

When the next year’s lending figures are out for Chaves County, or a lender arrives or leaves.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.