Mortgage Lender Index

Refinancing lenders in Chaves County

107 refinancing mortgages were made in Chaves County, New Mexico, in 2025, by 56 lenders. The median rate their borrowers got was 6.063% on a median loan of $205,000. Of 160 decisions, 43 were denials — 26.9%, most often for debt-to-income ratio.

LenderMortgages madeMedian rateMedian loanDenied
Rocket Mortgage, LLC 20 5.990% $225,000 21.4%
UNITED SHORE FINANCIAL SERVICES, LLC 16 5.612% $225,000 15.0%
Bank of the Southwest 13 Not published $95,000 23.5%
Loandepot.Com, LLC 6 Under 10 loans Under 10 loans 14.3%
LAKEVIEW LOAN SERVICING, LLC 6 Under 10 loans Under 10 loans 12.5%
CMG MORTGAGE, INC. 5 Under 10 loans Under 10 loans 0.0%
FREEDOM MORTGAGE CORPORATION 5 Under 10 loans Under 10 loans 11.1%
PENNYMAC LOAN SERVICES, LLC 4 Under 10 loans Under 10 loans 20.0%
Mortgage Research Center, LLC 3 Under 10 loans Under 10 loans 40.0%
EVERETT FINANCIAL, INC. 3 Under 10 loans Under 10 loans 20.0%
Broker Solutions, Inc. 2 Under 10 loans Under 10 loans 50.0%
PHH Mortgage Corporation 2 Under 10 loans Under 10 loans 0.0%
GENEVA FINANCIAL, LLC 2 Under 10 loans Under 10 loans 0.0%
Wells Fargo Bank, National Association 2 Under 10 loans Under 10 loans 0.0%
NEWREZ LLC 1 Under 10 loans Under 10 loans 80.0%
VILLAGE CAPITAL & INVESTMENT LLC 1 Under 10 loans Under 10 loans 66.7%
Prosperity Home Mortgage, LLC 1 Under 10 loans Under 10 loans 0.0%
Loan Simple, Inc. 1 Under 10 loans Under 10 loans 0.0%
GUARANTEED RATE, INC. 1 Under 10 loans Under 10 loans 0.0%
AMERIHOME MORTGAGE COMPANY, LLC 1 Under 10 loans Under 10 loans 0.0%
NUSENDA 1 Under 10 loans Under 10 loans 50.0%
PLANET HOME LENDING, LLC 1 Under 10 loans Under 10 loans 0.0%
BPL MORTGAGE TRUST, LLC 1 Under 10 loans Under 10 loans 0.0%
Farm Credit Mid-America 1 Under 10 loans Under 10 loans 0.0%
AMERICAN FINANCIAL NETWORK, INC. 1 Under 10 loans Under 10 loans 0.0%
CLEARPATH LENDING 1 Under 10 loans Under 10 loans 0.0%
LONGBRIDGE FINANCIAL, LLC 1 Under 10 loans Under 10 loans 0.0%
SUN AMERICAN MORTGAGE COMPANY 1 Under 10 loans Under 10 loans 0.0%
NEW DAY FINANCIAL, LLC 1 Under 10 loans Under 10 loans 0.0%
ALLIANT CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC 1 Under 10 loans Under 10 loans 0.0%
Firefighters First Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
MICHIGAN MUTUAL, INC. 0 Under 10 loans Under 10 loans 100.0%
NATIONSTAR MORTGAGE LLC 0 Under 10 loans Under 10 loans 50.0%
BOKF, National Association 0 Under 10 loans Under 10 loans 100.0%
GUILD MORTGAGE COMPANY 0 Under 10 loans Under 10 loans Not published
21st Mortgage Corporation 0 Under 10 loans Under 10 loans 100.0%
Kirtland Federal Credit Union 0 Under 10 loans Under 10 loans Not published
254900O723MCLR701H50 0 Under 10 loans Under 10 loans 100.0%
MORTGAGEONE, INC. 0 Under 10 loans Under 10 loans Not published
Gateway First Bank 0 Under 10 loans Under 10 loans Not published
Mountain America Federal Credit Union 0 Under 10 loans Under 10 loans Not published
COUNTRYPLACE MORTGAGE, LTD. 0 Under 10 loans Under 10 loans Not published
AMERICAN FINANCING CORPORATION 0 Under 10 loans Under 10 loans Not published
The Federal Savings Bank 0 Under 10 loans Under 10 loans 100.0%
Waterstone Mortgage Corporation 0 Under 10 loans Under 10 loans 100.0%
NOVA FINANCIAL & INVESTMENT CORPORATION 0 Under 10 loans Under 10 loans 100.0%
Equity Prime Mortgage LLC 0 Under 10 loans Under 10 loans Not published
Mid-Continent Funding, Inc. 0 Under 10 loans Under 10 loans 0.0%
Pioneer Bank 0 Under 10 loans Under 10 loans 100.0%
SUN WEST MORTGAGE COMPANY, INC. 0 Under 10 loans Under 10 loans 100.0%
CROSSCOUNTRY MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
Allied First Bank,sb 0 Under 10 loans Under 10 loans 100.0%
BETTER MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
AmeriSave Mortgage Corporation 0 Under 10 loans Under 10 loans 100.0%
JPMorgan Chase Bank, National Association 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.